GMC Sierra Car Insurance Cost
Insurance for a GMC Sierra usually costs around $891 per year with PEMCO. However, the exact price can change depending on your age, the model year of the vehicle, and other factors. You can check the tables below to get a personalized estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering buying a GMC Sierra, one important factor to think about is the cost of insurance. Insurance is a major part of owning a car, so it’s vital to understand this financial commitment before making your decision.
Choosing the right insurance is essential to avoid unexpected and costly surprises. You need enough coverage to protect yourself from large out-of-pocket expenses in case of an accident. Being at fault in an accident can also raise your premiums.
With over ten years of experience studying car insurance rates, I’ve seen how much these costs can vary. Your age, driving history, and location significantly affect your insurance premiums.
How Much Does GMC Sierra Car Insurance Cost?
PEMCO usually offers the best price for full coverage insurance on a 2024 GMC Sierra, charging about $891 per year.
While National General’s rate is a good starting point, it’s important to remember that car insurance costs can vary widely. Factors such as where you live, your driving history, the age of your car, and the coverage options you choose all play a role. A clean driving record usually means lower premiums, while a history of accidents or traffic violations can increase your rates.
Living in a busy city typically results in higher insurance costs compared to living in a quiet rural area. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, is more expensive than basic liability coverage.
At Insuranceopedia, we help you compare quotes from different insurance providers to ensure you get the best deal.
2024 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $943 |
| USAA | $1,185 |
| Oregon Mutual | $1,178 |
| Utica National Ins Group | $778 |
| GMAC Insurance Group | $1,172 |
| PEMCO | $891 |
| North Carolina Farm Bureau | $1,003 |
| Unitrin | $1,125 |
| Erie | $950 |
| National General | $690 |
2023 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Nationwide | $617 |
| Kemper Auto | Infinity | $328 |
| NatGen Value | $377 |
| PEMCO | $944 |
| Erie | $980 |
| Safeco | $384 |
| Utica National Ins Group | $788 |
| North Carolina Farm Bureau | $1,103 |
| Texas Farm Bureau Group | $843 |
| Capital Insurance Group | $966 |
2022 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $826 |
| Buckeye Insurance Group | $552 |
| Mercury Insurance | $962 |
| Western Reserve | $984 |
| Wolverine Mutual | $845 |
| Safeco | $781 |
| AssuranceAmerica | $800 |
| Pekin Insurance | $657 |
| American National P | $526 |
| NatGen Advantage | $728 |
2021 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Plymouth Rock | $880 |
| Safeco | $590 |
| NatGen PPA | $774 |
| PEMCO | $1,067 |
| Atlantic States Insurance | $709 |
| Western Reserve | $957 |
| American National P | $798 |
| Buckeye Insurance Group | $767 |
| Concord Group | $870 |
| Dairyland Broadform | $415 |
2020 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $102 |
| Safeco | $293 |
| Kemper Personal Insurance | $258 |
| Concord Group | $947 |
| NatGen Advantage | $978 |
| Buckeye Insurance Group | $893 |
| PEMCO | $921 |
| NatGen Custom 360 | $795 |
| American National P | $560 |
| North Carolina Farm Bureau | $984 |
2019 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $753 |
| Pekin Insurance | $852 |
| Buckeye Insurance Group | $805 |
| American National P | $650 |
| New York Central Mutual Fire | $953 |
| Safeco | $281 |
| Utica National Ins Group | $810 |
| West Bend Mutual | $997 |
| Concord Group | $887 |
| North Carolina Farm Bureau | $951 |
2018 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Infinity Special | $717 |
| North Carolina Farm Bureau | $831 |
| NatGen Custom 360 | $547 |
| Safeco | $249 |
| Mercury Insurance | $774 |
| Nodak Mutual | $777 |
| Utica National Ins Group | $699 |
| Kemper Personal Insurance | $346 |
| American National P | $499 |
| New York Central Mutual Fire | $845 |
2017 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $800 |
| Mercury Insurance | $557 |
| National General RAD | $581 |
| Buckeye Insurance Group | $705 |
| American National P | $771 |
| Kemper Auto | $822 |
| Utica National Ins Group | $611 |
| Safeco | $128 |
| MMG Insurance Company | $780 |
| AssuranceAmerica Mobile Max | $543 |
2016 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $835 |
| SafeAuto | $570 |
| American National P | $472 |
| Buckeye Insurance Group | $668 |
| Kemper Personal Insurance | $160 |
| Safeco | $255 |
| AssuranceAmerica Mobile Max | $623 |
| MMG Insurance Company | $819 |
| Mercury Insurance | $540 |
| Dairyland FR Bond | $531 |
2015 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $644 |
| Buckeye Insurance Group | $608 |
| Mercury Insurance | $464 |
| Dairyland Broadform | $450 |
| American National P | $532 |
| Kemper Personal Insurance | $336 |
| Safeco | $245 |
| Dairyland Auto 1 Month | $343 |
| Jupiter Auto Insurance | $11 |
| New York Central Mutual Fire | $420 |
2014 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Jupiter Auto Insurance | $21 |
| Mercury Insurance | $651 |
| Concord Group | $722 |
| American National P&C | $493 |
| Safeco | $87 |
| SafeAuto | $728 |
| Kemper Personal Insurance | $209 |
| American National P | $502 |
| Utica National Ins Group | $657 |
| NatGen Custom 360 | $459 |
2013 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Infinity Special | $265 |
| American National P | $451 |
| Rockford Mutual Insurance | $631 |
| Mercury Insurance | $78 |
| SECURA Insurance | $631 |
| Safeco | $214 |
| Buckeye Insurance Group | $652 |
| Kemper Auto | Infinity | $589 |
| Jupiter Auto Insurance | $10 |
| North Carolina Farm Bureau | $556 |
2012 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $630 |
| Rockford Mutual Insurance | $766 |
| North Carolina Farm Bureau | $683 |
| American National P | $528 |
| Pekin Insurance | $660 |
| Mercury Insurance | $534 |
| Buckeye Insurance Group | $616 |
| Union Mutual Fire Group | $506 |
| SECURA Insurance | $600 |
| Safeco | $262 |
2011 GMC Sierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $450 |
| Dairyland Broadform | $461 |
| Dairyland FR Bond | $298 |
| Infinity Special | $354 |
| Safeco | $71 |
| NatGen Custom 360 | $341 |
| Buckeye Insurance Group | $535 |
| American National P&C | $521 |
| Mercury Insurance Company | $327 |
| American National P | $440 |
2010 GMCSierra Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $174 |
| Pekin Insurance | $603 |
| Mercury Insurance | $210 |
| Rockford Mutual Insurance | $579 |
| Kemper Personal Insurance | $315 |
| Safety Group | $608 |
| Concord Group | $606 |
| Buckeye Insurance Group | $298 |
| American National P | $445 |
| West Bend Mutual | $699 |
Find Affordable Rates Today
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To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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