GMC Acadia Car Insurance Cost
Getting insurance for a GMC Acadia typically amounts to about $626 annually through Direct Auto. However, the specific costs can vary based on factors such as your age, the year of your car model, and other relevant considerations. Please refer to our quote tables below to determine the potential cost tailored to your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a GMC Acadia, it’s important to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase.
Selecting the right car insurance policy is essential to avoid unexpected and potentially high expenses in the future. It’s vital to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does GMC Acadia Car Insurance Cost?
Typically, Direct Auto provides the most competitive price, averaging $626 annually, for full coverage insurance on a 2023 GMC Acadia.
While Direct Auto’s pricing sets a solid standard, it’s crucial to recognize that the cost of car insurance can fluctuate significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a record of accidents or traffic violations could elevate your costs.
Furthermore, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, encompassing both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2023 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $1,317 |
| American Family | $1,176 |
| Pekin Insurance | $1,014 |
| West Bend Mutual | $990 |
| Western Reserve | $1,394 |
| Rockford Mutual Insurance | $1,026 |
| Direct Auto | $626 |
| Dairyland Auto | $1,259 |
| SECURA Insurance | $1,243 |
| Rural Mutual Insurance | $938 |
2022 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,055 |
| Pekin Insurance | $836 |
| Clearcover | $935 |
| Oregon Mutual | $1,093 |
| SafeAuto | $1,011 |
| Buckeye Insurance Group | $732 |
| Capital Insurance Group | $989 |
| Safeco | $676 |
| American National P | $574 |
| Mercury Insurance | $1,040 |
2021 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Oregon Mutual | $1,140 |
| Safeco | $272 |
| Texas Farm Bureau Group | $885 |
| NatGen Value | $1,055 |
| National General Value | $652 |
| Titan | $976 |
| Buckeye Insurance Group | $1,046 |
| Capital Insurance Group | $993 |
| Clearcover | $1,031 |
| Tennessee Farmers | $1,089 |
2020 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $1,134 |
| AssuranceAmerica | $351 |
| Concord Group | $1,047 |
| Pekin Insurance | $970 |
| AssuranceAmerica Mobile Max | $441 |
| Texas Farm Bureau Group | $1,147 |
| Farm Bureau Mutual (IA Group) | $1,068 |
| Kemper Auto | Infinity | $347 |
| NatGen Value | $1,082 |
| Safeco | $142 |
2019 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $628 |
| Kemper Auto | $662 |
| American National P | $555 |
| AssuranceAmerica Mobile Max | $274 |
| AssuranceAmerica | $185 |
| Plymouth Rock Assurance | $909 |
| Mercury Insurance | $196 |
| Safeco | $302 |
| Acuity | $800 |
| Safety Group | $798 |
2018 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $789 |
| Kemper Auto | Infinity | $570 |
| Countryway Insurance | $718 |
| NatGen Advantage | $329 |
| Safeco | $462 |
| NatGen Custom 360 | $266 |
| Mercury Insurance | $604 |
| Utica National Ins Group | $975 |
| American National P | $436 |
| Virginia Farm Bureau | $673 |
2017 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $773 |
| NatGen Custom 360 | $266 |
| Safeco | $304 |
| North Carolina Farm Bureau | $1,003 |
| Mercury Insurance | $535 |
| Colorado Farm Bureau Mutual | $1,026 |
| Unigard | $1,062 |
| Kemper Auto | $928 |
| American National P | $761 |
| Tower Insurance Company of New York | $1,079 |
2016 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $820 |
| Rural Mutual Insurance | $740 |
| Safeco | $138 |
| Nodak Mutual | $886 |
| NatGen PPA | $722 |
| NatGen Value | $752 |
| Kemper Personal Insurance | $306 |
| West Bend Mutual | $802 |
| NatGen Custom 360 | $426 |
| Dairyland FR Bond | $452 |
2015 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $235 |
| Concord Group | $842 |
| Dairyland FR Bond | $865 |
| Kemper Auto | Infinity | $710 |
| Kemper Auto Premium | $168 |
| Texas Farm Bureau Group | $844 |
| NatGen Advantage | $431 |
| NatGen Custom 360 | $91 |
| Kemper Personal Insurance | $87 |
| Mercury Insurance | $348 |
2014 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $180 |
| Infinity Special | $344 |
| Utica National Ins Group | $762 |
| Dairyland Broadform | $320 |
| American National P | $436 |
| PEMCO | $670 |
| Concord Group | $709 |
| Safeco | $95 |
| Kemper Auto Premier | $385 |
| Mercury Insurance | $376 |
2013 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $698 |
| Kemper Auto Premier | $481 |
| AssuranceAmerica Mobile Max | $391 |
| Safeco | $108 |
| Pekin Insurance | $729 |
| Concord Group | $476 |
| Mercury Insurance | $432 |
| Kemper Personal Insurance | $595 |
| Kemper Auto | Infinity | $412 |
| Infinity Special | $181 |
2012 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $625 |
| Infinity Special | $326 |
| Safeco | $78 |
| Dairyland FR Bond | $624 |
| American National P | $559 |
| NatGen Custom 360 | $114 |
| AssuranceAmerica Mobile Max | $354 |
| Kemper Personal Insurance | $586 |
| Concord Group | $596 |
| Kemper Auto Premier | $556 |
2011 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $526 |
| Kemper Auto | Infinity | $707 |
| North Carolina Farm Bureau | $685 |
| Dairyland FR Bond | $655 |
| National General Value | $721 |
| Buckeye Insurance Group | $750 |
| Mercury Insurance | $215 |
| Dairyland Broadform | $413 |
| PEMCO | $585 |
| Safeco | $124 |
2010 GMC Acadia Insurance Rates
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $702 |
| Concord Group | $561 |
| NatGen PPA | $258 |
| National General Value | $206 |
| Kemper Personal Insurance | $622 |
| NatGen Custom 360 | $221 |
| Utica National Ins Group | $577 |
| PEMCO | $597 |
| Mercury Insurance | $370 |
| NatGen Advantage | $717 |
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Cost of GMC Acadia Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,301 | $10,670 | $12,546 |
| 18 | $6,808 | $9,973 | $11,688 |
| 19 | $5,981 | $8,782 | $10,270 |
| 20 | $5,206 | $7,737 | $9,022 |
| 21 | $4,414 | $6,435 | $7,537 |
| 22 | $4,269 | $6,322 | $7,379 |
| 23 | $3,788 | $5,484 | $6,449 |
| 24 | $3,548 | $5,222 | $6,100 |
| 25 | $3,024 | $4,538 | $5,230 |
| 30 | $2,408 | $3,474 | $4,078 |
| 35 | $2,244 | $3,332 | $3,826 |
| 40 | $2,194 | $3,119 | $3,727 |
| 45 | $2,093 | $3,067 | $3,635 |
| 55 | $1,887 | $2,787 | $3,256 |
| 65 | $2,020 | $2,934 | $3,453 |
| 75 | $2,525 | $3,665 | $4,299 |
GMC Acadia Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,245 | $3,347 | $4,233 |
| Alaska | $1,909 | $2,662 | $2,527 |
| Arizona | $2,143 | $3,048 | $4,569 |
| Arkansas | $2,309 | $3,637 | $4,095 |
| California | $2,614 | $4,626 | $2,576 |
| Colorado | $2,478 | $3,387 | $4,319 |
| Connecticut | $3,074 | $4,780 | $6,069 |
| Delaware | $2,549 | $3,375 | $4,412 |
| Florida | $3,058 | $4,252 | $5,489 |
| Georgia | $2,445 | $3,723 | $3,752 |
| Hawaii | $997 | $1,356 | $993 |
| Idaho | $1,708 | $2,314 | $2,786 |
| Illinois | $1,802 | $2,714 | $3,154 |
| Indiana | $1,816 | $2,849 | $3,153 |
| Iowa | $1,503 | $1,986 | $2,368 |
| Kansas | $1,990 | $2,814 | $3,324 |
| Kentucky | $2,855 | $4,201 | $4,898 |
| Louisiana | $3,642 | $5,513 | $5,931 |
| Maine | $1,368 | $1,926 | $2,823 |
| Maryland | $2,199 | $3,219 | $3,635 |
| Massachusetts | $1,808 | $3,093 | $1,834 |
| Michigan | $4,327 | $6,593 | $10,319 |
| Minnesota | $1,771 | $2,345 | $3,315 |
| Mississippi | $2,179 | $3,022 | $3,091 |
| Missouri | $2,038 | $2,932 | $3,780 |
| Montana | $2,043 | $2,904 | $3,285 |
| Nebraska | $1,696 | $2,548 | $2,779 |
| Nevada | $2,880 | $4,221 | $4,442 |
| New Hampshire | $2,026 | $3,133 | $3,952 |
| New Jersey | $2,216 | $3,418 | $4,517 |
| New Mexico | $2,246 | $3,364 | $3,432 |
| New York | $2,056 | $2,598 | $4,388 |
| North Carolina | $1,314 | $2,250 | $1,593 |
| North Dakota | $1,794 | $2,711 | $3,164 |
| Ohio | $1,533 | $2,430 | $2,506 |
| Oklahoma | $2,488 | $3,625 | $4,032 |
| Oregon | $2,244 | $3,081 | $3,690 |
| Pennsylvania | $1,966 | $2,813 | $3,281 |
| Rhode Island | $3,174 | $4,726 | $5,320 |
| South Carolina | $2,196 | $2,972 | $4,202 |
| South Dakota | $1,913 | $2,838 | $3,275 |
| Tennessee | $2,341 | $3,390 | $4,513 |
| Texas | $2,318 | $3,367 | $4,200 |
| Utah | $1,953 | $2,804 | $3,840 |
| Vermont | $1,465 | $2,321 | $2,469 |
| Virginia | $1,378 | $2,147 | $2,148 |
| Washington | $1,913 | $2,577 | $3,098 |
| West Virginia | $1,883 | $2,748 | $3,379 |
| Wisconsin | $1,940 | $2,958 | $3,424 |
| Wyoming | $1,787 | $2,521 | $2,591 |
Compare GMC Acadia To Other GMC Models
Looking for other GMC model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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