How Much Does Dodge Car Insurance Cost?
The average monthly cost to insure a Dodge is $191, totaling around $2,291 annually.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a Dodge depends on several factors. Your age, driving record, and location play a major role in determining your car insurance premium. Insurance companies use this information to assess the risk of insuring your Dodge.
Insurance Cost Per Dodge Model
| Dodge Model | Average Yearly Insurance Cost |
| Dodge Challenger | $1,960 |
| Dodge Charger | $1,979 |
| Dodge Durango | $2,391 |
| Dodge Grand Caravan | $2,589 |
| Dodge Journey | $2,535 |
Remember that these figures are just averages, and the actual cost can vary depending on your location, age, driving history, and the coverage you choose.
Dodge Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $148 |
| Progressive | $162 |
| State Farm | $137 |
| Allstate | $158 |
| Farmers Insurance | $155 |
| Liberty Mutual | $167 |
| Nationwide | $149 |
Dodge Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,431 |
| Alaska | $1,998 |
| Arizona | $2,256 |
| Arkansas | $2,486 |
| California | $2,759 |
| Colorado | $2,571 |
| Connecticut | $3,297 |
| Delaware | $2,721 |
| Florida | $3,241 |
| Hawaii | $1,065 |
| Idaho | $1,829 |
| Illinois | $1,917 |
| Indiana | $1,983 |
| Iowa | $1,557 |
| Kansas | $2,085 |
| Kentucky | $3,011 |
| Louisiana | $3,860 |
| Maine | $1,464 |
| Maryland | $2,374 |
| Massachusetts | $1,902 |
| Michigan | $4,569 |
| Minnesota | $1,891 |
| Mississippi | $2,266 |
| Missouri | $2,150 |
| Montana | $2,170 |
| Nebraska | $1,838 |
| Nevada | $3,046 |
| New Hampshire | $2,114 |
| New Jersey | $2,337 |
| New Mexico | $2,371 |
| New York | $2,209 |
| North Carolina | $1,366 |
| North Dakota | $1,868 |
| Ohio | $1,658 |
| Oklahoma | $2,655 |
| Oregon | $2,427 |
| Pennsylvania | $2,046 |
| Rhode Island | $3,414 |
| South Carolina | $2,309 |
| South Dakota | $2,072 |
| Tennessee | $2,439 |
| Texas | $2,457 |
| Utah | $2,086 |
| Vermont | $1,604 |
| Virginia | $1,523 |
| Washington | $2,012 |
| West Virginia | $2,008 |
| Wisconsin | $2,014 |
| Wyoming | $1,877 |
| Georgia | $2,638 |
How To Save Money On Dodge Car Insurance?
Owning a Dodge involves several costs, and car insurance is one of the biggest. However, you can find ways to lower your insurance expenses. Here’s how:
1. Maintain a Clean Driving Record
Insurance companies look at your driving history to set your premium. Avoiding accidents and traffic tickets helps show you’re a low-risk driver, which can lower your insurance rates.
2. Bundle Your Policies
Many insurance companies offer discounts if you bundle different types of insurance, such as home and auto. This not only makes managing your policies easier but also saves you money.
3. Raise Your Deductible
Raising your deductible—the amount you pay before insurance covers the rest—can reduce your monthly premium. Just make sure you can handle the higher deductible if needed.
4. Install Safety Features
Dodge vehicles already have many safety features, but installing additional ones, like anti-theft devices, can further reduce your insurance costs by lowering the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies may offer discounts for things like good grades, a clean driving record, or completing a defensive driving course. Ask about any discounts you might be eligible for.
6. Shop Around
Insurance rates can vary a lot between companies. It’s a good idea to compare quotes to find the best deal for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Dodge very often, usage-based insurance might be a good option. This type of policy charges you based on how much you drive, which can save you money if your Dodge isn’t your main vehicle.
