Honda HR-V Car Insurance Cost

To insure a Honda HR-V, it typically costs about $502 per year through Safeco. However, the actual cost can vary based on factors such as your age, the model year of the car, and other considerations. You can use our quote tables below to get a more accurate estimate of how much it might cost you.

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Updated: 27 October 2024
Written by Bob Phillips
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If you’re thinking about buying a Honda HR-V, one crucial aspect to consider is the insurance cost. Insurance is a big part of owning a car, and it’s essential to understand its implications before making a purchase.

Selecting the right insurance policy is vital to avoid unexpected and potentially high expenses later on. Insufficient coverage during an accident can lead to significant out-of-pocket costs. Additionally, if you’re at fault, there might be increases in premiums.

With my extensive experience analyzing insurance rates over the years, I’ve noticed how much these costs can vary. Factors like your age, driving history, and where you reside can significantly impact your insurance premiums.

How Much Does Honda HR-V Car Insurance Cost?

Typically, Safeco provides the most attractive rate, averaging $502 annually, for comprehensive insurance coverage on a 2024 Honda HR-V.

Although Buckeye Insurance Group’s rate serves as a good reference point, it’s crucial to recognize that the price of auto insurance can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the level of coverage you select. Maintaining a clean driving record can result in lower premiums, but a record of accidents or traffic violations may raise your rates.

Moreover, residing in a busy urban area may lead to higher premiums compared to living in rural areas with less traffic. Your choice of coverage also plays a role in determining your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more costly than basic liability coverage.

Insuranceopedia is available to assist you in comparing quotes from different insurance providers so that you can secure the most favorable deal.

2024 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
Safeco $502
Dairyland Broadform $658
NatGen Custom 360 $668
Buckeye Insurance Group $814
New York Central Mutual Fire $1,022
NatGen Value $624
American National P $877
Titan $976
Dairyland $878
Utica National Ins Group $902

2023 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
SECURA Insurance $957
Safeco $514
Pekin Insurance $700
AssuranceAmerica Mobile Max $647
Buckeye Insurance Group $997
Victoria $343
NatGen Value $763
NatGen Custom 360 $689
Mercury Insurance $553
Texas Farm Bureau Group $1,082

2022 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
American National P $699
NatGen Custom 360 $290
MMG Insurance Company $773
Safeco $332
Mercury Insurance $719
AssuranceAmerica Mobile Max $784
Tennessee Farmers $1,025
Virginia Farm Bureau $1,041
North Carolina Farm Bureau $1,008
NatGen Value $1,067

2021 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
American National P $508
Safeco $426
NatGen Custom 360 $468
United Farm Bureau of IN Group $922
Countryway Insurance $977
Mercury Insurance $888
NatGen PPA $716
Texas Farm Bureau Group $827
Victoria $445
Buckeye Insurance Group $903

2020 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $864
American National P $467
SafeAuto $906
North Carolina Farm Bureau $961
Safeco $536
MMG Insurance Company $788
Concord Group $815
NatGen PPA $677
Wolverine Mutual $948
Rural Mutual Insurance $898

2019 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
American National P $541
Safeco $293
Mercury Insurance $495
Indiana Farmers Mutual Ins $905
AssuranceAmerica Mobile Max $445
NatGen Value $813
Concord Group $670
NatGen PPA $814
NatGen Custom 360 $632
Partners Mutual Insurance Co $873

2018 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
NatGen Value $750
Safeco $520
Infinity Special $762
Kemper Personal Insurance $722
American National P&C $395
North Carolina Farm Bureau $825
NatGen Custom 360 $691
American National P $538
Buckeye Insurance Group $608
Mercury Insurance $474

2017 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $929
Dairyland Broadform $1,055
NatGen PPA $1,081
American National P $553
PEMCO $840
Safeco $279
North Carolina Farm Bureau $762
Verti Insurance $1,105
Texas Farm Bureau Group $907
Mercury Insurance $850

2016 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $895
Mercury Insurance $795
Infinity Special $908
Kentucky Farm Bureau $906
AssuranceAmerica Mobile Max $298
American National P $656
Kemper Personal Insurance $322
Safeco $173
PEMCO $775
North Star $924

2013 Honda HR-V Insurance Rates

Insurance Provider Average Annual Cost
Metropolitan $2,051
Safe Auto $5,053

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Cost of Honda HR-V Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $6,562 $9,584 $11,218
18 $6,071 $8,970 $10,429
19 $5,348 $7,901 $9,272
20 $4,655 $6,856 $8,029
21 $3,932 $5,754 $6,716
22 $3,800 $5,635 $6,585
23 $3,369 $4,924 $5,758
24 $3,185 $4,716 $5,453
25 $2,751 $4,068 $4,726
30 $2,100 $3,127 $3,705
35 $2,045 $2,978 $3,410
40 $1,969 $2,820 $3,304
45 $1,844 $2,733 $3,205
55 $1,730 $2,519 $2,955
65 $1,749 $2,627 $3,079
75 $2,268 $3,297 $3,900

Honda HR-V Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,018 $2,993 $3,727
Alaska $1,705 $2,313 $2,251
Arizona $1,895 $2,753 $4,048
Arkansas $2,063 $3,330 $3,580
California $2,290 $4,143 $2,312
Colorado $2,131 $3,065 $3,839
Connecticut $2,729 $4,279 $5,445
Delaware $2,262 $3,061 $3,942
Florida $2,759 $3,741 $4,970
Georgia $2,205 $3,360 $3,411
Hawaii $863 $1,185 $934
Idaho $1,512 $2,067 $2,545
Illinois $1,572 $2,446 $2,839
Indiana $1,706 $2,581 $2,810
Iowa $1,336 $1,813 $2,120
Kansas $1,738 $2,506 $2,981
Kentucky $2,569 $3,696 $4,374
Louisiana $3,288 $4,932 $5,309
Maine $1,182 $1,687 $2,497
Maryland $2,039 $2,913 $3,208
Massachusetts $1,601 $2,745 $1,619
Michigan $3,821 $5,925 $9,298
Minnesota $1,613 $2,153 $2,932
Mississippi $1,930 $2,745 $2,794
Missouri $1,855 $2,609 $3,384
Montana $1,822 $2,527 $3,026
Nebraska $1,508 $2,330 $2,497
Nevada $2,527 $3,814 $4,060
New Hampshire $1,801 $2,818 $3,570
New Jersey $1,966 $3,122 $4,076
New Mexico $2,036 $3,012 $3,137
New York $1,864 $2,309 $3,909
North Carolina $1,157 $1,927 $1,359
North Dakota $1,595 $2,424 $2,801
Ohio $1,368 $2,170 $2,176
Oklahoma $2,278 $3,162 $3,650
Oregon $1,993 $2,695 $3,275
Pennsylvania $1,765 $2,524 $2,928
Rhode Island $2,834 $4,208 $4,759
South Carolina $1,997 $2,670 $3,733
South Dakota $1,732 $2,471 $2,868
Tennessee $2,038 $3,076 $4,009
Texas $2,117 $2,997 $3,676
Utah $1,790 $2,492 $3,416
Vermont $1,339 $2,045 $2,179
Virginia $1,246 $1,918 $1,951
Washington $1,710 $2,314 $2,751
West Virginia $1,734 $2,401 $3,043
Wisconsin $1,730 $2,603 $3,045
Wyoming $1,576 $2,239 $2,311

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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