Honda Insight Car Insurance Cost
Getting insurance for a Honda Insight typically amounts to approximately $174 annually through Safeco. However, the actual expense varies based on factors such as age, the year of the car model, and other considerations. Refer to our provided quote tables to determine the specific cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Honda Insight, it’s important to factor in the cost of insurance. Insurance is a big part of owning a car, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses later on. You wouldn’t want to be caught without sufficient coverage in the event of an accident, facing substantial out-of-pocket costs. Additionally, being found at fault could result in increased premiums over time.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the premiums you’ll pay for insurance.
How Much Does Honda Insight Car Insurance Cost?
Typically, Safeco provides the best deal, with an average annual cost of $174 for full coverage insurance on a 2022 Honda Insight.
Although Safeco’s rate serves as a good reference point, it’s essential to recognize that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your rates.
Furthermore, residing in a densely populated urban area with heavy traffic might lead to higher insurance rates compared to rural areas with less traffic. The type of coverage you opt for will also influence your premium; comprehensive coverage, which includes both comprehensive and collision coverage, tends to be pricier than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring that you secure the most favorable deal.
2022 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $791 |
| AssuranceAmerica Elite | $1,309 |
| Utica National Ins Group | $978 |
| North Carolina Farm Bureau | $1,316 |
| Colorado Farm Bureau Mutual | $1,265 |
| Mercury Insurance | $893 |
| Texas Farm Bureau Group | $1,143 |
| Titan | $1,026 |
| Farm Bureau Mutual (IA Group) | $1,292 |
| Safeco | $174 |
2021 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General Value | $1,385 |
| Capital Insurance Group | $881 |
| SECURA Insurance | $1,313 |
| PEMCO | $1,101 |
| American Family | $1,251 |
| Unigard | $1,462 |
| Dairyland | $104 |
| Texas Farm Bureau Group | $1,145 |
| Farm Bureau Mutual (IA Group) | $1,134 |
| Oregon Mutual | $1,099 |
2020 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,077 |
| Kemper Auto | Infinity | $810 |
| ALFA | $1,101 |
| Hastings Mutual Insurance Co | $1,101 |
| Mercury Insurance | $658 |
| Virginia Farm Bureau | $1,180 |
| American National P | $1,056 |
| Clearcover | $763 |
| Safeco | $465 |
| Direct Auto | $577 |
2019 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $620 |
| Mercury Insurance | $991 |
| Clearcover | $1,113 |
| Western Reserve | $827 |
| NatGen Custom 360 | $1,036 |
| NatGen Value | $1,183 |
| Plymouth Rock | $966 |
| Safeco | $181 |
| Buckeye Insurance Group | $329 |
| Ohio Mutual Ins Group | $811 |
2014 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $874 |
| GMAC Insurance Group | $1,248 |
| SECURA Insurance | $1,126 |
| First Chicago Insurance | $984 |
| Rockford Mutual Insurance | $899 |
| Pekin Insurance | $713 |
| Capital Insurance Group | $859 |
| New Jersey Manufacturers | $1,272 |
| Texas Farm Bureau Group | $1,117 |
| Country | $787 |
2013 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $930 |
| Capital Insurance Group | $1,079 |
| Southern Farm Bureau | $1,224 |
| PEMCO | $988 |
| Mercury Insurance | $826 |
| Erie | $895 |
| NatGen Value | $781 |
| Atlantic States Insurance | $1,153 |
| Unigard | $1,114 |
| American National P | $432 |
2012 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $442 |
| Hastings Mutual Insurance Co | $732 |
| Texas Farm Bureau Group | $621 |
| Pekin Insurance | $776 |
| AssuranceAmerica Economy | $1,139 |
| Unigard | $1,088 |
| Capital Insurance Group | $1,050 |
| Southern Farm Bureau | $1,010 |
| PEMCO | $1,037 |
| IMT Insurance Company | $911 |
2011 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| Westfield | $778 |
| Kemper Auto | Infinity | $792 |
| Safeco | $133 |
| Mercury Insurance | $700 |
| Western Reserve | $771 |
| Ohio Mutual Ins Group | $677 |
| NatGen Value | $351 |
| Buckeye Insurance Group | $390 |
| Texas Farm Bureau Group | $441 |
| SafeAuto | $749 |
2010 Honda Insight Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Elite | $178 |
| SECURA Insurance | $743 |
| AssuranceAmerica Economy | $100 |
| Pekin Insurance | $955 |
| Texas Farm Bureau Group | $930 |
| Safeco | $149 |
| Direct Administration | $834 |
| Clearcover | $927 |
| Kemper Personal Insurance | $707 |
| National General Value | $878 |
Find Affordable Rates Today
Cost of Honda Insight Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,554 | $12,556 | $14,664 |
| 18 | $7,910 | $11,692 | $13,677 |
| 19 | $7,064 | $10,365 | $12,058 |
| 20 | $6,097 | $8,968 | $10,493 |
| 21 | $5,102 | $7,580 | $8,858 |
| 22 | $5,051 | $7,374 | $8,596 |
| 23 | $4,356 | $6,433 | $7,502 |
| 24 | $4,206 | $6,099 | $7,183 |
| 25 | $3,598 | $5,303 | $6,168 |
| 30 | $2,793 | $4,099 | $4,792 |
| 35 | $2,628 | $3,868 | $4,465 |
| 40 | $2,514 | $3,738 | $4,295 |
| 45 | $2,432 | $3,613 | $4,214 |
| 55 | $2,223 | $3,292 | $3,856 |
| 65 | $2,337 | $3,454 | $4,000 |
| 75 | $3,011 | $4,347 | $5,085 |
Honda Insight Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,708 | $3,849 | $4,976 |
| Alaska | $2,222 | $3,062 | $2,987 |
| Arizona | $2,540 | $3,646 | $5,293 |
| Arkansas | $2,716 | $4,285 | $4,771 |
| California | $3,085 | $5,361 | $3,095 |
| Colorado | $2,795 | $4,024 | $5,091 |
| Connecticut | $3,658 | $5,662 | $7,185 |
| Delaware | $3,052 | $4,003 | $5,118 |
| Florida | $3,549 | $4,976 | $6,453 |
| Georgia | $2,914 | $4,377 | $4,364 |
| Hawaii | $1,184 | $1,545 | $1,143 |
| Idaho | $2,035 | $2,726 | $3,309 |
| Illinois | $2,095 | $3,230 | $3,666 |
| Indiana | $2,225 | $3,332 | $3,716 |
| Iowa | $1,751 | $2,339 | $2,764 |
| Kansas | $2,321 | $3,354 | $3,907 |
| Kentucky | $3,360 | $4,920 | $5,794 |
| Louisiana | $4,256 | $6,486 | $6,969 |
| Maine | $1,633 | $2,260 | $3,303 |
| Maryland | $2,657 | $3,806 | $4,200 |
| Massachusetts | $2,122 | $3,664 | $2,057 |
| Michigan | $5,008 | $7,692 | $12,174 |
| Minnesota | $2,068 | $2,731 | $3,913 |
| Mississippi | $2,513 | $3,579 | $3,554 |
| Missouri | $2,386 | $3,371 | $4,407 |
| Montana | $2,419 | $3,352 | $3,941 |
| Nebraska | $2,036 | $2,974 | $3,244 |
| Nevada | $3,317 | $4,983 | $5,290 |
| New Hampshire | $2,373 | $3,702 | $4,627 |
| New Jersey | $2,608 | $4,067 | $5,226 |
| New Mexico | $2,671 | $3,852 | $4,052 |
| New York | $2,440 | $3,030 | $5,149 |
| North Carolina | $1,512 | $2,579 | $1,803 |
| North Dakota | $2,055 | $3,102 | $3,698 |
| Ohio | $1,796 | $2,797 | $2,944 |
| Oklahoma | $2,885 | $4,230 | $4,767 |
| Oregon | $2,698 | $3,570 | $4,246 |
| Pennsylvania | $2,258 | $3,335 | $3,831 |
| Rhode Island | $3,800 | $5,548 | $6,222 |
| South Carolina | $2,586 | $3,533 | $4,904 |
| South Dakota | $2,311 | $3,338 | $3,827 |
| Tennessee | $2,732 | $3,976 | $5,290 |
| Texas | $2,700 | $3,903 | $4,908 |
| Utah | $2,279 | $3,215 | $4,474 |
| Vermont | $1,821 | $2,737 | $2,843 |
| Virginia | $1,686 | $2,535 | $2,552 |
| Washington | $2,181 | $2,955 | $3,617 |
| West Virginia | $2,265 | $3,196 | $3,973 |
| Wisconsin | $2,172 | $3,418 | $3,953 |
| Wyoming | $2,109 | $2,887 | $3,079 |
Compare Honda Insight To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
