Honda Odyssey Car Insurance Cost 2025
The average annual cost to insure a Honda Odyssey is $1,168. However, the actual amount you’ll pay can vary based on several factors, including your age, location, the model year of your Odyssey, and the coverage options you choose. Check out our quote tables below for a personalized cost estimate.
We’ve saved shoppers an average of $600 per year on their car insurance.
When considering buying a Honda Odyssey, it’s important to factor in the cost of insurance. On average, insurance for a Honda Odyssey costs $1,168 per year. Insurance plays a big role in owning a car, and it’s essential to understand the implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive costs in the future. You wouldn’t want to be caught with insufficient coverage in case of an accident, which could lead to hefty out-of-pocket expenses. Additionally, being at fault in an accident could result in premium hikes.
With over ten years of experience analyzing car insurance rates, I’ve observed how much these costs can vary. Factors such as age, driving history, and location can significantly impact insurance premiums.
How Much Does Honda Odyssey Car Insurance Cost?
Honda Odyssey drivers typically pay an average of $1,168 annually for car insurance. However, individual rates may vary depending on factors such as driving history, location, and coverage preferences.
The cost of insuring a Honda Odyssey can vary widely due to multiple factors, including location, driving history, vehicle model year, and the coverage type you choose. Maintaining a clean driving record can significantly lower your premiums, while accidents or traffic violations may increase them.
Urban areas with heavy traffic often lead to higher insurance rates compared to rural locations with less congestion. Additionally, the type of coverage plays a role—comprehensive insurance, which includes both collision and non-collision damages, generally costs more than basic liability coverage.
Notably, the Honda Odyssey’s insurance cost is lower than the average for all Honda models and even lower compared to all car types. To find the best rates, Insuranceopedia offers tools to compare quotes from multiple providers, helping you secure the most cost-effective policy tailored to your needs.
| Vehicle | Average Monthly Premium |
| Honda Odyssey | $130 |
| All Honda | $165 |
| All Cars | $175 |
Average Insurance Cost Of Honda Odyssey By Model Year
| Model Year | Average Premium |
| 2024 Honda Odyssey | $1,479 |
| 2023 Honda Odyssey | $832 |
| 2022 Honda Odyssey | $835 |
| 2021 Honda Odyssey | $878 |
| 2020 Honda Odyssey | $681 |
| 2019 Honda Odyssey | $720 |
| 2018 Honda Odyssey | $773 |
| 2017 Honda Odyssey | $727 |
| 2016 Honda Odyssey | $582 |
| 2015 Honda Odyssey | $538 |
| 2014 Honda Odyssey | $537 |
| 2013 Honda Odyssey | $444 |
| 2012 Honda Odyssey | $446 |
| 2011 Honda Odyssey | $483 |
| 2010 Honda Odyssey | $520 |
2024 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2024 Honda Odyssey Car is $1,479. However, New York Central Mutual Fire offers the cheapest rates, averaging $1,168 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $1,279 |
| USAA | $1,300 |
| California Capital | $1,647 |
| Grange | $1,777 |
| Erie | $1,567 |
| Unitrin | $1,706 |
| Hanover | $1,387 |
| Travelers | $1,390 |
| Mercury Insurance Company | $1,564 |
| New York Central Mutual Fire | $1,168 |
2023 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2023 Honda Odyssey Car is $832. However, Mercury Insurance offers the cheapest rates, averaging $488 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $488 |
| Buckeye Insurance Group | $799 |
| Texas Farm Bureau Group | $930 |
| Pekin Insurance | $688 |
| United Farm Bureau of IN Group | $1,018 |
| Capital Insurance Group | $1,064 |
| Virginia Farm Bureau | $929 |
| Acuity | $620 |
| Western National | $1,048 |
| Safeco | $733 |
2022 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2022 Honda Odyssey Car is $835. However, Mercury Insurance offers the cheapest rates, averaging $470 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $470 |
| United Farm Bureau of IN Group | $1,016 |
| Pekin Insurance | $703 |
| Capital Insurance Group | $1,085 |
| Texas Farm Bureau Group | $1,005 |
| Safeco | $720 |
| Western National | $975 |
| Acuity | $596 |
| Virginia Farm Bureau | $985 |
| Buckeye Insurance Group | $798 |
2021 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2021 Honda Odyssey Car is $878. However, American National P offers the cheapest rates, averaging $427 per year.
| Insurance Provider | Average Annual Cost |
| New Jersey Manufacturers | $1,016 |
| SECURA Insurance | $1,110 |
| Hastings Mutual Insurance Co | $1,065 |
| United Farm Bureau of IN Group | $738 |
| Buckeye Insurance Group | $683 |
| Pekin Insurance | $877 |
| Country | $921 |
| Western Reserve | $916 |
| Texas Farm Bureau Group | $1,028 |
| American National P | $427 |
2020 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2020 Honda Odyssey Car is $681. However, Buckeye Insurance Group offers the cheapest rates, averaging $534 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $534 |
| Pekin Insurance | $782 |
| Western Reserve | $644 |
| Celina Insurance Group | $728 |
| Victoria | $591 |
| Atlantic States Insurance | $519 |
| Mercury Insurance | $815 |
| Westfield | $705 |
| Indiana Farmers Mutual Ins | $762 |
| Hastings Mutual Insurance Co | $728 |
2019 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2019 Honda Odyssey Car is $720. However, Safeco offers the cheapest rates, averaging $410 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $975 |
| Buckeye Insurance Group | $629 |
| Rockford Mutual Insurance | $876 |
| PEMCO | $992 |
| American National P | $821 |
| NatGen Custom 360 | $933 |
| National General Value | $186 |
| Safeco | $410 |
| Rural Mutual Insurance | $807 |
| Kemper Auto | Infinity | $568 |
2018 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2018 Honda Odyssey Car is $773. However, Safeco offers the cheapest rates, averaging $335 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $790 |
| Safeco | $335 |
| Infinity Special | $938 |
| Frankenmuth Mutual | $912 |
| PEMCO | $1,033 |
| Ohio Mutual Ins Group | $921 |
| AssuranceAmerica Economy | $731 |
| Buckeye Insurance Group | $753 |
| Mercury Insurance | $378 |
| Virginia Farm Bureau | $937 |
Find Affordable Honda Odyssey Insurance Rates
2017 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2017 Honda Odyssey Car is $727. However, Mercury Insurance offers the cheapest rates, averaging $352 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $964 |
| Safeco | $606 |
| Acuity | $547 |
| New Jersey Manufacturers | $847 |
| Utica National Ins Group | $868 |
| SECURA Insurance | $865 |
| Atlantic States Insurance | $765 |
| PEMCO | $701 |
| Mercury Insurance | $352 |
| Rural Mutual Insurance | $757 |
2016 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2016 Honda Odyssey Car is $582. However, Mercury Insurance offers the cheapest rates, averaging $244 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $682 |
| National General RAD | $658 |
| Buckeye Insurance Group | $480 |
| Mercury Insurance | $244 |
| Safeco | $354 |
| PEMCO | $810 |
| MMG Insurance Company | $709 |
| American National P | $529 |
| Concord Group | $813 |
| NatGen Value | $545 |
2015 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2015 Honda Odyssey Car is $538. However, Safeco offers the cheapest rates, averaging $126 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance Company | $500 |
| North Carolina Farm Bureau | $695 |
| Clearcover | $519 |
| American National P | $338 |
| SECURA Insurance | $806 |
| Mercury Insurance | $522 |
| Tennessee Farmers | $706 |
| Infinity Special | $456 |
| Kemper Personal Insurance | $716 |
| Safeco | $126 |
2014 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2014 Honda Odyssey Car is $537. However, Safeco offers the cheapest rates, averaging $291 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $495 |
| American National P&C | $443 |
| Utica National Ins Group | $640 |
| Infinity Special | $520 |
| Texas Farm Bureau Group | $729 |
| North Carolina Farm Bureau | $774 |
| Safeco | $291 |
| Acuity | $645 |
| Mercury Insurance | $374 |
| Buckeye Insurance Group | $457 |
2013 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2013 Honda Odyssey Car is $444. However, Safeco offers the cheapest rates, averaging $61 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $61 |
| Buckeye Insurance Group | $517 |
| Patriot Group | $617 |
| Kemper Auto | Infinity | $476 |
| National General Value | $369 |
| American National P | $617 |
| Dairyland | $166 |
| Clearcover | $407 |
| Atlantic States Insurance | $589 |
| Western Reserve | $621 |
2012 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2012 Honda Odyssey Car is $446. However, Safeco offers the cheapest rates, averaging $204 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $394 |
| American National P | $309 |
| Concord Group | $677 |
| Mercury Insurance | $136 |
| Safeco | $204 |
| Infinity Special | $402 |
| NatGen Custom 360 | $414 |
| Utica National Ins Group | $640 |
| IMT Insurance Company | $625 |
| North Carolina Farm Bureau | $661 |
2011 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2011 Honda Odyssey Car is $483. However, Safeco offers the cheapest rates, averaging $63 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $630 |
| SECURA Insurance | $728 |
| Safeco | $63 |
| Western Reserve | $637 |
| Dairyland Broadform | $523 |
| Indiana Farmers Mutual Ins | $688 |
| American National P | $412 |
| Mercury Insurance | $202 |
| AssuranceAmerica Mobile Max | $438 |
| Buckeye Insurance Group | $507 |
2010 Honda Odyssey Insurance Rates
The average annual insurance cost for a 2010 Honda Odyssey Car is $483. However, Mercury Insurance offers the cheapest rates, averaging $170 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $393 |
| IMT Insurance Company | $635 |
| SECURA Insurance | $543 |
| North Carolina Farm Bureau | $707 |
| AssuranceAmerica Mobile Max | $271 |
| United Farm Bureau of IN Group | $622 |
| Partners Mutual Insurance Co | $663 |
| Tennessee Farmers | $552 |
| Mercury Insurance | $170 |
| NatGen Value | $647 |
Find Affordable Honda Odyssey Insurance Rates
Is A Honda Odyssey Expensive To Insure?
Insuring a Honda Odyssey typically costs less than the average for all cars. However, your actual insurance rate will vary based on factors like your age, the age of your vehicle, your location, and other personal details. These elements all play a significant role in determining the exact premium you’ll pay.
Cost of Honda Odyssey Car Insurance By Age
Age is a key factor in determining car insurance rates for any vehicle, including the Honda Odyssey. Teen drivers often face the highest premiums due to their higher likelihood of being involved in accidents. As you grow older and gain more driving experience, insurance companies generally view you as a lower-risk driver, which can result in reduced premiums.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,558 | $8,118 | $9,515 |
| 18 | $5,159 | $7,590 | $8,848 |
| 19 | $4,563 | $6,705 | $7,827 |
| 20 | $3,986 | $5,842 | $6,829 |
| 21 | $3,356 | $4,909 | $5,722 |
| 22 | $3,249 | $4,764 | $5,588 |
| 23 | $2,850 | $4,167 | $4,902 |
| 24 | $2,717 | $3,962 | $4,651 |
| 25 | $2,345 | $3,440 | $3,987 |
| 30 | $1,808 | $2,671 | $3,099 |
| 35 | $1,688 | $2,517 | $2,931 |
| 40 | $1,624 | $2,399 | $2,823 |
| 45 | $1,582 | $2,352 | $2,713 |
| 55 | $1,449 | $2,130 | $2,491 |
| 65 | $1,503 | $2,244 | $2,602 |
| 75 | $1,914 | $2,818 | $3,289 |
Honda Odyssey Car Insurance Rates By State
Your location is a crucial factor in determining car insurance rates for a Honda Odyssey. Auto insurance regulations vary by state, which can lead to significant differences in premiums. For instance, Michigan drivers tend to pay more because the state requires higher coverage levels.
Additionally, local climates and weather patterns, such as hurricanes, storms, or flooding, can impact rates. Areas with extreme weather may see higher premiums due to increased risks of damage.
Crime and accident statistics also play a role—regions with higher rates of car thefts, accidents, or fatalities typically have higher insurance costs. Insurance companies evaluate these factors to calculate your personalized Honda Odyssey insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,735 | $2,508 | $3,214 |
| Alaska | $1,446 | $1,973 | $1,948 |
| Arizona | $1,612 | $2,341 | $3,452 |
| Arkansas | $1,783 | $2,804 | $3,056 |
| California | $1,990 | $3,509 | $1,992 |
| Colorado | $1,847 | $2,567 | $3,294 |
| Connecticut | $2,374 | $3,652 | $4,662 |
| Delaware | $1,943 | $2,619 | $3,328 |
| Florida | $2,339 | $3,213 | $4,184 |
| Georgia | $774 | $1,045 | $766 |
| Hawaii | $1,331 | $1,752 | $2,100 |
| Idaho | $1,375 | $2,063 | $2,366 |
| Illinois | $1,407 | $2,156 | $2,435 |
| Indiana | $1,132 | $1,535 | $1,812 |
| Iowa | $1,501 | $2,182 | $2,521 |
| Kansas | $2,171 | $3,156 | $3,718 |
| Kentucky | $2,750 | $4,193 | $4,534 |
| Louisiana | $1,045 | $1,428 | $2,152 |
| Maine | $1,707 | $2,478 | $2,728 |
| Maryland | $1,357 | $2,347 | $1,373 |
| Massachusetts | $3,288 | $5,004 | $7,871 |
| Michigan | $1,329 | $1,791 | $2,512 |
| Minnesota | $1,632 | $2,306 | $2,346 |
| Mississippi | $1,535 | $2,173 | $2,877 |
| Missouri | $1,547 | $2,188 | $2,539 |
| Montana | $1,317 | $1,952 | $2,124 |
| Nebraska | $2,176 | $3,231 | $3,400 |
| Nevada | $1,517 | $2,409 | $3,019 |
| New Hampshire | $1,654 | $2,596 | $3,427 |
| New Jersey | $1,707 | $2,517 | $2,642 |
| New Mexico | $1,576 | $1,967 | $3,324 |
| New York | $986 | $1,662 | $1,198 |
| North Carolina | $1,330 | $2,026 | $2,420 |
| North Dakota | $1,181 | $1,837 | $1,878 |
| Ohio | $1,896 | $2,709 | $3,058 |
| Oklahoma | $1,749 | $2,326 | $2,762 |
| Oregon | $1,480 | $2,134 | $2,521 |
| Pennsylvania | $2,429 | $3,586 | $4,042 |
| Rhode Island | $1,659 | $2,303 | $3,164 |
| South Carolina | $1,497 | $2,143 | $2,480 |
| South Dakota | $1,750 | $2,552 | $3,404 |
| Tennessee | $1,752 | $2,560 | $3,146 |
| Texas | $1,501 | $2,088 | $2,881 |
| Utah | $1,145 | $1,763 | $1,868 |
| Vermont | $1,101 | $1,652 | $1,648 |
| Virginia | $1,417 | $1,933 | $2,345 |
| Washington | $1,436 | $2,079 | $2,583 |
| West Virginia | $1,422 | $2,268 | $2,555 |
| Wisconsin | $1,363 | $1,870 | $2,006 |
| Wyoming | $1,880 | $2,835 | $2,860 |
Find Affordable Honda Odyssey Insurance Rates
Cheapest Car Insurance Companies For A Honda Odyssey
If you’re in the market for a car insurance policy for your Honda Odyssey, finding the most affordable provider is key. MetroMile offers an average premium of $22 per month, making them one of the cheapest options available for Odyssey drivers. However, it’s important to note that insurance rates can vary significantly depending on your unique driver profile, including factors like your location, driving history, and coverage needs.
To secure the best deal tailored to your circumstances, it’s a good idea to shop around and compare quotes from multiple insurance companies. This ensures you’re getting the most competitive rate for your Honda Odyssey insurance.
| Company | Average Monthly Rate |
| Aspire | $35 |
| MetroMile | $22 |
| Hugo | $39 |
| Clearcover | $31 |
| Shelter Mutual | $36 |
Common Honda Odyssey Insurance Discounts
Discounts can significantly reduce your car insurance expenses. While each provider offers unique discounts, there are some common ones you should explore:
- Multi-policy: Bundling your home and auto insurance with the same company can often result in savings.
- Pay annually: Opting to pay your premium in a single payment instead of monthly installments can earn you a lower rate.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for a discount.
Be sure to check with your insurance agent about other potential discounts you might qualify for, as they can help tailor your policy to maximize savings.
Ways To Save On Honda Odyssey Insurance Costs
Keeping a clean driving record is key to reducing your Honda Odyssey insurance premiums. A speeding ticket or accident can lead to higher rates. For instance, Honda Odyssey drivers with a single ticket may pay around $86 per month, while those with multiple accidents can face premiums averaging $120 per month.
Driving fewer miles annually can also lower your insurance costs, as less time on the road reduces accident risks. For example, drivers covering 2,501-5,000 miles per year pay about $78 per month, while those driving over 10,000 miles pay slightly less at $74 per month. Maintaining safe driving habits and limiting mileage are effective ways to save on insurance.
Compare Honda Odyssey To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To determine the average car insurance costs, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for these calculations represented a 40-year-old male driver purchasing full-coverage insurance with the following limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. Keep in mind that the figures presented in this guide are averages and may not reflect your specific insurance costs, which depend on your individual driving profile and circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Honda Odyssey?
Yes, it’s essential to have proof of insurance before you can drive your Honda Odyssey off the dealership lot. The best approach is to purchase your car insurance in advance and inform your insurance company that you will be buying a car soon. This way, they can activate the coverage as soon as you take ownership. It’s generally more cost-effective and flexible than getting insurance through the dealership.
How Can You Get The Cheapest Insurance For Your Honda Odyssey?
Exactly! The most effective way to secure the lowest rates for your Honda Odyssey is by comparing quotes from various auto insurance companies. Shopping around ensures you find the best deal tailored to your specific needs. Insuranceopedia can make this process easier by letting you compare quotes from multiple providers all in one place, saving you time and helping you find the most affordable options.
