Dodge Charger Car Insurance Cost

Insuring a Dodge Charger typically averages about $128 per year through Jupiter Auto Insurance. However, the actual costs can vary based on factors such as age, the model year of the car, and other individual considerations. You can utilize the quote tables provided below to determine the potential costs for your specific circumstances.

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Updated: 20 October 2024
Written by Bob Phillips
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If you’re thinking about buying a Dodge Charger, one important factor to consider is the insurance cost. Insurance plays a vital role in car ownership, and it’s essential to understand its implications before making a purchase.

Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important to have sufficient coverage in case of an accident to prevent significant out-of-pocket costs. Additionally, inadequate coverage could lead to hefty expenses if you’re found at fault.

With my extensive experience analyzing car insurance rates over the past decade, I’ve observed the significant variability in costs. Factors such as age, driving history, and location can greatly impact insurance premiums.

How Much Does Dodge Charger Car Insurance Cost?

Typically, Jupiter Auto Insurance provides the most competitive option with an average annual rate of $128 for comprehensive insurance coverage on a 2023 Dodge Charger.

While Safeco’s pricing serves as a good point of reference, it’s essential to recognize that the expense of auto insurance can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a track record of accidents or traffic violations can drive up costs.

Furthermore, residing in an urban area with heavy traffic may lead to higher insurance rates compared to rural regions with less congestion. Your choice of coverage also plays a role in determining premiums; comprehensive insurance, which provides extensive protection including coverage for damages from accidents and collisions, tends to be more expensive than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you secure the most advantageous deal for your needs.

2023 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $1,020
NatGen Custom 360 $509
Utica National Ins Group $974
Mercury Insurance $392
Safeco $397
Titan $1,030
New York Central Mutual Fire $797
Direct Auto $1,218
SafeAuto $1,181
Jupiter Auto Insurance $128

2022 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
American National P $1,145
Victoria $553
AssuranceAmerica Mobile Max $886
NatGen Custom 360 $303
Texas Farm Bureau Group $1,390
Safeco $236
Titan $1,263
Utica National Ins Group $1,439
Mercury Insurance $997
Plymouth Rock Assurance $1,270

2021 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $636
Safeco $445
Kemper Personal Insurance $229
Victoria $750
NatGen Advantage $822
Jupiter Auto Insurance $34
AssuranceAmerica Mobile Max $329
NatGen Custom 360 $136
Utica National Ins Group $1,034
Titan $1,050

2020 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen PPA $268
Safeco $190
Mercury Insurance $952
Utica National Ins Group $885
Jupiter Auto Insurance $134
AssuranceAmerica Mobile Max $785
Dairyland Broadform $1,228
NatGen Custom 360 $1,274
Kemper Auto Premium $921
Capital Insurance Group $1,390

2019 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $951
Safeco $165
Utica National Ins Group $1,361
NatGen PPA $335
Dairyland Broadform $1,131
Kemper Personal Insurance $166
Mercury Insurance $846
NatGen Custom 360 $594
Kemper Auto Premium $1,021
Jupiter Auto Insurance $123

2018 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $602
SECURA Insurance $1,306
NatGen PPA $1,362
AssuranceAmerica Mobile Max $407
Utica National Ins Group $1,225
Jupiter Auto Insurance $209
Safeco $119
Commerce Group Inc $1,307
NatGen Custom 360 $211
Concord Group $1,324

2017 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen PPA $1,071
AssuranceAmerica Mobile Max $486
Titan $1,066
Kemper Personal Insurance $638
NatGen Custom 360 $811
Safeco $86
AssuranceAmerica $277
Utica National Ins Group $1,033
SECURA Insurance $1,024
Jupiter Auto Insurance $126

2016 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $264
SECURA Insurance $1,209
Utica National Ins Group $1,042
Mercury Insurance $1,346
Jupiter Auto Insurance $124
American National P&C $1,094
NatGen Custom 360 $134
Safeco $156
Kemper Auto Premium $1,349
Titan $978

2015 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $827
Concord Group $1,305
Jupiter Auto Insurance $194
SafeAuto $1,420
SECURA Insurance $1,028
American National P $1,348
Texas Farm Bureau Group $1,433
Mercury Insurance $610
Safeco $130
Utica National Ins Group $1,028

2014 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $1,055
Mercury Insurance $679
AssuranceAmerica $140
Dairyland Auto 1 Month $728
Safeco $84
Ameriprise Group $1,003
Loya Insurance $529
NatGen Custom 360 $324
North Carolina Farm Bureau $1,079
Texas Farm Bureau Group $1,210

2013 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $967
Victoria $787
Mercury Insurance $875
Safeco $133
Clearcover $1,062
NatGen Advantage $1,152
Titan $1,021
AssuranceAmerica $415
Kemper Auto Premium $721
Loya Insurance $509

2012 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $473
Kemper Auto Premium $555
Safeco $146
Mercury Insurance $394
North Carolina Farm Bureau $920
Dairyland FR Bond $789
Kemper Auto $792
Ameriprise Group $1,022
Dairyland Broadform $498
Buckeye Insurance Group $1,006

2011 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $308
Kemper Auto Premium $895
SECURA Insurance $949
Safeco $135
Titan $1,125
Clearcover $1,060
North Carolina Farm Bureau $963
Dairyland Broadform $933
Texas Farm Bureau Group $1,100
Utica National Ins Group $833

2010 Dodge Charger Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $172
MMG Insurance Company $512
Plymouth Rock $340
Kemper Personal Insurance $82
Kemper Auto Premier $145
Mercury Insurance $468
Dairyland FR Bond $225
Concord Group $711
Dairyland Broadform $160
Safeco $88

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Cost of Dodge Charger Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,715 $9,776 $11,450
18 $6,227 $9,174 $10,659
19 $5,505 $8,041 $9,421
20 $4,808 $7,049 $8,218
21 $4,051 $5,919 $6,881
22 $3,873 $5,694 $6,733
23 $3,380 $5,010 $5,889
24 $3,237 $4,816 $5,562
25 $2,832 $4,097 $4,856
30 $2,207 $3,252 $3,744
35 $1,998 $3,019 $3,490
40 $1,978 $2,904 $3,381
45 $1,898 $2,766 $3,302
55 $1,730 $2,566 $2,997
65 $1,846 $2,726 $3,164
75 $2,332 $3,358 $3,928

Dodge Charger Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,124 $3,054 $3,885
Alaska $1,699 $2,362 $2,309
Arizona $1,956 $2,835 $4,122
Arkansas $2,109 $3,398 $3,670
California $2,376 $4,225 $2,385
Colorado $2,233 $3,145 $3,976
Connecticut $2,800 $4,435 $5,588
Delaware $2,336 $3,168 $4,070
Florida $2,812 $3,828 $5,003
Georgia $2,277 $3,379 $3,401
Hawaii $902 $1,229 $886
Idaho $1,566 $2,131 $2,576
Illinois $1,612 $2,457 $2,823
Indiana $1,698 $2,600 $2,944
Iowa $1,346 $1,827 $2,221
Kansas $1,810 $2,627 $3,063
Kentucky $2,558 $3,779 $4,501
Louisiana $3,317 $5,007 $5,424
Maine $1,221 $1,789 $2,604
Maryland $2,077 $2,946 $3,261
Massachusetts $1,675 $2,845 $1,604
Michigan $3,976 $5,975 $9,504
Minnesota $1,608 $2,200 $3,012
Mississippi $1,952 $2,764 $2,768
Missouri $1,879 $2,626 $3,444
Montana $1,905 $2,659 $3,046
Nebraska $1,620 $2,338 $2,501
Nevada $2,577 $3,862 $4,120
New Hampshire $1,831 $2,844 $3,626
New Jersey $1,994 $3,104 $4,143
New Mexico $2,057 $3,074 $3,145
New York $1,913 $2,411 $4,035
North Carolina $1,156 $2,018 $1,400
North Dakota $1,643 $2,421 $2,937
Ohio $1,389 $2,189 $2,275
Oklahoma $2,333 $3,322 $3,710
Oregon $2,051 $2,821 $3,332
Pennsylvania $1,715 $2,597 $3,054
Rhode Island $2,887 $4,340 $4,872
South Carolina $2,002 $2,795 $3,828
South Dakota $1,831 $2,525 $3,011
Tennessee $2,107 $3,118 $4,084
Texas $2,081 $3,007 $3,769
Utah $1,762 $2,564 $3,501
Vermont $1,434 $2,095 $2,209
Virginia $1,256 $1,954 $1,933
Washington $1,724 $2,371 $2,759
West Virginia $1,712 $2,479 $3,102
Wisconsin $1,709 $2,696 $3,055
Wyoming $1,591 $2,313 $2,419

Compare Dodge Charger To Other Dodge Models

Looking for other Dodge model insurance costs?

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

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Years Of Experience

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