Honda Fit Car Insurance Cost 2025
The average cost of insuring a Honda Fit is $1,467 per year. However, this figure can fluctuate depending on various factors, including your age, the model year of your car, and other personal considerations. To get a more precise estimate tailored to your circumstances, refer to the quote tables below.
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If you’re thinking about buying a Honda Fit, you’ll need to consider the cost of insurance as one of many factors. On average, insurance for a Honda Fit costs $1,467 per year. Insurance is a crucial aspect of owning a car, and it’s essential to understand its implications before making a purchase.
Failing to choose the right insurance policy can result in unexpected and potentially high expenses in the future. You wouldn’t want to face inadequate coverage in the event of an accident, which could leave you with significant out-of-pocket costs. Additionally, there’s the possibility of premium hikes if you’re deemed at fault for accidents.
Having analyzed car insurance rates for over a decade, I’ve observed how greatly these costs can vary. Factors like age, driving history, and even your location can have a substantial impact on insurance premiums.
How Much Does Honda Fit Car Insurance Cost?
Typically, Honda Fit drivers can expect to pay around $1,467 per year for car insurance. However, the actual cost may vary depending on factors like your age, driving history, and location.
It’s important to understand that car insurance rates can vary significantly depending on several factors, including where you live, your driving history, the age of your vehicle, and the type of coverage you choose. Keeping a clean driving record is one of the best ways to keep premiums low, while a history of accidents or violations can result in higher costs. Additionally, where you live can also influence rates—urban areas with more traffic tend to have higher insurance costs than rural areas.
When choosing coverage, the type you select also plays a role. Comprehensive insurance, which covers both comprehensive and collision, typically costs more than basic liability insurance.
In comparison to other Honda models, the cost of insurance for a Honda Fit is generally lower. However, it is also less expensive than the average cost of insurance for all cars. You can compare quotes from various providers using Insuranceopedia to find the best deal suited to your needs.
| Vehicle | Average Monthly Premium |
| Honda Fit | $141 |
| All Honda | $167 |
| All Cars | $175 |
Average Insurance Cost Of Honda Fit By Model Year
| Model Year | Average Premium |
| 2021 Honda Fit | $2,895 |
| 2020 Honda Fit | $793 |
| 2019 Honda Fit | $649 |
| 2018 Honda Fit | $774 |
| 2017 Honda Fit | $803 |
| 2016 Honda Fit | $640 |
| 2015 Honda Fit | $594 |
| 2014 Honda Fit | $1,164 |
| 2013 Honda Fit | $653 |
| 2012 Honda Fit | $651 |
| 2011 Honda Fit | $684 |
| 2010 Honda Fit | $577 |
2021 Honda Fit Insurance Rates
The average annual insurance cost for a 2021 Honda Fit Car is $2,895. However, Travelers offers the cheapest rates, averaging $1,467 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,467 |
| Mercury | $2,106 |
| Metropolitan | $2,505 |
| Electric | $4,064 |
| Direct General Insurance | $4,334 |
2020 Honda Fit Insurance Rates
The average annual insurance cost for a 2020 Honda Fit Car is $793. However, Hastings Mutual Insurance Co offers the cheapest rates, averaging $628 per year.
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $918 |
| Hastings Mutual Insurance Co | $628 |
| Kemper Auto | Infinity | $825 |
| West Bend Mutual | $921 |
| Atlantic States Insurance | $900 |
| Buckeye Insurance Group | $712 |
| Pekin Insurance | $682 |
| Safeco | $829 |
| United Farm Bureau of IN Group | $780 |
| Texas Farm Bureau Group | $732 |
2019 Honda Fit Insurance Rates
The average annual insurance cost for a 2019 Honda Fit Car is $793. However, Mercury Insurance offers the cheapest rates, averaging $235 per year.
| Insurance Provider | Average Annual Cost |
| NatGen PPA | $789 |
| Dairyland FR Bond | $776 |
| Mercury Insurance | $235 |
| NatGen Value | $817 |
| American National P | $732 |
| Buckeye Insurance Group | $433 |
| North Carolina Farm Bureau | $710 |
| Safeco | $283 |
| Ohio Mutual Ins Group | $869 |
| PEMCO | $845 |
2018 Honda Fit Insurance Rates
The average annual insurance cost for a 2018 Honda Fit Car is $774. However, Mercury Insurance offers the cheapest rates, averaging $436 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $865 |
| Rural Mutual Insurance | $1,010 |
| SECURA Insurance | $856 |
| Mercury Insurance | $436 |
| PEMCO | $967 |
| Safeco | $570 |
| NatGen Value | $534 |
| Plymouth Rock | $600 |
| ACCC Insurance Company | $951 |
| North Carolina Farm Bureau | $951 |
2017 Honda Fit Insurance Rates
The average annual insurance cost for a 2017 Honda Fit Car is $803. However, Safeco offers the cheapest rates, averaging $294 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $578 |
| PEMCO | $796 |
| Cincinnati Insurance | $1,022 |
| Safeco | $294 |
| Clearcover | $767 |
| Infinity Special | $1,157 |
| NatGen Advantage | $985 |
| Mercury Insurance | $649 |
| North Carolina Farm Bureau | $709 |
| Capital Insurance Group | $1,076 |
Find Affordable Honda Fit Insurance Rates
2016 Honda Fit Insurance Rates
The average annual insurance cost for a 2016 Honda Fit Car is $640. However, American National P offers the cheapest rates, averaging $430 per year.
| Insurance Provider | Average Annual Cost |
| MMG Insurance Company | $665 |
| Mercury Insurance | $834 |
| Commerce Group Inc | $689 |
| American National P | $430 |
| Pekin Insurance | $669 |
| Buckeye Insurance Group | $577 |
| Kemper Auto | Infinity | $606 |
| NatGen PPA | $693 |
| Safeco | $436 |
| Safety Group | $802 |
2015 Honda Fit Insurance Rates
The average annual insurance cost for a 2015 Honda Fit Car is $594. However, Safeco offers the cheapest rates, averaging $309 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $959 |
| NatGen PPA | $911 |
| North Carolina Farm Bureau | $508 |
| Mercury Insurance Company | $502 |
| Mercury Insurance | $420 |
| Safeco | $309 |
| American National P | $344 |
| Infinity Special | $407 |
| Mississippi Farm Bureau | $857 |
| Wolverine Mutual | $722 |
2014 Honda Fit Insurance Rates
The average annual insurance cost for a 2014 Honda Fit Car is $1,164. However, North Carolina Farm Bureau offers the cheapest rates, averaging $821 per year.
| Insurance Provider | Average Annual Cost |
| Penn National | $1,169 |
| NatGen PPA | $1,529 |
| GMAC Insurance Group | $1,177 |
| Allied | $1,212 |
| North Carolina Farm Bureau | $821 |
| USAA | $1,531 |
| Country | $881 |
| Texas Farm Bureau Group | $1,044 |
| National General | $1,256 |
| Atlantic States Insurance | $1,019 |
2013 Honda Fit Insurance Rates
The average annual insurance cost for a 2013 Honda Fit Car is $653. However, Safeco offers the cheapest rates, averaging $23 per year.
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $709 |
| Safeco | $23 |
| Tennessee Farmers | $879 |
| American National P | $631 |
| Ohio Mutual Ins Group | $945 |
| Mercury Insurance | $329 |
| Atlantic States Insurance | $827 |
| Western Reserve | $776 |
| New Jersey Manufacturers | $858 |
| Buckeye Insurance Group | $555 |
2012 Honda Fit Insurance Rates
The average annual insurance cost for a 2012 Honda Fit Car is $651. However, Mercury Insurance offers the cheapest rates, averaging $143 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $778 |
| PEMCO | $836 |
| Mercury Insurance | $143 |
| Capital Insurance Group | $960 |
| Kemper Premium | $335 |
| Safeco | $204 |
| North Carolina Farm Bureau | $925 |
| American National P | $612 |
| Concord Group | $949 |
| Southern Farm Bureau | $765 |
2011 Honda Fit Insurance Rates
The average annual insurance cost for a 2011 Honda Fit Car is $684. However, Kemper Auto | Infinity offers the cheapest rates, averaging $263 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $823 |
| American National P | $414 |
| Patriot Group | $764 |
| Concord Group | $755 |
| MMG Insurance Company | $871 |
| Countryway Insurance | $692 |
| NatGen Value | $926 |
| Kemper Auto | Infinity | $263 |
| Safeco | $467 |
| SECURA Insurance | $867 |
2010 Honda Fit Insurance Rates
The average annual insurance cost for a 2010 Honda Fit Car is $577. However, Safeco offers the cheapest rates, averaging $181 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $770 |
| Texas Farm Bureau Group | $709 |
| Western Reserve | $711 |
| Partners Mutual Insurance Co | $721 |
| Pekin Insurance | $823 |
| Buckeye Insurance Group | $497 |
| Safeco | $181 |
| Mercury Insurance | $394 |
| Mercury Insurance Company | $621 |
| NatGen Custom 360 | $346 |
Find Affordable Honda Fit Insurance Rates
Is A Honda Fit Expensive To Insure?
The cost to insure a Honda Fit is indeed lower than the overall average for all cars. However, the exact amount you’ll pay depends on a variety of factors, such as your age, the age of your vehicle, where you live, and the type of coverage you choose. For instance, younger drivers and those living in high-traffic or high-crime areas may see higher premiums. Additionally, opting for comprehensive coverage will generally cost more than basic liability insurance. The best way to find the most accurate rate for your specific situation is to shop around and compare quotes from different providers.
Cost of Honda Fit Car Insurance By Age
That’s correct! Age is a major factor in determining car insurance rates. Teenagers and young adults, especially those under 25, are considered higher-risk drivers due to their limited driving experience and higher likelihood of being involved in accidents. As you get older, your premiums generally decrease because you have a longer driving history and are statistically less likely to be involved in accidents. Typically, insurance rates continue to lower as you enter your 30s and 40s, and may stabilize once you reach your 50s or 60s, depending on other factors.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,464 | $9,393 | $11,033 |
| 18 | $6,009 | $8,832 | $10,240 |
| 19 | $5,319 | $7,777 | $9,046 |
| 20 | $4,590 | $6,775 | $7,887 |
| 21 | $3,848 | $5,665 | $6,644 |
| 22 | $3,763 | $5,577 | $6,523 |
| 23 | $3,315 | $4,820 | $5,693 |
| 24 | $3,095 | $4,608 | $5,380 |
| 25 | $2,696 | $3,973 | $4,691 |
| 30 | $2,104 | $3,080 | $3,598 |
| 35 | $2,014 | $2,852 | $3,437 |
| 40 | $1,929 | $2,756 | $3,217 |
| 45 | $1,838 | $2,686 | $3,217 |
| 55 | $1,681 | $2,496 | $2,907 |
| 65 | $1,805 | $2,601 | $2,986 |
| 75 | $2,211 | $3,253 | $3,853 |
Honda Fit Car Insurance Rates By State
You’re absolutely right! Where you live can heavily influence your car insurance rates. States with higher levels of required coverage, like Michigan, often have higher premiums to reflect the additional risk associated with those policies. Also, if you’re in an area prone to extreme weather (hurricanes, flooding, etc.), there’s a higher likelihood of damage to vehicles, which insurance companies take into account.
Similarly, urban areas with higher traffic density and crime rates tend to have higher premiums, especially if there’s a greater incidence of accidents, car thefts, or vandalism. Rural areas may see lower rates due to fewer cars on the road and lower accident statistics. Every region has its own risk factors, and insurance companies adjust premiums accordingly to reflect those risks.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,019 | $2,952 | $3,680 |
| Alaska | $1,679 | $2,334 | $2,261 |
| Arizona | $1,877 | $2,724 | $3,999 |
| Arkansas | $2,102 | $3,227 | $3,608 |
| California | $2,273 | $4,014 | $2,259 |
| Colorado | $2,096 | $2,970 | $3,804 |
| Connecticut | $2,687 | $4,270 | $5,420 |
| Delaware | $2,267 | $3,037 | $3,925 |
| Florida | $2,740 | $3,722 | $4,812 |
| Georgia | $2,196 | $3,264 | $3,286 |
| Hawaii | $835 | $1,203 | $846 |
| Idaho | $1,537 | $2,018 | $2,443 |
| Illinois | $1,615 | $2,386 | $2,787 |
| Indiana | $1,632 | $2,499 | $2,841 |
| Iowa | $1,269 | $1,757 | $2,096 |
| Kansas | $1,761 | $2,542 | $2,983 |
| Kentucky | $2,493 | $3,690 | $4,337 |
| Louisiana | $3,251 | $4,843 | $5,266 |
| Maine | $1,204 | $1,678 | $2,487 |
| Maryland | $1,956 | $2,891 | $3,149 |
| Massachusetts | $1,595 | $2,734 | $1,553 |
| Michigan | $3,842 | $5,783 | $9,125 |
| Minnesota | $1,527 | $2,068 | $2,971 |
| Mississippi | $1,861 | $2,662 | $2,755 |
| Missouri | $1,798 | $2,558 | $3,357 |
| Montana | $1,819 | $2,557 | $2,961 |
| Nebraska | $1,506 | $2,281 | $2,432 |
| Nevada | $2,520 | $3,691 | $3,996 |
| New Hampshire | $1,729 | $2,727 | $3,533 |
| New Jersey | $1,949 | $2,985 | $3,968 |
| New Mexico | $1,978 | $2,908 | $3,086 |
| New York | $1,841 | $2,280 | $3,884 |
| North Carolina | $1,135 | $1,967 | $1,363 |
| North Dakota | $1,572 | $2,315 | $2,740 |
| Ohio | $1,340 | $2,162 | $2,218 |
| Oklahoma | $2,241 | $3,179 | $3,573 |
| Oregon | $2,039 | $2,656 | $3,190 |
| Pennsylvania | $1,658 | $2,444 | $2,914 |
| Rhode Island | $2,861 | $4,161 | $4,623 |
| South Carolina | $1,942 | $2,696 | $3,665 |
| South Dakota | $1,718 | $2,431 | $2,898 |
| Tennessee | $2,042 | $2,995 | $3,946 |
| Texas | $2,022 | $2,932 | $3,664 |
| Utah | $1,774 | $2,469 | $3,328 |
| Vermont | $1,314 | $2,074 | $2,155 |
| Virginia | $1,218 | $1,973 | $1,924 |
| Washington | $1,625 | $2,217 | $2,723 |
| West Virginia | $1,692 | $2,420 | $3,054 |
| Wisconsin | $1,643 | $2,625 | $2,931 |
| Wyoming | $1,601 | $2,173 | $2,329 |
Find Affordable Honda Fit Insurance Rates
Cheapest Car Insurance Companies For A Honda Fit
If you’re looking for the most affordable car insurance for your Honda Fit, CaliforniaCasualty offers an average premium of $24 per month, making them the cheapest provider. However, keep in mind that rates can vary based on your driving history, location, and other factors. To ensure you get the best deal, it’s a good idea to shop around and compare quotes from different providers tailored to your individual profile.
| Company | Average Monthly Rate |
| NationalGeneral | $40 |
| Mile Auto | $31 |
| ACG | $29 |
| Hugo | $39 |
| CaliforniaCasualty | $24 |
Common Honda Fit Insurance Discounts
Discounts can significantly help in lowering your car insurance costs. Here are a few common ones that may be available to you:
- Multi-policy Discount: If you bundle your home and auto insurance policies with one provider, you might receive a discount on your premiums.
- Pay Annually: Some insurers offer lower rates if you pay your premium in full, rather than breaking it up into monthly installments.
- Defensive Driving: Completing a defensive driving course from a certified institution can often make you eligible for a discount.
Additionally, there may be other discounts you can apply for, so it’s worth checking with your insurance agent to find all available options tailored to your profile.
Ways To Save On Honda Fit Insurance Costs
Maintaining a clean driving record and reducing your annual mileage can help lower your Honda Fit insurance costs. If you have a speeding ticket, you can expect to pay around $76 per month, while those with multiple accidents on their record will pay an average of $112 per month. Additionally, drivers who drive between 7,501 and 10,000 miles per year will pay about $69 per month, while those who drive over 10,000 miles annually may pay slightly less, around $68 per month.
Compare Honda Fit To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
TTo calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample used was for a 40-year-old male driver purchasing full-coverage car insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, keep in mind that your personal insurance rates may differ from the averages shown in this guide due to individual factors such as driving history, location, and the specific car model.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Honda Fit?
Yes, you will need to provide proof of insurance before you can drive your Honda Fit off the dealership lot. The best approach is to purchase a policy ahead of time and inform your insurance company that you are about to purchase the car. This ensures you’re covered right away, rather than relying on the dealership’s insurance options, which may not be as suitable for your needs.
How Can You Get The Cheapest Insurance For Your Honda Fit?
The best way to find the cheapest rates for your Honda Fit is to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to do so by allowing you to compare quotes from multiple providers directly on our website. This ensures you get the best deal tailored to your needs.
