Honda Civic Car Insurance Cost
Covering a Honda Civic typically comes to about $343 annually with Safeco. Nevertheless, the exact expense varies based on factors like your age, the year of your car model, and other considerations. Utilize the quote tables provided below to determine the potential cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Honda Civic, one essential aspect to consider is the insurance expenses. Insurance plays a major role in owning a car, so it’s vital to understand its costs before committing to a purchase.
Failing to choose a suitable car insurance plan can result in unexpected and potentially steep expenses later on. It’s important to ensure you have adequate coverage to avoid significant out-of-pocket costs in case of an accident. Additionally, there’s the possibility of premium hikes if you’re deemed responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve observed considerable variations in costs. Factors like age, driving history, and location can significantly impact insurance premiums.
How Much Does Honda Civic Car Insurance Cost?
Typically, Safeco provides the most competitive price, averaging at $343 annually, for full coverage insurance on a 2024 Honda Civic.
Although Liberty Mutual’s rate serves as a good reference point, it’s essential to recognize that car insurance expenses can vary significantly based on several factors. These factors encompass your location, driving record, your car’s model year, and the specific coverage options you select. Maintaining a clean driving history can result in lower premiums, while a record of accidents or traffic violations may raise your costs.
Moreover, residing in urban areas with heavy traffic can lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for also affects your premium; comprehensive coverage, including both comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia is available to assist you in exploring and comparing quotes from various insurance providers to ensure you secure the most advantageous deal.
2024 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $343 |
| Hastings Mutual Insurance Co | $1,014 |
| Liberty Mutual | $1,146 |
| Western National | $1,081 |
| Dairyland Broadform | $631 |
| Erie | $1,034 |
| Mercury | $1,427 |
| USAA | $1,122 |
| Texas Farm Bureau Group | $1,033 |
| New York Central Mutual Fire | $1,113 |
2023 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $773 |
| Jupiter Auto Insurance | $42 |
| Victoria | $433 |
| Capital Insurance Group | $1,044 |
| AssuranceAmerica Mobile Max | $893 |
| Safeco | $158 |
| Texas Farm Bureau Group | $1,024 |
| Mercury Insurance | $245 |
| Kemper Auto | Infinity | $112 |
| Pekin Insurance | $1,053 |
2022 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $386 |
| Safeco | $380 |
| American National P | $980 |
| Dairyland FR Bond | $483 |
| Kemper Auto | Infinity | $36 |
| AssuranceAmerica Mobile Max | $480 |
| Mercury Insurance | $903 |
| Dairyland Broadform | $718 |
| Concord Group | $1,146 |
| Dairyland Auto 1 Month | $339 |
2021 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $837 |
| AssuranceAmerica Mobile Max | $647 |
| Titan | $889 |
| American National P | $903 |
| Safeco | $196 |
| Countryway Insurance | $930 |
| Mercury Insurance | $642 |
| Jupiter Auto Insurance | $53 |
| National General Value | $186 |
| Victoria | $751 |
2020 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $239 |
| American National P | $1,111 |
| Kemper Premium | $653 |
| Safeco | $347 |
| Kemper Auto | Infinity | $681 |
| Texas Farm Bureau Group | $1,177 |
| Mercury Insurance | $876 |
| AssuranceAmerica Mobile Max | $701 |
| Titan | $952 |
| Kemper Auto Premier | $744 |
2019 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $564 |
| Kemper Auto | Infinity | $82 |
| Kemper Auto | $106 |
| American National P&C | $940 |
| Kemper Personal Insurance | $19 |
| Dairyland Broadform | $630 |
| Dairyland FR Bond | $582 |
| Mercury Insurance | $498 |
| Jupiter Auto Insurance | $126 |
| Safeco | $277 |
2018 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $346 |
| Kemper Auto | $222 |
| AssuranceAmerica Mobile Max | $525 |
| Dairyland FR Bond | $309 |
| American National P | $726 |
| Kemper Auto Premier | $539 |
| Dairyland Broadform | $558 |
| NatGen Custom 360 | $176 |
| Kemper Personal Insurance | $10 |
| Kemper Premium | $370 |
2017 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $77 |
| American National P&C | $938 |
| Dairyland Broadform | $883 |
| Titan | $1,027 |
| AssuranceAmerica Mobile Max | $125 |
| Kemper Personal Insurance | $223 |
| Kemper Auto Premier | $717 |
| Safeco | $327 |
| Kemper Premium | $151 |
| NatGen Custom 360 | $542 |
2016 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $706 |
| Mercury Insurance Company | $1,013 |
| Kemper Auto Premier | $541 |
| American National P | $799 |
| Utica National Ins Group | $1,067 |
| Mercury Insurance | $671 |
| Safeco | $215 |
| AssuranceAmerica Mobile Max | $167 |
| Kemper Auto | $498 |
| Kemper Personal Insurance | $242 |
2015 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $681 |
| SECURA Insurance | $1,027 |
| AssuranceAmerica Mobile Max | $478 |
| Utica National Ins Group | $941 |
| NatGen Custom 360 | $275 |
| Buckeye Insurance Group | $1,100 |
| Kemper Auto Premier | $589 |
| Dairyland Auto 1 Month | $329 |
| Safeco | $119 |
| Mercury Insurance | $847 |
2014 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $846 |
| American National P | $933 |
| Kemper Auto Premium | $390 |
| NatGen Custom 360 | $149 |
| Mercury Insurance | $661 |
| Kemper Auto Premier | $634 |
| Titan | $906 |
| NatGen Advantage | $659 |
| Kemper Personal Insurance | $575 |
| Safeco | $113 |
2013 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $513 |
| Safeco | $187 |
| SECURA Insurance | $886 |
| Kemper Auto Premium | $354 |
| Indiana Farmers Mutual Ins | $932 |
| Dairyland Auto 1 Month | $414 |
| Concord Group | $951 |
| NatGen Advantage | $548 |
| Mercury Insurance | $535 |
| NatGen Custom 360 | $99 |
2012 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $751 |
| Safeco | $146 |
| Dairyland FR Bond | $224 |
| NatGen Custom 360 | $319 |
| Dairyland Broadform | $718 |
| Kemper Auto Premier | $574 |
| Kemper Auto Premium | $56 |
| Mercury Insurance | $523 |
| AssuranceAmerica Mobile Max | $183 |
| Kemper Personal Insurance | $447 |
2011 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $862 |
| Dairyland FR Bond | $275 |
| North Carolina Farm Bureau | $838 |
| AssuranceAmerica Mobile Max | $157 |
| Kemper Auto | Infinity | $573 |
| Dairyland Broadform | $758 |
| Kemper Personal Insurance | $99 |
| Kemper Auto Premier | $625 |
| Mercury Insurance | $113 |
| Safeco | $58 |
2010 Honda Civic Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $426 |
| Mercury Insurance | $334 |
| NatGen Custom 360 | $112 |
| Dairyland FR Bond | $110 |
| Loya Insurance | $774 |
| Kemper Auto Premier | $736 |
| Safeco | $66 |
| Union Mutual Fire Group | $534 |
| PEMCO | $729 |
| Commerce Group Inc | $705 |
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Cost of Honda Civic Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,853 | $11,513 | $13,389 |
| 18 | $7,248 | $10,688 | $12,483 |
| 19 | $6,420 | $9,500 | $11,088 |
| 20 | $5,640 | $8,296 | $9,650 |
| 21 | $4,738 | $6,938 | $8,115 |
| 22 | $4,573 | $6,779 | $7,900 |
| 23 | $3,977 | $5,913 | $6,902 |
| 24 | $3,814 | $5,610 | $6,501 |
| 25 | $3,323 | $4,879 | $5,639 |
| 30 | $2,557 | $3,803 | $4,407 |
| 35 | $2,447 | $3,508 | $4,149 |
| 40 | $2,304 | $3,419 | $3,951 |
| 45 | $2,250 | $3,323 | $3,875 |
| 55 | $2,095 | $2,979 | $3,584 |
| 65 | $2,105 | $3,200 | $3,643 |
| 75 | $2,679 | $3,997 | $4,692 |
Honda Civic Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,486 | $3,597 | $4,559 |
| Alaska | $2,048 | $2,824 | $2,750 |
| Arizona | $2,289 | $3,308 | $4,858 |
| Arkansas | $2,550 | $3,936 | $4,370 |
| California | $2,801 | $4,932 | $2,769 |
| Colorado | $2,558 | $3,680 | $4,610 |
| Connecticut | $3,373 | $5,161 | $6,551 |
| Delaware | $2,722 | $3,639 | $4,756 |
| Florida | $3,329 | $4,584 | $5,883 |
| Georgia | $2,678 | $4,035 | $4,032 |
| Hawaii | $1,035 | $1,404 | $1,100 |
| Idaho | $1,856 | $2,450 | $2,992 |
| Illinois | $1,954 | $2,943 | $3,374 |
| Indiana | $2,003 | $3,044 | $3,398 |
| Iowa | $1,612 | $2,152 | $2,581 |
| Kansas | $2,122 | $3,109 | $3,599 |
| Kentucky | $3,017 | $4,432 | $5,264 |
| Louisiana | $3,871 | $5,860 | $6,426 |
| Maine | $1,490 | $2,082 | $3,058 |
| Maryland | $2,419 | $3,480 | $3,903 |
| Massachusetts | $1,929 | $3,354 | $1,895 |
| Michigan | $4,603 | $7,074 | $11,160 |
| Minnesota | $1,861 | $2,511 | $3,544 |
| Mississippi | $2,268 | $3,299 | $3,316 |
| Missouri | $2,180 | $3,141 | $4,043 |
| Montana | $2,225 | $3,109 | $3,554 |
| Nebraska | $1,816 | $2,736 | $2,984 |
| Nevada | $3,102 | $4,559 | $4,817 |
| New Hampshire | $2,088 | $3,364 | $4,312 |
| New Jersey | $2,304 | $3,726 | $4,867 |
| New Mexico | $2,377 | $3,578 | $3,661 |
| New York | $2,265 | $2,792 | $4,644 |
| North Carolina | $1,420 | $2,418 | $1,700 |
| North Dakota | $1,909 | $2,843 | $3,410 |
| Ohio | $1,670 | $2,571 | $2,617 |
| Oklahoma | $2,728 | $3,874 | $4,373 |
| Oregon | $2,422 | $3,291 | $3,927 |
| Pennsylvania | $2,094 | $3,058 | $3,493 |
| Rhode Island | $3,452 | $5,053 | $5,719 |
| South Carolina | $2,351 | $3,265 | $4,430 |
| South Dakota | $2,057 | $3,047 | $3,487 |
| Tennessee | $2,467 | $3,676 | $4,838 |
| Texas | $2,470 | $3,577 | $4,451 |
| Utah | $2,062 | $3,008 | $4,044 |
| Vermont | $1,599 | $2,509 | $2,663 |
| Virginia | $1,546 | $2,336 | $2,338 |
| Washington | $2,057 | $2,766 | $3,270 |
| West Virginia | $2,062 | $2,955 | $3,685 |
| Wisconsin | $2,070 | $3,207 | $3,605 |
| Wyoming | $1,879 | $2,636 | $2,796 |
Compare Honda Civic To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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