GMC Canyon Car Insurance Cost 2025
The average cost of insurance for a GMC Canyon is $2,176 per year. However, your actual premium can differ based on factors like your age, the year of the vehicle, and other personal details. You can refer to our quote tables below to get a more accurate estimate of what your specific costs might be.
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If you’re thinking about buying a GMC Canyon, it’s essential to factor in the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand its implications before making a purchase. On average, insurance for a GMC Canyon cost $2,176 per year.
Choosing the right car insurance policy is vital to avoid unexpected and potentially high expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re deemed responsible for an accident.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does A GMC Canyon Car Insurance Cost?
On average, GMC Canyon drivers can expect to pay around $2,176 per year for car insurance.
It’s important to note that car insurance costs can vary widely depending on multiple factors. These include your location, driving history, the model year of your vehicle, and the coverage options you choose. Maintaining a clean driving record can help lower your premiums, while a history of accidents or traffic violations may lead to higher costs.
Additionally, living in an urban area with heavy traffic often results in higher insurance rates compared to rural areas with less congestion. The type of coverage you select also plays a significant role – comprehensive insurance, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.
As shown in the table below, the insurance cost for a GMC Canyon tends to be lower compared to the average cost for all GMC models, though still cheaper than the average cost for all cars.
Insuranceopedia is here to help you compare quotes from various auto insurance providers, making it easier to find the best deal for your specific needs.
| Vehicle | Average Monthly Premium |
| GMC Canyon | $127 |
| All GMCs | $186 |
| All Cars | $175 |
Average Insurance Cost Of GMC Canyon By Model Year
| Model Year | Average Premium |
| 2024 GMC Canyon | $1,890 |
| 2023 GMC Canyon | $1,883 |
| 2022 GMC Canyon | $969 |
| 2021 GMC Canyon | $990 |
| 2020 GMC Canyon | $976 |
| 2019 GMC Canyon | $935 |
| 2018 GMC Canyon | $757 |
| 2017 GMC Canyon | $581 |
| 2016 GMC Canyon | $690 |
| 2015 GMC Canyon | $656 |
| 2012 GMC Canyon | $688 |
| 2011 GMC Canyon | $554 |
| 2010 GMC Canyon | $629 |
2024 GMC Canyon Insurance Rates
The average annual insurance cost for a 2024 GMC Canyon is $1,890. However, USAA offers the cheapest rates, averaging $1,342 per year.
| Insurance Provider | Average Annual Cost |
| Bristol West | $1,858 |
| USAA | $1,342 |
| Farmers | $2,592 |
| Grange | $1,981 |
| California Capital | $1,614 |
| 21st Century | $2,398 |
| Mercury | $1,523 |
| CSAA | $2,485 |
| Metropolitan | $1,634 |
| Unitrin | $1,477 |
2023 GMC Canyon Insurance Rates
The average annual insurance cost for a 2023 GMC Canyon is $1,883. However, Mercury offers the cheapest rates, averaging $1,449 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,797 |
| Metropolitan | $1,893 |
| Grange | $1,869 |
| Alliance United | $2,205 |
| Mercury | $1,449 |
| Bristol West | $1,848 |
| California Capital | $1,792 |
| CSAA | $2,187 |
| 21st Century | $1,564 |
| Auto Club | $2,224 |
2022 GMC Canyon Insurance Rates
The average annual insurance cost for a 2022 GMC Canyon is $969. However, Victoria offers the cheapest rates, averaging $350 per year.
| Insurance Provider | Average Annual Cost |
| Southern Farm Bureau | $1,537 |
| Mercury Insurance | $552 |
| Kemper Auto | Infinity | $1,360 |
| West Bend Mutual | $1,178 |
| Victoria | $350 |
| Safeco | $533 |
| Farm Bureau Mutual (IA Group) | $1,509 |
| American National P | $480 |
| Rural Mutual Insurance | $1,024 |
| New Jersey Manufacturers | $1,164 |
2021 GMC Canyon Insurance Rates
The average annual insurance cost for a 2021 GMC Canyon is $990. However, New York Central Mutual Fire offers the cheapest rates, averaging $732 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $843 |
| Safeco | $948 |
| Hastings Mutual Insurance Co | $1,031 |
| New York Central Mutual Fire | $732 |
| Wolverine Mutual | $874 |
| SECURA Insurance | $1,026 |
| MO Farm Bureau Services | $1,143 |
| Pekin Insurance | $1,083 |
| Nationwide | $1,066 |
| NatGen Advantage | $1,149 |
2020 GMC Canyon Insurance Rates
The average annual insurance cost for a 2020 GMC Canyon is $976. However, American National P offers the cheapest rates, averaging $385 per year.
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $843 |
| Wolverine Mutual | $948 |
| Safety Group | $1,061 |
| Farmers Mutual of Nebraska | $1,254 |
| Buckeye Insurance Group | $985 |
| Concord Group | $1,045 |
| American National P | $385 |
| Western Reserve | $1,113 |
| Commerce Group Inc | $1,074 |
| Dairyland | $1,048 |
2019 GMC Canyon Insurance Rates
The average annual insurance cost for a 2019 GMC Canyon is $935. However, Mercury Insurance offers the cheapest rates, averaging $379 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $990 |
| Concord Group | $1,034 |
| Norfolk and Dedham Group | $1,017 |
| Mercury Insurance | $379 |
| Plymouth Rock Assurance | $656 |
| National Grange Mutual | $980 |
| Nationwide | $1,224 |
| North Carolina Farm Bureau | $868 |
| Safety Group | $1,053 |
| Arbella Insurance Group | $1,145 |
2018 GMC Canyon Insurance Rates
The average annual insurance cost for a 2018 GMC Canyon is $757. However, Safeco offers the cheapest rates, averaging $198 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $836 |
| Rockford Mutual Insurance | $864 |
| MO Farm Bureau Services | $980 |
| Mercury Insurance | $404 |
| Wolverine Mutual | $752 |
| North Carolina Farm Bureau | $751 |
| Safeco | $198 |
| Colorado Farm Bureau Mutual | $1,027 |
| Pekin Insurance | $789 |
| SECURA Insurance | $970 |
2017 GMC Canyon Insurance Rates
The average annual insurance cost for a 2017 GMC Canyon is $581. However, Kemper Auto | Infinity offers the cheapest rates, averaging $336 per year.
| Insurance Provider | Average Annual Cost |
| Arbella Insurance Group | $652 |
| New York Central Mutual Fire | $451 |
| Safety Group | $718 |
| Buckeye Insurance Group | $682 |
| Plymouth Rock Assurance | $436 |
| MMG Insurance Company | $768 |
| Kemper Auto | Infinity | $336 |
| Norfolk and Dedham Group | $635 |
| American National P | $474 |
| ACE American Pool | $658 |
2016 GMC Canyon Insurance Rates
The average annual insurance cost for a 2016 GMC Canyon is $690. However, Safeco offers the cheapest rates, averaging $83 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $907 |
| North Carolina Farm Bureau | $758 |
| American National P | $373 |
| Pekin Insurance | $755 |
| Dairyland | $783 |
| Safeco | $83 |
| Mutual Of Enumclaw | $838 |
| Rural Mutual Insurance | $843 |
| Nodak Mutual | $755 |
| Buckeye Insurance Group | $803 |
2015 GMC Canyon Insurance Rates
The average annual insurance cost for a 2015 GMC Canyon is $656. However, Buckeye Insurance Group offers the cheapest rates, averaging $355 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $691 |
| Utica National Ins Group | $763 |
| Western Reserve | $719 |
| Pekin Insurance | $533 |
| Celina Insurance Group | $541 |
| Ohio Mutual Ins Group | $643 |
| North Carolina Farm Bureau | $848 |
| SafeAuto | $596 |
| American National P | $868 |
| Buckeye Insurance Group | $355 |
2012 GMC Canyon Insurance Rates
The average annual insurance cost for a 2012 GMC Canyon is $688. However, Safeco offers the cheapest rates, averaging $335 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $471 |
| IMT Insurance Company | $753 |
| Texas Farm Bureau Group | $730 |
| Rockford Mutual Insurance | $507 |
| New Jersey Manufacturers | $871 |
| Safeco | $335 |
| First Chicago Insurance | $636 |
| Kentucky Farm Bureau | $875 |
| Automobile Club of Missouri | $969 |
| Tennessee Farmers | $732 |
2011 GMC Canyon Insurance Rates
The average annual insurance cost for a 2011 GMC Canyon is $554. However, United Farm Bureau of IN Group offers the cheapest rates, averaging $345 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $532 |
| North Carolina Farm Bureau | $669 |
| Westfield | $763 |
| Texas Farm Bureau Group | $578 |
| Kentucky Farm Bureau | $700 |
| Celina Insurance Group | $637 |
| Pekin Insurance | $338 |
| Buckeye Insurance Group | $337 |
| Erie | $638 |
| United Farm Bureau of IN Group | $345 |
2010 GMC Canyon Insurance Rates
The average annual insurance cost for a 2010 GMC Canyon is $629. However, Safeco offers the cheapest rates, averaging $61 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $669 |
| New York Central Mutual Fire | $511 |
| Erie | $786 |
| PEMCO | $777 |
| Auto-Owners Insurance Co | $676 |
| Safeco | $61 |
| NatGen Value | $783 |
| American National P | $363 |
| Mississippi Farm Bureau | $856 |
| Penn National | $811 |
Find Affordable GMC Canyon Insurance Rates
Is A GMC Canyon Expensive To Insure?
Insuring a GMC Canyon tends to be cheaper than the average cost for all cars. However, the actual price you’ll pay for car insurance can vary based on factors like your age, the age of your vehicle, your location, and other personal details.
Cost of GMC Canyon Car Insurance By Age
Age plays a crucial role in determining insurance rates for any vehicle. Teen drivers usually face the highest premiums, as they are statistically more likely to be involved in car accidents compared to other age groups. As you get older, your insurance rates generally decrease, as you’re considered a lower risk to insurers.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,338 | $10,704 | $12,590 |
| 18 | $6,801 | $10,000 | $11,684 |
| 19 | $6,004 | $8,855 | $10,369 |
| 20 | $5,244 | $7,761 | $9,034 |
| 21 | $4,373 | $6,451 | $7,602 |
| 22 | $4,330 | $6,324 | $7,394 |
| 23 | $3,757 | $5,525 | $6,452 |
| 24 | $3,531 | $5,263 | $6,086 |
| 25 | $3,068 | $4,527 | $5,316 |
| 30 | $2,399 | $3,486 | $4,097 |
| 35 | $2,246 | $3,256 | $3,811 |
| 40 | $2,195 | $3,162 | $3,662 |
| 45 | $2,132 | $3,132 | $3,605 |
| 55 | $1,961 | $2,821 | $3,321 |
| 65 | $2,045 | $2,964 | $3,500 |
| 75 | $2,511 | $3,691 | $4,388 |
GMC Canyon Car Insurance Rates By State
Where you live greatly impacts how insurance companies calculate rates. Each state has its own regulations for auto insurance—Michigan drivers, for example, often pay higher premiums due to the state’s requirement for more extensive coverage. Additionally, climate conditions vary by location, with some states experiencing extreme weather like hurricanes, storms, and flooding.
Each area also has its own crime and accident statistics, including rates of car theft, crashes, and vehicle-related fatalities. Insurance companies take all of these factors into account when determining the specific cost of insuring a GMC Canyon in your area.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,291 | $3,346 | $4,269 |
| Alaska | $1,904 | $2,585 | $2,502 |
| Arizona | $2,181 | $3,103 | $4,603 |
| Arkansas | $2,381 | $3,648 | $4,058 |
| California | $2,640 | $4,671 | $2,657 |
| Colorado | $2,424 | $3,401 | $4,320 |
| Connecticut | $3,088 | $4,834 | $6,146 |
| Delaware | $2,550 | $3,480 | $4,445 |
| Florida | $3,116 | $4,249 | $5,563 |
| Georgia | $2,541 | $3,742 | $3,760 |
| Hawaii | $1,014 | $1,314 | $1,030 |
| Idaho | $1,778 | $2,261 | $2,795 |
| Illinois | $1,774 | $2,788 | $3,150 |
| Indiana | $1,896 | $2,904 | $3,184 |
| Iowa | $1,478 | $2,076 | $2,378 |
| Kansas | $1,959 | $2,875 | $3,359 |
| Kentucky | $2,831 | $4,184 | $4,896 |
| Louisiana | $3,660 | $5,505 | $6,007 |
| Maine | $1,371 | $1,926 | $2,856 |
| Maryland | $2,269 | $3,239 | $3,571 |
| Massachusetts | $1,763 | $3,097 | $1,811 |
| Michigan | $4,338 | $6,545 | $10,422 |
| Minnesota | $1,783 | $2,398 | $3,369 |
| Mississippi | $2,180 | $3,111 | $3,063 |
| Missouri | $2,013 | $2,945 | $3,841 |
| Montana | $2,020 | $2,919 | $3,300 |
| Nebraska | $1,725 | $2,541 | $2,758 |
| Nevada | $2,844 | $4,309 | $4,514 |
| New Hampshire | $2,032 | $3,179 | $3,995 |
| New Jersey | $2,158 | $3,452 | $4,497 |
| New Mexico | $2,253 | $3,384 | $3,466 |
| New York | $2,128 | $2,671 | $4,394 |
| North Carolina | $1,288 | $2,261 | $1,583 |
| North Dakota | $1,759 | $2,640 | $3,216 |
| Ohio | $1,580 | $2,415 | $2,443 |
| Oklahoma | $2,480 | $3,584 | $4,030 |
| Oregon | $2,267 | $3,075 | $3,675 |
| Pennsylvania | $1,906 | $2,863 | $3,289 |
| Rhode Island | $3,262 | $4,683 | $5,267 |
| South Carolina | $2,199 | $3,073 | $4,187 |
| South Dakota | $2,010 | $2,869 | $3,281 |
| Tennessee | $2,279 | $3,398 | $4,481 |
| Texas | $2,328 | $3,344 | $4,196 |
| Utah | $1,930 | $2,789 | $3,837 |
| Vermont | $1,561 | $2,387 | $2,483 |
| Virginia | $1,476 | $2,202 | $2,143 |
| Washington | $1,937 | $2,543 | $3,119 |
| West Virginia | $1,887 | $2,777 | $3,393 |
| Wisconsin | $1,890 | $2,928 | $3,418 |
| Wyoming | $1,751 | $2,446 | $2,604 |
Find Affordable GMC Canyon Insurance Rates
Cheapest Car Insurance Companies For A GMC Canyon
If you’re looking to purchase a new car insurance policy for your GMC Canyon, you might be interested in knowing which companies offer the cheapest rates. For those seeking the most affordable option, Mapfre offers a premium of $27 per month, making them the cheapest provider for GMC Canyon insurance. However, keep in mind that rates can vary based on your driver profile, so this figure is just an average. To find the best rates tailored to your needs, it’s best to shop around and compare quotes from different providers.
| Company | Average Monthly Rate |
| Mapfre | $27 |
| StateAuto | $45 |
| Sun Coast | $40 |
| Foremost | $45 |
| Aspire | $43 |
Common GMC Canyon Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Most auto insurance providers offer various discounts, and here are a few common ones you may qualify for:
- Multi-policy Discount: Bundle your home and auto insurance policies with the same provider to receive a discounted rate.
- Pay-in-Full Discount: By paying your premium all at once instead of monthly installments, you may be eligible for a lower rate.
- Defensive Driving Discount: Completing a certified defensive driving course can make you eligible for reduced premiums.
There are additional discounts you may qualify for. It’s a good idea to speak with your insurance agent, as they can help you find the specific discounts you are eligible for.
Ways To Save On GMC Canyon Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your GMC Canyon insurance costs low. Speeding tickets or accidents can significantly raise your premiums.
For instance, GMC Canyon drivers with a ticket on their record can expect to pay around $80 per month, while those with multiple accidents may see an average cost of $145 per month. By avoiding these incidents, you can help keep your insurance rates down.
Additionally, lower annual mileage can also reduce your insurance premiums. Drivers who drive less frequently have fewer chances of getting into accidents, making them a lower risk to insure.
GMC Canyon drivers who drive between 5,000 and 7,500 miles per year typically pay around $76 per month for car insurance. In contrast, those who drive over 10,000 miles annually will pay about $84 per month.
Compare GMC Canyon To Other GMC Models
Looking for other GMC model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, keep in mind that these figures may vary from your own individual results.
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FAQs
Do You Need Insurance Before You Can Purchase A GMC Canyon?
Yes, you’ll need to provide proof of insurance before you can drive your GMC Canyon off the dealership lot. It’s best to purchase a policy in advance and notify your insurance company about your upcoming car purchase, rather than relying on insurance provided through the dealership.
How Can You Get The Cheapest Insurance For Your GMC Canyon?
The best way to find the most affordable rates for your GMC Canyon is by shopping around and comparing quotes from different auto insurance providers. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple companies directly on our website.
