Ford Mustang Car Insurance Cost
Covering a Ford Mustang typically comes to about $267 annually with Victoria. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Refer to our quote tables below to determine the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Ford Mustang, it’s important to factor in the cost of insurance. Insurance plays a big role in owning a car, so it’s crucial to understand its expenses before committing to a purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high costs in the future. It’s important to ensure you have sufficient coverage in case of an accident to avoid hefty out-of-pocket expenses. Additionally, there’s the possibility of premium hikes if you’re found responsible for an accident.
With more than ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact insurance premiums.
How Much Does Ford Mustang Car Insurance Cost?
Typically, Victoria provides the most competitive price, averaging at $267 annually, for full coverage insurance on a 2024 Ford Mustang.
While Victoria’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance costs can vary significantly based on various factors. These factors include where you live, your driving history, the year of your car model, and the specific coverage options you select. Having a clean driving record can result in lower premiums, while a past of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.
2024 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Elite | $1,119 |
| ALFA | $1,393 |
| Penn National | $1,048 |
| Utica National Ins Group | $1,588 |
| Victoria | $267 |
| Pekin Insurance | $1,585 |
| Texas Farm Bureau Group | $891 |
| Direct Auto | $451 |
| Virginia Farm Bureau | $1,206 |
| AssuranceAmerica Economy | $879 |
2023 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $792 |
| Kemper Auto | Infinity | $1,324 |
| Country | $1,900 |
| Safeco | $194 |
| NatGen PPA | $707 |
| Dairyland Broadform | $877 |
| SECURA Insurance | $1,583 |
| Texas Farm Bureau Group | $859 |
| Direct Auto | $728 |
| Dairyland FR Bond | $1,016 |
2022 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,886 |
| Pekin Insurance | $1,547 |
| Safeco | $229 |
| Atlantic States Insurance | $1,567 |
| North Carolina Farm Bureau | $1,471 |
| Titan | $1,258 |
| Buckeye Insurance Group | $1,711 |
| Mercury Insurance | $1,357 |
| Utica National Ins Group | $1,161 |
| Jupiter Auto Insurance | $23 |
2021 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $862 |
| Victoria | $627 |
| Indiana Farmers Mutual Ins | $1,517 |
| Virginia Farm Bureau | $1,294 |
| Safeco | $195 |
| West Bend Mutual | $1,292 |
| AssuranceAmerica Mobile Max | $1,533 |
| Buckeye Insurance Group | $1,310 |
| Plymouth Rock | $1,090 |
| Mercury Insurance | $1,030 |
2020 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| vPlymouth Rock Assurance | $1,146 |
| American National P | $987 |
| Mercury Insurance Company | $1,025 |
| AssuranceAmerica | $333 |
| Jupiter Auto Insurance | -$29 |
| NatGen Value | $1,084 |
| Safeco | $218 |
| NatGen Custom 360 | $242 |
| Kemper Auto Premier | $1,030 |
| Titan | $1,135 |
2019 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $200 |
| SECURA Insurance | $1,297 |
| West Bend Mutual | $1,408 |
| Direct Auto | $1,382 |
| Mercury Insurance | $480 |
| American National P | $988 |
| Virginia Farm Bureau | $1,243 |
| Safeco | $258 |
| Tennessee Farmers | $1,440 |
| Pekin Insurance | $1,450 |
2018 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Utica National Ins Group | $1,061 |
| MO Farm Bureau Services | $1,258 |
| Safeco | $146 |
| Kemper Auto | $1,322 |
| Kemper Auto Premier | $864 |
| Jupiter Auto Insurance | -$17 |
| Titan | $1,061 |
| NatGen Custom 360 | $520 |
| Plymouth Rock Assurance | $1,361 |
| Mercury Insurance | $509 |
2017 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $1,407 |
| NatGen PPA | $1,357 |
| North Carolina Farm Bureau | $1,207 |
| West Bend Mutual | $1,388 |
| SECURA Insurance | $1,162 |
| Dairyland FR Bond | $1,157 |
| Kemper Personal Insurance | $422 |
| Safeco | $182 |
| Mercury Insurance | $419 |
| Dairyland Broadform | $1,406 |
2016 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $427 |
| Utica National Ins Group | $1,084 |
| Dairyland Auto 1 Month | $746 |
| SafeAuto | $1,121 |
| Mercury Insurance | $700 |
| Safeco | $172 |
| Titan | $1,151 |
| Kemper Auto Premier | $1,151 |
| North Carolina Farm Bureau | $1,151 |
| Kemper Personal Insurance | $716 |
2015 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $854 |
| Safeco | $72 |
| 21st Century | $1,034 |
| Kemper Auto | $756 |
| American National P | $861 |
| AssuranceAmerica | $222 |
| AssuranceAmerica Mobile Max | $595 |
| PEMCO | $1,084 |
| Kemper Auto Premium | $147 |
| NatGen Custom 360 | $398 |
2014 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Georgia Farm Bureau | $912 |
| American National P&C | $844 |
| Dairyland Broadform | $932 |
| American National P | $927 |
| AssuranceAmerica Economy | $267 |
| Concord Group | $912 |
| AssuranceAmerica Elite | $321 |
| AssuranceAmerica | $753 |
| Mercury Insurance | $628 |
| Safeco | $48 |
2013 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | $126 |
| Kemper Auto Premium | $685 |
| NatGen Custom 360 | $535 |
| Kemper Personal Insurance | $281 |
| North Carolina Farm Bureau | $1,034 |
| American National P | $1,029 |
| Mercury Insurance | $318 |
| Safeco | $51 |
| PEMCO | $820 |
| AssuranceAmerica | $237 |
2012 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $1,072 |
| Virginia Farm Bureau | $828 |
| Kemper Personal Insurance | $476 |
| Mercury Insurance | $242 |
| SECURA Insurance | $999 |
| Norfolk and Dedham Group | $1,145 |
| Pekin Insurance | $1,081 |
| Utica National Ins Group | $723 |
| West Bend Mutual | $945 |
| Safeco | $116 |
2011 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $79 |
| North Carolina Farm Bureau | $951 |
| SafeAuto | $915 |
| Kemper Auto Premium | $705 |
| North Star | $1,195 |
| Southern Farm Bureau | $1,123 |
| Utica National Ins Group | $980 |
| Mercury Insurance | $580 |
| American National P | $560 |
| Mercury Insurance Company | $1,077 |
2010 Ford Mustang Insurance Rates
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $1,013 |
| Safeco | $63 |
| Kemper Auto Premium | $457 |
| Pekin Insurance | $881 |
| Clearcover | $733 |
| Mercury Insurance | $204 |
| PEMCO | $961 |
| North Carolina Farm Bureau | $809 |
| SECURA Insurance | $938 |
| Kemper Auto Premier | $821 |
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Cost of Ford Mustang Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,599 | $12,726 | $14,813 |
| 18 | $8,082 | $11,784 | $13,871 |
| 19 | $7,070 | $10,422 | $12,266 |
| 20 | $6,208 | $9,113 | $10,641 |
| 21 | $5,195 | $7,684 | $8,916 |
| 22 | $5,099 | $7,477 | $8,739 |
| 23 | $4,386 | $6,542 | $7,618 |
| 24 | $4,217 | $6,177 | $7,280 |
| 25 | $3,654 | $5,294 | $6,234 |
| 30 | $2,803 | $4,163 | $4,821 |
| 35 | $2,628 | $3,927 | $4,571 |
| 40 | $2,541 | $3,732 | $4,343 |
| 45 | $2,439 | $3,608 | $4,256 |
| 55 | $2,301 | $3,376 | $3,872 |
| 65 | $2,384 | $3,458 | $4,047 |
| 75 | $2,981 | $4,442 | $5,178 |
Ford Mustang Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,702 | $3,878 | $4,977 |
| Alaska | $2,277 | $3,080 | $3,034 |
| Arizona | $2,560 | $3,617 | $5,407 |
| Arkansas | $2,741 | $4,386 | $4,798 |
| California | $3,045 | $5,483 | $3,043 |
| Colorado | $2,850 | $4,034 | $5,066 |
| Connecticut | $3,650 | $5,734 | $7,275 |
| Delaware | $2,998 | $4,043 | $5,245 |
| Florida | $3,661 | $4,994 | $6,528 |
| Georgia | $2,986 | $4,431 | $4,477 |
| Hawaii | $1,212 | $1,629 | $1,162 |
| Idaho | $2,058 | $2,672 | $3,340 |
| Illinois | $2,138 | $3,270 | $3,714 |
| Indiana | $2,221 | $3,324 | $3,780 |
| Iowa | $1,793 | $2,415 | $2,841 |
| Kansas | $2,325 | $3,332 | $3,923 |
| Kentucky | $3,404 | $4,903 | $5,836 |
| Louisiana | $4,344 | $6,540 | $7,080 |
| Maine | $1,583 | $2,297 | $3,375 |
| Maryland | $2,600 | $3,840 | $4,219 |
| Massachusetts | $2,099 | $3,738 | $2,106 |
| Michigan | $5,085 | $7,789 | $12,279 |
| Minnesota | $2,136 | $2,849 | $3,961 |
| Mississippi | $2,586 | $3,661 | $3,609 |
| Missouri | $2,422 | $3,454 | $4,510 |
| Montana | $2,424 | $3,404 | $3,936 |
| Nebraska | $2,060 | $2,998 | $3,289 |
| Nevada | $3,350 | $5,059 | $5,282 |
| New Hampshire | $2,353 | $3,732 | $4,696 |
| New Jersey | $2,585 | $4,076 | $5,310 |
| New Mexico | $2,618 | $3,970 | $4,128 |
| New York | $2,430 | $3,135 | $5,210 |
| North Carolina | $1,558 | $2,586 | $1,898 |
| North Dakota | $2,129 | $3,158 | $3,699 |
| Ohio | $1,836 | $2,882 | $2,957 |
| Oklahoma | $2,984 | $4,231 | $4,755 |
| Oregon | $2,674 | $3,630 | $4,296 |
| Pennsylvania | $2,278 | $3,326 | $3,935 |
| Rhode Island | $3,831 | $5,597 | $6,301 |
| South Carolina | $2,557 | $3,583 | $4,885 |
| South Dakota | $2,306 | $3,351 | $3,880 |
| Tennessee | $2,682 | $4,046 | $5,374 |
| Texas | $2,754 | $3,944 | $4,966 |
| Utah | $2,320 | $3,284 | $4,508 |
| Vermont | $1,830 | $2,801 | $2,949 |
| Virginia | $1,689 | $2,553 | $2,540 |
| Washington | $2,207 | $2,999 | $3,594 |
| West Virginia | $2,218 | $3,264 | $4,050 |
| Wisconsin | $2,264 | $3,533 | $3,967 |
| Wyoming | $2,081 | $2,968 | $3,094 |
Compare Ford Mustang To Other Ford Models
Looking for other Ford model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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