FIAT 500L Car Insurance Cost
In our opinion, New York Central Mutual Fire offers the top car insurance option for a FIAT 124 Spider due to its affordable rates, extensive coverage, and outstanding customer service.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a FIAT 500L, one critical aspect to consider is insurance costs. Insurance plays a vital role in car ownership, so it’s essential to understand the expenses involved before making your decision.
Choosing the right insurance policy is crucial to avoid unexpected and potentially expensive bills in the event of an accident. Having inadequate coverage can leave you facing significant out-of-pocket expenses. Additionally, if you’re deemed at fault in an accident, your premiums could rise substantially.
With more than ten years of experience analyzing insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can all have a significant impact on your insurance premiums.
How Much Does FIAT 500L Car Insurance Cost?
Typically, New York Central Mutual Fire provides the most competitive price, averaging $779 annually for full coverage insurance on a 2020 FIAT 500L.
While American National P’s pricing serves as a solid reference point, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in urban areas with heavy traffic often translates to higher insurance rates compared to rural areas with less congestion. Your choice of coverage type will also influence your premium—comprehensive coverage, which includes protection for various scenarios like collisions and comprehensive incidents, generally commands a higher cost than minimum liability coverage.
Insuranceopedia aims to assist you in comparing quotes from different insurance providers, ensuring that you secure the most suitable and cost-effective coverage for your needs.
2020 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $1,424 |
| Preferred Mutual | $1,519 |
| Pekin Insurance | $1,443 |
| NatGen Advantage | $863 |
| State Farm | $1,714 |
| Hastings Mutual Insurance Co | $1,445 |
| Erie | $1,436 |
| New York Central Mutual Fire | $779 |
| Travelers | $1,127 |
| NatGen Value | $1,226 |
2019 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury | $1,719 |
| Nationwide | $1,967 |
| Texas Farm Bureau Group | $1,238 |
| Chubb | $2,516 |
| Republic Indemnity | $1,830 |
| State Farm | $1,681 |
| Encompass | $2,476 |
| Allstate | $2,170 |
| Esurance | $2,508 |
| USAA | $1,760 |
2018 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $954 |
| Tennessee Farmers | $1,377 |
| Penn National | $1,220 |
| Auto-Owners Insurance Co | $1,386 |
| Virginia Farm Bureau | $1,152 |
| Texas Farm Bureau Group | $1,494 |
| Clearcover | $661 |
| Westfield | $1,295 |
| Erie | $1,017 |
| Nationwide | $1,237 |
2017 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $1,179 |
| Erie | $902 |
| Texas Farm Bureau Group | $1,122 |
| National Grange Mutual | $1,217 |
| West Bend Mutual | $970 |
| American National P | $521 |
| Rockford Mutual Insurance | $795 |
| Acuity | $1,262 |
| SECURA Insurance | $822 |
| Hastings Mutual Insurance Co | $1,168 |
2016 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Cincinnati Insurance | $1,080 |
| Westfield | $1,077 |
| North Carolina Farm Bureau | $884 |
| Auto-Owners Insurance Co | $1,036 |
| Tennessee Farmers | $926 |
| Virginia Farm Bureau | $774 |
| GMAC Insurance Group | $1,118 |
| Texas Farm Bureau Group | $810 |
| Erie | $849 |
| Penn National | $855 |
2015 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| Cincinnati Insurance | $1,080 |
| Westfield | $1,077 |
| North Carolina Farm Bureau | $884 |
| Auto-Owners Insurance Co | $1,036 |
| Tennessee Farmers | $926 |
| Virginia Farm Bureau | $774 |
| GMAC Insurance Group | $1,118 |
| Texas Farm Bureau Group | $810 |
| Erie | $849 |
| Penn National | $855 |
2014 FIAT 500L Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $913 |
| Tennessee Farmers | $565 |
| Safeco | $205 |
| Plymouth Rock | $447 |
| Cincinnati Insurance | $1,004 |
| NatGen Value | $534 |
| American National P | $683 |
| Mercury Insurance | $782 |
| Clearcover | $907 |
| Western National | $997 |
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Cost of FIAT 500L Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,713 | $9,917 | $11,583 |
| 18 | $6,293 | $9,229 | $10,724 |
| 19 | $5,527 | $8,084 | $9,464 |
| 20 | $4,780 | $7,040 | $8,326 |
| 21 | $4,015 | $5,982 | $6,913 |
| 22 | $3,931 | $5,823 | $6,815 |
| 23 | $3,499 | $5,054 | $5,914 |
| 24 | $3,327 | $4,786 | $5,675 |
| 25 | $2,840 | $4,130 | $4,831 |
| 30 | $2,180 | $3,244 | $3,826 |
| 35 | $2,051 | $3,069 | $3,518 |
| 40 | $1,976 | $2,877 | $3,446 |
| 45 | $1,966 | $2,819 | $3,319 |
| 55 | $1,751 | $2,554 | $3,017 |
| 65 | $1,813 | $2,704 | $3,136 |
| 75 | $2,293 | $3,414 | $3,990 |
FIAT 500L Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,057 | $3,092 | $3,860 |
| Alaska | $1,733 | $2,397 | $2,299 |
| Arizona | $1,940 | $2,844 | $4,209 |
| Arkansas | $2,177 | $3,386 | $3,751 |
| California | $2,376 | $4,254 | $2,413 |
| Colorado | $2,203 | $3,098 | $3,994 |
| Connecticut | $2,894 | $4,407 | $5,658 |
| Delaware | $2,419 | $3,196 | $4,082 |
| Florida | $2,813 | $3,858 | $5,040 |
| Georgia | $2,322 | $3,440 | $3,516 |
| Hawaii | $904 | $1,259 | $942 |
| Idaho | $1,571 | $2,098 | $2,614 |
| Illinois | $1,644 | $2,522 | $2,874 |
| Indiana | $1,689 | $2,667 | $2,987 |
| Iowa | $1,337 | $1,814 | $2,204 |
| Kansas | $1,810 | $2,584 | $3,125 |
| Kentucky | $2,646 | $3,880 | $4,504 |
| Louisiana | $3,315 | $5,115 | $5,516 |
| Maine | $1,228 | $1,801 | $2,640 |
| Maryland | $2,076 | $2,960 | $3,362 |
| Massachusetts | $1,632 | $2,845 | $1,676 |
| Michigan | $4,011 | $6,039 | $9,596 |
| Minnesota | $1,673 | $2,170 | $3,082 |
| Mississippi | $1,964 | $2,779 | $2,871 |
| Missouri | $1,887 | $2,697 | $3,521 |
| Montana | $1,938 | $2,665 | $3,049 |
| Nebraska | $1,626 | $2,380 | $2,601 |
| Nevada | $2,669 | $3,910 | $4,181 |
| New Hampshire | $1,865 | $2,861 | $3,687 |
| New Jersey | $2,059 | $3,186 | $4,185 |
| New Mexico | $2,041 | $3,086 | $3,234 |
| New York | $1,875 | $2,385 | $4,005 |
| North Carolina | $1,191 | $2,007 | $1,500 |
| North Dakota | $1,583 | $2,478 | $2,870 |
| Ohio | $1,473 | $2,267 | $2,320 |
| Oklahoma | $2,293 | $3,303 | $3,740 |
| Oregon | $2,147 | $2,810 | $3,405 |
| Pennsylvania | $1,750 | $2,588 | $3,041 |
| Rhode Island | $2,919 | $4,335 | $4,931 |
| South Carolina | $2,019 | $2,783 | $3,850 |
| South Dakota | $1,800 | $2,643 | $3,013 |
| Tennessee | $2,106 | $3,099 | $4,115 |
| Texas | $2,087 | $3,061 | $3,872 |
| Utah | $1,808 | $2,509 | $3,489 |
| Vermont | $1,412 | $2,155 | $2,310 |
| Virginia | $1,329 | $1,971 | $2,022 |
| Washington | $1,708 | $2,328 | $2,811 |
| West Virginia | $1,751 | $2,557 | $3,191 |
| Wisconsin | $1,717 | $2,774 | $3,135 |
| Wyoming | $1,658 | $2,331 | $2,458 |
Compare FIAT 500L To Other FIAT Models
Looking for other FIAT model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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