Chevrolet Malibu Car Insurance Cost 2025
On average, insuring a Chevrolet Malibu costs $1,142 per year. However, the actual cost can vary depending on factors like your age, the car’s model year, and other individual details. Check our quote tables below to get a personalized estimate of your insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Chevrolet Malibu, you’ll need to factor in the cost of insurance. On average, insurance for a Chevrolet Malibu costs $1,142 per year. Insurance is a crucial aspect of owning a car, and it’s essential to understand its implications before making a purchase.
Selecting the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s crucial to have adequate coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, being found at fault in an accident could lead to increased premiums.
With over a decade of experience analyzing car insurance rates, I’ve noticed significant variability in these costs. Factors such as age, driving record, and location can have a considerable impact on insurance premiums.
How Much Does A Chevrolet Malibu Car Insurance Cost?
Chevrolet Malibu drivers typically pay an average of $1,142 per year for car insurance.
The cost of car insurance can vary widely based on several factors, such as your location, driving history, the car’s model year, and the coverage options you choose. A clean driving record can help you secure lower premiums, while a history of accidents or traffic violations may increase costs.
Living in an urban area with heavy traffic can also lead to higher rates compared to rural areas with less traffic. Additionally, your choice of coverage impacts your premium—comprehensive coverage, which includes both collision and non-collision incidents, generally costs more than basic liability coverage.
For a Chevrolet Malibu, insurance costs are higher than the average for all Chevrolet models and also more expensive than the average for all vehicles. Insuranceopedia can help you compare quotes from different auto insurance providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Chevrolet Malibu | $180 |
| All Chevrolet | $16 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Malibu By Model Year
| Model Year | Average Premium |
| 2024 Chevrolet Malibu | $2,096 |
| 2023 Chevrolet Malibu | $1,074 |
| 2022 Chevrolet Malibu | $616 |
| 2021 Chevrolet Malibu | $451 |
| 2020 Chevrolet Malibu | $558 |
| 2019 Chevrolet Malibu | $656 |
| 2018 Chevrolet Malibu | $467 |
| 2017 Chevrolet Malibu | $600 |
| 2016 Chevrolet Malibu | $492 |
| 2015 Chevrolet Malibu | $524 |
| 2014 Chevrolet Malibu | $385 |
| 2013 Chevrolet Malibu | $394 |
| 2012 Chevrolet Malibu | $308 |
| 2011 Chevrolet Malibu | $299 |
| 2010 Chevrolet Malibu | $449 |
2024 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Malibu is $2,096. However, Texas Farm Bureau Group offers the cheapest rates, averaging $1,142 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $2,733 |
| Mercury | $2,358 |
| Nationwide | $2,699 |
| Southern Farm Bureau | $2,554 |
| USAA | $2,166 |
| California Capital | $2,413 |
| SECURA Insurance | $1,332 |
| AssuranceAmerica Economy | $2,582 |
| Kemper Auto | Infinity | $983 |
| Texas Farm Bureau Group | $1,142 |
2023 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Malibu is $1,074. However, Safeco offers the cheapest rates, averaging $27 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,273 |
| Farm Bureau Mutual (IA Group) | $1,058 |
| Victoria | $381 |
| North Star | $1,332 |
| National General Value | $1,531 |
| Indiana Farmers Mutual Ins | $1,611 |
| Safeco | $27 |
| Texas Farm Bureau Group | $992 |
| Pekin Insurance | $1,283 |
| Buckeye Insurance Group | $1,277 |
2022 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Malibu is $616. However, NatGen Custom 360 offers the cheapest rates, averaging $145 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,016 |
| Kemper Auto Premier | $578 |
| American National P | $735 |
| Dairyland FR Bond | $638 |
| Safeco | $175 |
| NatGen PPA | $1,119 |
| Dairyland Broadform | $202 |
| Titan | $1,121 |
| AssuranceAmerica Mobile Max | $435 |
| NatGen Custom 360 | $145 |
2021 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Malibu is $451. However, NatGen Custom 360 offers the cheapest rates, averaging $53 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 6 Month | $513 |
| Safeco | $244 |
| AssuranceAmerica Mobile Max | $355 |
| NatGen Custom 360 | $53 |
| Plymouth Rock Assurance | $549 |
| PEMCO | $597 |
| Concord Group | $636 |
| Mercury Insurance | $413 |
| Countryway Insurance | $707 |
| Victoria | $440 |
2020 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Malibu is $558. However, Kemper Personal Insurance offers the cheapest rates, averaging $137 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $312 |
| Union Mutual Fire Group | $1,016 |
| Dairyland FR Bond | $279 |
| Safeco | $226 |
| American National P | $1,074 |
| AssuranceAmerica Mobile Max | $501 |
| Titan | $998 |
| Kemper Personal Insurance | $137 |
| Mercury Insurance | $688 |
| NatGen Custom 360 | $350 |
2019 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Malibu is $656. However, Kemper Auto Premium offers the cheapest rates, averaging $564 per year.
| Insurance Provider | Average Annual Cost |
| American National P&C | $654 |
| Kemper Auto Premium | $564 |
| AssuranceAmerica Mobile Max | $692 |
| Concord Group | $808 |
| NatGen Custom 360 | $654 |
| Mercury Insurance | $630 |
| Dairyland Broadform | $618 |
| Dairyland FR Bond | $629 |
2018 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Malibu is $467. However, Safeco offers the cheapest rates, averaging $169 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $384 |
| Kemper Personal Insurance | $207 |
| Safeco | $169 |
| NatGen Custom 360 | $172 |
| AssuranceAmerica Mobile Max | $858 |
| Utica National Ins Group | $914 |
| Dairyland FR Bond | $500 |
| Mercury Insurance | $717 |
| Dairyland Broadform | $527 |
| Kemper Auto Premium | $221 |
2017 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Malibu is $600. However, Safeco offers the cheapest rates, averaging $97 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $708 |
| Nodak Mutual | $944 |
| Dairyland FR Bond | $176 |
| SECURA Insurance | $1,089 |
| Dairyland Broadform | $677 |
| AssuranceAmerica Mobile Max | $346 |
| NatGen Custom 360 | $265 |
| Safeco | $97 |
| American National P | $913 |
| Kemper Auto Premier | $784 |
2016 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Malibu is $492. However, Safeco offers the cheapest rates, averaging $87 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $259 |
| Kemper Personal Insurance | $285 |
| Concord Group | $686 |
| Countryway Insurance | $769 |
| AssuranceAmerica Mobile Max | $814 |
| Kemper Auto Premium | $219 |
| Safeco | $87 |
| Dairyland FR Bond | $397 |
| Mercury Insurance | $499 |
| Kemper Auto Premier | $908 |
Find Affordable Chevrolet Malibu Insurance Rates
2015 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Malibu is $524. However, Safeco offers the cheapest rates, averaging $98 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland® | $696 |
| Dairyland FR Bond | $612 |
| Dairyland Broadform | $655 |
| Kemper Auto Premier | $462 |
| Mercury Insurance | $454 |
| Bear River | $776 |
| AssuranceAmerica Mobile Max | $406 |
| Kemper Personal Insurance | $547 |
| Kemper Auto Premium | $530 |
| Safeco | $98 |
2014 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Malibu is $385. However, Safeco offers the cheapest rates, averaging $147 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $217 |
| Kemper Auto Premium | $598 |
| NatGen Custom 360 | $281 |
| Kemper Personal Insurance | $254 |
| Aspire Advantage Roadside | $468 |
| PEMCO | $738 |
| Dairyland Broadform | $505 |
| Safeco | $147 |
| Mercury Insurance | $387 |
| AssuranceAmerica Mobile Max | $255 |
2013 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Malibu is $394. However, NatGen Custom 360 offers the cheapest rates, averaging $94 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $405 |
| American National P | $776 |
| Utica National Ins Group | $793 |
| Safeco | $178 |
| NatGen Custom 360 | $94 |
| Mercury Insurance | $532 |
| Dairyland Broadform | $477 |
| Kemper Personal Insurance | $249 |
| Dairyland FR Bond | $261 |
| Kemper Auto Premier | $173 |
2012 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Malibu is $308. However, Safeco offers the cheapest rates, averaging $75 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $226 |
| NatGen Custom 360 | $481 |
| Safeco | $75 |
| SECURA Insurance | $764 |
| Dairyland Broadform | $67 |
| Loya Insurance | $498 |
| Mercury Insurance | $705 |
| AssuranceAmerica Mobile Max | $225 |
| Kemper Personal Insurance | $78 |
| Dairyland Auto 1 Month | $28 |
2011 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Malibu is $308. However, Safeco offers the cheapest rates, averaging $72 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $196 |
| MMG Insurance Company | $547 |
| Dairyland Broadform | $272 |
| Infinity Special | $567 |
| Dairyland FR Bond | $204 |
| Concord Group | $557 |
| NatGen Custom 360 | $147 |
| Mercury Insurance | $284 |
| Safeco | $72 |
| Kemper Auto Premium | $148 |
2010 Chevrolet Malibu Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Malibu is $449. However, Safeco offers the cheapest rates, averaging $60 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $60 |
| Loya Insurance | $606 |
| Dairyland Auto 1 Month | $604 |
| NatGen Custom 360 | $262 |
| Kemper Auto Premier | $605 |
| Mercury Insurance | $327 |
| Dairyland Broadform | $601 |
| Utica National Ins Group | $533 |
| Kemper Personal Insurance | $341 |
| Dairyland FR Bond | $548 |
Find Affordable Chevrolet Malibu Insurance Rates
Is A Chevrolet Malibu Expensive To Insure?
Insuring a Chevrolet Malibu typically costs more than the average for all vehicles. However, the exact amount you’ll pay for coverage will depend on several factors, including your age, the car’s model year, your location, and other personal details.
Cost of Chevrolet Malibu Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers generally face the highest premiums due to their higher likelihood of being involved in accidents compared to other age groups. As drivers grow older and gain more experience, their insurance costs typically decrease because they are considered a lower risk to insure.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,071 | $11,862 | $13,915 |
| 18 | $7,510 | $11,012 | $12,973 |
| 19 | $6,601 | $9,747 | $11,470 |
| 20 | $5,753 | $8,564 | $9,954 |
| 21 | $4,900 | $7,102 | $8,380 |
| 22 | $4,728 | $6,907 | $8,129 |
| 23 | $4,141 | $6,105 | $7,116 |
| 24 | $3,930 | $5,779 | $6,746 |
| 25 | $3,438 | $4,993 | $5,835 |
| 30 | $2,665 | $3,872 | $4,578 |
| 35 | $2,430 | $3,667 | $4,255 |
| 40 | $2,398 | $3,485 | $4,111 |
| 45 | $2,328 | $3,435 | $3,973 |
| 55 | $2,159 | $3,149 | $3,617 |
| 65 | $2,244 | $3,252 | $3,802 |
| 75 | $2,796 | $4,162 | $4,809 |
Chevrolet Malibu Car Insurance Rates By State
Your location is a major factor in determining car insurance rates. Each state has its own regulations for auto insurance, which can significantly influence premiums. For instance, Michigan drivers often pay higher rates due to the state’s requirement for more extensive coverage.
Additionally, local climate conditions play a role, as areas prone to extreme weather events like hurricanes, storms, or flooding can lead to increased premiums.
Crime and accident statistics in your area, such as rates of car thefts, crashes, and fatalities, are also considered by insurers when calculating your Chevrolet Malibu insurance costs.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,576 | $3,697 | $4,636 |
| Alaska | $2,068 | $2,883 | $2,857 |
| Arizona | $2,388 | $3,386 | $4,984 |
| Arkansas | $2,616 | $4,119 | $4,474 |
| California | $2,858 | $5,080 | $2,913 |
| Colorado | $2,680 | $3,740 | $4,811 |
| Connecticut | $3,482 | $5,301 | $6,737 |
| Delaware | $2,861 | $3,818 | $4,920 |
| Florida | $3,408 | $4,677 | $6,132 |
| Georgia | $2,753 | $4,116 | $4,138 |
| Hawaii | $1,126 | $1,513 | $1,152 |
| Idaho | $1,958 | $2,565 | $3,085 |
| Illinois | $2,039 | $2,991 | $3,424 |
| Indiana | $2,026 | $3,135 | $3,498 |
| Iowa | $1,666 | $2,214 | $2,683 |
| Kansas | $2,132 | $3,149 | $3,654 |
| Kentucky | $3,178 | $4,592 | $5,408 |
| Louisiana | $4,054 | $6,085 | $6,611 |
| Maine | $1,495 | $2,115 | $3,126 |
| Maryland | $2,469 | $3,625 | $4,033 |
| Massachusetts | $2,022 | $3,461 | $1,995 |
| Michigan | $4,806 | $7,237 | $11,476 |
| Minnesota | $2,011 | $2,668 | $3,668 |
| Mississippi | $2,380 | $3,417 | $3,412 |
| Missouri | $2,244 | $3,167 | $4,242 |
| Montana | $2,314 | $3,146 | $3,712 |
| Nebraska | $1,946 | $2,837 | $3,053 |
| Nevada | $3,119 | $4,733 | $5,010 |
| New Hampshire | $2,210 | $3,443 | $4,440 |
| New Jersey | $2,445 | $3,841 | $4,946 |
| New Mexico | $2,520 | $3,684 | $3,819 |
| New York | $2,320 | $2,907 | $4,798 |
| North Carolina | $1,449 | $2,489 | $1,739 |
| North Dakota | $1,979 | $2,994 | $3,535 |
| Ohio | $1,703 | $2,676 | $2,728 |
| Oklahoma | $2,772 | $3,977 | $4,448 |
| Oregon | $2,574 | $3,387 | $4,017 |
| Pennsylvania | $2,121 | $3,114 | $3,678 |
| Rhode Island | $3,541 | $5,240 | $5,898 |
| South Carolina | $2,402 | $3,383 | $4,595 |
| South Dakota | $2,140 | $3,076 | $3,605 |
| Tennessee | $2,544 | $3,770 | $5,005 |
| Texas | $2,586 | $3,711 | $4,554 |
| Utah | $2,179 | $3,063 | $4,236 |
| Vermont | $1,647 | $2,617 | $2,689 |
| Virginia | $1,616 | $2,412 | $2,369 |
| Washington | $2,102 | $2,809 | $3,419 |
| West Virginia | $2,082 | $2,980 | $3,737 |
| Wisconsin | $2,097 | $3,250 | $3,783 |
| Wyoming | $2,009 | $2,713 | $2,899 |
Find Affordable Chevrolet Malibu Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Malibu
If you’re planning to purchase a car insurance policy for your Chevrolet Malibu, it’s helpful to know which providers offer the most affordable options. Horace Mann stands out with a $36 per month premium, making it the cheapest provider for a Chevrolet Malibu. However, keep in mind that this rate is an average and can vary depending on your driver profile. To find the best rates tailored to your needs, it’s recommended to shop around and compare quotes from multiple insurers.
| Company | Average Monthly Rate |
| Horace Mann | $36 |
| Aspire | $45 |
| CaliforniaCasualty | $38 |
| Encompass | $47 |
| MetroMile | $40 |
Common Chevrolet Malibu Insurance Discounts
Discounts are an effective way to reduce your car insurance costs. While each provider offers unique discounts, here are a few common ones you might qualify for:
- Multi-policy Discount: Bundling your auto insurance with another policy, like home insurance, from the same provider can result in savings.
- Pay-in-Full Discount: Paying your entire premium upfront instead of in monthly installments often earns a lower rate.
- Defensive Driving Discount: Completing a certified defensive driving course may make you eligible for reduced rates.
Additional discounts might also apply based on your situation. It’s a good idea to discuss your options with your insurance agent, as they can help identify and apply all discounts for which you’re eligible.
Ways To Save On Chevrolet Malibu Insurance Costs
Keeping a clean driving record is one of the most effective ways to lower your Chevrolet Malibu insurance premiums. Traffic violations or accidents can significantly increase your costs. For example, drivers with a single ticket may pay around $98 per month, while those with multiple accidents might face premiums averaging $153 per month.
Another factor that affects rates is your annual mileage. Chevrolet Malibu owners who drive less are generally considered lower risk, leading to lower insurance costs. Drivers logging 7,501 to 10,000 miles annually pay about $92 per month, whereas those exceeding 10,000 miles per year might pay slightly less, averaging $88 per month.
Compare Chevrolet Malibu To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Blazer Car Insurance
- Chevrolet Camaro Car Insurance
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- Chevrolet Colorado Car Insurance
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- Chevrolet Sonic Car Insurance
- Chevrolet Suburban Car Insurance
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Our Methodology
To calculate average car insurance costs, Insuranceopedia analyzed thousands of quotes from leading auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that these figures may not reflect your specific individual results.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Malibu?
Yes, you’ll need to provide proof of insurance before you can drive your Chevrolet Malibu off the dealership lot. The best approach is to purchase a policy first, then inform your insurance company that you are buying the car. This ensures you have coverage in place, rather than relying on insurance offered through the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Malibu?
The best way to find the most affordable rates for your Chevrolet Malibu is by shopping around and comparing quotes from different auto insurance companies. Insuranceopedia makes it easy by allowing you to compare quotes from multiple providers directly on our website.
