Ford Edge Car Insurance Cost 2025
Getting insurance for a Ford Edge costs around $1,070 per year on average. However, the actual cost can vary depending on factors like your age, the specific model year, your driving history, and the coverage options you choose. You can use our quote tables below to get a more personalized estimate based on your profile.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Ford Edge, one important aspect to consider is the cost of insurance. On average, insurance for a Ford Edge costs $1,070 per year. Insurance plays a vital role in car ownership, so it’s essential to understand the implications before making a purchase.
Choosing the right insurance policy is crucial to avoid unexpected and potentially high expenses in the future. Insufficient coverage during an accident can leave you with significant out-of-pocket costs. Additionally, if you’re found at fault, there could be increases in your premiums.
With more than a decade of experience analyzing insurance rates, I’ve observed considerable variation in costs. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does A Ford Edge Car Insurance Cost?
Typically, Ford Edge drivers can find car insurance at an average rate of $1,070 per year. However, your exact premium may vary depending on factors such as your driving history, location, and the specific coverage options you choose.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic might result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you opt for will impact your premium – comprehensive insurance, covering both comprehensive and collision, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Ford Edge is cheaper compared to the average cost of all Ford models. However, it is lower than the average cost for all cars.
Insuranceopedia is available to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Ford Edge | $134 |
| All Fords | $164 |
| All Cars | $175 |
Average Insurance Cost Of Ford Edge By Model Year
| Model Year | Average Premium |
| 2024 Ford Edge | $1,590 |
| 2023 Ford Edge | $1,320 |
| 2022 Ford Edge | $725 |
| 2021 Ford Edge | $542 |
| 2020 Ford Edge | $633 |
| 2019 Ford Edge | $553 |
| 2018 Ford Edge | $603 |
| 2017 Ford Edge | $693 |
| 2016 Ford Edge | $543 |
| 2015 Ford Edge | $486 |
| 2014 Ford Edge | $497 |
| 2013 Ford Edge | $374 |
| 2012 Ford Edge | $374 |
| 2011 Ford Edge | $500 |
| 2010 Ford Edge | $242 |
2024 Ford Edge Insurance Rates
The average annual insurance cost for a 2024 Ford Edge is $1,590. However, SECURA Insurance offers the cheapest rates, averaging $1,070 per year.
| Insurance Provider | Average Annual Cost |
| National General | $1,873 |
| USAA | $1,541 |
| 21st Century | $1,602 |
| Chubb | $1,530 |
| SECURA Insurance | $1,070 |
| Auto-Owners Insurance Co | $1,844 |
| Hastings Mutual Insurance Co | $1,840 |
| Wolverine Mutual | $1,556 |
| Safeco | $1,271 |
| Travelers | $1,775 |
2023 Ford Edge Insurance Rates
The average annual insurance cost for a 2023 Ford Edge is $1,320. However, Texas Farm Bureau Group offers the cheapest rates, averaging $742 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $973 |
| Republic Indemnity | $1,364 |
| American Family | $1,485 |
| Georgia Farm Bureau | $1,505 |
| Texas Farm Bureau Group | $742 |
| Chubb | $1,483 |
| Nationwide | $1,413 |
| MO Farm Bureau Services | $1,308 |
| Hastings Mutual Insurance Co | $1,519 |
| USAA | $1,412 |
2022 Ford Edge Insurance Rates
The average annual insurance cost for a 2022 Ford Edge is $725. However, Texas Farm Bureau Group offers the cheapest rates, averaging $367 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $367 |
| Safeco | $430 |
| Victoria | $561 |
| Buckeye Insurance Group | $566 |
| AssuranceAmerica Economy | $745 |
| Clearcover | $776 |
| AssuranceAmerica Elite | $852 |
| American National P | $933 |
| Mercury Insurance | $943 |
| Pekin Insurance | $1,073 |
2021 Ford Edge Insurance Rates
The average annual insurance cost for a 2021 Ford Edge is $542. However, Victoria offers the cheapest rates, averaging $161per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $161 |
| Plymouth Rock Assurance | $513 |
| Safeco | $203 |
| Buckeye Insurance Group | $818 |
| NatGen Advantage | $766 |
| NatGen Custom 360 | $600 |
| Mercury Insurance | $437 |
| Rural Mutual Insurance | $879 |
| SafeAuto | $462 |
| Kemper Auto | Infinity | $580 |
2020 Ford Edge Insurance Rates
The average annual insurance cost for a 2020 Ford Edge is $633. However, NatGen Custom 360 offers the cheapest rates, averaging $285 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $285 |
| Dairyland FR Bond | $687 |
| Safeco | $363 |
| Victoria | $812 |
| NatGen Value | $604 |
| Dairyland Broadform | $718 |
| NatGen PPA | $718 |
| Rural Mutual Insurance | $706 |
| American National P | $596 |
| Buckeye Insurance Group | $844 |
2019 Ford Edge Insurance Rates
The average annual insurance cost for a 2019 Ford Edge is $553. However, NatGen Custom 360 offers the cheapest rates, averaging $293 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $661 |
| Buckeye Insurance Group | $722 |
| American National P | $421 |
| Safeco | $304 |
| NatGen Custom 360 | $293 |
| Kemper Personal Insurance | $429 |
| AssuranceAmerica Mobile Max | $465 |
| Dairyland Broadform | $535 |
| Mercury Insurance | $892 |
| Kemper Premium | $806 |
2018 Ford Edge Insurance Rates
The average annual insurance cost for a 2018 Ford Edge is $603. However, NatGen Custom 360 offers the cheapest rates, averaging $138 per year.
| Insurance Provider | Average Annual Cost |
| American National P&C | $474 |
| Buckeye Insurance Group | $818 |
| NatGen Custom 360 | $138 |
| Safety Group | $831 |
| Kemper Auto | $660 |
| PEMCO | $779 |
| Pekin Insurance | $816 |
| Safeco | $328 |
| Mercury Insurance | $538 |
| American National P | $647 |
2017 Ford Edge Insurance Rates
The average annual insurance cost for a 2017 Ford Edge is $693. However, Dairyland Broadform offers the cheapest rates, averaging $316 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $316 |
| Buckeye Insurance Group | $669 |
| SECURA Insurance | $968 |
| Commerce Group Inc | $818 |
| North Carolina Farm Bureau | $855 |
| NatGen Custom 360 | $509 |
| American National P | $648 |
| Kemper Auto | Infinity | $708 |
| Mercury Insurance | $972 |
| Safeco | $464 |
2016 Ford Edge Insurance Rates
The average annual insurance cost for a 2016 Ford Edge is $543. However, Safeco offers the cheapest rates, averaging $190 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $645 |
| Kemper Auto | $368 |
| Safety Group | $803 |
| Buckeye Insurance Group | $666 |
| Concord Group | $767 |
| Infinity Special | $493 |
| Safeco | $190 |
| NatGen Custom 360 | $344 |
| Dairyland Broadform | $418 |
| Mercury Insurance | $731 |
Find Affordable Ford Edge Insurance Rates
2015 Ford Edge Insurance Rates
The average annual insurance cost for a 2015 Ford Edge is $486. However, Dairyland Broadform offers the cheapest rates, averaging $114 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $732 |
| NatGen Custom 360 | $433 |
| AssuranceAmerica | $454 |
| American National P | $533 |
| Dairyland Broadform | $114 |
| Kemper Auto Premium | $525 |
| Safeco | $228 |
| Mercury Insurance | $653 |
| AssuranceAmerica Mobile Max | $446 |
| NatGen PPA | $741 |
2014 Ford Edge Insurance Rates
The average annual insurance cost for a 2014 Ford Edge is $497. However, AssuranceAmerica Mobile Max offers the cheapest rates, averaging $189 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $269 |
| Buckeye Insurance Group | $672 |
| American National P | $756 |
| Safeco | $143 |
| Dairyland FR Bond | $804 |
| Infinity Special | $365 |
| North Carolina Farm Bureau | $878 |
| American National P&C | $603 |
| Mercury Insurance | $289 |
| AssuranceAmerica Mobile Max | $189 |
2013 Ford Edge Insurance Rates
The average annual insurance cost for a 2013 Ford Edge is $374. However, Kemper Personal Insurance offers the cheapest rates, averaging $66per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $263 |
| American National P | $543 |
| Dairyland FR Bond | $439 |
| NatGen Value | $203 |
| MMG Insurance Company | $622 |
| Concord Group | $581 |
| Mercury Insurance | $339 |
| AssuranceAmerica Mobile Max | $406 |
| Kemper Personal Insurance | $66 |
| NatGen Custom 360 | $274 |
2012 Ford Edge Insurance Rates
The average annual insurance cost for a 2012 Ford Edge is $374. However, NatGen Custom 360 Insurance offers the cheapest rates, averaging $36 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $157 |
| American National P | $507 |
| Mercury Insurance | $560 |
| Dairyland Broadform | $352 |
| Dairyland FR Bond | $92 |
| AssuranceAmerica Mobile Max | $468 |
| Safeco | $102 |
| PEMCO | $768 |
| NatGen Custom 360 | $36 |
| SECURA Insurance | $697 |
2011 Ford Edge Insurance Rates
The average annual insurance cost for a 2011 Ford Edge is $500. However, Mercury Insurance Insurance offers the cheapest rates, averaging $67 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $456 |
| Concord Group | $594 |
| American National P | $531 |
| Safeco | $169 |
| Patriot Group | $738 |
| Mercury Insurance | $67 |
| North Carolina Farm Bureau | $681 |
| Utica National Ins Group | $695 |
| MMG Insurance Company | $696 |
| Dairyland Broadform | $376 |
2010 Ford Edge Insurance Rates
The average annual insurance cost for a 2010 Ford Edge is $242. However, Mercury Insurance Insurance offers the cheapest rates, averaging $66 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $392 |
| NatGen Custom 360 | $196 |
| Mercury Insurance | $66 |
| Kemper Auto Premium | $339 |
| Dairyland Broadform | $142 |
| Kemper Personal Insurance | $97 |
| AssuranceAmerica Mobile Max | $106 |
| Dairyland FR Bond | $330 |
| American National P | $554 |
| Safeco | $200 |
Find Affordable Ford Edge Insurance Rates
Is A Ford Edge Expensive To Insure?
The cost to insure a Ford Edge is lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, such as your age, your car’s age, location, and more. These elements can all influence the premiums you will be offered by different insurance providers. For example, younger drivers or those in urban areas may face higher rates, while older drivers with a clean driving record may enjoy lower premiums. It’s important to consider these factors when determining your potential insurance costs.
Cost of Ford Edge Car Insurance By Age
Age plays a significant role in determining insurance rates for any vehicle. Teenagers typically pay the highest premiums because they are statistically involved in more car accidents than any other age group. As you get older and gain more driving experience, your premiums generally decrease, as insurance companies view you as a lower risk. The rates continue to decrease until you reach a certain age, typically around 25-30 years old. After that, they may remain stable until you reach a higher age, at which point premiums may rise again due to factors like increased likelihood of accidents.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,316 | $10,684 | $12,499 |
| 18 | $6,811 | $9,950 | $11,623 |
| 19 | $5,989 | $8,770 | $10,252 |
| 20 | $5,271 | $7,684 | $8,974 |
| 21 | $4,338 | $6,479 | $7,566 |
| 22 | $4,246 | $6,235 | $7,341 |
| 23 | $3,710 | $5,523 | $6,378 |
| 24 | $3,505 | $5,218 | $6,046 |
| 25 | $3,065 | $4,543 | $5,231 |
| 30 | $2,416 | $3,531 | $4,132 |
| 35 | $2,236 | $3,245 | $3,860 |
| 40 | $2,176 | $3,155 | $3,734 |
| 45 | $2,079 | $3,094 | $3,590 |
| 55 | $1,941 | $2,812 | $3,250 |
| 65 | $2,035 | $2,913 | $3,406 |
| 75 | $2,559 | $3,705 | $4,335 |
Ford Edge Car Insurance Rates By State
Where you live plays a significant role in determining your insurance rates. Each state has its own regulations regarding auto insurance, and some states, like Michigan, require higher levels of coverage, which can lead to higher premiums. Additionally, the climate in your area affects rates; states prone to extreme weather events like hurricanes, storms, and flooding tend to have higher insurance costs due to the increased risk of damage.
Moreover, local statistics on crime and accidents are taken into account. Areas with higher rates of car thefts, accidents, or fatalities will often see higher premiums, as insurers consider these factors to assess the overall risk of insuring vehicles in that area. Insurance companies use all these regional variables to calculate your specific Ford Edge insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,261 | $3,347 | $4,165 |
| Alaska | $1,843 | $2,578 | $2,584 |
| Arizona | $2,096 | $3,104 | $4,569 |
| Arkansas | $2,356 | $3,668 | $4,082 |
| California | $2,578 | $4,624 | $2,613 |
| Colorado | $2,466 | $3,398 | $4,271 |
| Connecticut | $3,071 | $4,854 | $6,124 |
| Delaware | $2,585 | $3,414 | $4,359 |
| Florida | $3,052 | $4,212 | $5,520 |
| Georgia | $2,463 | $3,741 | $3,719 |
| Hawaii | $1,037 | $1,333 | $953 |
| Idaho | $1,750 | $2,282 | $2,800 |
| Illinois | $1,859 | $2,738 | $3,146 |
| Indiana | $1,841 | $2,829 | $3,171 |
| Iowa | $1,478 | $1,996 | $2,351 |
| Kansas | $1,952 | $2,876 | $3,341 |
| Kentucky | $2,853 | $4,199 | $4,891 |
| Louisiana | $3,657 | $5,501 | $5,944 |
| Maine | $1,422 | $1,856 | $2,789 |
| Maryland | $2,260 | $3,236 | $3,567 |
| Massachusetts | $1,828 | $3,089 | $1,789 |
| Michigan | $4,352 | $6,543 | $10,391 |
| Minnesota | $1,740 | $2,363 | $3,279 |
| Mississippi | $2,157 | $3,005 | $3,055 |
| Missouri | $1,977 | $2,834 | $3,796 |
| Montana | $2,015 | $2,810 | $3,311 |
| Nebraska | $1,741 | $2,537 | $2,813 |
| Nevada | $2,893 | $4,237 | $4,466 |
| New Hampshire | $1,990 | $3,163 | $3,978 |
| New Jersey | $2,159 | $3,473 | $4,468 |
| New Mexico | $2,226 | $3,357 | $3,460 |
| New York | $2,062 | $2,649 | $4,344 |
| North Carolina | $1,295 | $2,190 | $1,591 |
| North Dakota | $1,765 | $2,701 | $3,128 |
| Ohio | $1,535 | $2,404 | $2,457 |
| Oklahoma | $2,531 | $3,614 | $4,007 |
| Oregon | $2,228 | $3,021 | $3,680 |
| Pennsylvania | $1,894 | $2,853 | $3,281 |
| Rhode Island | $3,242 | $4,731 | $5,276 |
| South Carolina | $2,185 | $2,997 | $4,182 |
| South Dakota | $1,984 | $2,810 | $3,286 |
| Tennessee | $2,299 | $3,371 | $4,484 |
| Texas | $2,304 | $3,365 | $4,180 |
| Utah | $1,922 | $2,765 | $3,787 |
| Vermont | $1,509 | $2,316 | $2,478 |
| Virginia | $1,431 | $2,161 | $2,100 |
| Washington | $1,935 | $2,579 | $3,014 |
| West Virginia | $1,921 | $2,720 | $3,437 |
| Wisconsin | $1,857 | $2,974 | $3,417 |
| Wyoming | $1,722 | $2,464 | $2,583 |
Find Affordable Ford Edge Insurance Rates
Cheapest Car Insurance Companies For A Ford Edge
If you’re looking to purchase a new car insurance policy for your Ford Edge, it’s helpful to know which companies offer the most affordable rates. For drivers focused on finding the cheapest option, Mile Auto offers a premium as low as $15 per month, making them one of the most cost-effective providers for a Ford Edge. However, keep in mind that rates can fluctuate based on your personal driver profile, so this rate is only an average. To find the most affordable rates specific to your situation, it’s best to shop around and compare quotes from different insurance providers.
| Company | Average Monthly Rate |
| CaliforniaCasualty | $16 |
| Verti | $32 |
| AnswerFinancial | $33 |
| Encompass | $21 |
| Mile Auto | $15 |
Common Ford Edge Insurance Discounts
Discounts are an excellent way to reduce your car insurance costs. While each insurance provider offers different discounts, here are some common ones you can check your eligibility for:
- Multi-policy discount: If you bundle your home and auto insurance policies with the same provider, you may qualify for a discounted rate.
- Pay annually: Paying your premium in full rather than monthly can sometimes earn you a discount.
- Defensive driving: Completing a defensive driving course through a certified institution can make you eligible for lower rates.
In addition to these, other discounts may be available. It’s a good idea to consult with your insurance agent, who can help you explore all the discounts for which you might be eligible.
Ways To Save On Ford Edge Insurance Costs
Maintaining a clean driving record is key to keeping your Ford Edge insurance premiums low. Drivers with tickets can expect to pay about $93 per month, while those with multiple accidents may pay an average of $111 per month. By staying free of violations and accidents, you can keep your costs down. Additionally, low annual mileage can lead to lower premiums. Drivers who cover between 7,501 and 10,000 miles a year typically pay around $83 per month, while those driving over 10,000 miles annually may pay $79 per month.
Compare Ford Edge To Other Ford Models
Looking for other Ford model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia aggregated thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the numbers provided in this guide may vary based on your personal situation.
Quotes Analyzed
Brands Reviewed
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FAQs
Do You Need Insurance Before You Can Purchase A Ford Edge?
Yes, before driving your Ford Edge out of the dealership, you will need to provide proof of insurance. The best approach is to purchase a policy beforehand and then inform your insurance company that you are about to buy the car, rather than relying on dealership-provided insurance. This ensures you’re covered and allows you to have a policy that suits your needs.
How Can You Get The Cheapest Insurance For Your Ford Edge?
The best way to find the cheapest rates for your Ford Edge is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to easily compare quotes from multiple providers on our website, helping you find the most affordable coverage that suits your needs.
