Cheapest Car Insurance In Wyoming For 2024
Finding affordable car insurance in Wyoming can be tough, but there are options out there. GEICO offers competitive rates and dependable service, covering everything from basic to comprehensive needs.
We’ve saved shoppers an average of $600 per year on their car insurance.
This guide delves into the specifics of car insurance in Wyoming, examines the factors that influence prices, and gives practical tips for getting affordable coverage without sacrificing protection. Let’s dive into this journey towards savings and discover strategies for securing the most budget-friendly car insurance in Wyoming.
Cheapest Car Insurance Companies In Wyoming
Cheapest Car Insurance In Wyoming For Drivers With Prior Incidents
Wyoming drivers who’ve experienced accidents, speeding tickets, or DUIs often find it hard to access affordable auto insurance. These incidents mark them as high-risk drivers to insurance companies, which raises the likelihood of future claims.
This issue is more pronounced in Wyoming due to the higher occurrence of traffic accidents. Insurers rely on data to set premiums, acknowledging a correlation between past driving incidents and the likelihood of future claims.
Cheapest Car Insurance In Wyoming After A Speeding Ticket
State Farm stands out as a top pick for budget-friendly auto insurance, averaging around $100, especially appealing to drivers with speeding tickets.
| Provider | Average Monthly Cost | Average Annual Cost |
| Farmers | $194 | $2,326 |
| State Farm | $100 | $1,198 |
| Progressive | $110 | $1,318 |
| Allstate | $210 | $2,518 |
| GEICO | $160 | $1,918 |
Cheapest Car Insurance In Wyoming After An At-Fault Accident
Priced at around $120, State Farm’s insurance is the preferred selection for drivers who’ve had accidents they’re at fault for. It’s the most budget-friendly solution for them.
| Provider | Average Monthly Cost | Average Annual Cost |
| Allstate | $242 | $2,902 |
| Farmers | $204 | $2,446 |
| State Farm | $120 | $1,438 |
| GEICO | $125 | $1,498 |
| Progressive | $252 | $3,022 |
Cheapest Car Insurance In Wyoming For Drivers After A DUI
State Farm’s car insurance averages around $204, making it the most affordable for drivers dealing with a DUI on their record.
| Provider | Average Monthly Cost | Average Annual Cost |
| Erie | $150 | $1,798 |
| Progressive | $180 | $2,158 |
| GEICO | $200 | $2,398 |
| Allstate | $220 | $2,638 |
| State Farm | $204 | $2,446 |
Cheapest Car Insurance In Wyoming For Drivers With Poor Credit
Those in Wyoming grappling with poor credit can find affordable insurance rates with Farmers, starting from about $82 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
|
Farmers |
$45 |
$538 |
|
GEICO |
$30 |
$358 |
| Allstate |
$60 |
$718 |
|
Progressive |
$54 |
$646 |
|
State Farm |
$34 |
$406 |
Your car insurance costs are significantly influenced by your credit score, which helps insurers assess your risk level. A lower credit score suggests a higher likelihood of filing claims, making you a riskier customer to insure.
Cheapest Car Insurance In Wyoming For Good Drivers
Your car insurance costs in Wyoming are determined by several factors including your driving record, age, and desired coverage. Erie offer the cheapest car insurance in Wyoming, with average rates of $30.
| Provider | Average Monthly Cost | Average Annual Cost |
|
$45 |
$538 |
|
|
Erie |
$30 |
$358 |
|
GEICO |
$60 |
$718 |
|
Progressive |
$54 |
$646 |
|
Allstate |
$90 |
$1,078 |
Cheapest Car Insurance In Wyoming For Seniors
State Farm introduces accessible insurance solutions aimed at older residents of Wyoming, with an average starting price of about $52 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
|
Progressive |
$122 |
$1,462 |
|
Allstate |
$75 |
$898 |
| Farmers |
$79 |
$946 |
| GEICO |
$100 |
$1,198 |
| State Farm |
$52 |
$622 |
Senior citizens may qualify for lower car insurance rates because they’re generally considered experienced and cautious drivers, reducing the likelihood of accidents. Additionally, since many seniors drive less, their risk of accidents and insurance claims decreases.
Cheapest Car Insurance In Wyoming For Young Drivers
Car insurance is generally cheaper for young adults than for teenagers in Wyoming. This is because as individuals age, they usually drive more cautiously, resulting in fewer accidents and insurance claims. Insurance companies factor this in and provide lower premiums to young adults who exhibit safe driving practices.
Cheapest Wyoming Car Insurance For 16-Year-Olds
Looking for insurance at 16? Farmers got you covered at around $238 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| State Farm | $315 | $3,778 |
| American National | $325 | $3,898 |
| Geico | $444 | $5,326 |
| Farmers | $238 | $2,854 |
| USAA | $262 | $3,142 |
Cheapest Wyoming Car Insurance For 17-Year-Olds
At around $176 on average, American National offers the most attractive insurance rates for 17-year-olds.
| Provider | Average Monthly Cost | Average Annual Cost |
| American National | $176 | $2,110 |
| Geico | $444 | $5,328 |
| State Farm | $262 | $3,142 |
| Farmers | $226 | $2,710 |
| USAA | $232 | $2,782 |
Cheapest Wyoming Car Insurance For 18-Year-Olds
American National provides insurance coverage customized for 18-year-olds, typically priced at $180 per month.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $212 | $2,542 |
| GEICO | $430 | $5,158 |
| Farmers | $232 | $2,782 |
| American National | $180 | $2,158 |
| State Farm | $270 | $3,238 |
Cheapest Wyoming Car Insurance For 21-Year-Olds
American National stands out for offering the lowest rates to 21-year-olds, with a typical monthly expense of $100.
| Provider | Average Monthly Cost | Average Annual Cost |
| USAA | $112 | $1,342 |
| Farmers | $200 | $2,398 |
| Erie | $154 | $1,846 |
| American National | $100 | $1,198 |
| State Farm | $180 | $2,158 |
Cheapest Car Insurance In Wyoming For Full Coverage
State Farm supplies the most economical options for comprehensive car insurance in Wyoming , commencing at approximately $50 monthly on average.
| Provider | Average Monthly Cost | Average Annual Cost |
|
Progressive |
$114 |
$1,366 |
|
GEICO |
$87 |
$1,042 |
|
Allstate |
$90 |
$1,078 |
|
State Farm |
$50 |
$598 |
|
Farmers |
$72 |
$862 |
Comprehensive auto insurance in Wyoming provides extensive protection for drivers and their vehicles. Along with mandatory liability coverage, it includes collision and comprehensive insurance.
Cheapest Car Insurance In Wyoming For Minimum Coverage
GEICO stands out as the most economical option for car insurance in Wyoming , with typical starting monthly rates hovering around $30, making it a desirable choice for numerous drivers.
| Provider | Average Monthly Cost | Average Annual Cost |
|
Farmers |
$45 |
$538 |
|
GEICO |
$30 |
$358 |
| Allstate |
$60 |
$718 |
|
Progressive |
$54 |
$646 |
|
State Farm |
$34 |
$406 |
Average Cost Of Auto Insurance In Wyoming – By Age
| Age | Average Monthly Cost | Average Annual Cost |
| 16 | $534 | $6,406 |
| 17 | $440 | $5,278 |
| 18 | $402 | $4,822 |
| 19 | $302 | $3,622 |
| 21 | $245 | $2,938 |
| 25 | $172 | $2,062 |
| 30 | $158 | $1,894 |
| 40 | $155 | $1,858 |
| 50 | $145 | $1,738 |
| 55 | $140 | $1,678 |
| 65 | $145 | $1,738 |
| 75 | $170 | $2,038 |
Average Cost Of Car Insurance In Wyoming – By Gender & Marital Status
| Gender | Marital Status | Average Annual Cost |
| Female | Single | $1,890 |
| Male | Single | $1,918 |
| Female | Married | $1,598 |
| Male | Married | $1,630 |
Average Cost Of Auto Insurance In Wyoming – By Credit Tier
| Credit Tier | Average Monthly Cost | Average Annual Cost |
| Excellent | $140 | $1,678 |
| Good | $155 | $1,858 |
| Poor | $170 | $2,038 |
Cheapest Car Insurance In Wyoming By City
| City | Average Monthly Cost | Average Annual Cost |
| Buffalo | $162 | $1,942 |
| Worland | $164 | $1,966 |
| Cheyenne | $166 | $1,990 |
| Wheatland | $169 | $2,026 |
| Green River | $165 | $1,978 |
Car Insurance Discounts In Wyoming
When you’re in the market for car insurance, it’s smart to look for companies that offer customized discounts based on your individual circumstances. Chatting with your insurance agent can reveal potential discounts you might not be aware of. Most major car insurance providers typically offer these types of discounts:
- Safe Driver Discount: If your driving history is clean with no accidents or traffic violations, you may qualify for this discount.
- Multi-Vehicle Discount: Insuring multiple cars under one policy often comes with a discount, which can be cheaper than insuring each car separately.
- Bundle Discount: Many companies offer discounts to customers who bundle their car insurance with other policies like home or renters insurance.
- Good Student Discount: Students who maintain good grades may qualify for discounts on their car insurance premiums.
- Defensive Driving Course Discount: Completing a defensive driving course can make drivers eligible for discounts on their insurance premiums. These courses teach skills that help drivers avoid accidents and reduce risks on the road.
Our Methodology
During my investigation, I collected and examined information regarding different auto insurance companies and their offerings in a methodical manner. Initially, I pinpointed key factors for evaluation, such as coverage types, pricing specifics, customer satisfaction levels, and the financial reliability of insurers. Subsequently, I gathered data from reliable sources such as insurance company websites, consumer review platforms, and industry analyses.
After compiling the data, I organized it and assessed each insurance provider according to defined criteria, comparing coverage choices, pricing structures, available discounts, and customer feedback to understand the strengths and weaknesses of each company.
Quotes Analyzed
Years Of Industry Experience
Brands Reviewed
Research Hours
FAQs
How much is car insurance a month in Wyoming?
Your monthly car insurance bill in Wyoming might fluctuate based on things like your age, driving history, and the types of coverage you select.
What is the minimum car insurance one must have in Wyoming?
Every car insurance plan in Wyoming must come with liability coverage for bodily injury and property damage, as well as mandatory Personal Injury Protection (PIP) coverage.
Which insurance is better in Wyoming?
Choosing the top insurance provider in Wyoming is influenced by individual tastes, driving habits, and insurance requirements. It’s wise to obtain quotes from multiple insurers to identify the perfect match for your specific situation.
Related Content
How To Add A Driver To Your Car Insurance How Much Is Car Insurance For A 70 Year Old? Does Car Insurance Cover A Cracked Windshield?
Find A Policy
Volkswagen Passat Insurance Cost Volkswagen Tiguan Insurance Cost Volvo S60 Insurance Cost
Auto Insurance In Your Area
Car Insurance Detroit MI Car Insurance Houston TX Car Insurance Charleston SC
