Chevrolet Camaro Car Insurance Cost 2025

Typically, Chevrolet Camaro drivers can expect to pay around $2,317 per year for car insurance. However, the actual cost can vary based on factors such as your age, the model year of your car, your location, and the coverage options you choose. For a more accurate estimate, you can use our quote tables below to calculate your specific insurance costs.

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Updated: 08 January 2025
Written by Bob Phillips
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If you’re thinking about buying a Chevrolet Camaro, it’s essential to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase. On average, insurance for a Chevrolet Camaro cost $2,317 per year.

Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s important to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being at fault in an accident could lead to higher premiums.

With over ten years of experience analyzing car insurance rates, I’ve observed the considerable variability in these costs. Factors such as age, driving history, and location can significantly impact insurance premiums.

How Much Does A Chevrolet Camaro Car Insurance Cost?

Typically, Chevrolet Camaro drivers can find car insurance at an average rate of $2,317 per year.

It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.

Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.

As you can see from the table below, the cost of insurance for a Chevrolet Camaro is more expensive compared to the average cost of all Chevrolets models. However, it is also higher than the average cost for all cars.

Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.

Vehicle Average Monthly Premium
Chevrolet Camaro $212
All Chevrolets $170
All Cars $175

Average Insurance Cost Of Chevrolet Camaro By Model Year

Model Year Average Premium
2024 Chevrolet Camaro $1,687
2023 Chevrolet Camaro $1,508
2022 Chevrolet Camaro $1,053
2021 Chevrolet Camaro $802
2020 Chevrolet Camaro $732
2019 Chevrolet Camaro $846
2018 Chevrolet Camaro $1,076
2017 Chevrolet Camaro $838
2016 Chevrolet Camaro $937
2015 Chevrolet Camaro $701
2014 Chevrolet Camaro $698
2013 Chevrolet Camaro $684
2012 Chevrolet Camaro $783
2011 Chevrolet Camaro $580
2010 Chevrolet Camaro $588

2024 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2024 Chevrolet Camaro is $1,687. However, Pekin Insurance offers the cheapest rates, averaging $772 per year.

Insurance Provider Average Annual Cost
Auto Club Group $2,216
SECURA Insurance $1,593
USAA $1,944
Pekin Insurance $772
Unitrin $1,633
Mercury $1,813
Hartford $1,683
Country $1,553
21st Century $1,965
Rockford Mutual Insurance $1,694

2023 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2023 Chevrolet Camaro is $1,508. However, SafeAuto offers the cheapest rates, averaging $967 per year.

Insurance Provider Average Annual Cost
PEMCO $1,748
Mercury Insurance Company $1,630
Southern Farm Bureau $2,018
21st Century $1,941
Unigard $1,454
Kemper Auto | Infinity $1,423
Texas Farm Bureau Group $1,198
Country $1,236
American National P $1,465
SafeAuto $967

2022 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2022 Chevrolet Camaro is $1,053. However, Safeco offers the cheapest rates, averaging $42 per year.

Insurance Provider Average Annual Cost
Safeco $42
Kemper Auto | Infinity $1,210
PEMCO $1,550
Mercury Insurance $1,326
Utica National Ins Group $1,017
North Carolina Farm Bureau $1,228
Georgia Farm Bureau $1,453
Victoria $638
Titan $1,100
NatGen Custom 360 $963

2021 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2021 Chevrolet Camaro is $802. However, Safeco offers the cheapest rates, averaging $116 per year.

Insurance Provider Average Annual Cost
Safeco $116
Buckeye Insurance Group $851
Mercury Insurance $793
Western Reserve $1,177
NatGen Custom 360 $816
New Jersey Manufacturers $1,110
Dairyland FR Bond $444
SafeAuto $1,127
AssuranceAmerica Mobile Max $665
Dairyland Broadform $924

2020 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2020 Chevrolet Camaro is $732. However, Safeco offers the cheapest rates, averaging $82 per year.

Insurance Provider Average Annual Cost
Virginia Farm Bureau $1,036
Dairyland FR Bond $1,057
Concord Group $865
Kemper Auto Premier $657
Safeco $82
Kemper Personal Insurance $188
Buckeye Insurance Group $897
Mercury Insurance $544
Indiana Farmers Mutual Ins $1,036
Dairyland Broadform $955

2019 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2019 Chevrolet Camaro is $846. However, Safeco offers the cheapest rates, averaging $114 per year.

Insurance Provider Average Annual Cost
Kemper Auto Premier $255
Dairyland Broadform $994
Kemper Auto $871
PEMCO $992
Mercury Insurance $745
Utica National Ins Group $1,242
Safeco $114
SECURA Insurance $1,078
Clearcover $1,006
Pekin Insurance $1,163

2018 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2018 Chevrolet Camaro is $1,076. However, Safeco offers the cheapest rates, averaging $126 per year.

Insurance Provider Average Annual Cost
Indiana Farmers Mutual Ins $1,337
AssuranceAmerica Mobile Max $302
Titan $1,224
Texas Farm Bureau Group $1,511
National Farmers Union P $1,481
NatGen Advantage $1,320
Safeco $126
Buckeye Insurance Group $1,196
Mercury Insurance $1,143
Colorado Farm Bureau Mutual $1,120

2017 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2017 Chevrolet Camaro is $838. However, Safeco offers the cheapest rates, averaging $65 per year.

Insurance Provider Average Annual Cost
SECURA Insurance $1,245
Safeco $65
Concord Group $740
AssuranceAmerica Mobile Max $1,131
NatGen Custom 360 $708
North Carolina Farm Bureau $1,175
Patriot Group $1,010
Mercury Insurance $646
Countryway Insurance $795
MMG Insurance Company $861

2016 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2016 Chevrolet Camaro is $937. However, Safeco offers the cheapest rates, averaging $64 per year.

Insurance Provider Average Annual Cost
Dairyland Scored $1,257
Mercury Insurance $726
North Carolina Farm Bureau $1,129
Direct Auto $1,027
Safeco $64
Kemper Personal Insurance $871
AssuranceAmerica Mobile Max $798
Utica National Ins Group $1,308
American National P $1,304
American National P&C $889

2015 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2015 Chevrolet Camaro is $701. However, Safeco offers the cheapest rates, averaging $54 per year.

Insurance Provider Average Annual Cost
Countryway Insurance $921
Buckeye Insurance Group $1,116
Titan $1,194
Mercury Insurance $518
Utica National Ins Group $824
SafeAuto $1,164
Safeco $54
NatGen Custom 360 $654
Kemper Personal Insurance $354
AssuranceAmerica Mobile Max $208

2014 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2014 Chevrolet Camaro is $698. However, Safeco offers the cheapest rates, averaging $133 per year.

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $418
Utica National Ins Group $662
North Carolina Farm Bureau $993
Mercury Insurance $857
Dairyland Broadform $272
Farmers Mutual of Nebraska $1,009
American National P $842
Nodak Mutual $982
IMT Insurance Company $807
Safeco $133

2013 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2013 Chevrolet Camaro is $684. However, Safeco offers the cheapest rates, averaging $182 per year.

Insurance Provider Average Annual Cost
Virginia Farm Bureau $892
Kemper Auto Premium $747
North Carolina Farm Bureau $962
NatGen Custom 360 $352
Dairyland Broadform $572
Partners Mutual Insurance Co $1,012
Utica National Ins Group $831
Mercury Insurance $895
Dairyland FR Bond $396
Safeco $182

2012 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2012 Chevrolet Camaro is $783. However, Safeco offers the cheapest rates, averaging $58 per year.

Insurance Provider Average Annual Cost
NatGen Custom 360 $1,025
SECURA Insurance $1,095
Safeco $58
Clearcover $930
Dairyland Broadform $788
Kemper Auto Premium $982
Tennessee Farmers $1,008
Mercury Insurance $368
North Carolina Farm Bureau $887
Plymouth Rock $692

2011 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2011 Chevrolet Camaro is $580. However, Safeco offers the cheapest rates, averaging $82 per year.

Insurance Provider Average Annual Cost
NatGen Custom 360 $453
Safeco $82
AssuranceAmerica Mobile Max $636
Jupiter Auto Insurance $771
Pekin Insurance $824
Dairyland Broadform $493
North Carolina Farm Bureau $786
SECURA Insurance $996
Mercury Insurance $110
Utica National Ins Group $647

2010 Chevrolet Camaro Insurance Rates

The average annual insurance cost for a 2010 Chevrolet Camaro is $588. However, Safeco offers the cheapest rates, averaging $51 per year.

Insurance Provider Average Annual Cost
NatGen PPA $798
PEMCO $794
North Carolina Farm Bureau $708
American National P $951
NatGen Custom 360 $221
Dairyland Broadform $288
Safeco $51
Kemper Auto | Infinity $743
Utica National Ins Group $730
Mercury Insurance $599

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Is A Chevrolet Camaro Expensive To Insure?

The cost to insure a Chevrolet Camaro is more expensive than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, the age of your car, location, and other considerations.

Cost of Chevrolet Camaro Car Insurance By Age

Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums, as statistically, they are more likely to be involved in car accidents compared to any other age group. As you get older, your premiums tend to decrease because you are considered a lower insurance risk.

Driver Age Good Driver Recent Accident Poor Credit
17 $8,392 $12,404 $14,517
18 $7,889 $11,545 $13,524
19 $6,903 $10,215 $11,927
20 $6,087 $8,857 $10,377
21 $5,054 $7,470 $8,730
22 $4,920 $7,277 $8,493
23 $4,335 $6,399 $7,418
24 $4,131 $6,004 $7,088
25 $3,557 $5,201 $6,085
30 $2,788 $4,087 $4,758
35 $2,549 $3,811 $4,411
40 $2,441 $3,684 $4,317
45 $2,371 $3,559 $4,184
55 $2,250 $3,310 $3,821
65 $2,331 $3,377 $3,958
75 $2,939 $4,297 $4,979

Chevrolet Camaro Car Insurance Cost – By U.S. State

Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance, and certain states, like Michigan, tend to have higher premiums due to mandated higher levels of coverage. Additionally, the climate in each location varies—some states experience extreme weather like hurricanes, storms, and flooding.

Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies take all of these factors into consideration when determining your specific Chevrolet Camaro insurance rate.

State Good Driver Recent Accident Poor Credit
Alabama $2,603 $3,800 $4,847
Alaska $2,195 $3,056 $2,977
Arizona $2,497 $3,613 $5,221
Arkansas $2,654 $4,226 $4,653
California $3,055 $5,352 $3,019
Colorado $2,807 $3,937 $4,965
Connecticut $3,623 $5,611 $7,033
Delaware $2,965 $3,995 $5,042
Florida $3,552 $4,880 $6,419
Georgia $2,904 $4,285 $4,392
Hawaii $1,128 $1,574 $1,122
Idaho $2,027 $2,663 $3,190
Illinois $2,070 $3,150 $3,562
Indiana $2,159 $3,244 $3,734
Iowa $1,744 $2,331 $2,779
Kansas $2,242 $3,255 $3,845
Kentucky $3,282 $4,810 $5,729
Louisiana $4,166 $6,355 $6,887
Maine $1,573 $2,170 $3,243
Maryland $2,567 $3,775 $4,158
Massachusetts $2,032 $3,625 $2,053
Michigan $4,963 $7,607 $12,018
Minnesota $2,013 $2,727 $3,874
Mississippi $2,525 $3,561 $3,561
Missouri $2,347 $3,340 $4,347
Montana $2,418 $3,288 $3,846
Nebraska $1,966 $3,005 $3,235
Nevada $3,294 $4,874 $5,207
New Hampshire $2,291 $3,626 $4,621
New Jersey $2,575 $3,946 $5,236
New Mexico $2,556 $3,876 $3,996
New York $2,385 $3,043 $5,020
North Carolina $1,491 $2,536 $1,853
North Dakota $1,999 $3,116 $3,631
Ohio $1,776 $2,846 $2,898
Oklahoma $2,889 $4,174 $4,621
Oregon $2,614 $3,539 $4,204
Pennsylvania $2,237 $3,220 $3,780
Rhode Island $3,754 $5,402 $6,165
South Carolina $2,548 $3,482 $4,792
South Dakota $2,220 $3,276 $3,783
Tennessee $2,698 $3,915 $5,205
Texas $2,701 $3,813 $4,758
Utah $2,264 $3,232 $4,430
Vermont $1,741 $2,745 $2,876
Virginia $1,639 $2,531 $2,484
Washington $2,173 $3,007 $3,513
West Virginia $2,181 $3,163 $3,896
Wisconsin $2,156 $3,378 $3,867
Wyoming $1,996 $2,877 $3,011

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Cheapest Car Insurance Companies For A Chevrolet Camaro

If you’re looking to purchase a new car insurance policy for your Chevrolet Camaro, then you might want to know who the cheapest insurance companies are. For drivers solely looking for the most affordable policy, Horace Mann offers a $32 per month premium, making them one of the cheapest providers for a Chevrolet Camaro. However, rates can fluctuate based on your driver profile, so this rate is just an average. To find the best rates for your specific situation, the best thing to do is shop around and compare quotes.

Company Average Monthly Rate
Horace Mann $32
Aspire $58
Kemper Personal Insurance $44
StateAuto $60
MetroMile $46

Common Chevrolet Camaro Insurance Discounts

Discounts are a great way to lower your car insurance costs. While each auto insurance provider will offer their own discounts, there are some common ones which you can check your eligibility for:

  • Multi-policy: If you bundle your home and auto insurance policies with one provider, you can often get a discounted rate.
  • Pay annually: This is for people who pay their premium all at once, rather than spreading the payments out every month.
  • Defensive driving: By taking defensive driving courses from a certified institution, you can become eligible for discounted rates.

There are other discounts you might qualify for, depending on your circumstances. It’s always a good idea to speak to your insurance agent, as they can help you identify the discounts that apply to you.

Ways To Save On Chevrolet Camaro Insurance Costs

Maintaining a clean driving record is one of the best ways to keep your Chevrolet Camaro insurance costs down. Getting a speeding ticket or being involved in an accident can raise your premiums.

Chevrolet Camaro drivers with a ticket on their record can expect to pay $102 per month, while those with multiple accidents will pay an average of $150 per month. By avoiding these incidents, you can keep your insurance costs low.

Additionally, drivers with low annual mileage pay less for Chevrolet Camaro insurance, as drivers on the road less frequently have fewer chances of getting into accidents, making them a lower risk to insure. Chevrolet Camaro drivers who drive between 5,000 and 7,500 miles per year will pay around $87 per month for car insurance. In contrast, those who drive over 10,000 miles per year will pay $91 per month.

Our Methodology

Yes, to calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from leading auto insurance providers. The sample profile was for a 40-year-old male driver buying full-coverage car insurance with these coverage limits: $100,000 in property damage liability, $100k in bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ from your own individual results, as insurance rates can vary based on numerous factors like your age, driving history, location, and the specific coverage options you choose.

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Quotes Analyzed

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Brands Reviewed

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Research Hours

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FAQs

Do You Need Insurance Before You Can Purchase A Chevrolet Camaro?

Yes, before driving your Chevrolet Camaro off the dealership lot, you’ll need to provide proof of insurance. The best approach is to purchase a policy first, then notify your insurance company about the new car you’re purchasing. This way, you can ensure you have coverage right from the start, rather than relying on the dealership to arrange your insurance.

How Can You Get The Cheapest Insurance For Your Chevrolet Camaro?

The best way to find the cheapest rates for your Chevrolet Camaro is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website, helping you secure the most affordable coverage tailored to your needs.

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