Ford Ranger Car Insurance Cost
Securing insurance for a Ford Ranger typically amounts to approximately $1,780 annually with Metropolitan. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Please refer to our quote tables below to determine the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Ford Ranger, one important aspect to consider is the cost of insurance. Insurance plays a major role in owning a car, and it’s crucial to understand its implications before making your purchase.
Choosing the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s vital to ensure you have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does Ford Ranger Car Insurance Cost?
Typically, Metropolitan provides the most competitive price, averaging $1,780 annually, for full coverage insurance on a 2024 Ford Ranger.
While Metropolitan’s pricing serves as a useful reference point, it’s essential to understand that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from different insurance companies to ensure you secure the best deal.
2024 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Farm Bureau Ins of MI | $3,377 |
| Hanover | $13,949 |
| Bristol West | $5,498 |
| Farmers | $13,952 |
| Metropolitan | $1,790 |
| Encompass | $10,309 |
2023 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $48 |
| Encompass | $1,515 |
| Safeco | $1,089 |
| USAA | $903 |
| Texas Farm Bureau Group | $454 |
| Esurance | $1,340 |
| Republic Indemnity | $1,129 |
| Chubb | $1,487 |
| State Farm | $841 |
| Unitrin | $1,279 |
2022 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $970 |
| Mercury Insurance | $429 |
| Nationwide | $1,213 |
| Victoria | $350 |
| New York Central Mutual Fire | $925 |
| Southern Farm Bureau | $1,147 |
| National General Value | $611 |
| Safeco | $316 |
| Plymouth Rock Assurance | $1,090 |
| National General | $835 |
2021 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $424 |
| Buckeye Insurance Group | $727 |
| Pekin Insurance | $735 |
| Concord Group | $589 |
| National General | $670 |
| Safeco | $598 |
| Mercury Insurance | $746 |
| Plymouth Rock Assurance | $808 |
| American National P | $300 |
| MMG Insurance Company | $896 |
2020 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $1,145 |
| Colorado Farm Bureau Mutual | $1,142 |
| Countryway Insurance | $982 |
| New Jersey Manufacturers | $1,116 |
| Plymouth Rock | $770 |
| Safeco | $774 |
| National General Value | $571 |
| Erie | $1,096 |
| American National P | $718 |
| NatGen Value | $695 |
2019 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $358 |
| Buckeye Insurance Group | $874 |
| Countryway Insurance | $933 |
| Safeco | $541 |
| Hastings Mutual Insurance Co | $854 |
| Pekin Insurance | $697 |
| Direct Auto | $730 |
| Dairyland Broadform | $883 |
| American National P | $330 |
| Dairyland FR Bond | $919 |
2018 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Home State Ins Group | $2,259 |
| Direct General Insurance | $2,895 |
| Safe Auto | $4,898 |
| State Farm | $553 |
| Nationwide | $2,374 |
| Metropolitan | $2,075 |
| Permanent General | $3,377 |
| National General | $3,014 |
| Allstate | $865 |
| Mercury | $1,432 |
2017 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $690 |
| Virginia Farm Bureau | $898 |
| Hastings Mutual Insurance Co | $1,132 |
| Travelers | $1,339 |
| Farmers | $1,744 |
| Permanent General | $2,108 |
| Mercury | $2,201 |
| Safeco | $2,392 |
| Allied | $2,450 |
| Metropolitan | $2,523 |
2016 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Metropolitan | $2,112 |
| State Farm | $558 |
| National General | $1,423 |
| Home State Ins Group | $2,115 |
| Mercury | $1,296 |
| Safe Auto | $6,294 |
| Mercury Insurance | $1,551 |
| Nationwide | $1,041 |
| Dairyland Auto | $3,992 |
2015 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $456 |
| American Family | $798 |
| Victoria | $853 |
| Western National | $946 |
| Nationwide | $1,119 |
| Allied | $1,214 |
| Mercury | $1,553 |
| Bristol West | $1,592 |
| Travelers | $1,601 |
| Unitrin | $1,662 |
2014 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $678 |
| Victoria | $718 |
| Allstate | $800 |
| Auto-Owners Insurance Co | $958 |
| Encompass | $1,046 |
| Mercury Insurance | $1,179 |
| Mercury | $1,343 |
| Hanover | $1,388 |
| National Farmers Union P | $1,474 |
| Sentry | $1,653 |
2013 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allied | $707 |
| Sentry | $4,437 |
| Penn National | $1,939 |
| Metropolitan | $1,525 |
| Travelers | $1,482 |
| Farmers | $1,604 |
| Bristol West | $1,107 |
| Allstate | $871 |
2012 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allied | $4,996 |
| Allstate | $572 |
| Nationwide | $3,873 |
| General Agents Group | $1,988 |
| Safe Auto | $3,486 |
| Metropolitan | $1,577 |
| Farmers | $1,678 |
| Virginia Farm Bureau | $838 |
| Mercury | $1,360 |
| Travelers | $977 |
2011 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland | $392 |
| Mercury Insurance | $213 |
| Commerce Group Inc | $558 |
| United Farm Bureau of IN Group | $689 |
| National General Value | $427 |
| Clearcover | $639 |
| SafeAuto | $636 |
| Concord Group | $625 |
| North Carolina Farm Bureau | $664 |
| Safeco | $199 |
2010 Ford Ranger Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $791 |
| Virginia Farm Bureau | $774 |
| Mercury Insurance | $133 |
| Clearcover | $675 |
| American National P | $597 |
| New York Central Mutual Fire | $458 |
| Kemper Auto | Infinity | $266 |
| Dairyland | $493 |
| Safeco | $350 |
| SECURA Insurance | $840 |
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Cost of Ford Ranger Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,691 | $11,281 | $13,177 |
| 18 | $7,173 | $10,500 | $12,277 |
| 19 | $6,276 | $9,233 | $10,859 |
| 20 | $5,450 | $8,082 | $9,478 |
| 21 | $4,564 | $6,768 | $7,934 |
| 22 | $4,504 | $6,575 | $7,716 |
| 23 | $3,948 | $5,815 | $6,737 |
| 24 | $3,720 | $5,472 | $6,378 |
| 25 | $3,220 | $4,760 | $5,544 |
| 30 | $2,521 | $3,734 | $4,276 |
| 35 | $2,394 | $3,410 | $4,053 |
| 40 | $2,240 | $3,279 | $3,902 |
| 45 | $2,241 | $3,215 | $3,777 |
| 55 | $2,009 | $2,924 | $3,515 |
| 65 | $2,146 | $3,062 | $3,572 |
| 75 | $2,679 | $3,883 | $4,552 |
Ford Ranger Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,361 | $3,485 | $4,420 |
| Alaska | $1,962 | $2,751 | $2,710 |
| Arizona | $2,211 | $3,264 | $4,817 |
| Arkansas | $2,421 | $3,823 | $4,282 |
| California | $2,696 | $4,849 | $2,745 |
| Colorado | $2,586 | $3,586 | $4,520 |
| Connecticut | $3,220 | $5,027 | $6,411 |
| Delaware | $2,700 | $3,554 | $4,629 |
| Florida | $3,185 | $4,405 | $5,825 |
| Georgia | $2,580 | $3,953 | $3,983 |
| Hawaii | $997 | $1,427 | $1,095 |
| Idaho | $1,855 | $2,368 | $2,908 |
| Illinois | $1,935 | $2,908 | $3,263 |
| Indiana | $1,970 | $2,996 | $3,334 |
| Iowa | $1,523 | $2,091 | $2,511 |
| Kansas | $2,055 | $3,022 | $3,539 |
| Kentucky | $2,979 | $4,346 | $5,204 |
| Louisiana | $3,820 | $5,805 | $6,226 |
| Maine | $1,492 | $1,983 | $2,903 |
| Maryland | $2,377 | $3,447 | $3,805 |
| Massachusetts | $1,837 | $3,298 | $1,905 |
| Michigan | $4,545 | $6,853 | $10,867 |
| Minnesota | $1,869 | $2,459 | $3,492 |
| Mississippi | $2,248 | $3,208 | $3,205 |
| Missouri | $2,092 | $3,065 | $3,992 |
| Montana | $2,151 | $2,999 | $3,504 |
| Nebraska | $1,791 | $2,714 | $2,893 |
| Nevada | $3,026 | $4,469 | $4,746 |
| New Hampshire | $2,086 | $3,320 | $4,218 |
| New Jersey | $2,312 | $3,598 | $4,719 |
| New Mexico | $2,319 | $3,542 | $3,586 |
| New York | $2,213 | $2,737 | $4,559 |
| North Carolina | $1,345 | $2,280 | $1,701 |
| North Dakota | $1,893 | $2,836 | $3,300 |
| Ohio | $1,677 | $2,556 | $2,573 |
| Oklahoma | $2,626 | $3,792 | $4,199 |
| Oregon | $2,420 | $3,236 | $3,835 |
| Pennsylvania | $1,985 | $2,959 | $3,421 |
| Rhode Island | $3,331 | $4,953 | $5,601 |
| South Carolina | $2,297 | $3,193 | $4,364 |
| South Dakota | $2,030 | $2,989 | $3,390 |
| Tennessee | $2,460 | $3,592 | $4,714 |
| Texas | $2,387 | $3,473 | $4,405 |
| Utah | $2,096 | $2,876 | $3,995 |
| Vermont | $1,557 | $2,419 | $2,557 |
| Virginia | $1,464 | $2,276 | $2,285 |
| Washington | $2,026 | $2,706 | $3,169 |
| West Virginia | $2,024 | $2,822 | $3,617 |
| Wisconsin | $1,972 | $3,095 | $3,519 |
| Wyoming | $1,859 | $2,568 | $2,747 |
Compare Ford Ranger To Other Ford Models
Looking for other Ford model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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