GMC Terrain Car Insurance Cost
Getting insurance for a GMC Terrain typically amounts to about $121 annually through Victoria. However, the exact costs can vary based on factors such as your age, the year of your car model, and other relevant considerations. Please refer to our quote tables below to determine the potential cost tailored to your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a GMC Terrain, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important to ensure you have adequate coverage in case of an accident to avoid significant out-of-pocket costs. Additionally, there’s the possibility of premium increases if you’re found responsible for an accident.
With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can significantly impact your insurance premiums.
How Much Does GMC Terrain Car Insurance Cost?
Typically,Victoria provides the most competitive price, averaging $121 annually, for full coverage insurance on a 2024 GMC Terrain.
While Buckeye Insurance Group’s pricing serves as a useful reference point, it’s essential to recognize that the cost of car insurance can vary significantly based on various factors. These factors include your location, driving history, the year of your car model, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, while a history of accidents or traffic violations could raise your costs.
Furthermore, residing in urban areas with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, including both comprehensive and collision coverage, generally costs more than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure you secure the best deal.
2024 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $121 |
| Erie | $883 |
| AssuranceAmerica | $744 |
| Esurance | $1,160 |
| Wolverine Mutual | $1,267 |
| Safeco | $1,158 |
| American Independent Ins Co | $1,071 |
| Buckeye Insurance Group | $875 |
| Atlantic States Insurance | $1,199 |
| Central Mutual Insurance Co | $900 |
2023 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Erie | $1,016 |
| Kemper Auto | Infinity | $535 |
| National General Value | $1,226 |
| New York Central Mutual Fire | $746 |
| Direct Auto | $1,585 |
| Safeco | $258 |
| USAA | $1,481 |
| SECURA Insurance | $1,285 |
| Texas Farm Bureau Group | $1,030 |
| Nationwide | $1,305 |
2022 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $888 |
| Buckeye Insurance Group | $601 |
| NatGen Advantage | $156 |
| Safety Group | $1,131 |
| Victoria | $281 |
| Plymouth Rock Assurance | $801 |
| Safeco | $583 |
| Virginia Farm Bureau | $1,124 |
| MMG Insurance Company | $1,020 |
| National General Value | $187 |
2021 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $514 |
| North Carolina Farm Bureau | $690 |
| Concord Group | $599 |
| American National P | $578 |
| Mercury Insurance | $766 |
| Kemper Auto | Infinity | $493 |
| Capital Insurance Group | $869 |
| AssuranceAmerica Mobile Max | $462 |
| Dairyland FR Bond | $330 |
| Safeco | $325 |
2020 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $550 |
| NatGen Custom 360 | $337 |
| Kemper Auto | $682 |
| Dairyland Broadform | $201 |
| NatGen PPA | $807 |
| National General Value | $732 |
| American National P | $548 |
| Kemper Personal Insurance | $103 |
| PEMCO | $819 |
| Safeco | $374 |
2019 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| SafeAuto | $800 |
| Mercury Insurance | $978 |
| American National P | $557 |
| American National P&C | $608 |
| Dairyland FR Bond | $617 |
| Buckeye Insurance Group | $918 |
| Kemper Personal Insurance | $344 |
| NatGen Custom 360 | $542 |
| Dairyland Broadform | $352 |
| Safeco | $397 |
2018 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $640 |
| Dairyland Broadform | $225 |
| Utica National Ins Group | $814 |
| AssuranceAmerica Mobile Max | $325 |
| NatGen Custom 360 | $301 |
| Safeco | $231 |
| National General Value | $645 |
| American National P | $823 |
| Dairyland FR Bond | $617 |
| Infinity Special | $664 |
2017 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $744 |
| NatGen Custom 360 | $424 |
| Dairyland Broadform | $624 |
| Safeco | $353 |
| Mercury Insurance | $692 |
| Infinity Special | $804 |
| Concord Group | $839 |
| Kemper Personal Insurance | $367 |
| National General Value | $945 |
| National General RAD | $934 |
2016 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $658 |
| American National P | $774 |
| MMG Insurance Company | $792 |
| Safeco | $261 |
| SECURA Insurance | $828 |
| Countryway Insurance | $804 |
| Dairyland Broadform | $700 |
| NatGen Custom 360 | $506 |
| Mercury Insurance Company | $671 |
| Kemper Premium | $720 |
2015 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $893 |
| NatGen Custom 360 | $266 |
| Mercury Insurance | $575 |
| Dairyland FR Bond | $391 |
| NatGen PPA | $837 |
| Safeco | $44 |
| Utica National Ins Group | $769 |
| North Carolina Farm Bureau | $836 |
| American National P | $686 |
| AssuranceAmerica Mobile Max | $438 |
2014 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $304 |
| Safeco | $183 |
| Mercury Insurance | $540 |
| NatGen Custom 360 | $455 |
| Concord Group | $669 |
| MMG Insurance Company | $827 |
| Rural Mutual Insurance | $751 |
| Dairyland Broadform | $622 |
| NatGen PPA | $762 |
| Dairyland FR Bond | $780 |
2013 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $395 |
| Mercury Insurance | $143 |
| Safeco | $329 |
| AssuranceAmerica Mobile Max | $654 |
| American National P | $730 |
| Kemper Auto | $710 |
| NatGen Custom 360 | $367 |
| NatGen Value | $726 |
| SECURA Insurance | $745 |
| Buckeye Insurance Group | $798 |
2012 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $517 |
| Buckeye Insurance Group | $670 |
| NatGen Custom 360 | $202 |
| Safeco | $162 |
| PEMCO | $631 |
| American National P | $719 |
| Dairyland Broadform | $416 |
| AssuranceAmerica Mobile Max | $536 |
| Kemper Personal Insurance | $240 |
| Mercury Insurance | $344 |
2011 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $177 |
| American National P | $663 |
| Kemper Personal Insurance | $334 |
| NatGen Custom 360 | $159 |
| Safeco | $191 |
| Mercury Insurance | $359 |
| Buckeye Insurance Group | $771 |
| AssuranceAmerica Mobile Max | $330 |
| Concord Group | $585 |
| Dairyland Broadform | $282 |
2010 GMC Terrain Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $32 |
| Kemper Personal Insurance | $350 |
| Mercury Insurance | $359 |
| MMG Insurance Company | $583 |
| American National P | $544 |
| EMC Insurance | $655 |
| Concord Group | $591 |
| Patriot Group | $674 |
| PEMCO | $667 |
| North Carolina Farm Bureau | $731 |
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Cost of GMC Terrain Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,512 | $9,648 | $11,283 |
| 18 | $6,113 | $8,934 | $10,426 |
| 19 | $5,430 | $7,931 | $9,218 |
| 20 | $4,735 | $6,848 | $8,050 |
| 21 | $3,968 | $5,757 | $6,725 |
| 22 | $3,859 | $5,679 | $6,568 |
| 23 | $3,375 | $4,895 | $5,806 |
| 24 | $3,185 | $4,691 | $5,436 |
| 25 | $2,749 | $4,010 | $4,680 |
| 30 | $2,138 | $3,136 | $3,693 |
| 35 | $1,960 | $2,905 | $3,450 |
| 40 | $1,902 | $2,874 | $3,348 |
| 45 | $1,913 | $2,732 | $3,256 |
| 55 | $1,764 | $2,490 | $2,941 |
| 65 | $1,811 | $2,632 | $3,092 |
| 75 | $2,235 | $3,297 | $3,937 |
Cost of GMC Terrain Car Insurance By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,057 | $2,967 | $3,800 |
| Alaska | $1,687 | $2,329 | $2,252 |
| Arizona | $1,878 | $2,798 | $4,086 |
| Arkansas | $2,054 | $3,339 | $3,583 |
| California | $2,304 | $4,142 | $2,312 |
| Colorado | $2,168 | $3,069 | $3,861 |
| Connecticut | $2,753 | $4,278 | $5,483 |
| Delaware | $2,291 | $3,111 | $3,904 |
| Florida | $2,723 | $3,794 | $4,946 |
| Georgia | $2,281 | $3,367 | $3,334 |
| Hawaii | $848 | $1,194 | $856 |
| Idaho | $1,557 | $2,013 | $2,520 |
| Illinois | $1,671 | $2,498 | $2,753 |
| Indiana | $1,648 | $2,582 | $2,899 |
| Iowa | $1,291 | $1,852 | $2,142 |
| Kansas | $1,725 | $2,525 | $2,962 |
| Kentucky | $2,549 | $3,737 | $4,387 |
| Louisiana | $3,283 | $4,984 | $5,378 |
| Maine | $1,228 | $1,679 | $2,530 |
| Maryland | $1,953 | $2,889 | $3,219 |
| Massachusetts | $1,588 | $2,796 | $1,636 |
| Michigan | $3,908 | $5,898 | $9,266 |
| Minnesota | $1,542 | $2,129 | $2,954 |
| Mississippi | $1,969 | $2,720 | $2,729 |
| Missouri | $1,775 | $2,614 | $3,389 |
| Montana | $1,868 | $2,560 | $3,026 |
| Nebraska | $1,544 | $2,293 | $2,521 |
| Nevada | $2,610 | $3,793 | $4,034 |
| New Hampshire | $1,749 | $2,841 | $3,594 |
| New Jersey | $2,008 | $3,090 | $4,005 |
| New Mexico | $2,040 | $2,970 | $3,138 |
| New York | $1,865 | $2,382 | $3,953 |
| North Carolina | $1,192 | $1,980 | $1,396 |
| North Dakota | $1,554 | $2,397 | $2,855 |
| Ohio | $1,379 | $2,217 | $2,269 |
| Oklahoma | $2,240 | $3,179 | $3,666 |
| Oregon | $2,066 | $2,702 | $3,296 |
| Pennsylvania | $1,752 | $2,540 | $2,911 |
| Rhode Island | $2,863 | $4,255 | $4,708 |
| South Carolina | $1,974 | $2,708 | $3,698 |
| South Dakota | $1,776 | $2,529 | $2,865 |
| Tennessee | $2,046 | $2,991 | $4,083 |
| Texas | $2,089 | $3,007 | $3,739 |
| Utah | $1,787 | $2,481 | $3,428 |
| Vermont | $1,328 | $2,092 | $2,251 |
| Virginia | $1,244 | $1,959 | $1,881 |
| Washington | $1,681 | $2,342 | $2,702 |
| West Virginia | $1,671 | $2,433 | $3,066 |
| Wisconsin | $1,711 | $2,649 | $3,038 |
| Wyoming | $1,617 | $2,216 | $2,412 |
Compare GMC Terrain To Other GMC Models
Looking for other GMC model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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