Chevrolet Colorado Car Insurance Cost 2025
On average, insuring a Chevrolet Colorado costs $1,537 per year. However, your exact premium may vary depending on factors like your age, the car’s model year, and other variables. Check out our quote tables below to estimate your personalized costs.
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If you’re thinking about buying a Chevrolet Colorado, you need to consider the insurance costs. On average, insurance for a Chevrolet Colorado costs $1,537 per year. Insurance is a crucial aspect of owning a car, and it’s essential to understand its implications before making a purchase. On average, insurance for a Chevrolet Colorado cost $1,537 per year.
Selecting the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s crucial to have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being found at fault in an accident could lead to increased premiums.
With over ten years of experience analyzing car insurance rates, I’ve noticed significant variability in these costs. Factors such as age, driving record, and location can have a considerable impact on insurance premiums.
How Much Does A Chevrolet Colorado Car Insurance Cost?
Chevrolet Colorado drivers typically pay an average of $2,471 per year for car insurance.
The cost of car insurance can vary widely depending on several factors, including your location, driving history, the year of your vehicle, and the coverage options you choose. Keeping a clean driving record often leads to lower premiums, while a history of accidents or traffic violations can result in higher costs.
Living in a city with heavy traffic can also increase insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select affects your premium—comprehensive coverage, which includes collision and broader protections, generally costs more than minimum liability coverage.
As shown in the table below, insuring a Chevrolet Colorado is less expensive than the average cost for all Chevrolet models but slightly higher than the average cost for all vehicles.
Insuranceopedia can help you compare quotes from various providers, making it easier to find the best insurance deal for your needs.
| Vehicle | Average Monthly Premium |
| Chevrolet Colorado | $150 |
| All Chevrolets | $166 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Colorado By Model Year
| Model Year | Average Premium |
| 2024 Chevrolet Colorado | $1,581 |
| 2023 Chevrolet Colorado | $1,264 |
| 2022 Chevrolet Colorado | $564 |
| 2021 Chevrolet Colorado | $721 |
| 2020 Chevrolet Colorado | $688 |
| 2019 Chevrolet Colorado | $781 |
| 2018 Chevrolet Colorado | $687 |
| 2017 Chevrolet Colorado | $744 |
| 2016 Chevrolet Colorado | $816 |
| 2015 Chevrolet Colorado | $594 |
| 2012 Chevrolet Colorado | $666 |
| 2011 Chevrolet Colorado | $503 |
| 2010 Chevrolet Colorado | $528 |
2024 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Colorado is $1,581. However, SECURA Insurance offers the cheapest rates, averaging $828 per year.
| Insurance Provider | Average Annual Cost |
| Chubb | $1,246 |
| USAA | $1,686 |
| Esurance | $1,703 |
| SECURA Insurance | $828 |
| Safeco | $1,654 |
| Mercury | $1,811 |
| Unitrin | $1,830 |
| Nationwide | $1,424 |
| Donegal Mutual Insurance Co | $1,652 |
| NatGen PPA | $1,979 |
2023 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Colorado is $1,264. However, Pekin Insurance offers the cheapest rates, averaging $642 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $1,361 |
| Pekin Insurance | $642 |
| Donegal Mutual Insurance Co | $1,674 |
| SECURA Insurance | $917 |
| First Chicago Insurance | $1,561 |
| AssuranceAmerica Economy | $1,705 |
| PEMCO | $1,203 |
| Kemper Auto | Infinity | $248 |
| Capital Insurance Group | $1,652 |
| Automobile Club of Missouri | $1,680 |
2022 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Colorado is $564. However, NatGen Custom 360 offers the cheapest rates, averaging $123 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $878 |
| Mercury Insurance | $652 |
| NatGen Custom 360 | $123 |
| American National P | $750 |
| Victoria | $263 |
| Dairyland Broadform | $413 |
| Safeco | $368 |
| PEMCO | $872 |
| Plymouth Rock | $702 |
| NatGen Value | $616 |
2021 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Colorado is $721. However, Concord Group offers the cheapest rates, averaging $587 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $587 |
| MMG Insurance Company | $940 |
| NatGen Value | $404 |
| National General Value | $887 |
| Kemper Auto | Infinity | $844 |
| Mercury Insurance | $885 |
| North Carolina Farm Bureau | $977 |
| Safeco | $440 |
| American National P | $493 |
| Countryway Insurance | $756 |
2020 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Colorado is $688. However, Safeco offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $1,043 |
| SECURA Insurance | $1,024 |
| North Carolina Farm Bureau | $698 |
| Victoria | $253 |
| American National P | $723 |
| Pekin Insurance | $518 |
| Safeco | $75 |
| Buckeye Insurance Group | $615 |
| Mercury Insurance | $995 |
| Capital Insurance Group | $1,010 |
2019 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Colorado is $781. However, Safeco offers the cheapest rates, averaging $348 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $513 |
| Virginia Farm Bureau | $943 |
| Rural Mutual Insurance | $860 |
| AssuranceAmerica Mobile Max | $778 |
| Mercury Insurance | $518 |
| Kemper Auto | Infinity | $1,010 |
| North Carolina Farm Bureau | $970 |
| Victoria | $852 |
| Texas Farm Bureau Group | $1,018 |
| Safeco | $348 |
2018 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Colorado is $687. However, Safeco offers the cheapest rates, averaging $296 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $674 |
| Commerce Group Inc | $799 |
| Safeco | $296 |
| American National P | $375 |
| MMG Insurance Company | $887 |
| Vermont Mutual | $752 |
| Concord Group | $811 |
| Patriot Group | $670 |
| Buckeye Insurance Group | $911 |
| Safety Group | $693 |
2017 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Colorado is $744. However, Safeco offers the cheapest rates, averaging $185 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $785 |
| Texas Farm Bureau Group | $1,012 |
| Safeco | $185 |
| Mercury Insurance | $562 |
| Buckeye Insurance Group | $678 |
| Dairyland Broadform | $591 |
| PEMCO | $904 |
| Indiana Farmers Mutual Ins | $906 |
| North Carolina Farm Bureau | $962 |
| AssuranceAmerica Mobile Max | $857 |
2016 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Colorado is $816. However, Safeco offers the cheapest rates, averaging $355 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $993 |
| NatGen PPA | $972 |
| American National P | $894 |
| Mercury Insurance | $569 |
| NatGen Custom 360 | $607 |
| Partners Mutual Insurance Co | $987 |
| SECURA Insurance | $973 |
| North Carolina Farm Bureau | $950 |
| MMG Insurance Company | $859 |
| Safeco | $355 |
2015 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Colorado is $594. However, Safeco offers the cheapest rates, averaging $425 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $772 |
| NatGen Value | $427 |
| Buckeye Insurance Group | $689 |
| NatGen PPA | $766 |
| Safeco | $425 |
| Mercury Insurance | $492 |
| AssuranceAmerica Mobile Max | $705 |
| North Carolina Farm Bureau | $578 |
| American National P | $451 |
| Kemper Auto | Infinity | $639 |
2012 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Colorado is $666. However, Safeco offers the cheapest rates, averaging $261 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $617 |
| Pekin Insurance | $717 |
| Safeco | $261 |
| Mississippi Farm Bureau | $858 |
| North Carolina Farm Bureau | $809 |
| American National P | $413 |
| Buckeye Insurance Group | $607 |
| National General Value | $839 |
| PEMCO | $850 |
| NatGen Custom 360 | $684 |
2011 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Colorado is $503. However, Safeco offers the cheapest rates, averaging $360 per year.
| Insurance Provider | Average Annual Cost |
| Norfolk and Dedham Group | $625 |
| Dairyland | $386 |
| Rockford Mutual Insurance | $529 |
| North Carolina Farm Bureau | $584 |
| Rural Mutual Insurance | $530 |
| Pekin Insurance | $529 |
| American National P | $452 |
| West Bend Mutual | $571 |
| Safeco | $360 |
| Safety Group | $466 |
2010 Chevrolet Colorado Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Colorado is $528. However, Safeco offers the cheapest rates, averaging $238 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $614 |
| Wolverine Mutual | $673 |
| Texas Farm Bureau Group | $573 |
| Plymouth Rock Assurance | $496 |
| SECURA Insurance | $620 |
| Safeco | $238 |
| American National P | $260 |
| Indiana Farmers Mutual Ins | $643 |
| IMT Insurance Company | $576 |
| Pekin Insurance | $590 |
Find Affordable Chevrolet Colorado Insurance Rates
Is A Chevrolet Colorado Expensive To Insure?
The cost to insure a Chevrolet Colorado is lower compared to the average cost of all cars. However, the exact amount you’ll pay for car insurance can vary based on factors like your age, the age of your vehicle, your location, and more.
Cost of Chevrolet Colorado Car Insurance By Age
Age is a key factor in determining insurance rates for any vehicle. Teenagers usually face the highest premiums since, statistically, they are more likely to be involved in car accidents compared to other age groups. As you get older, your insurance costs generally decrease, as you are considered a lower risk to insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,646 | $11,200 | $13,111 |
| 18 | $7,149 | $10,469 | $12,213 |
| 19 | $6,333 | $9,243 | $10,763 |
| 20 | $5,440 | $8,068 | $9,411 |
| 21 | $4,609 | $6,758 | $7,948 |
| 22 | $4,449 | $6,582 | $7,737 |
| 23 | $3,896 | $5,761 | $6,752 |
| 24 | $3,724 | $5,427 | $6,421 |
| 25 | $3,212 | $4,706 | $5,558 |
| 30 | $2,509 | $3,664 | $4,266 |
| 35 | $2,346 | $3,449 | $4,020 |
| 40 | $2,250 | $3,274 | $3,846 |
| 45 | $2,194 | $3,235 | $3,722 |
| 55 | $2,008 | $2,935 | $3,455 |
| 65 | $2,127 | $3,035 | $3,611 |
| 75 | $2,684 | $3,929 | $4,502 |
Chevrolet Colorado Car Insurance Rates By State
Where you live plays a crucial role in how insurance companies determine rates. Each state has its own regulations for auto insurance— for example, drivers in Michigan typically pay higher premiums because the state requires more extensive coverage. Additionally, the climate in your area can impact insurance costs, with states experiencing extreme weather like hurricanes, storms, and flooding.
Each location also has its own statistics on crime and auto accidents, including thefts, crashes, and fatality rates. Insurance providers take all of these factors into account when calculating your specific insurance rate for a Chevrolet Colorado.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,383 | $3,432 | $4,416 |
| Alaska | $1,961 | $2,692 | $2,664 |
| Arizona | $2,184 | $3,263 | $4,752 |
| Arkansas | $2,403 | $3,880 | $4,206 |
| California | $2,760 | $4,789 | $2,720 |
| Colorado | $2,552 | $3,527 | $4,553 |
| Connecticut | $3,261 | $5,048 | $6,367 |
| Delaware | $2,736 | $3,635 | $4,636 |
| Florida | $3,165 | $4,443 | $5,780 |
| Georgia | $2,589 | $3,857 | $3,962 |
| Hawaii | $1,070 | $1,386 | $1,010 |
| Idaho | $1,838 | $2,444 | $2,932 |
| Illinois | $1,884 | $2,869 | $3,278 |
| Indiana | $1,958 | $2,989 | $3,308 |
| Iowa | $1,505 | $2,126 | $2,459 |
| Kansas | $2,015 | $3,006 | $3,523 |
| Kentucky | $2,962 | $4,371 | $5,134 |
| Louisiana | $3,793 | $5,743 | $6,251 |
| Maine | $1,446 | $1,983 | $2,987 |
| Maryland | $2,321 | $3,398 | $3,799 |
| Massachusetts | $1,904 | $3,258 | $1,863 |
| Michigan | $4,493 | $6,837 | $10,882 |
| Minnesota | $1,816 | $2,488 | $3,529 |
| Mississippi | $2,282 | $3,246 | $3,247 |
| Missouri | $2,128 | $3,007 | $3,940 |
| Montana | $2,195 | $3,048 | $3,446 |
| Nebraska | $1,777 | $2,674 | $2,876 |
| Nevada | $3,042 | $4,484 | $4,683 |
| New Hampshire | $2,123 | $3,306 | $4,190 |
| New Jersey | $2,339 | $3,559 | $4,706 |
| New Mexico | $2,393 | $3,519 | $3,656 |
| New York | $2,153 | $2,775 | $4,565 |
| North Carolina | $1,390 | $2,297 | $1,660 |
| North Dakota | $1,828 | $2,824 | $3,320 |
| Ohio | $1,688 | $2,523 | $2,601 |
| Oklahoma | $2,648 | $3,734 | $4,256 |
| Oregon | $2,351 | $3,194 | $3,829 |
| Pennsylvania | $2,015 | $2,943 | $3,450 |
| Rhode Island | $3,368 | $4,968 | $5,595 |
| South Carolina | $2,231 | $3,166 | $4,341 |
| South Dakota | $2,072 | $2,937 | $3,436 |
| Tennessee | $2,425 | $3,556 | $4,718 |
| Texas | $2,381 | $3,458 | $4,331 |
| Utah | $2,106 | $2,930 | $4,001 |
| Vermont | $1,583 | $2,466 | $2,615 |
| Virginia | $1,490 | $2,255 | $2,201 |
| Washington | $1,932 | $2,683 | $3,241 |
| West Virginia | $2,012 | $2,808 | $3,536 |
| Wisconsin | $1,952 | $3,146 | $3,548 |
| Wyoming | $1,864 | $2,586 | $2,745 |
Find Affordable Chevrolet Colorado Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Colorado
If you’re considering purchasing a new car insurance policy for your Chevrolet Colorado, you might want to know which insurance companies offer the best deals. For drivers specifically looking for the most affordable option, AnswerFinancial offers a premium of $32 per month, making them the cheapest provider for a Chevrolet Colorado. However, rates can vary based on your individual driver profile, so this price is just an average. To find the best rates for your situation, it’s important to shop around and compare quotes.
| Company | Average Monthly Rate |
| AnswerFinancial | $26 |
| American Family | $50 |
| NationalGeneral | $46 |
| MetLife | $48 |
| Shelter Mutual | $48 |
Common Chevrolet Colorado Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Each insurance provider offers their own set of discounts, but here are some common ones you may qualify for:
- Multi-policy: By bundling your home and auto insurance policies with the same provider, you can often receive a discounted rate.
- Pay annually: This option is ideal for those who pay their premium in full at the beginning of the policy term, rather than making monthly payments.
- Defensive driving: Completing a defensive driving course from a certified institution can make you eligible for lower insurance rates.
There are additional discounts you may qualify for, so it’s a good idea to speak with your insurance agent. They can help you identify the discounts you’re eligible for.
Ways To Save On Chevrolet Colorado Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Chevrolet Colorado insurance costs down. Speeding tickets or being involved in an accident can lead to higher premiums. For example, Chevrolet Colorado drivers with a single ticket can expect to pay an average of $87 per month, while those with multiple accidents typically pay around $135 per month. By avoiding these incidents, you can keep your insurance costs more affordable.
Additionally, drivers who have low annual mileage tend to pay less for insurance. Since drivers who are on the road less frequently have fewer chances of being involved in accidents, they are considered a lower risk to insurers. For instance, Chevrolet Colorado drivers who drive between 5,000 and 7,500 miles per year generally pay around $84 per month. In contrast, drivers who exceed 10,000 miles annually typically pay $86 per month.
Compare Chevrolet Colorado To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that these figures may vary based on your individual circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Colorado?
You’ll need to show proof of insurance before driving your Chevrolet Colorado off the dealership lot. The best approach is to purchase a policy beforehand and inform your insurance company about your upcoming car purchase, rather than relying on insurance options offered by the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Colorado?
The most effective way to find the lowest rates for your Chevrolet Colorado is by comparing quotes from different auto insurance companies. Luckily, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on our website.
