Chevrolet Suburban Car Insurance Cost 2025
On average, insuring a Chevrolet Suburban costs $1,879 per year. However, the actual premium can vary depending on factors like your age, the car’s model year, and other personal details. Check our quote tables below to get a personalized estimate based on your specific profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Chevrolet Suburban, one crucial aspect to consider is the insurance cost. On average, insurance for a Chevrolet Suburban costs $1,879 per year. Insurance plays a significant role in car ownership, and it’s essential to understand its implications before making a decision.
Selecting the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. Insufficient coverage during an accident could result in hefty out-of-pocket costs. Additionally, being at fault in an accident could lead to premium increases.
Having analyzed car insurance rates for over a decade, I’ve observed considerable variation in costs. Factors such as age, driving record, and location can significantly impact insurance premiums.
How Much Does A Chevrolet Suburban Car Insurance Cost?
Chevrolet Suburban drivers typically pay an average of $1,879 per year for car insurance.
The cost of car insurance can vary widely based on several factors, including your location, driving history, car model year, and chosen coverage options. Maintaining a clean driving record can lower premiums, while a history of accidents or violations may increase costs.
Urban areas with heavy traffic typically have higher insurance rates compared to rural locations with less traffic. Additionally, the type of coverage you choose plays a significant role—comprehensive policies, which include collision and other damages, are generally more expensive than basic liability coverage.
Based on the table below, insuring a Chevrolet Suburban is more affordable than the average cost for all Chevrolet models and even more economical compared to the average cost for all vehicles.
Insuranceopedia can help you compare quotes from multiple insurance providers to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Chevrolet Suburban | $142 |
| All Chevrolets | $167 |
| All Cars | $175 |
Average Insurance Cost Of Chevrolet Suburban By Model Year
| Model Year | Average Premium |
| 2024 Chevrolet Suburban | $2,676 |
| 2023 Chevrolet Suburban | $1,911 |
| 2022 Chevrolet Suburban | $973 |
| 2021 Chevrolet Suburban | $684 |
| 2020 Chevrolet Suburban | $954 |
| 2019 Chevrolet Suburban | $930 |
| 2018 Chevrolet Suburban | $689 |
| 2017 Chevrolet Suburban | $668 |
| 2016 Chevrolet Suburban | $592 |
| 2015 Chevrolet Suburban | $739 |
| 2014 Chevrolet Suburban | $844 |
| 2013 Chevrolet Suburban | $584 |
| 2012 Chevrolet Suburban | $682 |
| 2011 Chevrolet Suburban | $761 |
| 2010 Chevrolet Suburban | $609 |
2024 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2024 Chevrolet Suburban is $1,710. However, New York Central Mutual Fire offers the cheapest rates, averaging $1,879 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $2,761 |
| Travelers | $2,544 |
| State Farm | $2,399 |
| Nationwide | $2,143 |
| Preferred Mutual | $2,663 |
| Erie | $3,252 |
| New York Central Mutual Fire | $1,879 |
| Mercury | $3,164 |
| AIG | $3,902 |
| USAA | $2,057 |
2023 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2023 Chevrolet Suburban is $1,911. However, SECURA Insurance offers the cheapest rates, averaging $914 per year.
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $2,687 |
| USAA | $2,150 |
| Unitrin | $1,467 |
| Donegal Mutual Insurance Co | $2,931 |
| Nationwide | $1,051 |
| Mercury | $2,673 |
| New York Central Mutual Fire | $2,152 |
| Safeco | $1,358 |
| SECURA Insurance | $914 |
| Chubb | $1,730 |
2022 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2022 Chevrolet Suburban is $973. However, Kemper Auto | Infinity offers the cheapest rates, averaging $569 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $926 |
| Country | $1,225 |
| Safety Group | $1,133 |
| Kemper Auto | Infinity | $569 |
| Norfolk and Dedham Group | $1,141 |
| Mercury Insurance | $684 |
| PEMCO | $1,079 |
| Wolverine Mutual | $1,092 |
| SECURA Insurance | $1,243 |
| Virginia Farm Bureau | $640 |
2021 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2021 Chevrolet Suburban is $684. However, NatGen Custom 360 offers the cheapest rates, averaging $355 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $355 |
| Utica National Ins Group | $790 |
| Western Reserve | $851 |
| Safeco | $360 |
| Kemper Auto | Infinity | $469 |
| American National P | $790 |
| Texas Farm Bureau Group | $742 |
| Celina Insurance Group | $869 |
| North Carolina Farm Bureau | $1,033 |
| Buckeye Insurance Group | $576 |
2020 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2020 Chevrolet Suburban is $684. However, Safeco offers the cheapest rates, averaging $107 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,329 |
| Kemper Personal Insurance | $1,226 |
| Farm Bureau Mutual (IA Group) | $812 |
| Texas Farm Bureau Group | $862 |
| American National P | $695 |
| West Bend Mutual | $1,310 |
| Mercury Insurance | $962 |
| Safeco | $107 |
| New Jersey Manufacturers | $1,113 |
| Colorado Farm Bureau Mutual | $1,120 |
2019 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2019 Chevrolet Suburban is $930. However, Buckeye Insurance Group offers the cheapest rates, averaging $585 per year.
| Insurance Provider | Average Annual Cost |
| West Bend Mutual | $1,052 |
| North Carolina Farm Bureau | $914 |
| Mercury Insurance | $833 |
| Western Reserve | $734 |
| Celina Insurance Group | $1,123 |
| Ohio Mutual Ins Group | $825 |
| American National P | $1,095 |
| Buckeye Insurance Group | $585 |
| Texas Farm Bureau Group | $1,046 |
| New Jersey Manufacturers | $1,088 |
2018 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2018 Chevrolet Suburban is $689. However, Safeco offers the cheapest rates, averaging $93 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $640 |
| Mercury Insurance | $962 |
| Rockford Mutual Insurance | $772 |
| Rural Mutual Insurance | $764 |
| Country | $824 |
| American National P | $599 |
| West Bend Mutual | $732 |
| Safeco | $93 |
| First Chicago Insurance | $857 |
| Pekin Insurance | $646 |
2017 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2017 Chevrolet Suburban is $668. However, Mercury Insurance offers the cheapest rates, averaging $130 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $559 |
| SECURA Insurance | $1,119 |
| Kemper Auto | Infinity | $526 |
| Virginia Farm Bureau | $972 |
| Dairyland | $529 |
| Mercury Insurance Company | $925 |
| Pekin Insurance | $802 |
| Rockford Mutual Insurance | $943 |
| Mercury Insurance | $130 |
| Dairyland Auto | $179 |
2016 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2016 Chevrolet Suburban is $668. However, Safeco offers the cheapest rates, averaging $245 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $450 |
| Safeco | $245 |
| Texas Farm Bureau Group | $836 |
| PEMCO | $611 |
| Buckeye Insurance Group | $636 |
| NatGen Value | $293 |
| Kentucky Farm Bureau | $948 |
| Capital Insurance Group | $918 |
| National General Value | $321 |
| Kemper Auto | Infinity | $660 |
2015 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2015 Chevrolet Suburban is $739. However, Safeco offers the cheapest rates, averaging $227 per year.
| Insurance Provider | Average Annual Cost |
| Atlantic States Insurance | $800 |
| Verti Insurance | $824 |
| Buckeye Insurance Group | $908 |
| Safeco | $227 |
| PEMCO | $894 |
| SafeAuto | $679 |
| Kemper Auto | $695 |
| Mississippi Farm Bureau | $830 |
| SECURA Insurance | $946 |
| Mercury Insurance | $587 |
Find Affordable Chevrolet Suburban Insurance Rates
2014 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2014 Chevrolet Suburban is $844. However, American National P offers the cheapest rates, averaging $453 per year.
| Insurance Provider | Average Annual Cost |
| MO Farm Bureau Services | $946 |
| First Chicago Insurance | $883 |
| Kentucky Farm Bureau | $933 |
| Pekin Insurance | $770 |
| American National P | $453 |
| Clearcover | $1,120 |
| Atlantic States Insurance | $948 |
| SafeAuto | $816 |
| Rockford Mutual Insurance | $680 |
| SECURA Insurance | $895 |
2013 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2013 Chevrolet Suburban is $584. However, Safeco offers the cheapest rates, averaging $99 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $381 |
| Pekin Insurance | $635 |
| Rockford Mutual Insurance | $677 |
| Safeco | $99 |
| First Chicago Insurance | $821 |
| Kemper Auto | Infinity | $188 |
| New Jersey Manufacturers | $876 |
| GMAC Insurance Group | $796 |
| Buckeye Insurance Group | $719 |
| Utica National Ins Group | $648 |
2012 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2012 Chevrolet Suburban is $682. However, Safety Group offers the cheapest rates, averaging $594 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $599 |
| SECURA Insurance | $742 |
| Concord Group | $711 |
| Ohio Mutual Ins Group | $758 |
| Rural Mutual Insurance | $636 |
| American National P | $692 |
| Plymouth Rock Assurance | $658 |
| Norfolk and Dedham Group | $764 |
| Rockford Mutual Insurance | $665 |
| Safety Group | $594 |
2011 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2011 Chevrolet Suburban is $761. However, Safeco offers the cheapest rates, averaging $50 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $773 |
| Plymouth Rock Assurance | $567 |
| Safeco | $50 |
| Grange | $975 |
| Atlantic States Insurance | $932 |
| National General Value | $734 |
| American National P | $824 |
| Clearcover | $908 |
| North Star | $941 |
| SECURA Insurance | $909 |
2010 Chevrolet Suburban Insurance Rates
The average annual insurance cost for a 2010 Chevrolet Suburban is $609. However, Safeco offers the cheapest rates, averaging $267 per year.
| Insurance Provider | Average Annual Cost |
| National General RAD | $753 |
| Safeco | $267 |
| North Carolina Farm Bureau | $691 |
| AssuranceAmerica Economy | $448 |
| Direct Auto | $489 |
| AssuranceAmerica Elite | $662 |
| MO Farm Bureau Services | $895 |
| Ohio Mutual Ins Group | $883 |
| Mercury Insurance | $490 |
| American National P | $507 |
Find Affordable Chevrolet Suburban Insurance Rates
Is A Chevrolet Suburban Expensive To Insure?
Insuring a Chevrolet Suburban is less expensive than the average cost for all vehicles. However, your exact insurance rate will depend on several factors, including your age, the vehicle’s age, your location, and other personal details.
Cost of Chevrolet Suburban Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers generally face the highest premiums due to their higher likelihood of being involved in accidents. As drivers age and gain experience, their premiums typically decrease, reflecting their lower risk profile.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,277 | $12,136 | $14,195 |
| 18 | $7,664 | $11,327 | $13,235 |
| 19 | $6,791 | $10,050 | $11,686 |
| 20 | $5,965 | $8,769 | $10,183 |
| 21 | $5,019 | $7,355 | $8,583 |
| 22 | $4,887 | $7,101 | $8,331 |
| 23 | $4,205 | $6,279 | $7,322 |
| 24 | $4,007 | $5,943 | $6,974 |
| 25 | $3,468 | $5,124 | $5,937 |
| 30 | $2,715 | $4,004 | $4,664 |
| 35 | $2,539 | $3,750 | $4,326 |
| 40 | $2,436 | $3,548 | $4,228 |
| 45 | $2,343 | $3,503 | $4,107 |
| 55 | $2,222 | $3,192 | $3,770 |
| 65 | $2,318 | $3,322 | $3,894 |
| 75 | $2,859 | $4,179 | $4,941 |
Chevrolet Suburban Car Insurance Rates By State
Your location is a significant factor in determining car insurance rates. Each state has its own regulations for auto insurance, which can influence premiums. For instance, Michigan drivers often pay higher rates due to the state’s requirement for more extensive coverage.
Additionally, local climate conditions play a role; states prone to extreme weather events like hurricanes, floods, or storms may see higher premiums. Crime rates and accident statistics, including car thefts, collisions, and vehicle fatalities in your area, are also considered when calculating your Chevrolet Suburban insurance costs.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,581 | $3,753 | $4,770 |
| Alaska | $2,186 | $2,957 | $2,863 |
| Arizona | $2,436 | $3,536 | $5,149 |
| Arkansas | $2,662 | $4,202 | $4,589 |
| California | $2,945 | $5,247 | $2,988 |
| Colorado | $2,797 | $3,813 | $4,901 |
| Connecticut | $3,526 | $5,491 | $6,885 |
| Delaware | $2,925 | $3,861 | $4,973 |
| Florida | $3,426 | $4,787 | $6,228 |
| Georgia | $2,788 | $4,254 | $4,281 |
| Hawaii | $1,179 | $1,575 | $1,143 |
| Idaho | $1,942 | $2,614 | $3,196 |
| Illinois | $2,023 | $3,154 | $3,564 |
| Indiana | $2,154 | $3,221 | $3,611 |
| Iowa | $1,633 | $2,324 | $2,737 |
| Kansas | $2,178 | $3,224 | $3,769 |
| Kentucky | $3,252 | $4,687 | $5,537 |
| Louisiana | $4,167 | $6,285 | $6,751 |
| Maine | $1,611 | $2,149 | $3,175 |
| Maryland | $2,522 | $3,713 | $4,121 |
| Massachusetts | $1,987 | $3,555 | $2,019 |
| Michigan | $4,935 | $7,500 | $11,740 |
| Minnesota | $2,031 | $2,707 | $3,808 |
| Mississippi | $2,405 | $3,470 | $3,502 |
| Missouri | $2,265 | $3,270 | $4,341 |
| Montana | $2,340 | $3,219 | $3,781 |
| Nebraska | $1,934 | $2,950 | $3,175 |
| Nevada | $3,244 | $4,794 | $5,107 |
| New Hampshire | $2,248 | $3,545 | $4,500 |
| New Jersey | $2,513 | $3,940 | $5,070 |
| New Mexico | $2,522 | $3,785 | $3,884 |
| New York | $2,327 | $2,984 | $4,947 |
| North Carolina | $1,427 | $2,489 | $1,819 |
| North Dakota | $2,037 | $3,031 | $3,581 |
| Ohio | $1,768 | $2,733 | $2,775 |
| Oklahoma | $2,819 | $4,116 | $4,584 |
| Oregon | $2,598 | $3,477 | $4,150 |
| Pennsylvania | $2,195 | $3,200 | $3,788 |
| Rhode Island | $3,617 | $5,359 | $5,994 |
| South Carolina | $2,506 | $3,419 | $4,766 |
| South Dakota | $2,199 | $3,233 | $3,658 |
| Tennessee | $2,574 | $3,862 | $5,086 |
| Texas | $2,640 | $3,750 | $4,760 |
| Utah | $2,220 | $3,121 | $4,326 |
| Vermont | $1,689 | $2,604 | $2,803 |
| Virginia | $1,634 | $2,536 | $2,450 |
| Washington | $2,184 | $2,909 | $3,467 |
| West Virginia | $2,126 | $3,097 | $3,875 |
| Wisconsin | $2,179 | $3,362 | $3,789 |
| Wyoming | $1,995 | $2,854 | $2,990 |
Find Affordable Chevrolet Suburban Insurance Rates
Cheapest Car Insurance Companies For A Chevrolet Suburban
If you’re in the market for a new car insurance policy for your Chevrolet Suburban, finding the most affordable provider is likely a priority. For budget-conscious drivers, MetroMile offers the lowest rates, averaging $23 per month. However, your actual premium may vary depending on factors such as your driving record, location, and personal profile. To ensure you secure the best deal, it’s a good idea to compare quotes from multiple providers.
| Company | Average Monthly Rate |
| AnswerFinancial | $40 |
| MetLife | $33 |
| Clearcover | $31 |
| MetroMile | $23 |
| Shelter Mutual | $36 |
Common Chevrolet Suburban Insurance Discounts
Discounts offer an excellent opportunity to reduce your car insurance expenses. While specific offers may vary between providers, some common discounts to explore include:
- Multi-policy: Save by bundling your auto and home insurance policies with the same company.
- Pay annually: Opt to pay your premium in full upfront rather than in monthly installments to qualify for savings.
- Defensive driving: Complete a certified defensive driving course to unlock potential discounts on your policy.
Additional discounts may also be available. Consult your insurance agent, who can help identify and apply any offers you qualify for.
Ways To Save On Chevrolet Suburban Insurance Costs
Maintaining a clean driving record significantly helps in reducing Chevrolet Suburban insurance costs. Accidents and speeding tickets often lead to higher premiums, with drivers facing an average monthly cost of $84 after receiving a ticket and $108 for those with multiple accidents. Keeping a record free of such incidents ensures lower rates.
Moreover, annual mileage impacts insurance costs. Suburban drivers covering fewer miles annually are considered lower-risk by insurers. For instance, drivers traveling between 7,501-10,000 miles per year pay about $77 monthly, whereas those exceeding 10,000 miles pay slightly less at $73, benefiting from their calculated risk profile.
Compare Chevrolet Suburban To Other Chevrolet Models
Looking for other Chevrolet model insurance costs?
- Chevrolet Blazer Car Insurance
- Chevrolet Camaro Car Insurance
- Chevrolet Bolt EV Car Insurance
- Chevrolet Colorado Car Insurance
- Chevrolet Corvette Car Insurance
- Chevrolet Equinox Car Insurance
- Chevrolet Impala Car Insurance
- Chevrolet Malibu Car Insurance
- Chevrolet Sonic Car Insurance
- Chevrolet Tahoe Car Insurance
- Chevrolet Traverse Car Insurance
- Chevrolet Trax Car Insurance
- Chevrolet Silverado Car Insurance
- Chevrolet Spark EV Car Insurance
- Chevrolet Express G2500 Car Insurance
Our Methodology
Insuranceopedia calculated average car insurance costs by analyzing thousands of quotes from top auto insurance providers. The sample profile used for this analysis included a 40-year-old male driver purchasing full-coverage car insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. It's important to note that the figures provided in this guide may not precisely match your individual results, as rates vary based on personal factors.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Chevrolet Suburban?
Yes, proof of insurance is required before driving your Chevrolet Spark-EV off the dealership lot. To simplify the process, it’s recommended to purchase a policy in advance and notify your insurance provider about your upcoming car purchase. This approach often ensures better rates compared to obtaining insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Chevrolet Suburban?
The best way to find the most affordable insurance rates for your Chevrolet Suburban is by shopping around and comparing quotes from various auto insurance providers. Fortunately, Insuranceopedia makes it easy to compare multiple quotes directly on our website.
