Chevrolet Impala Car Insurance Cost 2025
The average annual cost to insure a Chevrolet Impala is $1,581. However, your actual rate may vary depending on factors like your age, the car’s model year, and other individual details. Check out our quote tables below for a personalized estimate.
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If you’re thinking about buying a Chevrolet Impala, you must consider the cost of insurance. Insurance is a crucial aspect of car ownership, and it’s essential to understand its implications before making a purchase. On average, insurance for a Chevrolet Impala cost $1,581 per year.
Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s crucial to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being found at fault in an accident could lead to increased premiums.
With over ten years of experience analyzing car insurance rates, I’ve observed significant variability in these costs. Factors such as age, driving record, and location can have a considerable impact on insurance premiums.
How Much Does A Chevrolet Impala Car Insurance Cost?
Chevrolet Impala owners generally pay an average of $1,581 annually for car insurance.
The cost of car insurance can vary greatly depending on several factors, such as where you live, your driving record, the year of your vehicle, and the type of coverage you choose. A clean driving history can help you secure lower premiums, while a record with accidents or traffic violations might increase your rates.
Living in a busy urban area with heavy traffic often leads to higher insurance costs compared to residing in a quieter rural location. Additionally, the type of coverage you select plays a role in determining your premium. Comprehensive coverage, which includes both collision and other damages, is typically more expensive than basic liability coverage.
As shown in the table below, insuring a Chevrolet Impala is pricier than the average for all Chevrolet models and exceeds the overall average cost of insuring most vehicles. Insuranceopedia is here to help you compare quotes from different providers, ensuring you get the best coverage at the right price.
| Vehicle | Average Monthly Premium |
| Chevrolet Impala | $182 |
| All Chevrolets | $170 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Impala By Model Year
| Model Year | Average Premium |
| 2022 Chevrolet Impala | $1,371 |
| 2021 Chevrolet Impala | $1,274 |
| 2020 Chevrolet Impala | $797 |
| 2019 Chevrolet Impala | $458 |
| 2018 Chevrolet Impala | $479 |
| 2017 Chevrolet Impala | $506 |
| 2016 Chevrolet Impala | $870 |
| 2015 Chevrolet Impala | $821 |
| 2014 Chevrolet Impala | $604 |
| 2013 Chevrolet Impala | $481 |
| 2012 Chevrolet Impala | $486 |
| 2011 Chevrolet Impala | $336 |
| 2010 Chevrolet Impala | $352 |
2022 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Impala is $1,371. However, SafeAuto offers the cheapest rates, averaging $572 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $572 |
| Hastings Mutual Insurance Co | $743 |
| Nationwide | $861 |
| Allstate | $1,078 |
| Travelers | $1,342 |
| Encompass | $1,518 |
| Metropolitan | $1,554 |
| Farmers | $1,608 |
| Mercury | $1,938 |
| Direct General Insurance | $2,499 |
2021 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Impala is $1,274. However, Victoria offers the cheapest rates, averaging $282 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $282 |
| Cameron Mutual Group | $841 |
| American Family | $1,138 |
| Allstate | $1,271 |
| Nationwide | $1,332 |
| Plymouth Rock Assurance | $1,392 |
| USAA | $1,540 |
| Esurance | $1,604 |
| Unitrin | $1,649 |
| 21st Century | $1,689 |
2020 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Impala is $797. However, Safeco offers the cheapest rates, averaging $117 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $117 |
| American National P | $766 |
| Clearcover | $860 |
| National General Value | $1,085 |
| NatGen Custom 360 | $1,067 |
| Utica National Ins Group | $1,135 |
| IMT Insurance Company | $1,129 |
| Indiana Farmers Mutual Ins | $1,150 |
| Mercury Insurance | $122 |
| NatGen PPA | $541 |
2019 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Impala is $458. However, Jupiter Auto Insurance offers the cheapest rates, averaging $50 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $869 |
| NatGen Custom 360 | $424 |
| AssuranceAmerica Mobile Max | $703 |
| Safeco | $59 |
| Kemper Personal Insurance | $210 |
| Kemper Auto Premier | $918 |
| Mercury Insurance | $142 |
| Dairyland Auto 1 Month | $283 |
| Titan | $926 |
| Jupiter Auto Insurance | $50 |
Find Affordable Chevrolet Impala Insurance Rates
2018 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Impala is $479. However, Safeco offers the cheapest rates, averaging $121 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $121 |
| Mercury Insurance | $716 |
| American National P&C | $564 |
| Utica National Ins Group | $920 |
| NatGen Custom 360 | $193 |
| Dairyland Broadform | $461 |
| Dairyland Auto 1 Month | $442 |
| Jupiter Auto Insurance | $110 |
| Dairyland FR Bond | $559 |
| American National P | $802 |
2017 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Impala is $506. However, Safeco offers the cheapest rates, averaging $41 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $631 |
| American National P | $811 |
| Dairyland Auto 1 Month | $593 |
| Concord Group | $678 |
| AssuranceAmerica Mobile Max | $177 |
| Safeco | $41 |
| Countryway Insurance | $909 |
| Kemper Personal Insurance | $378 |
| Dairyland Broadform | $172 |
| NatGen Custom 360 | $667 |
2016 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Impala is $870. However, Safeco offers the cheapest rates, averaging $134 per year.
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $1,184 |
| Safeco | $134 |
| NatGen Custom 360 | $168 |
| SECURA Insurance | $1,207 |
| North Carolina Farm Bureau | $1,284 |
| NatGen Advantage | $1,125 |
| SafeAuto | $1,212 |
| Mercury Insurance | $427 |
| American National P | $722 |
| PEMCO | $1,236 |
2015 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Impala is $821. However, Safeco offers the cheapest rates, averaging $175 per year.
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $818 |
| North Carolina Farm Bureau | $955 |
| Infinity Special | $1,006 |
| Dairyland Broadform | $1,038 |
| Safeco | $175 |
| Ohio Mutual Ins Group | $1,038 |
| Kemper Personal Insurance | $364 |
| Dairyland FR Bond | $873 |
| PEMCO | $926 |
| Utica National Ins Group | $1,019 |
2014 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Impala is $604. However, Safeco offers the cheapest rates, averaging $148 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $756 |
| Mercury Insurance | $440 |
| Dairyland Broadform | $527 |
| NatGen Custom 360 | $572 |
| Utica National Ins Group | $647 |
| Kemper Personal Insurance | $641 |
| Safeco | $148 |
| AssuranceAmerica Mobile Max | $484 |
| PEMCO | $839 |
| American National P | $990 |
2013 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Impala is $481. However, Kemper Auto Premium offers the cheapest rates, averaging $140 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $140 |
| Patriot Group | $639 |
| Dairyland FR Bond | $645 |
| Nodak Mutual | $664 |
| Dairyland Broadform | $699 |
| Mercury Insurance | $558 |
| Safeco | $202 |
| NatGen Custom 360 | $282 |
| AssuranceAmerica Mobile Max | $332 |
| Concord Group | $649 |
2012 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Impala is $486. However, NatGen Custom 360 offers the cheapest rates, averaging $115 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $288 |
| Dairyland FR Bond | $434 |
| Mercury Insurance | $401 |
| Kemper Personal Insurance | $668 |
| Dairyland Broadform | $772 |
| American National P | $857 |
| Infinity Special | $534 |
| Safeco | $140 |
| NatGen Custom 360 | $115 |
| Utica National Ins Group | $653 |
2011 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Impala is $336. However, Safeco offers the cheapest rates, averaging $87 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $677 |
| Concord Group | $692 |
| MMG Insurance Company | $558 |
| Kemper Personal Insurance | $345 |
| AssuranceAmerica Mobile Max | $356 |
| Union Mutual Fire Group | $498 |
| Mercury Insurance | $200 |
| Dairyland FR Bond | $214 |
| Dairyland Broadform | $343 |
| Safeco | $87 |
2010 Chevrolet Impala Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Impala is $352. However, Safeco offers the cheapest rates, averaging $98 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $128 |
| NatGen Custom 360 | $262 |
| Dairyland Broadform | $574 |
| Utica National Ins Group | $664 |
| Dairyland FR Bond | $160 |
| Concord Group | $580 |
| Safeco | $98 |
| Infinity Special | $235 |
| Dairyland Auto 1 Month | $206 |
| MMG Insurance Company | $615 |
Find Affordable Chevrolet Impala Insurance Rates
Is A Chevrolet Impala Expensive To Insure?
Insuring a Chevrolet Impala generally costs more than the average for all vehicles. However, the exact amount you’ll pay for coverage depends on several factors, including your age, the age of your car, where you live, and other individual details.
Cost of Chevrolet Impala Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers often face the highest premiums due to their higher likelihood of being involved in accidents. However, as you grow older and become a lower-risk driver, your insurance costs generally decrease.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,090 | $11,852 | $13,908 |
| 18 | $7,547 | $11,051 | $13,014 |
| 19 | $6,702 | $9,798 | $11,491 |
| 20 | $5,820 | $8,574 | $10,023 |
| 21 | $4,907 | $7,118 | $8,428 |
| 22 | $4,743 | $6,984 | $8,113 |
| 23 | $4,206 | $6,131 | $7,188 |
| 24 | $3,992 | $5,771 | $6,771 |
| 25 | $3,365 | $4,996 | $5,845 |
| 30 | $2,623 | $3,865 | $4,569 |
| 35 | $2,469 | $3,694 | $4,256 |
| 40 | $2,394 | $3,562 | $4,148 |
| 45 | $2,286 | $3,407 | $4,010 |
| 55 | $2,144 | $3,147 | $3,667 |
| 65 | $2,195 | $3,265 | $3,836 |
| 75 | $2,852 | $4,141 | $4,823 |
Chevrolet Impala Car Insurance Rates By State
Your location is a major factor in how insurance companies determine rates. Each state has its own auto insurance regulations, which can significantly impact premiums. For example, Michigan drivers often face higher costs due to the state’s requirement for more extensive coverage. Additionally, regional climate conditions, such as hurricanes, storms, or flooding, can also influence rates.
Local crime and accident statistics, including car thefts, crashes, and vehicle fatalities, further shape insurance costs. All these factors are carefully evaluated by insurers when determining your specific Chevrolet Impala insurance premium.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,566 | $3,730 | $4,686 |
| Alaska | $2,077 | $2,879 | $2,786 |
| Arizona | $2,359 | $3,465 | $5,072 |
| Arkansas | $2,614 | $4,085 | $4,527 |
| California | $2,884 | $5,103 | $2,849 |
| Colorado | $2,675 | $3,730 | $4,784 |
| Connecticut | $3,436 | $5,307 | $6,741 |
| Delaware | $2,852 | $3,853 | $4,877 |
| Florida | $3,415 | $4,668 | $6,084 |
| Georgia | $2,736 | $4,124 | $4,162 |
| Hawaii | $1,085 | $1,514 | $1,113 |
| Idaho | $1,942 | $2,579 | $3,060 |
| Illinois | $2,033 | $3,076 | $3,427 |
| Indiana | $2,032 | $3,155 | $3,503 |
| Iowa | $1,611 | $2,271 | $2,644 |
| Kansas | $2,195 | $3,212 | $3,725 |
| Kentucky | $3,135 | $4,612 | $5,490 |
| Louisiana | $4,036 | $6,090 | $6,667 |
| Maine | $1,566 | $2,069 | $3,076 |
| Maryland | $2,454 | $3,639 | $3,968 |
| Massachusetts | $1,981 | $3,508 | $1,952 |
| Michigan | $4,797 | $7,284 | $11,491 |
| Minnesota | $2,015 | $2,586 | $3,686 |
| Mississippi | $2,392 | $3,367 | $3,377 |
| Missouri | $2,271 | $3,209 | $4,226 |
| Montana | $2,242 | $3,218 | $3,729 |
| Nebraska | $1,962 | $2,846 | $3,101 |
| Nevada | $3,131 | $4,750 | $4,991 |
| New Hampshire | $2,204 | $3,536 | $4,417 |
| New Jersey | $2,457 | $3,844 | $5,045 |
| New Mexico | $2,465 | $3,747 | $3,826 |
| New York | $2,268 | $2,893 | $4,868 |
| North Carolina | $1,427 | $2,475 | $1,726 |
| North Dakota | $1,912 | $3,005 | $3,471 |
| Ohio | $1,720 | $2,667 | $2,778 |
| Oklahoma | $2,791 | $3,942 | $4,439 |
| Oregon | $2,537 | $3,375 | $4,022 |
| Pennsylvania | $2,168 | $3,159 | $3,678 |
| Rhode Island | $3,537 | $5,254 | $5,897 |
| South Carolina | $2,432 | $3,381 | $4,663 |
| South Dakota | $2,148 | $3,135 | $3,578 |
| Tennessee | $2,560 | $3,713 | $4,982 |
| Texas | $2,604 | $3,754 | $4,584 |
| Utah | $2,203 | $3,101 | $4,182 |
| Vermont | $1,708 | $2,601 | $2,784 |
| Virginia | $1,635 | $2,436 | $2,352 |
| Washington | $2,082 | $2,892 | $3,354 |
| West Virginia | $2,141 | $3,044 | $3,761 |
| Wisconsin | $2,091 | $3,327 | $3,773 |
| Wyoming | $2,009 | $2,785 | $2,948 |
Find Affordable Chevrolet Impala Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Impala
If you’re in the market for a new car insurance policy for your Chevrolet Impala, it’s helpful to know which companies offer the most affordable options. MetroMile stands out as the cheapest provider, with premiums starting at $29 per month. However, actual rates may vary depending on your unique driver profile. To secure the best rate tailored to your needs, it’s a good idea to shop around and compare quotes from different insurers.
| Company | Average Monthly Rate |
| MetroMile | $29 |
| Sun Coast | $57 |
| Ohio Mutual | $50 |
| Commonwealth Casualty | $56 |
| NationalGeneral | $54 |
Common Chevrolet Impala Insurance Discounts
Discounts can be an effective way to reduce your car insurance premiums. While specific discounts vary by provider, some common options to consider include:
- Multi-policy discounts: Save by bundling your auto insurance with other policies, such as home insurance, from the same provider.
- Pay-in-full discounts: Receive a lower rate by paying your annual premium upfront instead of monthly installments.
- Defensive driving discounts: Completing a certified defensive driving course may qualify you for reduced rates.
Additional discounts may be available based on your circumstances. Contact your insurance agent to explore all the options you might be eligible for.
Ways To Save On Chevrolet Impala Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Chevrolet Impala insurance costs. Traffic violations, like speeding tickets or accidents, can lead to higher premiums. For example, Impala drivers with a single ticket may pay around $114 per month, while those with multiple accidents could see rates average $150 per month. Avoiding such incidents helps keep your rates more affordable.
Low annual mileage can also reduce your insurance costs. Drivers with fewer miles on the road are considered lower risk. Chevrolet Impala owners who drive between 5,000 and 7,500 miles annually typically pay about $92 per month, while those exceeding 10,000 miles may pay closer to $90 per month.
Compare Chevrolet Impala To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Blazer Car Insurance
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Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the rates in this guide may vary from your personal results based on your unique profile and coverage needs.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Impala?
Yes, proof of insurance is required before you can drive your Chevrolet Impala off the dealership lot. It’s best to purchase a policy in advance and inform your insurance provider about your upcoming car purchase, rather than relying on insurance offered by the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Impala?
To find the most affordable insurance rates for your Chevrolet Impala, it’s essential to shop around and compare quotes from various providers. Insuranceopedia makes this process easy by offering a tool to compare quotes from multiple insurers directly on their website.
