Honda Passport Car Insurance Cost 2025
The average cost to insure a Honda Passport is $990 per year. However, your actual rate may differ depending on several factors, including your age, the model year of your vehicle, your driving history, and other personal details. To get a more accurate estimate tailored to your profile, it’s best to compare quotes using a tool like the one provided in our quote tables.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Honda Passport, you’ll need to consider the cost of insurance. On average, insurance for a Honda Passport costs $990 per year. Insurance is a significant aspect of owning a car, so it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially expensive situations in the future. You wouldn’t want to be caught without adequate coverage in the event of an accident, facing significant out-of-pocket expenses. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.
With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can greatly impact your insurance premiums.
How Much Does A Honda Passport Car Insurance Cost?
Yes, typically, Honda Passport drivers can expect to pay an average of $990 per year for car insurance. However, the exact rate may vary based on factors like age, driving history, location, and the specific coverage options chosen. It’s always a good idea to shop around for quotes to ensure you’re getting the best deal for your situation.
You’re absolutely right! Several factors influence car insurance rates, including location, driving history, and the coverage type you choose. By maintaining a clean driving record and carefully selecting your coverage, you can significantly reduce your premiums. It’s also important to note that urban areas with higher traffic congestion often result in higher insurance rates compared to rural locations.
As you mentioned, the Honda Passport tends to have lower insurance costs than many other Honda models and some other car models overall. Comparing quotes from various insurance providers can help you find the best rates based on your personal circumstances.
If you need further assistance with comparing rates or understanding coverage options, Insuranceopedia can be a valuable resource for helping you make informed decisions.
| Vehicle | Average Monthly Premium |
| Honda Passport | $146 |
| All Honda | $167 |
| All Cars | $175 |
Average Insurance Cost Of Honda Passport By Model Year
| Model Year | Average Premium |
| 2024 Honda Passport | $1,608 |
| 2023 Honda Passport | $1,551 |
| 2022 Honda Passport | $905 |
| 2021 Honda Passport | $843 |
| 2020 Honda Passport | $708 |
| 2019 Honda Passport | $968 |
2024 Honda Passport Insurance Rates
The average annual insurance cost for a 2024 Honda Passport Car is $1,710. However, USAA offers the cheapest rates, averaging $990 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $990 |
| Encompass | $1,030 |
| Hanover | $1,198 |
| Erie | $1,502 |
| Travelers | $1,565 |
| New York Central Mutual Fire | $1,675 |
| Nationwide | $1,734 |
| Allstate | $1,738 |
| State Farm | $1,732 |
| Preferred Mutual | $2,295 |
2023 Honda Passport Insurance Rates
The average annual insurance cost for a 2023 Honda Passport Car is $1,710. However, SECURA Insurance offers the cheapest rates, averaging $965 per year.
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,266 |
| AssuranceAmerica Elite | $2,295 |
| USAA | $1,765 |
| AssuranceAmerica Economy | $1,540 |
| Chubb | $1,781 |
| Hastings Mutual Insurance Co | $1,772 |
| SECURA Insurance | $965 |
| Erie | $1,618 |
| Safeco | $979 |
| National General | $1,529 |
2022 Honda Passport Insurance Rates
The average annual insurance cost for a 2022 Honda Passport Car is $905. However, Safeco offers the cheapest rates, averaging $694 per year.
| Insurance Provider | Average Annual Cost |
| PEMCO | $956 |
| Capital Insurance Group | $983 |
| Hastings Mutual Insurance Co | $1,049 |
| Clearcover | $725 |
| Kemper Auto | Infinity | $730 |
| Buckeye Insurance Group | $1,023 |
| Pekin Insurance | $876 |
| Oregon Mutual | $967 |
| Nodak Mutual | $1,047 |
| Safeco | $694 |
Find Affordable Honda Passport Insurance Rates
2021 Honda Passport Insurance Rates
The average annual insurance cost for a 2021 Honda Passport Car is $843. However, Mercury Insurance offers the cheapest rates, averaging $276 per year.
| Insurance Provider | Average Annual Cost |
| Tennessee Farmers | $1,080 |
| Rural Mutual Insurance | $1,016 |
| Virginia Farm Bureau | $919 |
| Mercury Insurance | $276 |
| Hastings Mutual Insurance Co | $699 |
| Western Reserve | $1,069 |
| Safeco | $1,020 |
| United Farm Bureau of IN Group | $798 |
| Buckeye Insurance Group | $763 |
| Pekin Insurance | $792 |
2020 Honda Passport Insurance Rates
The average annual insurance cost for a 2020 Honda Passport Car is $708. However, Safeco offers the cheapest rates, averaging $131 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $165 |
| American National P | $418 |
| Mercury Insurance | $1,018 |
| Buckeye Insurance Group | $876 |
| Commerce Group Inc | $1,046 |
| Atlantic States Insurance | $912 |
| Hastings Mutual Insurance Co | $980 |
| MMG Insurance Company | $676 |
| Concord Group | $853 |
| Safeco | $131 |
2019 Honda Passport Insurance Rates
The average annual insurance cost for a 2019 Honda Passport Car is $968. However, Safeco offers the cheapest rates, averaging $212 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $693 |
| Mercury Insurance | $1,384 |
| Clearcover | $1,123 |
| MO Farm Bureau Services | $1,348 |
| Pekin Insurance | $1,038 |
| SECURA Insurance | $950 |
| Kemper Auto | Infinity | $1,312 |
| American National P | $444 |
| New Jersey Manufacturers | $1,180 |
| Safeco | $212 |
Find Affordable Honda Passport Insurance Rates
Is A Honda Passport Expensive To Insure?
Exactly! The cost to insure a Honda Passport may be lower than the overall average for all cars, but as you mentioned, your personal circumstances—such as age, driving history, car model year, and location—can all significantly affect your premium. Other factors like coverage levels and any available discounts will also come into play. To find the best rate, it’s always a good idea to shop around and compare quotes from different insurance companies. This way, you can make sure you’re getting the best deal tailored to your needs.
Cost of Honda Passport Car Insurance By Age
Absolutely! Age is one of the most significant factors in determining insurance premiums. Teenagers and young adults tend to pay higher rates due to their lack of experience behind the wheel and the higher likelihood of being involved in accidents. As drivers get older, typically their premiums decrease, especially if they maintain a clean driving record.
Insurance companies view older drivers as less of a risk, which is why they often reward them with lower rates. Of course, other factors like your driving history and the type of coverage you choose also play a role in determining your premium.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,079 | $11,851 | $13,862 |
| 18 | $7,565 | $11,074 | $12,968 |
| 19 | $6,683 | $9,812 | $11,447 |
| 20 | $5,808 | $8,549 | $9,976 |
| 21 | $4,866 | $7,159 | $8,368 |
| 22 | $4,704 | $6,985 | $8,179 |
| 23 | $4,202 | $6,093 | $7,117 |
| 24 | $3,951 | $5,794 | $6,734 |
| 25 | $3,387 | $4,979 | $5,835 |
| 30 | $2,632 | $3,850 | $4,586 |
| 35 | $2,506 | $3,676 | $4,288 |
| 40 | $2,376 | $3,559 | $4,105 |
| 45 | $2,358 | $3,458 | $4,036 |
| 55 | $2,120 | $3,179 | $3,651 |
| 65 | $2,237 | $3,264 | $3,853 |
| 75 | $2,835 | $4,120 | $4,836 |
Honda Passport Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rates. Different states have their own regulations, with some mandating higher coverage levels, which can lead to higher premiums. Additionally, climate and weather conditions can also impact rates—areas prone to hurricanes, storms, or flooding are considered higher-risk, and as a result, insurance costs tend to be higher. Furthermore, local statistics on crime and car accidents also influence rates. Regions with higher crime rates or more accidents often see higher insurance costs due to the increased risk for insurers.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,934 | $2,784 | $3,547 |
| Alaska | $1,605 | $2,203 | $2,162 |
| Arizona | $1,781 | $2,589 | $3,853 |
| Arkansas | $1,988 | $3,101 | $3,429 |
| California | $2,199 | $3,886 | $2,185 |
| Colorado | $2,038 | $2,888 | $3,639 |
| Connecticut | $2,620 | $4,055 | $5,160 |
| Delaware | $2,151 | $2,889 | $3,713 |
| Florida | $2,561 | $3,584 | $4,662 |
| Georgia | $830 | $1,143 | $826 |
| Hawaii | $1,449 | $1,916 | $2,354 |
| Idaho | $1,531 | $2,323 | $2,628 |
| Illinois | $1,592 | $2,386 | $2,676 |
| Indiana | $1,250 | $1,719 | $2,010 |
| Iowa | $1,656 | $2,427 | $2,815 |
| Kansas | $2,404 | $3,493 | $4,159 |
| Kentucky | $3,082 | $4,650 | $5,041 |
| Louisiana | $1,181 | $1,602 | $2,390 |
| Maine | $1,895 | $2,756 | $3,035 |
| Maryland | $1,496 | $2,644 | $1,501 |
| Massachusetts | $3,629 | $5,529 | $8,731 |
| Michigan | $1,495 | $2,005 | $2,795 |
| Minnesota | $1,794 | $2,577 | $2,597 |
| Mississippi | $1,712 | $2,451 | $3,189 |
| Missouri | $1,742 | $2,415 | $2,828 |
| Montana | $1,466 | $2,158 | $2,353 |
| Nebraska | $2,433 | $3,574 | $3,774 |
| Nevada | $1,679 | $2,670 | $3,370 |
| New Hampshire | $1,830 | $2,899 | $3,812 |
| New Jersey | $1,883 | $2,814 | $2,914 |
| New Mexico | $1,749 | $2,200 | $3,699 |
| New York | $1,073 | $1,877 | $1,330 |
| North Carolina | $1,481 | $2,249 | $2,663 |
| North Dakota | $1,338 | $2,050 | $2,115 |
| Ohio | $2,125 | $3,023 | $3,404 |
| Oklahoma | $1,917 | $2,583 | $3,081 |
| Oregon | $1,640 | $2,385 | $2,782 |
| Pennsylvania | $2,692 | $3,981 | $4,454 |
| Rhode Island | $1,830 | $2,544 | $3,534 |
| South Carolina | $1,664 | $2,356 | $2,753 |
| South Dakota | $1,958 | $2,847 | $3,803 |
| Tennessee | $1,963 | $2,819 | $3,496 |
| Texas | $1,652 | $2,316 | $3,222 |
| Utah | $1,293 | $1,967 | $2,076 |
| Vermont | $1,212 | $1,864 | $1,809 |
| Virginia | $1,578 | $2,154 | $2,588 |
| Washington | $1,599 | $2,287 | $2,862 |
| West Virginia | $1,583 | $2,488 | $2,840 |
| Wisconsin | $1,504 | $2,107 | $2,238 |
| Wyoming | $2,096 | $3,154 | $3,177 |
Find Affordable Honda Passport Insurance Rates
Cheapest Car Insurance Companies For A Honda Passport
If you’re looking for the most affordable car insurance for your Honda Passport, Hugo offers the lowest premium at an average of $38 per month. However, keep in mind that insurance rates can vary based on your specific profile, including factors like age, driving history, and location. To ensure you get the best deal, it’s recommended to shop around and compare quotes from different providers tailored to your individual situation.
| Company | Average Monthly Rate |
| NationalGeneral | $40 |
| MetLife | $41 |
| Hugo | $38 |
| Esurance | $54 |
| SafeAuto | $65 |
Common Honda Passport Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. Here are some common discounts that you may be eligible for:
- Multi-policy: Bundling your home and auto insurance policies with the same provider can often result in a discounted rate.
- Pay annually: If you’re able to pay your entire premium upfront instead of monthly, many providers will offer a discount.
- Defensive driving: Completing a certified defensive driving course can help lower your premiums.
There may be other discounts available to you, so it’s a good idea to check with your insurance agent. They can guide you on which discounts you qualify for based on your specific situation.
Ways To Save On Honda Passport Insurance Costs
Maintaining a clean driving record is crucial for keeping your Honda Passport insurance premiums low. Traffic violations, such as speeding tickets, and accidents can significantly increase your rates. For example, drivers with a ticket on their record typically pay around $86 per month, while those with multiple accidents could face an average cost of $107 per month. Additionally, your annual mileage also plays a role in determining your insurance costs. Drivers who travel between 5,001 and 7,500 miles per year tend to pay about $63 per month, while those who exceed 10,000 miles annually can expect to pay around $72 per month. Reducing your mileage and staying accident-free can help you save on your premiums.
Compare Honda Passport To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The typical profile used for this calculation was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. It's important to note that your personal results may differ, as factors such as age, driving history, location, and vehicle type will affect the exact premium you are quoted.
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FAQs
Do You Need Insurance Before You Can Purchase A Honda Passport?
Yes, you will need to provide proof of insurance before driving your Honda Passport off the dealership lot. The most efficient way to do this is to purchase a policy in advance and inform your insurance company that you’re about to buy the vehicle. This way, you can ensure you’re properly insured and avoid getting coverage through the dealership, which might not offer the best rates or terms.
How Can You Get The Cheapest Insurance For Your Honda Passport?
The best way to find the cheapest rates for your Honda Passport is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
