FIAT 124 Spider Car Insurance Cost
To insure a FIAT 124 Spider, it typically costs approximately $816 per year through Texas Farm Bureau Group. However, the exact cost can vary depending on factors like age, the model year of the car, and other individual considerations. You can use our quote tables below to get a personalized estimate based on your specific details.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a FIAT 124 Spider, one crucial consideration is the insurance cost. Insurance plays a vital role in owning a car, and it’s essential to understand its implications before making a purchase decision.
Choosing the right insurance policy is important to avoid unexpected and potentially high expenses in the future. Inadequate coverage during accidents can lead to significant out-of-pocket costs. Moreover, if you’re found at fault, your premiums might increase.
Having analyzed car insurance rates for over a decade, I’ve observed the considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums. It’s crucial to take these factors into account when evaluating insurance options for your FIAT 124 Spider.
How Much Does FIAT 124 Spider Car Insurance Cost?
Typically, Texas Farm Bureau Group provides the most competitive price, averaging $816 annually for comprehensive insurance coverage on a 2020 FIAT 124 Spider.
While IMT Insurance Company’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly due to various factors. These factors include where you reside, your driving history, the age of your vehicle, and the specific coverage options you select. Maintaining a clean driving record generally results in lower premiums, whereas a record of accidents or traffic violations can lead to higher costs.
Moreover, urban areas with heavy traffic tend to have higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for also plays a role – comprehensive coverage, which includes protection against various scenarios like theft and accidents, typically costs more than basic liability coverage.
Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal for your needs.
2020 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| GMAC Insurance Group | $1,886 |
| Esurance | $1,541 |
| CSAA | $1,994 |
| Chubb | $1,916 |
| Erie | $1,495 |
| Republic Indemnity | $1,670 |
| Texas Farm Bureau Group | $816 |
| Mercury | $1,963 |
| USAA | $1,553 |
| North Carolina Farm Bureau | $1,563 |
2019 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $1,151 |
| Farm Bureau Mutual (IA Group) | $948 |
| American National P | $582 |
| Hastings Mutual Insurance Co | $711 |
| Mercury Insurance Company | $1,289 |
| IMT Insurance Company | $968 |
| American Family | $1,126 |
| Allied | $1,067 |
| Nationwide | $1,073 |
| Pekin Insurance | $885 |
2018 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kentucky Farm Bureau | $1,455 |
| USAA | $1,490 |
| Motorists Mutual | $1,312 |
| Texas Farm Bureau Group | $804 |
| Westfield | $1,449 |
| Esurance | $1,518 |
| Central Mutual Insurance Co | $1,728 |
| Republic Indemnity | $1,662 |
| Cincinnati Insurance | $1,471 |
| Country | $1,647 |
2017 FIAT 124 Spider Insurance Rates
| Insurance Provider | Average Annual Cost |
| Erie | $669 |
| USAA | $1,329 |
| Penn National | $1,266 |
| 21st Century | $1,488 |
| Mississippi Farm Bureau | $1,184 |
| National General | $1,533 |
| Donegal Mutual Insurance Co | $1,329 |
| Country | $1,123 |
| Texas Farm Bureau Group | $1,101 |
| Capital Insurance Group | $1,421 |
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Cost of FIAT 124 Spider Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,627 | $9,761 | $11,391 |
| 18 | $6,169 | $9,077 | $10,624 |
| 19 | $5,450 | $8,033 | $9,407 |
| 20 | $4,769 | $7,002 | $8,205 |
| 21 | $3,991 | $5,867 | $6,870 |
| 22 | $3,910 | $5,735 | $6,685 |
| 23 | $3,396 | $5,017 | $5,848 |
| 24 | $3,225 | $4,767 | $5,552 |
| 25 | $2,794 | $4,111 | $4,786 |
| 30 | $2,193 | $3,178 | $3,728 |
| 35 | $2,057 | $2,981 | $3,516 |
| 40 | $1,942 | $2,885 | $3,364 |
| 45 | $1,909 | $2,817 | $3,280 |
| 55 | $1,750 | $2,569 | $3,016 |
| 65 | $1,842 | $2,661 | $3,154 |
| 75 | $2,284 | $3,366 | $3,964 |
FIAT 124 Spider Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,094 | $3,000 | $3,853 |
| Alaska | $1,714 | $2,376 | $2,298 |
| Arizona | $1,949 | $2,789 | $4,123 |
| Arkansas | $2,131 | $3,355 | $3,705 |
| California | $2,353 | $4,190 | $2,383 |
| Colorado | $2,229 | $3,100 | $3,947 |
| Connecticut | $2,837 | $4,404 | $5,585 |
| Delaware | $2,335 | $3,113 | $3,989 |
| Florida | $2,795 | $3,839 | $5,006 |
| Georgia | $905 | $1,213 | $894 |
| Hawaii | $1,592 | $2,085 | $2,526 |
| Idaho | $1,650 | $2,485 | $2,827 |
| Illinois | $1,681 | $2,611 | $2,889 |
| Indiana | $1,356 | $1,822 | $2,172 |
| Iowa | $1,799 | $2,582 | $3,060 |
| Kansas | $2,584 | $3,796 | $4,473 |
| Kentucky | $3,305 | $4,999 | $5,418 |
| Louisiana | $1,250 | $1,743 | $2,575 |
| Maine | $2,027 | $2,968 | $3,268 |
| Maryland | $1,634 | $2,840 | $1,609 |
| Massachusetts | $3,941 | $5,974 | $9,456 |
| Michigan | $1,612 | $2,153 | $3,041 |
| Minnesota | $1,934 | $2,792 | $2,783 |
| Mississippi | $1,850 | $2,611 | $3,471 |
| Missouri | $1,885 | $2,629 | $3,057 |
| Montana | $1,600 | $2,344 | $2,540 |
| Nebraska | $2,599 | $3,860 | $4,070 |
| Nevada | $1,831 | $2,875 | $3,639 |
| New Hampshire | $2,006 | $3,149 | $4,086 |
| New Jersey | $2,047 | $3,037 | $3,131 |
| New Mexico | $1,878 | $2,393 | $3,958 |
| New York | $1,189 | $1,999 | $1,432 |
| North Carolina | $1,593 | $2,430 | $2,896 |
| North Dakota | $1,433 | $2,224 | $2,251 |
| Ohio | $2,262 | $3,269 | $3,680 |
| Oklahoma | $2,076 | $2,773 | $3,315 |
| Oregon | $1,731 | $2,573 | $3,012 |
| Pennsylvania | $2,916 | $4,283 | $4,835 |
| Rhode Island | $2,004 | $2,738 | $3,778 |
| South Carolina | $1,792 | $2,561 | $2,954 |
| South Dakota | $2,088 | $3,102 | $4,084 |
| Tennessee | $2,119 | $3,056 | $3,784 |
| Texas | $1,813 | $2,523 | $3,473 |
| Utah | $1,395 | $2,141 | $2,266 |
| Vermont | $1,312 | $1,983 | $1,940 |
| Virginia | $1,717 | $2,327 | $2,769 |
| Washington | $1,741 | $2,498 | $3,128 |
| West Virginia | $1,708 | $2,696 | $3,080 |
| Wisconsin | $1,615 | $2,245 | $2,402 |
| Wyoming | $2,262 | $3,416 | $3,425 |
Compare FIAT 124 To Other FIAT Models
Looking for other FIAT model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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