Ford Expedition Car Insurance Cost

Securing insurance for a Ford Expedition typically amounts to approximately $1,435 annually with Erie. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Please refer to our quote tables below to determine the potential cost tailored to your circumstances.

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Updated: 25 October 2024
Written by Bob Phillips
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If you’re thinking about buying a Ford Expedition, it’s essential to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase.

Selecting the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.

With over ten years of experience analyzing car insurance rates, I’ve observed the considerable variations in costs. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.

How Much Does Ford Expedition Car Insurance Cost?

Typically, Erie provides the most competitive price, averaging $1,435 annually, for full coverage insurance on a 2023 Ford Expedition.

While Erie’s pricing serves as a solid reference point, it’s essential to recognize that the cost of car insurance can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, generally costs more than minimum liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.

2023 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $2,654
Preferred Mutual $3,190
Auto-Owners Insurance Co $2,204
Direct Auto $1,702
Hanover $2,581
Erie $1,435
Travelers $1,578
Country $3,534
Unitrin $3,471
USAA $2,529

2022 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Victoria $374
Buckeye Insurance Group $836
Indiana Farmers Mutual Ins $1,215
SECURA Insurance $1,241
Mercury Insurance $645
Texas Farm Bureau Group $1,115
Safeco $179
Erie $1,035
Pekin Insurance $840
North Carolina Farm Bureau $1,122

2021 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
American National P $728
Virginia Farm Bureau $1,137
Rockford Mutual Insurance $1,110
SECURA Insurance $1,150
Mercury Insurance $531
Texas Farm Bureau Group $1,067
Rural Mutual Insurance $978
Pekin Insurance $961
National General Value $1,224
Safeco $354

2020 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Southern Farm Bureau $1,357
SECURA Insurance $1,284
Safeco $251
Wolverine Mutual $1,303
Texas Farm Bureau Group $1,278
SafeAuto $902
Kemper Auto | Infinity $569
American National P $416
Kemper Premium $695
Colorado Farm Bureau Mutual $1,377

2019 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Patriot Group $1,067
Plymouth Rock Assurance $1,120
Farm Bureau Mutual (IA Group) $1,081
Virginia Farm Bureau $854
Tennessee Farmers $944
SECURA Insurance $1,089
West Bend Mutual $939
Texas Farm Bureau Group $968
Safeco $654
Rural Mutual Insurance $951

2018 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
American National P $1,078
Texas Farm Bureau Group $1,047
Pekin Insurance $1,500
Kemper Auto | Infinity $908
Virginia Farm Bureau $1,188
Indiana Farmers Mutual Ins $1,412
Partners Mutual Insurance Co $1,385
Direct Auto $1,446
Mississippi Farm Bureau $1,429
Safeco $361

2017 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
West Bend Mutual $978
North Carolina Farm Bureau $1,105
American National P $560
Ameriprise Group $858
Rural Mutual Insurance $805
PEMCO $1,098
SECURA Insurance $1,068
Pekin Insurance $937
Safeco $649
Rockford Mutual Insurance $1,086

2016 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Hastings Mutual Insurance Co $940
North Carolina Farm Bureau $1,109
American National P $421
Buckeye Insurance Group $639
PEMCO $1,154
Tennessee Farmers $1,099
Mississippi Farm Bureau $1,208
Western Reserve $1,087
Mercury Insurance $908
Norfolk and Dedham Group $1,207

2015 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Safeco $289
Mercury Insurance $220
Direct Auto $982
Rockford Mutual Insurance $943
PEMCO $843
Virginia Farm Bureau $835
North Carolina Farm Bureau $658
IMT Insurance Company $988
NatGen Custom 360 $954
West Bend Mutual $918

2014 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $797
Concord Group $555
Pekin Insurance $800
Dairyland FR Bond $797
MMG Insurance Company $620
Kemper Auto | Infinity $600
Safeco $338
Mercury Insurance $370
American National P $632
Countryway Insurance $743

2013 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $889
NatGen Custom 360 $744
Direct Auto $796
American National P $759
North Carolina Farm Bureau $874
Safeco $298
PEMCO $785
Mercury Insurance $641
Rockford Mutual Insurance $925
Buckeye Insurance Group $848

2012 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Countryway Insurance $857
Safeco $371
NatGen Value $210
Wolverine Mutual $778
Concord Group $611
Kemper Auto | Infinity $227
Buckeye Insurance Group $509
Mercury Insurance $126
Dairyland $702
SECURA Insurance $731

2011 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $805
Mercury Insurance $187
Texas Farm Bureau Group $944
American National P $408
New Jersey Manufacturers $952
Pekin Insurance $682
Buckeye Insurance Group $716
AssuranceAmerica $502
Safeco $61
SECURA Insurance $787

2010 Ford Expedition Insurance Rates

Insurance Provider Average Annual Cost
Concord Group $610
Mississippi Farm Bureau $730
Mercury Insurance $302
Virginia Farm Bureau $777
North Carolina Farm Bureau $761
Pekin Insurance $853
Utica National Ins Group $661
Safeco $13
Countryway Insurance $812
Buckeye Insurance Group $696

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Cost of Ford Expedition Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $8,673 $12,782 $14,947
18 $8,124 $11,975 $13,928
19 $7,212 $10,553 $12,313
20 $6,274 $9,228 $10,790
21 $5,291 $7,724 $9,034
22 $5,155 $7,545 $8,834
23 $4,507 $6,571 $7,650
24 $4,280 $6,260 $7,348
25 $3,651 $5,360 $6,333
30 $2,866 $4,192 $4,886
35 $2,655 $3,966 $4,592
40 $2,606 $3,811 $4,381
45 $2,525 $3,676 $4,258
55 $2,275 $3,422 $3,934
65 $2,395 $3,559 $4,153
75 $3,039 $4,454 $5,212

Ford Expedition Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,711 $3,974 $5,049
Alaska $2,283 $3,120 $3,043
Arizona $2,600 $3,678 $5,418
Arkansas $2,827 $4,431 $4,882
California $3,130 $5,470 $3,119
Colorado $2,917 $4,067 $5,131
Connecticut $3,746 $5,795 $7,303
Delaware $3,023 $4,068 $5,288
Florida $3,665 $5,017 $6,550
Georgia $3,002 $4,502 $4,518
Hawaii $1,169 $1,604 $1,229
Idaho $2,039 $2,772 $3,363
Illinois $2,173 $3,290 $3,693
Indiana $2,218 $3,410 $3,809
Iowa $1,736 $2,458 $2,875
Kansas $2,349 $3,394 $4,023
Kentucky $3,418 $5,011 $5,912
Louisiana $4,350 $6,629 $7,151
Maine $1,619 $2,229 $3,326
Maryland $2,678 $3,832 $4,352
Massachusetts $2,097 $3,693 $2,120
Michigan $5,127 $7,901 $12,375
Minnesota $2,102 $2,865 $3,966
Mississippi $2,522 $3,638 $3,706
Missouri $2,449 $3,494 $4,505
Montana $2,410 $3,397 $4,016
Nebraska $2,105 $3,103 $3,351
Nevada $3,388 $5,074 $5,372
New Hampshire $2,361 $3,769 $4,752
New Jersey $2,616 $4,088 $5,386
New Mexico $2,629 $3,984 $4,134
New York $2,485 $3,102 $5,164
North Carolina $1,544 $2,655 $1,865
North Dakota $2,148 $3,161 $3,821
Ohio $1,894 $2,926 $2,955
Oklahoma $2,949 $4,296 $4,850
Oregon $2,715 $3,699 $4,414
Pennsylvania $2,337 $3,349 $3,940
Rhode Island $3,858 $5,658 $6,365
South Carolina $2,566 $3,559 $4,936
South Dakota $2,330 $3,332 $3,883
Tennessee $2,793 $4,051 $5,369
Texas $2,764 $4,007 $4,978
Utah $2,337 $3,275 $4,524
Vermont $1,774 $2,782 $2,908
Virginia $1,668 $2,633 $2,592
Washington $2,210 $3,077 $3,704
West Virginia $2,282 $3,256 $4,110
Wisconsin $2,282 $3,531 $4,052
Wyoming $2,129 $2,987 $3,187

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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