Chevrolet Spark-EV Car Insurance Cost 2025
The average cost to insure a Chevrolet Spark EV is $1,263 per year. However, your actual premium may vary depending on factors like your age, the vehicle’s model year, and other personal details. Use the quote tables below to estimate costs tailored to your profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing a Chevrolet Spark-EV, it’s essential to consider the cost of insurance. On average, insurance for a Chevrolet Spark-EV costs $1,263 per year. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision.
Selecting the right car insurance is vital to prevent unexpected and potentially expensive surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being responsible for an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve noticed the considerable variability in these costs. Factors such as your age, driving history, and location all play a significant role in determining your insurance premiums.
How Much Does A Chevrolet Spark-EV Car Insurance Cost?
Chevrolet Spark EV drivers typically pay an average of $1,263 per year for car insurance.
While Esurance’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic violations can increase your rates.
Additionally, living in a bustling urban area typically leads to higher insurance costs compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, will be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you shop around and compare quotes from different insurance providers to ensure you find the best deal.
Average Insurance Cost Of Chevrolet Spark-EV By Model Year
| Model Year | Average Premium |
| 2023 Chevrolet Spark-EV | $1,496 |
| 2022 Chevrolet Spark-EV | $668 |
| 2021 Chevrolet Spark-EV | $521 |
| 2020 Chevrolet Spark-EV | $489 |
| 2019 Chevrolet Spark-EV | $774 |
| 2018 Chevrolet Spark-EV | $891 |
| 2017 Chevrolet Spark-EV | $501 |
| 2016 Chevrolet Spark-EV | $713 |
| 2015 Chevrolet Spark-EV | $635 |
| 2014 Chevrolet Spark-EV | $675 |
| 2013 Chevrolet Spark-EV | $686 |
2023 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Spark-EV is $1,496. However, Esurance offers the cheapest rates, averaging $1,263 per year.
| Insurance Provider | Average Annual Cost |
| Esurance | $1,263 |
| Mercury | $1,257 |
| Unitrin | $1,278 |
| USAA | $1,335 |
| 21st Century | $1,444 |
| California Capital | $1,504 |
| Allstate | $1,621 |
| Metropolitan | $1,616 |
| Grange | $1,812 |
| Farmers | $1,828 |
2022 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Spark-EV is $668. However, Safeco offers the cheapest rates, averaging $83 per year.
| Insurance Provider | Average Annual Cost |
| Farm Bureau Mutual (IA Group) | $966 |
| Safeco | $83 |
| National General Value | $936 |
| Kemper Auto | $591 |
| New Jersey Manufacturers | $935 |
| Texas Farm Bureau Group | $858 |
| Unigard | $1,034 |
| Clearcover | $374 |
| American National P | $627 |
| Mercury Insurance | $272 |
2021 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Spark-EV is $521. However, Safeco offers the cheapest rates, averaging $137 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $450 |
| Dairyland Broadform | $778 |
| American National P&C | $683 |
| AssuranceAmerica Mobile Max | $611 |
| NatGen Custom 360 | $225 |
| American National P | $536 |
| Dairyland Scored | $887 |
| Safety Group | $701 |
| Victoria | $198 |
| Safeco | $137 |
2020 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Spark-EV is $489. However, Safeco offers the cheapest rates, averaging $20 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $120 |
| American National P | $652 |
| Dairyland FR Bond | $328 |
| Kemper Personal Insurance | $188 |
| Kemper Auto Premium | $606 |
| NatGen Custom 360 | $586 |
| AssuranceAmerica Mobile Max | $905 |
| Dairyland Broadform | $635 |
| Safeco | $20 |
| West Bend Mutual | $845 |
2019 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Spark-EV is $774. However, Safeco offers the cheapest rates, averaging $99 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $646 |
| SafeAuto | $1,010 |
| Pekin Insurance | $871 |
| American National P | $908 |
| Kemper Personal Insurance | $417 |
| Kemper Auto Premier | $880 |
| Safeco | $99 |
| Mercury Insurance | $861 |
| Mercury Insurance Company | $1,021 |
| North Carolina Farm Bureau | $1,030 |
Find Affordable Chevrolet Spark-EV Insurance Rates
2018 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Spark-EV is $891. However, American National P offers the cheapest rates, averaging $737 per year.
| Insurance Provider | Average Annual Cost |
| North Star | $1,003 |
| Pekin Insurance | $912 |
| Farm Bureau Mutual (IA Group) | $914 |
| Virginia Farm Bureau | $927 |
| Farmers Mutual of Nebraska | $838 |
| West Bend Mutual | $1,040 |
| North Carolina Farm Bureau | $868 |
| Rural Mutual Insurance | $922 |
| New York Central Mutual Fire | $753 |
| American National P | $737 |
2017 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Spark-EV is $501. However, Dairyland Auto 1 Month offers the cheapest rates, averaging $101 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $419 |
| Infinity Special | $340 |
| Mercury Insurance Company | $794 |
| Dairyland Auto 6 Month | $549 |
| NatGen Custom 360 | $375 |
| Kemper Auto Premium | $545 |
| Dairyland Auto 1 Month | $81 |
| Safeco | $101 |
| PEMCO | $878 |
| Commerce Group Inc | $927 |
2016 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Spark-EV is $713. However, Safeco offers the cheapest rates, averaging $269 per year.
| Insurance Provider | Average Annual Cost |
| Ohio Mutual Ins Group | $869 |
| Mercury Insurance | $775 |
| Kemper Personal Insurance | $459 |
| Kemper Auto | Infinity | $851 |
| American National P | $882 |
| SECURA Insurance | $957 |
| Safeco | $269 |
| Buckeye Insurance Group | $630 |
| Dairyland Broadform | $680 |
| North Carolina Farm Bureau | $760 |
2015 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Spark-EV is $635. However, Safeco offers the cheapest rates, averaging $111 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland | $384 |
| North Carolina Farm Bureau | $821 |
| Safeco | $111 |
| Mercury Insurance | $766 |
| Clearcover | $888 |
| Kemper Auto | Infinity | $748 |
| NatGen Custom 360 | $709 |
| SafeAuto | $705 |
| Buckeye Insurance Group | $786 |
| American National P | $434 |
2014 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Spark-EV is $675. However, American National P offers the cheapest rates, averaging $556 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $713 |
| American National P | $556 |
| NatGen Advantage | $653 |
| Plymouth Rock | $804 |
| North Carolina Farm Bureau | $667 |
| Commerce Group Inc | $683 |
| Buckeye Insurance Group | $571 |
| Mercury Insurance | $644 |
| MMG Insurance Company | $814 |
| Mercury Insurance Company | $641 |
2013 Chevrolet Spark-EV Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Spark-EV is $686. However, Mercury Insurance offers the cheapest rates, averaging $386 per year.
| Insurance Provider | Average Annual Cost |
| Countryway Insurance | $777 |
| PEMCO | $849 |
| SECURA Insurance | $763 |
| Patriot Group | $817 |
| Concord Group | $666 |
| Mercury Insurance | $386 |
| MMG Insurance Company | $663 |
| Western National | $829 |
| Tennessee Farmers | $940 |
| Safeco | $174 |
Find Affordable Chevrolet Spark-EV Insurance Rates
Common Chevrolet Spark-EV Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While each insurance provider offers unique discounts, some common ones to check for include:
- Multi-policy discount: Bundling your home and auto insurance policies with the same provider often results in a lower rate.
- Pay-in-full discount: Paying your premium in a single annual payment instead of monthly installments can help you save.
- Defensive driving discount: Completing a certified defensive driving course can make you eligible for reduced rates.
There may be additional discounts available based on your circumstances. It’s a good idea to consult your insurance agent, who can help identify the discounts you qualify for.
Compare Chevrolet Spark-EV To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Silverado Car Insurance
- Chevrolet Express G2500 Car Insurance
- Chevrolet Blazer Car Insurance
- Chevrolet Camaro Car Insurance
- Chevrolet Bolt EV Car Insurance
- Chevrolet Colorado Car Insurance
- Chevrolet Corvette Car Insurance
- Chevrolet Equinox Car Insurance
- Chevrolet Impala Car Insurance
- Chevrolet Malibu Car Insurance
- Chevrolet Sonic Car Insurance
- Chevrolet Suburban Car Insurance
- Chevrolet Tahoe Car Insurance
- Chevrolet Traverse Car Insurance
- Chevrolet Trax Car Insurance
Our Methodology
To determine average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, your actual rates may vary based on personal factors.
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FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Spark-EV?
Yes, proof of insurance is required before driving your Chevrolet Spark EV off the dealership lot. It’s recommended to purchase a policy ahead of time and inform your insurance provider about your upcoming vehicle purchase, rather than opting for insurance offered by the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Spark-EV?
To find the most affordable insurance rates for your Chevrolet Spark EV, it’s best to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this process simple by allowing you to compare quotes from multiple providers directly on their website.
