Dodge Journey Car Insurance Cost
Ensuring a Dodge Journey typically amounts to approximately $654 annually with Mercury. However, the exact costs can vary based on factors such as age, the model year of the car, and other considerations. You can use the quote tables below to determine the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Dodge Journey, one crucial aspect to consider is the insurance cost. Insurance plays a major role in car ownership, so understanding its implications beforehand is essential.
Choosing the right insurance policy is vital to avoid unexpected and potentially high expenses later on. Having inadequate coverage during an accident can lead to significant out-of-pocket costs. Additionally, if you’re at fault, there could be hikes in your insurance premiums.
Through years of analyzing car insurance rates, I’ve witnessed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does Dodge Journey Car Insurance Cost?
Typically, Mercury provides the most competitive price, averaging $654 annually, for comprehensive insurance coverage on a 2022 Dodge Journey.
While Mercury’s pricing serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors include where you reside, your driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.
Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural regions with less traffic congestion. Additionally, the level of coverage you opt for will impact your premium; comprehensive insurance, which includes both comprehensive and collision coverage, generally carries a higher cost than minimum liability coverage.
Insuranceopedia offers assistance in navigating these factors by enabling you to explore and compare quotes from various insurance providers, ensuring that you secure the most advantageous deal.
2022 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $654 |
| Metropolitan | $1,049 |
| Travelers | $1,233 |
| Unitrin | $1,387 |
| Farm Bureau Ins of MI | $1,509 |
| Bristol West | $1,921 |
| Farmers | $2,151 |
| Permanent General | $2,799 |
| Encompass | $3,343 |
| Hanover | $3,687 |
2020 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $883 |
| Indiana Farmers Mutual Ins | $944 |
| Mercury Insurance | $556 |
| NatGen Custom 360 | $396 |
| Partners Mutual Insurance Co | $918 |
| Dairyland Broadform | $736 |
| Buckeye Insurance Group | $1,035 |
| Nationwide ThreeSixZero | $1,013 |
| NatGen PPA | $734 |
| Safeco | $94 |
2019 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $880 |
| AssuranceAmerica Mobile Max | $537 |
| NatGen Custom 360 | $514 |
| Titan | $493 |
| Kemper Auto | Infinity | $878 |
| Mercury Insurance | $630 |
| Safeco | $239 |
| American National P | $742 |
| Utica National Ins Group | $845 |
| Kemper Auto | $460 |
2018 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $711 |
| Dairyland FR Bond | $139 |
| Kemper Personal Insurance | $92 |
| AssuranceAmerica Mobile Max | $326 |
| Kemper Auto Premium | $805 |
| NatGen Custom 360 | $80 |
| Safeco | $100 |
| Kemper Auto | $651 |
| Mercury Insurance | $861 |
| NatGen PPA | $688 |
2017 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $955 |
| Dairyland FR Bond | $737 |
| Dairyland Broadform | $391 |
| Safeco | $71 |
| Infinity Special | $490 |
| AssuranceAmerica Mobile Max | $397 |
| Mercury Insurance | $597 |
| Countryway Insurance | $964 |
| NatGen Custom 360 | $159 |
| Utica National Ins Group | $943 |
2016 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $196 |
| Safeco | $71 |
| Mercury Insurance | $407 |
| AssuranceAmerica Mobile Max | $249 |
| Countryway Insurance | $891 |
| American National P | $759 |
| Concord Group | $832 |
| National General RAD | $596 |
| Kemper Auto Premier | $336 |
| MMG Insurance Company | $871 |
2015 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $253 |
| Concord Group | $748 |
| AssuranceAmerica Mobile Max | $239 |
| Mercury Insurance | $462 |
| Kemper Personal Insurance | $48 |
| American National P | $717 |
| Safeco | $81 |
| Utica National Ins Group | $803 |
| Dairyland Broadform | $242 |
| Dairyland Auto 1 Month | $56 |
2014 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $900 |
| Kemper Personal Insurance | $119 |
| Safeco | $198 |
| AssuranceAmerica Mobile Max | $163 |
| Patriot Group | $841 |
| Commerce Group Inc | $846 |
| Concord Group | $729 |
| MMG Insurance Company | $694 |
| Mercury Insurance | $785 |
| Kemper Auto | Infinity | $769 |
2013 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P&C | $469 |
| Safety Group | $596 |
| NatGen Custom 360 | $129 |
| Infinity Special | $680 |
| Bear River | $712 |
| American National P | $547 |
| Safeco | $104 |
| Dairyland FR Bond | $501 |
| Dairyland Broadform | $533 |
| Mercury Insurance | $333 |
2012 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $421 |
| Kemper Auto | $437 |
| Mercury Insurance | $493 |
| Kemper Auto | Infinity | $220 |
| Safeco | $145 |
| NatGen Value | $208 |
| Concord Group | $659 |
| Dairyland FR Bond | $425 |
| Dairyland Broadform | $370 |
| NatGen Custom 360 | $482 |
2011 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $783 |
| Virginia Farm Bureau | $610 |
| Texas Farm Bureau Group | $879 |
| Mercury Insurance | $465 |
| SECURA Insurance | $714 |
| PEMCO | $752 |
| AssuranceAmerica Mobile Max | $502 |
| Safeco | $118 |
| National General Value | $778 |
| American National P | $541 |
Find Affordable Rates Today
2010 Dodge Journey Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $206 |
| SECURA Insurance | $656 |
| Safeco | $24 |
| NatGen Custom 360 | $66 |
| American National P | $680 |
| PEMCO | $658 |
| Mercury Insurance | $268 |
| Dairyland FR Bond | $358 |
| Kemper Personal Insurance | $315 |
| AssuranceAmerica Mobile Max | $227 |
Cost of Dodge Journey Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,504 | $9,568 | $11,178 |
| 18 | $6,081 | $8,904 | $10,396 |
| 19 | $5,371 | $7,870 | $9,219 |
| 20 | $4,664 | $6,863 | $8,029 |
| 21 | $3,900 | $5,751 | $6,732 |
| 22 | $3,823 | $5,605 | $6,563 |
| 23 | $3,318 | $4,880 | $5,750 |
| 24 | $3,158 | $4,665 | $5,441 |
| 25 | $2,743 | $4,020 | $4,717 |
| 30 | $2,134 | $3,128 | $3,656 |
| 35 | $2,002 | $2,952 | $3,415 |
| 40 | $1,900 | $2,807 | $3,287 |
| 45 | $1,863 | $2,739 | $3,207 |
| 55 | $1,714 | $2,522 | $2,944 |
| 65 | $1,788 | $2,644 | $3,057 |
| 75 | $2,254 | $3,333 | $3,893 |
Dodge Journey Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Arizona | $2,041 | $2,966 | $3,746 |
| Arkansas | $1,694 | $2,325 | $2,278 |
| California | $1,908 | $2,733 | $4,062 |
| Colorado | $2,104 | $3,291 | $3,593 |
| Connecticut | $2,315 | $4,105 | $2,343 |
| Delaware | $2,171 | $3,033 | $3,867 |
| Florida | $2,786 | $4,302 | $5,439 |
| Georgia | $2,304 | $3,047 | $3,926 |
| Hawaii | $2,719 | $3,773 | $4,926 |
| Idaho | $891 | $1,197 | $889 |
| Illinois | $1,551 | $2,056 | $2,503 |
| Indiana | $1,600 | $2,429 | $2,782 |
| Iowa | $1,655 | $2,537 | $2,835 |
| Kansas | $1,336 | $1,796 | $2,119 |
| Kentucky | $1,749 | $2,532 | $2,998 |
| Louisiana | $2,542 | $3,726 | $4,373 |
| Maine | $3,245 | $4,892 | $5,308 |
| Maryland | $1,243 | $1,700 | $2,495 |
| Massachusetts | $2,002 | $2,882 | $3,205 |
| Michigan | $1,601 | $2,768 | $1,576 |
| Minnesota | $3,860 | $5,843 | $9,234 |
| Mississippi | $1,565 | $2,107 | $2,964 |
| Missouri | $1,922 | $2,725 | $2,747 |
| Montana | $1,805 | $2,555 | $3,392 |
| Nebraska | $1,833 | $2,538 | $2,958 |
| Nevada | $1,548 | $2,286 | $2,496 |
| New Hampshire | $2,541 | $3,797 | $3,985 |
| New Jersey | $1,776 | $2,800 | $3,529 |
| New Mexico | $1,941 | $3,079 | $3,997 |
| New York | $1,985 | $2,988 | $3,080 |
| North Carolina | $1,832 | $2,331 | $3,884 |
| North Dakota | $1,164 | $1,950 | $1,409 |
| Ohio | $1,579 | $2,394 | $2,839 |
| Oklahoma | $1,389 | $2,153 | $2,224 |
| Oregon | $2,253 | $3,195 | $3,596 |
| Pennsylvania | $2,022 | $2,733 | $3,277 |
| Rhode Island | $1,719 | $2,535 | $2,961 |
| South Carolina | $2,848 | $4,190 | $4,710 |
| South Dakota | $1,928 | $2,697 | $3,700 |
| Tennessee | $1,759 | $2,503 | $2,907 |
| Texas | $2,069 | $3,006 | $4,009 |
| Utah | $2,068 | $2,974 | $3,721 |
| Vermont | $1,746 | $2,478 | $3,399 |
| Virginia | $1,331 | $2,099 | $2,203 |
| Washington | $1,280 | $1,944 | $1,917 |
| West Virginia | $1,685 | $2,283 | $2,717 |
| Wisconsin | $1,706 | $2,427 | $3,034 |
| Wyoming | $1,675 | $2,619 | $3,011 |
| Wyoming | $1,576 | $2,189 | $2,348 |
| Georgia | $2,240 | $3,320 | $3,342 |
Compare Dodge Journey To Other Dodge Models
Looking for other Dodge model insurance costs?
- Dodge Charger Car Insurance
- Dodge Challenger Car Insurance
- Dodge Durango Car Insurance
- Dodge Grand Caravan Car Insurance
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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