Ford Transit Car Insurance Cost
Getting insurance for a Ford Transit typically amounts to about $1,215 annually with USAA. However, the exact expenses can vary based on factors such as your age, the year of your car model, and other considerations. Please refer to our quote tables below to determine the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Ford Transit, you need to consider the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making a purchase.
Selecting the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s vital to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does Ford Transit Car Insurance Cost?
Typically, USAA provides the most competitive price, averaging $1,215 annually, for full coverage insurance on a 2023 Ford Transit.
While Infinity Special’s pricing serves as a solid reference point, it’s crucial to understand that the cost of car insurance can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your costs.
Moreover, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, including both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2023 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,915 |
| Alliance United | $2,158 |
| State Farm | $2,129 |
| Safeco | $1,302 |
| Bristol West | $1,650 |
| California Capital | $2,005 |
| Mercury | $1,959 |
| Auto Club | $2,160 |
| USAA | $1,215 |
| Unitrin | $1,334 |
2022 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,844 |
| Metropolitan | $1,705 |
| Travelers | $1,885 |
| National Farmers Union P | $2,114 |
| Nationwide | $1,168 |
| Westfield | $2,148 |
| Farm Bureau Ins of MI | $2,191 |
| Mercury | $1,807 |
| USAA | $1,978 |
| State Farm | $914 |
2021 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| California Capital | $1,800 |
| Norfolk and Dedham Group | $1,548 |
| Plymouth Rock Assurance | $1,235 |
| Quincy Mutual | $1,908 |
| Safety Group | $1,617 |
| 21st Century | $1,631 |
| New Jersey Manufacturers | $1,879 |
| Bristol West | $1,563 |
| ACE American Pool | $2,017 |
| USAA | $1,705 |
2020 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| 21st Century | $1,675 |
| Unitrin | $1,221 |
| Country | $1,506 |
| National General Value | $1,657 |
| Texas Farm Bureau Group | $767 |
| Safeco | $950 |
| Farm Bureau Mutual (IA Group) | $1,247 |
| USAA | $1,442 |
| Bristol West | $1,607 |
| Auto-Owners Insurance Co | $1,201 |
2019 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $86 |
| State Farm | $1,416 |
| Unitrin | $1,383 |
| Nationwide | $1,418 |
| Farmers | $1,273 |
| Westfield | $1,156 |
| Norfolk and Dedham Group | $1,716 |
| National General Value | $1,141 |
| Bristol West | $1,122 |
| American Family | $1,006 |
2018 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Country | $1,282 |
| North Carolina Farm Bureau | $1,161 |
| Erie | $1,152 |
| USAA | $1,186 |
| SECURA Insurance | $709 |
| Wolverine Mutual | $924 |
| Cincinnati Insurance | $1,293 |
| Nationwide | $1,129 |
| Kemper Auto | Infinity | $706 |
| Safeco | $204 |
2017 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,177 |
| Wolverine Mutual | $977 |
| SECURA Insurance | $671 |
| Virginia Farm Bureau | $1,099 |
| American National P | $379 |
| Auto-Owners Insurance Co | $1,238 |
| Safeco | $454 |
| Mutual Of Enumclaw | $1,246 |
| Texas Farm Bureau Group | $673 |
| American Family | $1,048 |
2016 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,177 |
| Western Reserve | $1,085 |
| Erie | $888 |
| Buckeye Insurance Group | $849 |
| Celina Insurance Group | $1,181 |
| Safeco | $345 |
| New York Central Mutual Fire | $670 |
| GMAC Insurance Group | $1,251 |
| Texas Farm Bureau Group | $728 |
| North Carolina Farm Bureau | $1,026 |
2015 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $599 |
| Indiana Farmers Mutual Ins | $807 |
| Western Reserve | $1,067 |
| Colorado Farm Bureau Mutual | $1,010 |
| North Carolina Farm Bureau | $986 |
| American National P | $521 |
| Buckeye Insurance Group | $738 |
| Pekin Insurance | $1,043 |
| Kemper Auto | Infinity | $495 |
| Texas Farm Bureau Group | $1,051 |
2014 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| MEEMIC Insurance Company | $2,189 |
| SECURA Insurance | $930 |
| Unitrin | $1,278 |
| Travelers | $2,038 |
| Chubb | $1,917 |
| Hastings Mutual Insurance Co | $2,152 |
| Auto-Owners Insurance Co | $1,835 |
| Nationwide | $1,612 |
| USAA | $1,258 |
| Metropolitan | $726 |
2013 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Allstate | $1,003 |
| Travelers | $1,199 |
| Farmers | $1,850 |
| Unitrin | $1,420 |
| Allied | $709 |
| American Family | $1,108 |
| Hastings Mutual Insurance Co | $581 |
| Sentry | $1,132 |
| Westfield | $661 |
| Metropolitan | $1,352 |
2012 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Unitrin | $1,074 |
| Travelers | $2,681 |
| Farmers | $2,198 |
| State Farm | $1,006 |
| Nationwide | $3,741 |
| Hanover | $7,190 |
| Metropolitan | $1,960 |
| USAA | $2,786 |
2011 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| Westfield | $2,670 |
| Farm Bureau Ins of MI | $2,007 |
| Metropolitan | $1,875 |
| Encompass | $4,695 |
| Bristol West | $4,624 |
| Direct General Insurance | $2,563 |
| Mercury | $1,585 |
| Farmers | $2,938 |
| Hanover | $6,728 |
2010 Ford Transit Insurance Rates
| Insurance Provider | Average Annual Cost |
| SAFECO | $408 |
| Buckeye Insurance Group | $525 |
| Kentucky Farm Bureau | $518 |
| SECURA Insurance | $605 |
| Utica National Ins Group | $658 |
| Western National | $642 |
| Texas Farm Bureau Group | $682 |
| North Carolina Farm Bureau | $716 |
| Partners Mutual Insurance Co | $757 |
| Grinnell Mutual | $796 |
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Cost of Ford Transit Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,630 | $9,756 | $11,463 |
| 18 | $6,208 | $9,133 | $10,615 |
| 19 | $5,484 | $8,071 | $9,435 |
| 20 | $4,741 | $7,047 | $8,185 |
| 21 | $4,004 | $5,848 | $6,937 |
| 22 | $3,949 | $5,731 | $6,727 |
| 23 | $3,368 | $5,031 | $5,838 |
| 24 | $3,227 | $4,798 | $5,612 |
| 25 | $2,778 | $4,116 | $4,847 |
| 30 | $2,214 | $3,221 | $3,768 |
| 35 | $2,055 | $3,015 | $3,496 |
| 40 | $1,980 | $2,851 | $3,377 |
| 45 | $1,875 | $2,809 | $3,259 |
| 55 | $1,711 | $2,528 | $3,022 |
| 65 | $1,813 | $2,711 | $3,153 |
| 75 | $2,356 | $3,404 | $3,943 |
Ford Transit Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,094 | $3,025 | $3,876 |
| Alaska | $1,693 | $2,403 | $2,312 |
| Arizona | $1,900 | $2,790 | $4,165 |
| Arkansas | $2,180 | $3,359 | $3,700 |
| California | $2,357 | $4,170 | $2,423 |
| Colorado | $2,223 | $3,069 | $3,934 |
| Connecticut | $2,859 | $4,421 | $5,627 |
| Delaware | $2,308 | $3,136 | $4,044 |
| Florida | $2,838 | $3,879 | $4,990 |
| Georgia | $2,301 | $3,447 | $3,411 |
| Hawaii | $911 | $1,275 | $885 |
| Idaho | $1,535 | $2,075 | $2,512 |
| Illinois | $1,634 | $2,527 | $2,875 |
| Indiana | $1,687 | $2,563 | $2,920 |
| Iowa | $1,341 | $1,816 | $2,168 |
| Kansas | $1,836 | $2,610 | $3,035 |
| Kentucky | $2,614 | $3,840 | $4,473 |
| Louisiana | $3,279 | $5,021 | $5,492 |
| Maine | $1,292 | $1,769 | $2,554 |
| Maryland | $2,083 | $3,012 | $3,273 |
| Massachusetts | $1,609 | $2,825 | $1,608 |
| Michigan | $3,921 | $5,963 | $9,491 |
| Minnesota | $1,622 | $2,129 | $3,070 |
| Mississippi | $1,953 | $2,824 | $2,776 |
| Missouri | $1,808 | $2,596 | $3,505 |
| Montana | $1,905 | $2,645 | $3,026 |
| Nebraska | $1,560 | $2,394 | $2,565 |
| Nevada | $2,615 | $3,867 | $4,134 |
| New Hampshire | $1,791 | $2,866 | $3,664 |
| New Jersey | $2,048 | $3,115 | $4,135 |
| New Mexico | $2,018 | $3,075 | $3,179 |
| New York | $1,941 | $2,364 | $3,965 |
| North Carolina | $1,135 | $1,979 | $1,421 |
| North Dakota | $1,649 | $2,451 | $2,906 |
| Ohio | $1,434 | $2,233 | $2,280 |
| Oklahoma | $2,310 | $3,228 | $3,694 |
| Oregon | $2,077 | $2,784 | $3,328 |
| Pennsylvania | $1,728 | $2,572 | $3,001 |
| Rhode Island | $2,918 | $4,255 | $4,802 |
| South Carolina | $2,012 | $2,712 | $3,813 |
| South Dakota | $1,763 | $2,619 | $3,011 |
| Tennessee | $2,076 | $3,105 | $4,087 |
| Texas | $2,107 | $3,103 | $3,827 |
| Utah | $1,760 | $2,545 | $3,459 |
| Vermont | $1,335 | $2,153 | $2,270 |
| Virginia | $1,296 | $1,976 | $1,922 |
| Washington | $1,750 | $2,330 | $2,783 |
| West Virginia | $1,780 | $2,482 | $3,151 |
| Wisconsin | $1,764 | $2,669 | $3,116 |
| Wyoming | $1,573 | $2,281 | $2,366 |
Compare Ford Transit To Other Ford Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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