How Much Does Hyundai Car Insurance Cost?
On average, it costs $194 per month to insure a Hyundai, which adds up to about $2,331 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost to insure a Hyundai varies based on several factors. Your age, driving history, and where you live are key in deciding your car insurance rate. Insurance companies use this information to evaluate the risk of insuring your Hyundai.
Insurance Cost Per Hyundai Model
| Hyundai Model | Average Yearly Insurance Cost |
| Hyundai Accent | $2,470 |
| Hyundai Elantra | $2,375 |
| Hyundai Elantra GT | $2,312 |
| Hyundai IONIQ | $2,525 |
| Hyundai Kona | $1,873 |
| Hyundai Palisade | $2,921 |
| Hyundai Santa Fe | $2,331 |
| Hyundai Sonata | $2,476 |
| Hyundai Tucson | $1,899 |
| Hyundai Veloster | $2,517 |
| Hyundai Venue | $1,947 |
Keep in mind that these numbers are only averages, and the actual cost can differ based on where you live, your age, your driving record, and the coverage you select.
Hyundai Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| Farm Bureau | $110 |
| State Farm | $160 |
| Progressive | $210 |
| GEICO | $226 |
| Nationwide | $425 |
| Farmers | $470 |
| Allstate | $490 |
| USAA | $155 |
| Average | $281 |
Hyundai Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,437 |
| Alaska | $2,011 |
| Arizona | $2,275 |
| Arkansas | $2,499 |
| California | $2,779 |
| Colorado | $2,596 |
| Connecticut | $3,316 |
| Delaware | $2,748 |
| Florida | $3,275 |
| Hawaii | $1,073 |
| Idaho | $1,855 |
| Illinois | $1,927 |
| Indiana | $1,994 |
| Iowa | $1,567 |
| Kansas | $2,101 |
| Kentucky | $3,041 |
| Louisiana | $3,901 |
| Maine | $1,469 |
| Maryland | $2,378 |
| Massachusetts | $1,919 |
| Michigan | $4,598 |
| Minnesota | $1,898 |
| Mississippi | $2,283 |
| Missouri | $2,154 |
| Montana | $2,197 |
| Nebraska | $1,861 |
| Nevada | $3,054 |
| New Hampshire | $2,132 |
| New Jersey | $2,341 |
| New Mexico | $2,391 |
| New York | $2,213 |
| North Carolina | $1,368 |
| North Dakota | $1,891 |
| Ohio | $1,670 |
| Oklahoma | $2,678 |
| Oregon | $2,439 |
| Pennsylvania | $2,061 |
| Rhode Island | $3,427 |
| South Carolina | $2,322 |
| South Dakota | $2,078 |
| Tennessee | $2,453 |
| Texas | $2,471 |
| Utah | $2,105 |
| Vermont | $1,625 |
| Virginia | $1,532 |
| Washington | $2,017 |
| West Virginia | $2,033 |
| Wisconsin | $2,026 |
| Wyoming | $1,892 |
| Georgia | $2,660 |
How To Save Money On Hyundai Car Insurance?
Owning a Hyundai includes various costs, with car insurance being one of the biggest. However, you can still find ways to save on your insurance. Here’s how:
1. Keep a Clean Driving Record
Your driving history is important for insurance companies when setting your premium. By avoiding accidents and tickets, you show insurers you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine multiple policies, like home and auto insurance. This makes managing your insurance easier and saves you money on premiums.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before insurance kicks in—can lower your premium. Just make sure you can afford the higher deductible if you have an accident.
4. Install Safety Features
Hyundai vehicles come with many safety features, but adding extras like anti-theft devices can further reduce your insurance costs by lowering the risk of theft and damage.
5. Use Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might qualify for.
6. Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Hyundai often, think about usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Hyundai isn’t your main vehicle.
