How Much Does FIAT Car Insurance Cost?
On average, insuring a FIAT costs about $179 per month, which adds up to roughly $2,157 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost of insuring a FIAT varies based on several factors. Your age, driving history, and where you live are key factors that affect your insurance rate. Insurance companies use these details to evaluate the risk of covering your FIAT.
Insurance Cost Per FIAT Model
| FIAT Model | Average Yearly Insurance Cost |
| FIAT 124 Spider | $2,588 |
| FIAT 500L | $1,980 |
| FIAT 500X | $1,905 |
Keep in mind that these numbers are just averages. Your actual insurance cost can differ based on where you live, your age, your driving history, and the type of coverage you select.
FIAT Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $122 |
| Progressive | $137 |
| State Farm | $148 |
| Allstate | $154 |
| Farmers | $147 |
| Liberty Mutual | $168 |
| Nationwide | $131 |
FIAT Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,280 |
| Alaska | $1,894 |
| Arizona | $2,137 |
| Arkansas | $2,335 |
| California | $2,596 |
| Colorado | $2,426 |
| Connecticut | $3,101 |
| Delaware | $2,567 |
| Florida | $3,072 |
| Hawaii | $994 |
| Idaho | $1,726 |
| Illinois | $1,819 |
| Indiana | $1,870 |
| Iowa | $1,482 |
| Kansas | $1,963 |
| Kentucky | $2,833 |
| Louisiana | $3,649 |
| Maine | $1,380 |
| Maryland | $2,223 |
| Massachusetts | $1,790 |
| Michigan | $4,311 |
| Minnesota | $1,778 |
| Mississippi | $2,136 |
| Missouri | $2,020 |
| Montana | $2,049 |
| Nebraska | $1,733 |
| Nevada | $2,872 |
| New Hampshire | $1,998 |
| New Jersey | $2,199 |
| New Mexico | $2,249 |
| New York | $2,072 |
| North Carolina | $1,282 |
| North Dakota | $1,771 |
| Ohio | $1,560 |
| Oklahoma | $2,515 |
| Oregon | $2,283 |
| Pennsylvania | $1,918 |
| Rhode Island | $3,207 |
| South Carolina | $2,186 |
| South Dakota | $1,956 |
| Tennessee | $2,299 |
| Texas | $2,326 |
| Utah | $1,967 |
| Vermont | $1,523 |
| Virginia | $1,430 |
| Washington | $1,882 |
| West Virginia | $1,907 |
| Wisconsin | $1,892 |
| Wyoming | $1,768 |
| Georgia | $2,503 |
How To Save Money On FIAT Car Insurance?
Owning a FIAT involves various costs, with car insurance being one of the largest. However, there are ways to save on your insurance. Here’s how:
1. Maintain a Clean Driving Record
Insurance companies look at your driving history to set your premium. By avoiding accidents and traffic tickets, you show that you’re a lower risk, which can help lower your insurance costs.
2. Bundle Your Policies
Combining insurance policies, like home and auto insurance, with the same company can earn you discounts. This approach not only simplifies your insurance management but also saves you money.
3. Raise Your Deductible
Raising your deductible—the amount you pay out of pocket before your insurance helps—can reduce your premium. Make sure you can handle the higher deductible if needed.
4. Install Safety Features
FIATs come with many built-in safety features, but adding extras like anti-theft devices can lower your insurance costs by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Many insurance companies offer discounts for good students, clean driving records, or defensive driving courses. Check with your insurer to find out which discounts you might qualify for.
6. Shop Around
Insurance rates can differ greatly between companies. Compare quotes from different providers to find the best deal for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your FIAT frequently, usage-based insurance might be a good option. This type of policy sets your premium based on how much you drive, which could save you money if your FIAT isn’t your primary vehicle.
