Chevrolet Equinox Car Insurance Cost 2025
The average cost of insuring a Chevrolet Equinox is $1,830 annually. However, your exact rate will depend on factors like your age, the car’s model year, and other details. Check out our quote tables below to estimate your personalized insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Chevrolet Equinox, one crucial consideration is the cost of insurance. Insurance is a big part of owning a car, so it’s essential to understand what you’re signing up for before you commit to a purchase. On average, insurance for a Chevrolet Equinox cost $1,830 per year.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses in the future. You don’t want to be caught with insufficient coverage if you’re involved in an accident, leading to hefty out-of-pocket costs. Additionally, keep in mind that your premiums could increase if you’re at fault in an accident.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as your age, driving history, and even where you reside can significantly impact your insurance premiums.
How Much Does A Chevrolet Equinox Car Insurance Cost?
Chevrolet Equinox drivers usually pay an average of $1,830 annually for car insurance.
Car insurance costs can vary widely based on factors like your location, driving record, the car’s model year, and your chosen coverage options. A clean driving history can lower premiums, while accidents or violations may increase them.
Living in a busy urban area with high traffic often leads to higher rates compared to quieter rural areas. The type of coverage you select also plays a role—comprehensive coverage, which includes collision and non-collision incidents, typically costs more than basic liability coverage.
For Chevrolet Equinox owners, insurance costs are generally lower than the average for all Chevrolet models but remain slightly above the average for all vehicles.
To help you find the best deal, Insuranceopedia offers tools to compare quotes from various auto insurance providers, ensuring you get coverage that meets your needs at a competitive price.
| Vehicle | Average Monthly Premium |
| Chevrolet Equinox | $137 |
| All Chevrolets | $170 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Equinox By Model Year
| Model Year | Average Premium |
| 2024 Chevrolet Equinox | $920 |
| 2023 Chevrolet Equinox | $614 |
| 2022 Chevrolet Equinox | $574 |
| 2021 Chevrolet Equinox | $699 |
| 2020 Chevrolet Equinox | $545 |
| 2019 Chevrolet Equinox | $438 |
| 2018 Chevrolet Equinox | $545 |
| 2017 Chevrolet Equinox | $452 |
| 2016 Chevrolet Equinox | $348 |
| 2015 Chevrolet Equinox | $431 |
| 2014 Chevrolet Equinox | $387 |
| 2013 Chevrolet Equinox | $445 |
| 2012 Chevrolet Equinox | $379 |
| 2011 Chevrolet Equinox | $305 |
| 2010 Chevrolet Equinox | $427 |
2024 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Equinox is $920. However, Mercury Insurance offers the cheapest rates, averaging $539 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $893 |
| NatGen PPA | $1,018 |
| Clearcover | $1,080 |
| Dairyland Broadform | $1,030 |
| Buckeye Insurance Group | $847 |
| NatGen Custom 360 | $835 |
| Western Reserve | $933 |
| NatGen Value | $971 |
| Mercury Insurance | $539 |
| Pekin Insurance | $1,050 |
2023 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Equinox is $614. However, Safeco offers the cheapest rates, averaging $336 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $830 |
| Victoria | $338 |
| Capital Insurance Group | $776 |
| Mercury Insurance | $370 |
| Farm Bureau Mutual (IA Group) | $994 |
| Texas Farm Bureau Group | $734 |
| Safeco | $336 |
| NatGen Custom 360 | $447 |
| New York Central Mutual Fire | $592 |
| Pekin Insurance | $722 |
2022 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Equinox is $574. However, Victoria offers the cheapest rates, averaging $201 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $201 |
| Dairyland Broadform | $561 |
| Safeco | $476 |
| Buckeye Insurance Group | $897 |
| American National P | $686 |
| NatGen Value | $322 |
| NatGen Custom 360 | $201 |
| Virginia Farm Bureau | $980 |
| Mercury Insurance | $437 |
| SafeAuto | $974 |
2021 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Equinox is $699. However, Safeco offers the cheapest rates, averaging $231 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $724 |
| Victoria | $773 |
| MMG Insurance Company | $761 |
| IMT Insurance Company | $898 |
| Mercury Insurance | $678 |
| Dairyland Auto 1 Month | $620 |
| American National P | $732 |
| Safeco | $231 |
| Countryway Insurance | $819 |
| NatGen Value | $749 |
2020 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Equinox is $545. However, Safeco offers the cheapest rates, averaging $237 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $819 |
| Safeco | $237 |
| Mercury Insurance | $485 |
| Dairyland FR Bond | $794 |
| American National P | $706 |
| AssuranceAmerica Mobile Max | $646 |
| NatGen Custom 360 | $307 |
| American National P&C | $775 |
| Dairyland Broadform | $408 |
| Kemper Personal Insurance | $277 |
2019 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Equinox is $438. However, Kemper Auto Premium offers the cheapest rates, averaging $35 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $212 |
| AssuranceAmerica Mobile Max | $399 |
| Safeco | $277 |
| Dairyland Broadform | $660 |
| Countryway Insurance | $680 |
| American National P | $701 |
| Kemper Personal Insurance | $37 |
| Mercury Insurance | $740 |
| Kemper Auto Premium | $35 |
| Concord Group | $641 |
2018 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Equinox is $545. However, Kemper Auto Premium offers the cheapest rates, averaging $146 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $888 |
| NatGen Custom 360 | $398 |
| Dairyland FR Bond | $790 |
| Kemper Auto Premium | $146 |
| AssuranceAmerica Mobile Max | $468 |
| Safeco | $258 |
| Kemper Personal Insurance | $297 |
| Utica National Ins Group | $762 |
| American National P | $685 |
| NatGen PPA | $756 |
2017 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Equinox is $452. However, Kemper Personal Insurance offers the cheapest rates, averaging $110 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $749 |
| Dairyland Auto 1 Month | $414 |
| Dairyland FR Bond | $251 |
| AssuranceAmerica Mobile Max | $658 |
| Utica National Ins Group | $787 |
| Kemper Personal Insurance | $110 |
| Kemper Auto Premium | $455 |
| Safeco | $184 |
| NatGen Custom 360 | $310 |
| American National P | $597 |
2016 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Equinox is $348. However, Kemper Personal Insurance offers the cheapest rates, averaging $139 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $728 |
| Dairyland FR Bond | $226 |
| American National P | $590 |
| AssuranceAmerica Mobile Max | $200 |
| NatGen Advantage | $320 |
| Dairyland Broadform | $529 |
| NatGen Custom 360 | $169 |
| Mercury Insurance | $403 |
| Safeco | $175 |
| Kemper Personal Insurance | $139 |
2015 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Equinox is $431. However, Dairyland Auto offers the cheapest rates, averaging $106 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $376 |
| American National P | $520 |
| NatGen Custom 360 | $271 |
| Dairyland Broadform | $671 |
| Kemper Auto Premier | $690 |
| Safeco | $223 |
| Union Mutual Fire Group | $534 |
| Utica National Ins Group | $664 |
| Mercury Insurance | $251 |
| Dairyland Auto | $106 |
2014 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Equinox is $387. However, NatGen Custom 360 offers the cheapest rates, averaging $73 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $690 |
| Mercury Insurance | $495 |
| Dairyland Broadform | $400 |
| American National P | $498 |
| Kemper Auto Premier | $267 |
| Dairyland FR Bond | $571 |
| Kemper Personal Insurance | $428 |
| Safeco | $136 |
| American National P&C | $307 |
| NatGen Custom 360 | $73 |
2013 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Equinox is $445. However, Kemper Auto Premium offers the cheapest rates, averaging $62 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $498 |
| AssuranceAmerica Mobile Max | $570 |
| American National P | $616 |
| NatGen Custom 360 | $179 |
| Safeco | $171 |
| Kemper Auto Premium | $62 |
| North Carolina Farm Bureau | $786 |
| Kemper Personal Insurance | $393 |
| Mercury Insurance | $402 |
| SECURA Insurance | $770 |
2012 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Equinox is $379. However, Safeco offers the cheapest rates, averaging $95 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $369 |
| Kemper Auto Premier | $391 |
| Kemper Auto | Infinity | $640 |
| Mercury Insurance | $294 |
| Kemper Auto Premium | $458 |
| Safeco | $95 |
| American National P | $503 |
| NatGen Custom 360 | $277 |
| Dairyland Broadform | $371 |
| AssuranceAmerica Mobile Max | $393 |
2011 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Equinox is $305. However, Safeco offers the cheapest rates, averaging $122 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $180 |
| NatGen Custom 360 | $154 |
| AssuranceAmerica Mobile Max | $203 |
| Kemper Auto | Infinity | $483 |
| Dairyland Broadform | $394 |
| American National P | $528 |
| Safeco | $122 |
| Kemper Auto Premium | $175 |
| Nodak Mutual | $477 |
| Mercury Insurance | $330 |
2010 Chevrolet Equinox Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Equinox is $427. However, Safeco offers the cheapest rates, averaging $78 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $161 |
| PEMCO | $662 |
| Dairyland Broadform | $403 |
| SECURA Insurance | $794 |
| NatGen Custom 360 | $165 |
| Utica National Ins Group | $748 |
| Safeco | $78 |
| Mercury Insurance | $107 |
| Mississippi Farm Bureau | $603 |
| American National P | $549 |
Find Affordable Chevrolet Equinox Insurance Rates
Is A Chevrolet Equinox Expensive To Insure?
Insuring a Chevrolet Equinox costs less than the average for all vehicles. However, your specific insurance rate will depend on factors like your age, the car’s age, your location, and other considerations.
Cost of Chevrolet Equinox Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers often face the highest premiums since they are statistically more likely to be involved in accidents. However, as drivers age and gain experience, their premiums tend to decrease because they are considered lower-risk by insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,003 | $10,252 | $11,985 |
| 18 | $6,535 | $9,502 | $11,117 |
| 19 | $5,725 | $8,399 | $9,860 |
| 20 | $4,973 | $7,380 | $8,614 |
| 21 | $4,187 | $6,181 | $7,211 |
| 22 | $4,036 | $6,034 | $7,037 |
| 23 | $3,527 | $5,238 | $6,123 |
| 24 | $3,441 | $4,958 | $5,792 |
| 25 | $2,911 | $4,281 | $5,004 |
| 30 | $2,272 | $3,314 | $3,944 |
| 35 | $2,135 | $3,088 | $3,719 |
| 40 | $2,069 | $2,976 | $3,483 |
| 45 | $2,046 | $2,890 | $3,470 |
| 55 | $1,834 | $2,729 | $3,180 |
| 65 | $1,865 | $2,800 | $3,307 |
| 75 | $2,424 | $3,535 | $4,144 |
Chevrolet Equinox Car Insurance Rates By State
Your location is a major factor in how insurance companies determine rates. Since each state regulates auto insurance differently, premiums can vary widely. For example, Michigan drivers often pay higher rates due to the state’s requirement for more extensive coverage.
Local climate also plays a role, with states prone to extreme weather events like hurricanes, storms, or flooding typically having higher insurance costs.
Additionally, insurers consider regional statistics, such as crime rates, car thefts, accident frequency, and vehicle fatalities, to calculate your specific Chevrolet Equinox insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,194 | $3,212 | $4,002 |
| Alaska | $1,787 | $2,539 | $2,460 |
| Arizona | $2,021 | $2,937 | $4,369 |
| Arkansas | $2,207 | $3,519 | $3,867 |
| California | $2,512 | $4,423 | $2,535 |
| Colorado | $2,328 | $3,273 | $4,071 |
| Connecticut | $2,999 | $4,628 | $5,875 |
| Delaware | $2,498 | $3,281 | $4,203 |
| Florida | $2,876 | $3,999 | $5,236 |
| Georgia | $2,368 | $3,580 | $3,612 |
| Hawaii | $915 | $1,336 | $974 |
| Idaho | $1,625 | $2,211 | $2,669 |
| Illinois | $1,760 | $2,594 | $2,983 |
| Indiana | $1,771 | $2,708 | $3,016 |
| Iowa | $1,415 | $1,963 | $2,233 |
| Kansas | $1,876 | $2,699 | $3,211 |
| Kentucky | $2,687 | $3,951 | $4,740 |
| Louisiana | $3,474 | $5,269 | $5,664 |
| Maine | $1,273 | $1,799 | $2,652 |
| Maryland | $2,163 | $3,081 | $3,399 |
| Massachusetts | $1,692 | $2,973 | $1,706 |
| Michigan | $4,114 | $6,248 | $9,890 |
| Minnesota | $1,687 | $2,290 | $3,189 |
| Mississippi | $2,091 | $2,873 | $2,912 |
| Missouri | $1,948 | $2,758 | $3,602 |
| Montana | $1,943 | $2,715 | $3,185 |
| Nebraska | $1,671 | $2,405 | $2,613 |
| Nevada | $2,719 | $4,082 | $4,320 |
| New Hampshire | $1,890 | $2,980 | $3,795 |
| New Jersey | $2,057 | $3,242 | $4,267 |
| New Mexico | $2,140 | $3,185 | $3,286 |
| New York | $1,935 | $2,494 | $4,151 |
| North Carolina | $1,262 | $2,138 | $1,481 |
| North Dakota | $1,665 | $2,541 | $3,043 |
| Ohio | $1,450 | $2,286 | $2,319 |
| Oklahoma | $2,385 | $3,409 | $3,845 |
| Oregon | $2,141 | $2,934 | $3,470 |
| Pennsylvania | $1,837 | $2,742 | $3,153 |
| Rhode Island | $3,021 | $4,536 | $5,033 |
| South Carolina | $2,078 | $2,863 | $3,985 |
| South Dakota | $1,900 | $2,700 | $3,096 |
| Tennessee | $2,193 | $3,240 | $4,253 |
| Texas | $2,189 | $3,192 | $4,008 |
| Utah | $1,916 | $2,631 | $3,619 |
| Vermont | $1,399 | $2,260 | $2,398 |
| Virginia | $1,337 | $2,125 | $2,080 |
| Washington | $1,765 | $2,478 | $2,954 |
| West Virginia | $1,778 | $2,558 | $3,294 |
| Wisconsin | $1,856 | $2,812 | $3,184 |
| Wyoming | $1,737 | $2,394 | $2,518 |
Find Affordable Chevrolet Equinox Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Equinox
If you’re in the market for a new insurance policy for your Chevrolet Equinox, knowing which companies offer the most affordable rates can be helpful. For example, CSAA provides a premium of $30 per month, making it the cheapest option for Equinox drivers on average. However, rates can vary depending on your individual driver profile. To find the most affordable option for your needs, it’s a good idea to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| CSAA | $30 |
| Hugo | $43 |
| American Family | $37 |
| Verti | $49 |
| StateAuto | $42 |
Common Chevrolet Equinox Insurance Discounts
Discounts are an excellent way to reduce car insurance costs. While specific discounts vary by provider, here are some common options to explore:
- Multi-policy discount: Bundling your auto and home insurance with the same company often results in lower rates.
- Pay annually: Paying your premium in full instead of monthly can lead to savings.
- Defensive driving discount: Completing a certified defensive driving course may make you eligible for reduced premiums.
Other discounts may also apply based on your situation. It’s best to consult with your insurance agent to identify all the discounts you qualify for.
Ways To Save On Chevrolet Equinox Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Chevrolet Equinox insurance costs. Traffic violations, like speeding tickets, or accidents can significantly increase premiums.
For instance, Equinox drivers with a single ticket typically pay around $94 per month, while those with multiple accidents see their rates rise to an average of $138 per month. Avoiding these incidents helps keep your premiums affordable.
Additionally, low annual mileage can also reduce your insurance costs. Drivers who travel less pose a lower risk to insurers, leading to lower rates. Equinox drivers who log between 5,000 and 7,500 miles annually pay about $80 per month, compared to $83 per month for those driving over 10,000 miles.
Compare Chevrolet Equinox To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Blazer Car Insurance
- Chevrolet Camaro Car Insurance
- Chevrolet Bolt EV Car Insurance
- Chevrolet Colorado Car Insurance
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- Chevrolet Malibu Car Insurance
- Chevrolet Sonic Car Insurance
- Chevrolet Suburban Car Insurance
- Chevrolet Tahoe Car Insurance
- Chevrolet Traverse Car Insurance
- Chevrolet Trax Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may vary based on your unique circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Equinox?
Yes, you’ll need to provide proof of insurance before driving your Chevrolet Equinox off the dealership lot. The best approach is to purchase an insurance policy first and then inform your insurance company that you’re about to buy a new car, rather than getting insurance directly through the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Equinox?
The best way to find the most affordable rates for your Chevrolet Equinox is by shopping around and getting quotes from different auto insurance companies. Luckily, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website.
