FIAT 500X Car Insurance Cost 2025
On average, getting insurance for a FIAT 500X costs $2,435 per year. However, the exact cost can vary depending on factors such as your age, the model year of your car, your driving history, and the coverage options you choose. You can use our quote tables below to get an estimate tailored to your specific situation and find the best rates for your needs.
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If you’re thinking about buying a FIAT 500X, one crucial consideration is the insurance cost. On average, insurance for a FIAT 500X costs $2,435 per year. Insurance plays a vital role in car ownership, so understanding the expenses beforehand is essential.
Choosing the right insurance policy is critical to avoid unexpected high expenses later on. Insufficient coverage during accidents can lead to significant out-of-pocket costs. Additionally, if you’re deemed at fault, there’s a risk of premium increases.
Having analyzed car insurance rates for over a decade, I’ve observed how greatly these costs can differ. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does A FIAT 500X Car Insurance Cost?
Typically, FIAT 500X drivers can find car insurance at an average rate of $2,435 per year. However, keep in mind that the cost can vary based on factors such as age, driving history, location, and the type of coverage you select. Comparing quotes from different providers will help you find the best deal for your specific circumstances.
The cost of car insurance for a FIAT 500X can vary significantly due to several factors such as your location, driving history, the model year of your car, and the coverage options you select. For example, having a clean driving record typically results in lower premiums, while accidents or traffic violations can increase your costs.
Urban areas, with their heavy traffic, often lead to higher insurance premiums compared to rural areas where traffic is lighter. Additionally, the type of coverage you choose will also impact your premium—comprehensive and collision coverage tends to cost more than basic liability coverage.
Overall, while the cost to insure a FIAT 500X is higher than the average for FIAT models, it remains lower than the general average for all vehicles. To find the most affordable insurance for your specific situation, it is recommended to compare quotes from various providers, and Insuranceopedia can help you with that process.
| Vehicle | Average Monthly Premium |
| FIAT 500L | $141 |
| All FIATs | $140 |
| All Cars | $175 |
Average Insurance Cost Of FIAT 500X By Model Year
| Model Year | Average Premium |
| 2023 FIAT 500X | $2,435 |
| 2022 FIAT 500X | $2,886 |
| 2021 FIAT 500X | $1,231 |
| 2020 FIAT 500X | $1,062 |
| 2019 FIAT 500X | $1,581 |
| 2018 FIAT 500X | $921 |
| 2017 FIAT 500X | $862 |
| 2016 FIAT 500X | $673 |
2023 FIAT 500X Insurance Rates
The average annual insurance cost for a 2023 FIAT 500X is $2,435. However, NatGen Value offers the cheapest rates, averaging $2,435 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $2,435 |
2022 FIAT 500X Insurance Rates
The average annual insurance cost for a 2022 FIAT 500X is $2,886. However, State Farm offers the cheapest rates, averaging $1,445 per year.
| Insurance Provider | Average Annual Cost |
| Allstate | $2,672 |
| Metropolitan | $3,153 |
| Allied | $2,163 |
| Mercury | $2,354 |
| State Farm | $1,445 |
| United Automobile Ins Group | $3,845 |
| Liberty Mutual | $4,194 |
| Direct General Insurance | $3,261 |
2021 FIAT 500X Insurance Rates
The average annual insurance cost for a 2021 FIAT 500X is $1,231. However, Travelers offers the cheapest rates, averaging $915 per year.
| Insurance Provider | Average Annual Cost |
| Allied | $1,198 |
| Republic Indemnity | $1,641 |
| USAA | $1,122 |
| Farm Bureau Mutual (IA Group) | $1,208 |
| Penn National | $1,339 |
| Texas Farm Bureau Group | $1,074 |
| Travelers | $915 |
| State Farm | $1,447 |
| Erie | $1,115 |
| Mercury | $1,252 |
2020 FIAT 500X Insurance Rates
The average annual insurance cost for a 2020 FIAT 500X is $1,062. However, Buckeye Insurance Group offers the cheapest rates, averaging $746 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,149 |
| Buckeye Insurance Group | $746 |
| Hastings Mutual Insurance Co | $853 |
| American Family | $1,288 |
| USAA | $1,089 |
| Motorists Mutual | $1,320 |
| Auto-Owners Insurance Co | $1,108 |
| Erie | $815 |
| Western Reserve | $1,183 |
| Central Mutual Insurance Co | $1,073 |
2019 FIAT 500X Insurance Rates
The average annual insurance cost for a 2019 FIAT 500X is $1,581. However, Texas Farm Bureau Group offers the cheapest rates, averaging $734 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,868 |
| State Auto | $1,720 |
| Encompass | $1,750 |
| Esurance | $2,037 |
| Republic Indemnity | $1,300 |
| Chubb | $1,678 |
| SAFECO | $1,569 |
| National General | $1,472 |
| Unitrin | $1,683 |
| Texas Farm Bureau Group | $734 |
Find Affordable FIAT 500X Insurance Rates
2018 FIAT 500X Insurance Rates
The average annual insurance cost for a 2018 FIAT 500X is $921. However, Safeco offers the cheapest rates, averaging $183 per year.
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,062 |
| New Jersey Manufacturers | $1,007 |
| Capital Insurance Group | $793 |
| Safeco | $183 |
| NatGen Advantage | $1,155 |
| Central Mutual Insurance Co | $1,162 |
| Erie | $767 |
| Atlantic States Insurance | $1,024 |
| Mississippi Farm Bureau | $914 |
| Dairyland | $1,142 |
2017 FIAT 500X Insurance Rates
The average annual insurance cost for a 2017 FIAT 500X is $862. However, Clearcover offers the cheapest rates, averaging $712 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $982 |
| IMT Insurance Company | $891 |
| Partners Mutual Insurance Co | $1,069 |
| Pekin Insurance | $899 |
| PEMCO | $765 |
| Safeco | $470 |
| Farm Bureau Mutual (IA Group) | $870 |
| Clearcover | $712 |
| New Jersey Manufacturers | $1,078 |
| Texas Farm Bureau Group | $884 |
2016 FIAT 500X Insurance Rates
The average annual insurance cost for a 2016 FIAT 500X is $673. However, Safeco offers the cheapest rates, averaging $283 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $283 |
| West Bend Mutual | $703 |
| NatGen Custom 360 | $558 |
| American National P | $552 |
| North Carolina Farm Bureau | $813 |
| Utica National Ins Group | $932 |
| PEMCO | $754 |
| Rural Mutual Insurance | $671 |
| Texas Farm Bureau Group | $912 |
| Mercury Insurance | $555 |
Find Affordable FIAT 500X Insurance Rates
Is A FIAT 500X Expensive To Insure?
Yes, the cost to insure a FIAT 500X is typically higher than the overall average for all cars. However, your actual insurance premium can vary based on several factors. These include your age, driving history, the year of your car model, your location, and the coverage options you choose. For example, younger drivers or those with a history of accidents may face higher premiums, while choosing more comprehensive coverage may also increase your costs. To get the best deal, it’s advisable to compare quotes from different insurance providers, as each may offer varying rates based on these factors.
Cost of FIAT 500X Car Insurance By Age
Age is indeed a major factor in determining car insurance premiums. Teenagers, due to their lack of driving experience and higher likelihood of being involved in accidents, often face the highest insurance costs. As drivers get older and accumulate more experience on the road, they typically see a decrease in their premiums, as they are considered lower risk by insurance companies. This trend generally continues until drivers reach their 60s or 70s, when premiums may rise again due to increased risk associated with age.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,454 | $9,450 | $11,014 |
| 18 | $5,948 | $8,772 | $10,289 |
| 19 | $5,301 | $7,800 | $9,145 |
| 20 | $4,576 | $6,744 | $7,974 |
| 21 | $3,896 | $5,694 | $6,677 |
| 22 | $3,743 | $5,522 | $6,452 |
| 23 | $3,334 | $4,806 | $5,651 |
| 24 | $3,148 | $4,631 | $5,418 |
| 25 | $2,734 | $4,008 | $4,631 |
| 30 | $2,101 | $3,117 | $3,619 |
| 35 | $2,005 | $2,907 | $3,371 |
| 40 | $1,860 | $2,826 | $3,305 |
| 45 | $1,811 | $2,728 | $3,134 |
| 55 | $1,688 | $2,486 | $2,938 |
| 65 | $1,755 | $2,597 | $3,045 |
| 75 | $2,214 | $3,263 | $3,844 |
FIAT 500X Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rates. Insurance companies take into account state regulations, as some states, like Michigan, require higher levels of coverage, which can result in higher premiums. The local climate is also a factor, as states with extreme weather conditions like hurricanes or floods may have higher premiums due to the increased risk of weather-related damage. Additionally, areas with higher crime rates, including car thefts and vandalism, or those with more accidents and traffic congestion, may lead to higher insurance costs due to the greater risk involved.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,051 | $2,937 | $3,752 |
| Alaska | $1,637 | $2,276 | $2,259 |
| Arizona | $1,883 | $2,769 | $4,017 |
| Arkansas | $2,103 | $3,198 | $3,544 |
| California | $2,261 | $4,049 | $2,338 |
| Colorado | $2,129 | $3,038 | $3,827 |
| Connecticut | $2,737 | $4,233 | $5,421 |
| Delaware | $2,249 | $3,010 | $3,873 |
| Florida | $2,723 | $3,760 | $4,865 |
| Georgia | $2,185 | $3,272 | $3,335 |
| Hawaii | $847 | $1,172 | $875 |
| Idaho | $1,535 | $2,050 | $2,419 |
| Illinois | $1,567 | $2,393 | $2,729 |
| Indiana | $1,665 | $2,475 | $2,837 |
| Iowa | $1,323 | $1,760 | $2,129 |
| Kansas | $1,750 | $2,555 | $2,962 |
| Kentucky | $2,539 | $3,692 | $4,338 |
| Louisiana | $3,248 | $4,868 | $5,244 |
| Maine | $1,232 | $1,691 | $2,480 |
| Maryland | $1,970 | $2,891 | $3,226 |
| Massachusetts | $1,607 | $2,743 | $1,623 |
| Michigan | $3,779 | $5,794 | $9,102 |
| Minnesota | $1,613 | $2,046 | $2,909 |
| Mississippi | $1,931 | $2,719 | $2,728 |
| Missouri | $1,798 | $2,571 | $3,331 |
| Montana | $1,858 | $2,512 | $2,899 |
| Nebraska | $1,521 | $2,289 | $2,474 |
| Nevada | $2,539 | $3,744 | $3,925 |
| New Hampshire | $1,803 | $2,761 | $3,550 |
| New Jersey | $1,919 | $3,044 | $3,997 |
| New Mexico | $1,982 | $2,967 | $3,047 |
| New York | $1,840 | $2,279 | $3,818 |
| North Carolina | $1,165 | $1,901 | $1,423 |
| North Dakota | $1,578 | $2,355 | $2,831 |
| Ohio | $1,381 | $2,110 | $2,186 |
| Oklahoma | $2,172 | $3,216 | $3,517 |
| Oregon | $2,035 | $2,748 | $3,201 |
| Pennsylvania | $1,654 | $2,534 | $2,961 |
| Rhode Island | $2,822 | $4,187 | $4,706 |
| South Carolina | $1,955 | $2,705 | $3,668 |
| South Dakota | $1,686 | $2,474 | $2,895 |
| Tennessee | $2,044 | $2,955 | $3,942 |
| Texas | $2,049 | $2,975 | $3,640 |
| Utah | $1,766 | $2,463 | $3,375 |
| Vermont | $1,330 | $2,082 | $2,141 |
| Virginia | $1,292 | $1,965 | $1,917 |
| Washington | $1,669 | $2,247 | $2,745 |
| West Virginia | $1,663 | $2,443 | $3,012 |
| Wisconsin | $1,698 | $2,655 | $2,940 |
| Wyoming | $1,605 | $2,201 | $2,352 |
Find Affordable FIAT 500X Insurance Rates
Cheapest Car Insurance Companies For A FIAT 500X
If you’re looking to purchase a new car insurance policy for your FIAT 500X, MetroMile offers the most affordable rate with a $24 per month premium. However, this rate is an average, and actual premiums can vary depending on your specific driver profile. To find the best rates for your situation, it’s a good idea to shop around and compare quotes from different insurance companies.
| Company | Average Monthly Rate |
| Dairyland | $44 |
| Workmens | $33 |
| Mile Auto | $35 |
| MetroMile | $24 |
| Kemper | $35 |
Common FIAT 500X Insurance Discounts
Discounts are a great way to lower your car insurance costs. Here are some common ones that you might be eligible for:
- Multi-policy: If you bundle your home and auto insurance with one provider, you can often get a discounted rate.
- Pay annually: Paying your premium all at once, instead of monthly, can sometimes result in a lower premium.
- Defensive driving: Completing a defensive driving course from a certified institution can make you eligible for discounts.
There may be other discounts available depending on your insurance provider. It’s always a good idea to speak with your insurance agent to find out which discounts you can apply for.
Ways To Save On FIAT 500X Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your FIAT 500X insurance costs low. Getting a speeding ticket or being involved in an accident can increase your premiums. Drivers with a ticket on their record can expect to pay about $62 per month, while those with multiple accidents will pay around $74 per month. Avoiding these incidents can help you maintain lower insurance costs.
Additionally, drivers with low annual mileage often pay less for insurance, as they are less likely to get into accidents due to being on the road less often. For example, FIAT 500X drivers who drive between 2,501-5,000 miles per year pay approximately $51 per month for car insurance, while those who drive over 10,000 miles annually will pay around $53 per month.
Compare FIAT 500X To Other FIAT Models
Looking for other FIAT model insurance costs?
Our Methodology
Insuranceopedia calculated average car insurance costs by aggregating thousands of quotes from leading auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the exact insurance costs you may encounter could vary based on factors like your personal driving history, location, and vehicle details.
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FAQs
Do You Need Insurance Before You Can Purchase A FIAT 500X?
Yes, you will need to provide proof of insurance before you can drive your FIAT 500X out of the dealership. The best approach is to purchase an insurance policy beforehand and notify your insurance company that you’re about to buy the car. This will ensure you’re fully covered from the moment you take ownership, rather than relying on the dealership’s insurance, which might not offer the same coverage options or rates.
How Can You Get The Cheapest Insurance For Your FIAT 500X?
The best way to find the cheapest rates for your FIAT 500X is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers right here on our website, helping you find the best deal for your specific needs. Be sure to consider factors such as coverage limits, deductibles, and available discounts to get the most comprehensive and affordable policy for your vehicle.
