Honda Clarity Car Insurance Cost

To insure a Unitrin, the average cost is approximately $1,258 annually through Direct Auto. However, actual expenses can vary based on factors such as age, car model year, and other individual considerations. Utilize our quote tables below to determine your specific insurance costs.

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Updated: 27 October 2024
Written by Bob Phillips
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If you’re thinking about buying a Honda Clarity, one essential aspect to consider is the insurance cost. Insurance plays a vital role in car ownership, so it’s crucial to understand its implications before making a purchase.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses in the future. It’s essential to ensure you have sufficient coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, being found at fault in accidents can lead to increases in insurance premiums.

With my extensive experience analyzing car insurance rates over the past decade, I’ve observed how much these costs can vary. Factors such as age, driving history, and location play significant roles in determining insurance premiums.

How Much Does Honda Clarity Car Insurance Cost?

Typically, Unitrin provides the most competitive price, averaging $1,258 annually, for comprehensive insurance coverage on a 2022 Honda Clarity.

While Direct Auto’s pricing serves as a useful reference, it’s essential to recognize that car insurance costs can vary significantly based on several factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. A clean driving record typically results in lower premiums, whereas a record of accidents or traffic violations may lead to higher costs.

Moreover, residing in an urban area with heavy traffic may incur higher insurance rates compared to rural regions with less traffic congestion. The type of coverage you opt for also plays a significant role in determining your premium. Comprehensive coverage, which includes protection against a wide range of risks including collisions, tends to be more expensive than basic liability coverage.

Insuranceopedia offers assistance in comparing insurance quotes from various providers, ensuring that you secure the most favorable deal tailored to your needs.

2022 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,258
Nationwide $5,334
Farmers $4,484
State Farm $4,635
Travelers $4,928
National Farmers Union P $4,196
USAA $3,977
Erie $5,913
Metropolitan $1,344
Allstate $3,340

2021 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
USAA $2,428
Republic Indemnity $2,229
Texas Farm Bureau Group $1,026
National General $511
Southern Farm Bureau $1,939
Plymouth Rock $2,404
California Capital $2,227
Mercury $2,330
Direct Auto $525
American National P $1,198

2020 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Safety Group $561
Norfolk and Dedham Group $562
Vermont Mutual $622
Preferred Mutual $446
National General $386
Quincy Mutual $630
Pure Companies Grp $434
ACE American Pool $500
National Grange Mutual $748
Hanover $654

2019 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Penn National $1,262
Atlantic States Insurance $1,725
Country $1,378
Hastings Mutual Insurance Co $689
Texas Farm Bureau Group $985
Tennessee Farmers $1,204
Safeco $842
Buckeye Insurance Group $1,353
Erie $1,239
Grange Mutual $1,673

2018 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
New York Central Mutual Fire $758
Texas Farm Bureau Group $1,222
Direct Auto $880
North Carolina Farm Bureau $1,402
Clearcover $1,154
Pure Companies Grp $378
Utica National Ins Group $1,305
Capital Insurance Group $1,342
Safeco $578
National General $376

2017 Honda Clarity Insurance Rates

Insurance Provider Average Annual Cost
Unitrin $1,448
Direct Auto $879
USAA $1,764
Penn National $823
Mercury $1,297
Country $1,417
Virginia Farm Bureau $1,517
California Capital $1,702
Donegal Mutual Insurance Co $1,272
Auto-Owners Insurance Co $1,323

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Cost of Honda Clarity Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $9,574 $14,141 $16,456
18 $8,912 $13,130 $15,389
19 $7,953 $11,569 $13,596
20 $6,894 $10,091 $11,843
21 $5,746 $8,488 $9,944
22 $5,682 $8,278 $9,662
23 $4,926 $7,190 $8,432
24 $4,686 $6,890 $8,053
25 $4,017 $5,893 $6,926
30 $3,170 $4,670 $5,412
35 $2,976 $4,347 $5,100
40 $2,821 $4,190 $4,901
45 $2,739 $4,063 $4,753
55 $2,509 $3,720 $4,324
65 $2,664 $3,852 $4,555
$3,363 $3,363 $4,862 $5,738

Honda Clarity Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $3,025 $4,324 $5,507
Alaska $2,447 $3,430 $3,334
Arizona $2,850 $4,100 $5,989
Arkansas $3,051 $4,805 $5,353
California $3,464 $6,099 $3,425
Colorado $3,154 $4,437 $5,678
Connecticut $4,097 $6,313 $8,031
Delaware $3,343 $4,521 $5,785
Florida $3,996 $5,613 $7,238
Georgia $3,311 $4,920 $4,922
Hawaii $1,309 $1,781 $1,333
Idaho $2,287 $3,038 $3,645
Illinois $2,362 $3,623 $4,136
Indiana $2,469 $3,769 $4,203
Iowa $1,906 $2,666 $3,160
Kansas $2,595 $3,771 $4,372
Kentucky $3,693 $5,474 $6,499
Louisiana $4,829 $7,235 $7,906
Maine $1,822 $2,469 $3,682
Maryland $2,938 $4,243 $4,724
Massachusetts $2,354 $4,068 $2,309
Michigan $5,639 $8,696 $13,670
Minnesota $2,290 $3,158 $4,383
Mississippi $2,781 $3,985 $4,025
Missouri $2,654 $3,847 $4,975
Montana $2,743 $3,783 $4,355
Nebraska $2,310 $3,420 $3,702
Nevada $3,755 $5,616 $5,887
New Hampshire $2,610 $4,129 $5,276
New Jersey $2,847 $4,489 $5,963
New Mexico $2,937 $4,356 $4,532
New York $2,712 $3,399 $5,765
North Carolina $1,724 $2,912 $2,113
North Dakota $2,268 $3,570 $4,144
Ohio $2,101 $3,179 $3,278
Oklahoma $3,320 $4,739 $5,284
Oregon $2,972 $4,024 $4,846
Pennsylvania $2,575 $3,666 $4,378
Rhode Island $4,250 $6,199 $6,937
South Carolina $2,911 $3,949 $5,448
South Dakota $2,618 $3,688 $4,307
Tennessee $3,008 $4,426 $5,930
Texas $3,080 $4,409 $5,433
Utah $2,579 $3,639 $4,995
Vermont $2,045 $3,116 $3,272
Virginia $1,893 $2,890 $2,807
Washington $2,504 $3,406 $4,002
West Virginia $2,517 $3,605 $4,519
Wisconsin $2,467 $3,940 $4,477
Wyoming $2,285 $3,213 $3,493

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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