Honda Accord Car Insurance Cost
Insuring a Honda Accord costs around $220 per year, from Safeco. However, costs depend on age, car model year and other factors, so use our quote tables below to find out how much it might cost you.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing a Honda Accord, one of the many factors you’ll need to consider is the cost of insurance. After all, insurance is a significant part of car ownership, and it’s crucial to know what you’re getting into before you make your purchase.
Not carefully selecting a good car insurance policy can lead to unexpected and potentially high costs down the road. The last thing you want to happen is to have insufficient coverage when an accident occurs, leaving you with hefty out-of-pocket expenses. And let’s not forget about potential increases in premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve seen just how much these costs can vary. Factors such as your age, driving record, and even where you live can significantly influence your insurance premiums.
How Much Does Honda Accord Car Insurance Cost?
On average, Safeco offers the most competitive rate at $220 per year for full coverage insurance on a 2024 Honda Accord.
While Safeco’s rate is an excellent benchmark, it’s important to understand that the cost of car insurance can vary widely depending on numerous factors. These include your location, driving history, your car’s model year, and the specific coverage levels you choose. A clean driving record can lead to lower premiums, while a history of accidents or traffic violations can increase your costs.
Additionally, living in an urban area with high traffic may result in higher rates compared to rural areas with less traffic. The type of coverage you choose will also impact your premium – full coverage insurance, which includes comprehensive and collision coverage, will be more expensive than minimum liability coverage.
Insuranceopedia is here to help you shop around and compare quotes from different insurance companies to ensure you’re getting the best deal.
2024 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $799 |
| Plymouth Rock Assurance | $937 |
| Erie | $1,104 |
| PEMCO | $1,227 |
| Safeco | $220 |
| NatGen Custom 360 | $1,196 |
| Travelers | $1,133 |
| Safety Group | $1,207 |
| Capital Insurance Group | $1,138 |
| USAA | $1,075 |
2023 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $357 |
| NatGen Advantage | $326 |
| Victoria | $475 |
| New York Central Mutual Fire | $802 |
| Safeco | $87 |
| Texas Farm Bureau Group | $630 |
| AssuranceAmerica Mobile Max | $711 |
| Buckeye Insurance Group | $920 |
| NatGen Custom 360 | $817 |
| American National P | $615 |
2022 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $226 |
| AssuranceAmerica Mobile Max | $439 |
| Victoria | $484 |
| NatGen PPA | $1,097 |
| Kemper Personal Insurance | $119 |
| American National P | $823 |
| Mercury Insurance | $833 |
| Dairyland FR Bond | $1,123 |
| NatGen Custom 360 | $997 |
| Kemper Auto Premier | $581 |
2021 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $292 |
| Safeco | $246 |
| Kemper Auto Premier | $352 |
| Bear River | $1,029 |
| Jupiter Auto Insurance | $61 |
| Mercury Insurance | $614 |
| Victoria | $695 |
| Dairyland Broadform | $1,075 |
| American National P | $760 |
| Dairyland FR Bond | $577 |
2020 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $136 |
| Kemper Auto Premier | $171 |
| Safeco | $315 |
| Mercury Insurance | $861 |
| Jupiter Auto Insurance | $30 |
| NatGen Custom 360 | $355 |
| AssuranceAmerica Mobile Max | $512 |
| Utica National Ins Group | $969 |
| American National P | $787 |
| Dairyland FR Bond | $314 |
2019 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premium | $141 |
| Safeco | $268 |
| NatGen Custom 360 | $458 |
| Mercury Insurance | $865 |
| Jupiter Auto Insurance | $40 |
| American National P&C | $517 |
| AssuranceAmerica Mobile Max | $586 |
| Countryway Insurance | $1,015 |
| Bear River | $748 |
| American National P | $562 |
2018 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $328 |
| Dairyland FR Bond | $299 |
| Dairyland Auto 1 Month | $382 |
| American National P | $635 |
| Safeco | $205 |
| Kemper Personal Insurance | $538 |
| Union Mutual Fire Group | $586 |
| Mercury Insurance | $721 |
| American National P&C | $689 |
| NatGen Custom 360 | $483 |
2017 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $208 |
| NatGen Custom 360 | $313 |
| Kemper Personal Insurance | $271 |
| SECURA Insurance | $985 |
| Safeco | $164 |
| American National P | $770 |
| Kemper Auto Premier | $832 |
| Concord Group | $1,125 |
| American National P&C | $885 |
| AssuranceAmerica Mobile Max | $737 |
2016 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $139 |
| NatGen Custom 360 | $377 |
| Dairyland FR Bond | $556 |
| Kemper Auto Premier | $909 |
| Kemper Auto Premium | $134 |
| Mercury Insurance | $678 |
| Utica National Ins Group | $770 |
| NatGen Advantage | $938 |
| Kemper Personal Insurance | $831 |
| Nationwide ThreeSixZero | $640 |
2015 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $174 |
| Kemper Auto Premium | $426 |
| Mercury Insurance | $504 |
| Utica National Ins Group | $796 |
| Kemper Auto Premier | $121 |
| NatGen Custom 360 | $657 |
| Dairyland Auto 1 Month | $691 |
| American National P | $869 |
| Kemper Personal Insurance | $841 |
| AssuranceAmerica Mobile Max | $519 |
2014 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $187 |
| Mercury Insurance | $471 |
| Concord Group | $683 |
| MMG Insurance Company | $865 |
| Kemper Personal Insurance | $138 |
| Kemper Auto Premier | $744 |
| American National P | $817 |
| PEMCO | $876 |
| AssuranceAmerica Mobile Max | $872 |
| Dairyland FR Bond | $787 |
2013 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $161 |
| NatGen Custom 360 | $187 |
| Kemper Auto Premier | $196 |
| Utica National Ins Group | $612 |
| Kemper Personal Insurance | $162 |
| Mercury Insurance | $488 |
| Loya Insurance | $513 |
| AssuranceAmerica Mobile Max | $815 |
| Dairyland Broadform | $624 |
| Dairyland FR Bond | $238 |
2012 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $105 |
| Safeco | $181 |
| AssuranceAmerica Mobile Max | $225 |
| Concord Group | $764 |
| Kemper Personal Insurance | $21 |
| Mercury Insurance | $393 |
| American National P | $615 |
| SECURA Insurance | $807 |
| Bear River | $589 |
| Kemper Auto Premier | $324 |
2011 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $94 |
| Safeco | $127 |
| Mercury Insurance | $236 |
| Utica National Ins Group | $702 |
| AssuranceAmerica Mobile Max | $66 |
| Kemper Auto Premier | $308 |
| Dairyland Broadform | $347 |
| Commerce Group Inc | $733 |
| NatGen Custom 360 | $441 |
| Dairyland FR Bond | $213 |
2010 Honda Accord Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $211 |
| NatGen Custom 360 | $335 |
| Kemper Auto Premier | $283 |
| Dairyland Broadform | $520 |
| Safeco | $76 |
| Mercury Insurance | $314 |
| Kemper Auto Premium | $271 |
| Nationwide ThreeSixZero | $609 |
| American National P&C | $305 |
| AssuranceAmerica Mobile Max | $299 |
Find Affordable Honda Accord Car Insurance
Cost of Honda Accord Car Insurance By Age
| Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,249 | $10,700 | $12,496 |
| 18 | $6,798 | $10,047 | $11,638 |
| 19 | $6,023 | $8,873 | $10,364 |
| 20 | $5,203 | $7,650 | $9,012 |
| 21 | $4,424 | $6,510 | $7,609 |
| 22 | $4,282 | $6,330 | $7,306 |
| 23 | $3,740 | $5,479 | $6,453 |
| 24 | $3,596 | $5,236 | $6,090 |
| 25 | $3,047 | $4,480 | $5,239 |
| 30 | $2,365 | $3,503 | $4,165 |
| 35 | $2,295 | $3,315 | $3,902 |
| 40 | $2,182 | $3,216 | $3,691 |
| 45 | $2,104 | $3,100 | $3,620 |
| 55 | $1,959 | $2,821 | $3,295 |
| 65 | $1,952 | $2,983 | $3,459 |
| 75 | $2,543 | $3,668 | $4,319 |
Honda Accord Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,333 | $3,312 | $4,253 |
| Alaska | $1,868 | $2,660 | $2,542 |
| Arizona | $2,142 | $3,071 | $4,553 |
| Arkansas | $2,379 | $3,690 | $4,019 |
| California | $2,614 | $4,597 | $2,659 |
| Colorado | $2,419 | $3,375 | $4,357 |
| Connecticut | $3,093 | $4,771 | $6,137 |
| Delaware | $2,585 | $3,414 | $4,355 |
| Florida | $3,041 | $4,199 | $5,480 |
| Hawaii | $1,046 | $1,328 | $1,050 |
| Idaho | $1,783 | $2,335 | $2,760 |
| Illinois | $1,767 | $2,736 | $3,175 |
| Indiana | $1,853 | $2,848 | $3,191 |
| Iowa | $1,450 | $2,072 | $2,342 |
| Kansas | $1,966 | $2,877 | $3,389 |
| Kentucky | $2,856 | $4,186 | $4,916 |
| Louisiana | $3,595 | $5,472 | $5,966 |
| Maine | $1,404 | $1,956 | $2,824 |
| Maryland | $2,268 | $3,192 | $3,656 |
| Massachusetts | $1,794 | $3,153 | $1,755 |
| Michigan | $4,343 | $6,602 | $10,343 |
| Minnesota | $1,750 | $2,392 | $3,345 |
| Mississippi | $2,153 | $3,052 | $3,065 |
| Missouri | $2,025 | $2,920 | $3,822 |
| Montana | $2,095 | $2,873 | $3,339 |
| Nebraska | $1,723 | $2,623 | $2,800 |
| Nevada | $2,847 | $4,219 | $4,538 |
| New Hampshire | $2,034 | $3,145 | $3,963 |
| New Jersey | $2,237 | $3,490 | $4,564 |
| New Mexico | $2,271 | $3,358 | $3,423 |
| New York | $2,089 | $2,640 | $4,416 |
| North Carolina | $1,268 | $2,230 | $1,596 |
| North Dakota | $1,764 | $2,650 | $3,206 |
| Ohio | $1,594 | $2,447 | $2,477 |
| Oklahoma | $2,491 | $3,591 | $4,097 |
| Oregon | $2,254 | $3,063 | $3,606 |
| Pennsylvania | $1,952 | $2,817 | $3,334 |
| Rhode Island | $3,205 | $4,734 | $5,280 |
| South Carolina | $2,153 | $3,035 | $4,226 |
| South Dakota | $1,927 | $2,780 | $3,251 |
| Tennessee | $2,307 | $3,412 | $4,471 |
| Texas | $2,266 | $3,367 | $4,144 |
| Utah | $2,016 | $2,722 | $3,828 |
| Vermont | $1,545 | $2,302 | $2,445 |
| Virginia | $1,466 | $2,143 | $2,129 |
| Washington | $1,946 | $2,584 | $3,115 |
| West Virginia | $1,958 | $2,714 | $3,452 |
| Wisconsin | $1,879 | $2,930 | $3,410 |
| Wyoming | $1,802 | $2,499 | $2,671 |
| Georgia | $2,545 | $3,781 | $3,789 |
Compare Honda Accord To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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