Honda Ridgeline Car Insurance Cost
Getting insurance for a Honda Ridgeline typically amounts to about $412 annually through Safeco. However, the actual cost can vary based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Honda Ridgeline, you’ll need to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially costly situations in the future. You wouldn’t want to be caught without adequate coverage in the event of an accident, facing significant out-of-pocket expenses. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.
With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as your age, driving record, and even your location can greatly impact your insurance premiums.
How Much Does Honda Ridgeline Car Insurance Cost?
Typically, Safeco provides the most competitive rate, averaging $412 annually for full coverage insurance on a 2023 Honda Ridgeline.
While Safeco’s rate serves as a useful reference point, it’s crucial to understand that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies, ensuring you secure the best deal.
2023 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| National General | $1,514 |
| Nationwide | $1,212 |
| New York Central Mutual Fire | $1,563 |
| Direct Auto | $416 |
| AssuranceAmerica Economy | $1,227 |
| Safeco | $412 |
| 21st Century | $1,597 |
| AssuranceAmerica Elite | $1,570 |
| Travelers | $1,579 |
| USAA | $1,738 |
2022 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $657 |
| Mercury Insurance | $520 |
| Dairyland | $456 |
| Frankenmuth Mutual | $1,040 |
| Safeco | $288 |
| Rockford Mutual Insurance | $927 |
| Rural Mutual Insurance | $758 |
| Buckeye Insurance Group | $920 |
| Hastings Mutual Insurance Co | $670 |
| Pekin Insurance | $771 |
2021 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Quincy Mutual | $992 |
| AssuranceAmerica Economy | $1,101 |
| Norfolk and Dedham Group | $846 |
| Safety Group | $859 |
| National Grange Mutual | $829 |
| Hastings Mutual Insurance Co | $904 |
| Safeco | $123 |
| New Jersey Manufacturers | $1,097 |
| Wolverine Mutual | $846 |
| SECURA Insurance | $1,032 |
2020 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $873 |
| North Carolina Farm Bureau | $777 |
| Hastings Mutual Insurance Co | $975 |
| Safeco | $628 |
| Victoria | $445 |
| New York Central Mutual Fire | $625 |
| Rockford Mutual Insurance | $881 |
| West Bend Mutual | $1,001 |
| Dairyland Broadform | $511 |
| Texas Farm Bureau Group | $882 |
2019 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $755 |
| Buckeye Insurance Group | $791 |
| AssuranceAmerica Mobile Max | $736 |
| American National P | $552 |
| Kemper Auto | Infinity | $495 |
| Pekin Insurance | $641 |
| Virginia Farm Bureau | $697 |
| Indiana Farmers Mutual Ins | $742 |
| Mercury Insurance | $482 |
| North Carolina Farm Bureau | $802 |
2018 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hastings Mutual Insurance Co | $697 |
| Cameron Mutual Group | $997 |
| Safeco | $947 |
| North Carolina Farm Bureau | $779 |
| Farm Bureau Mutual (IA Group) | $949 |
| Pekin Insurance | $949 |
| Clearcover | $1,026 |
| GMAC Insurance Group | $972 |
| IMT Insurance Company | $873 |
| Allied | $1,089 |
2017 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $632 |
| Capital Insurance Group | $693 |
| NatGen PPA | $654 |
| AssuranceAmerica | $848 |
| Mutual Of Enumclaw | $782 |
| Safeco | $536 |
| PEMCO | $684 |
| National General Value | $597 |
| Oregon Mutual | $914 |
| Mercury Insurance | $771 |
2015 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Metropolitan | $644 |
| Nationwide | $1,063 |
| Hanover | $1,233 |
| Travelers | $1,229 |
| Farmers | $1,198 |
2014 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safety Group | $740 |
| AssuranceAmerica Mobile Max | $745 |
| Western Reserve | $909 |
| SECURA Insurance | $558 |
| GMAC Insurance Group | $753 |
| Buckeye Insurance Group | $593 |
| American National P | $720 |
| AssuranceAmerica | $692 |
| Wolverine Mutual | $551 |
| North Carolina Farm Bureau | $617 |
2013 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $619 |
| Pekin Insurance | $511 |
| Mississippi Farm Bureau | $712 |
| West Bend Mutual | $572 |
| SECURA Insurance | $580 |
| Buckeye Insurance Group | $676 |
| Wolverine Mutual | $546 |
| Safeco | $437 |
| Rockford Mutual Insurance | $651 |
| Colorado Farm Bureau Mutual | $541 |
2012 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Erie | $594 |
| NatGen Value | $279 |
| National General Value | $522 |
| Penn National | $492 |
| Dairyland Scored | $505 |
| NatGen Advantage | $653 |
| Liberty Mutual | $540 |
| Auto-Owners Insurance Co | $540 |
| SafeAuto | $573 |
| Hastings Mutual Insurance Co | $569 |
2011 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Colorado Farm Bureau Mutual | $769 |
| Kentucky Farm Bureau | $761 |
| Southern Farm Bureau | $847 |
| Dairyland Auto | $415 |
| American National P | $382 |
| SECURA Insurance | $542 |
| Texas Farm Bureau Group | $698 |
| Wolverine Mutual | $603 |
| PEMCO | $702 |
| Safeco | $681 |
2010 Honda Ridgeline Insurance Rates
| Insurance Provider | Average Annual Cost |
| Westfield | $788 |
| Western Reserve | $552 |
| Frankenmuth Mutual | $642 |
| Country | $558 |
| Celina Insurance Group | $681 |
| NatGen PPA | $639 |
| Motorists Mutual | $617 |
| Buckeye Insurance Group | $403 |
| Ohio Mutual Ins Group | $684 |
| Safeco | $285 |
Find Affordable Rates Today
Cost of Honda Ridgeline Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,603 | $9,666 | $11,375 |
| 18 | $6,118 | $9,085 | $10,541 |
| 19 | $5,482 | $8,033 | $9,348 |
| 20 | $4,738 | $7,008 | $8,147 |
| 21 | $4,023 | $5,824 | $6,825 |
| 22 | $3,880 | $5,714 | $6,644 |
| 23 | $3,362 | $4,975 | $5,847 |
| 24 | $3,261 | $4,695 | $5,498 |
| 25 | $2,807 | $4,040 | $4,748 |
| 30 | $2,139 | $3,191 | $3,716 |
| 35 | $2,065 | $2,982 | $3,434 |
| 40 | $1,938 | $2,824 | $3,358 |
| 45 | $1,924 | $2,811 | $3,294 |
| 55 | $1,714 | $2,565 | $3,015 |
| 65 | $1,810 | $2,651 | $3,125 |
| 75 | $2,308 | $3,316 | $3,912 |
Honda Ridgeline Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,088 | $3,012 | $3,812 |
| Alaska | $1,739 | $2,367 | $2,343 |
| Arizona | $1,901 | $2,787 | $4,075 |
| Arkansas | $2,107 | $3,294 | $3,654 |
| California | $2,344 | $4,126 | $2,391 |
| Colorado | $2,172 | $3,061 | $3,925 |
| Connecticut | $2,844 | $4,395 | $5,529 |
| Delaware | $2,325 | $3,126 | $3,935 |
| Florida | $2,790 | $3,812 | $5,020 |
| Georgia | $2,306 | $3,412 | $3,370 |
| Hawaii | $859 | $1,245 | $859 |
| Idaho | $1,569 | $2,061 | $2,491 |
| Illinois | $1,618 | $2,458 | $2,789 |
| Indiana | $1,671 | $2,554 | $2,891 |
| Iowa | $1,380 | $1,877 | $2,151 |
| Kansas | $1,781 | $2,582 | $3,021 |
| Kentucky | $2,614 | $3,809 | $4,414 |
| Louisiana | $3,288 | $4,974 | $5,413 |
| Maine | $1,200 | $1,704 | $2,511 |
| Maryland | $2,039 | $2,901 | $3,277 |
| Massachusetts | $1,649 | $2,851 | $1,592 |
| Michigan | $3,907 | $5,959 | $9,392 |
| Minnesota | $1,609 | $2,164 | $3,015 |
| Mississippi | $1,929 | $2,748 | $2,743 |
| Missouri | $1,807 | $2,577 | $3,431 |
| Montana | $1,815 | $2,618 | $2,988 |
| Nebraska | $1,555 | $2,289 | $2,573 |
| Nevada | $2,633 | $3,891 | $4,038 |
| New Hampshire | $1,794 | $2,867 | $3,608 |
| New Jersey | $1,999 | $3,087 | $4,058 |
| New Mexico | $2,071 | $2,992 | $3,105 |
| New York | $1,846 | $2,346 | $3,970 |
| North Carolina | $1,156 | $1,992 | $1,430 |
| North Dakota | $1,547 | $2,454 | $2,879 |
| Ohio | $1,425 | $2,200 | $2,288 |
| Oklahoma | $2,225 | $3,294 | $3,669 |
| Oregon | $2,023 | $2,760 | $3,307 |
| Pennsylvania | $1,751 | $2,555 | $2,993 |
| Rhode Island | $2,904 | $4,268 | $4,845 |
| South Carolina | $2,011 | $2,692 | $3,729 |
| South Dakota | $1,748 | $2,543 | $2,991 |
| Tennessee | $2,034 | $3,052 | $4,067 |
| Texas | $2,096 | $3,019 | $3,802 |
| Utah | $1,788 | $2,469 | $3,420 |
| Vermont | $1,360 | $2,109 | $2,206 |
| Virginia | $1,298 | $1,954 | $1,907 |
| Washington | $1,702 | $2,359 | $2,786 |
| West Virginia | $1,746 | $2,495 | $3,096 |
| Wisconsin | $1,697 | $2,687 | $3,016 |
| Wyoming | $1,642 | $2,195 | $2,407 |
Compare Honda Ridgeline To Other Honda Models
Looking for other Honda model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
