Hyundai Elantra Car Insurance Cost 2025
On average, insuring a Hyundai Elantra costs $1,738 per year. However, the actual cost can vary depending on factors like your age, the car’s model year, and other variables. You can use the quote tables below to estimate your specific insurance costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
Considering purchasing a Hyundai Elantra? Don’t forget to account for insurance costs. Insurance is a significant aspect of owning a car, so it’s crucial to grasp its implications before committing to a purchase. On average, insurance for a Hyundai Elantra cost $1,738 per year.
Selecting the appropriate car insurance policy is vital to avoid unexpected and potentially steep expenses down the road. You wouldn’t want to find yourself underinsured in the event of an accident, facing hefty out-of-pocket payments. Moreover, being deemed at fault could lead to escalating premiums over time.
With over a decade of experience analyzing car insurance rates, I’ve noticed significant variations in costs. Factors such as age, driving record, and location can heavily influence the premiums you’ll be charged for insurance.
How Much Does A Hyundai Elantra Car Insurance Cost?
Hyundai Elantra drivers typically pay an average of $1,738 per year for car insurance.
The cost of car insurance can vary widely due to a number of factors, including your location, driving history, car model year, and the coverage options you choose. Keeping a clean driving record typically leads to lower premiums, while a history of accidents or traffic violations can increase costs.
Living in a busy urban area with heavy traffic often results in higher insurance rates compared to rural areas with less congestion. Additionally, the type of coverage you select plays a major role—comprehensive insurance, which includes both collision and comprehensive coverage, is usually more expensive than basic liability coverage.
As shown in the table below, the insurance cost for a Hyundai Elantra is lower than the average cost for all Hyundai models and cheaper than the overall average for all cars.
Insuranceopedia can help you compare quotes from different auto insurance providers, making it easier for you to find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Hyundai Elantra | $150 |
| All Hyundais | $186 |
| All Cars | $175 |
Average Insurance Cost Of Hyundai Elantra By Model Year
| Model Year | Average Premium |
| 2024 Hyundai Elantra | $949 |
| 2023 Hyundai Elantra | $630 |
| 2022 Hyundai Elantra | $690 |
| 2021 Hyundai Elantra | $644 |
| 2020 Hyundai Elantra | $588 |
| 2019 Hyundai Elantra | $526 |
| 2018 Hyundai Elantra | $525 |
| 2017 Hyundai Elantra | $619 |
| 2016 Hyundai Elantra | $552 |
| 2015 Hyundai Elantra | $568 |
| 2014 Hyundai Elantra | $549 |
| 2013 Hyundai Elantra | $557 |
| 2012 Hyundai Elantra | $483 |
| 2011 Hyundai Elantra | $497 |
| 2010 Hyundai Elantra | $468 |
2024 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2024 Hyundai Elantra is $949. However, Safeco offers the cheapest rates, averaging $434 per year.
| Insurance Provider | Average Annual Cost |
| SafeAuto | $758 |
| North Carolina Farm Bureau | $1,064 |
| Pekin Insurance | $847 |
| Safeco | $434 |
| Indiana Farmers Mutual Ins | $1,002 |
| American National P | $1,053 |
| NatGen Value | $1,147 |
| Buckeye Insurance Group | $1,046 |
| Titan | $951 |
| Utica National Ins Group | $1,188 |
2023 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2023 Hyundai Elantra is $630. However, NatGen Custom 360 offers the cheapest rates, averaging $59 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $1,058 |
| NatGen Custom 360 | $59 |
| Titan | $896 |
| Kemper Personal Insurance | $309 |
| Victoria | $369 |
| Indiana Farmers Mutual Ins | $1,063 |
| Texas Farm Bureau Group | $675 |
| AssuranceAmerica Mobile Max | $620 |
| Safeco | $251 |
| Dairyland Scored | $997 |
2022 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2022 Hyundai Elantra is $690. However, Dairyland Scored offers the cheapest rates, averaging $225 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $826 |
| Victoria | $338 |
| Kemper Auto Premier | $677 |
| Union Mutual Fire Group | $866 |
| National General RAD | $1,013 |
| Kemper Premium | $930 |
| Safeco | $267 |
| AssuranceAmerica Mobile Max | $601 |
| Titan | $1,160 |
| Dairyland Scored | $225 |
2021 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2021 Hyundai Elantra is $644. However, Safeco offers the cheapest rates, averaging $230 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $294 |
| Mercury Insurance | $761 |
| Buckeye Insurance Group | $1,104 |
| NatGen Value | $1,055 |
| Rural Mutual Insurance | $1,032 |
| Victoria | $686 |
| AssuranceAmerica Mobile Max | $253 |
| American National P | $789 |
| NatGen Advantage | $239 |
| Safeco | $230 |
2020 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2020 Hyundai Elantra is $588. However, Kemper Auto Premium offers the cheapest rates, averaging $161 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $479 |
| Bear River | $924 |
| Mercury Insurance | $621 |
| Kemper Auto Premier | $503 |
| Dairyland Auto 1 Month | $577 |
| NatGen Advantage | $938 |
| Kemper Auto Premium | $161 |
| Safeco | $216 |
| Dairyland FR Bond | $561 |
| American National P | $898 |
2019 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2019 Hyundai Elantra is $526. However, Kemper Auto Premium offers the cheapest rates, averaging $118 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $627 |
| Kemper Personal Insurance | $118 |
| Safeco | $235 |
| Nat Gen – Lmtd Liab DynamicDrive | $659 |
| Countryway Insurance | $978 |
| Kemper Auto Premium | $141 |
| Concord Group | $694 |
| AssuranceAmerica Mobile Max | $379 |
| American National P&C | $740 |
| Dairyland Broadform | $687 |
2018 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2018 Hyundai Elantra is $525. However, Safeco offers the cheapest rates, averaging $157 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $157 |
| Kemper Personal Insurance | $275 |
| Dairyland FR Bond | $824 |
| Kemper Auto Premium | $619 |
| Kemper Auto Premier | $542 |
| AssuranceAmerica Mobile Max | $284 |
| Bear River | $606 |
| AssuranceAmerica | $604 |
| Mercury Insurance | $538 |
| Utica National Ins Group | $796 |
2017 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2018 Hyundai Elantra is $619. However, Safeco offers the cheapest rates, averaging $157 per year.
| Insurance Provider | Average Annual Cost |
| Verti Insurance | $1,022 |
| American National P&C | $999 |
| Kemper Personal Insurance | $45 |
| Dairyland Broadform | $823 |
| AssuranceAmerica Mobile Max | $121 |
| Commerce Group Inc | $1,002 |
| Kemper Auto Premier | $653 |
| Mercury Insurance | $559 |
| Concord Group | $860 |
| Safeco | $104 |
2016 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2016 Hyundai Elantra is $552. However, Safeco offers the cheapest rates, averaging $63 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $349 |
| AssuranceAmerica | $705 |
| Dairyland FR Bond | $193 |
| Safeco | $63 |
| Kemper Auto | Infinity | $259 |
| Kemper Premium | $757 |
| NatGen PPA | $877 |
| American National P&C | $533 |
| MMG Insurance Company | $891 |
| Concord Group | $890 |
2015 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2015 Hyundai Elantra is $568. However, Kemper Auto | Infinity offers the cheapest rates, averaging $80 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $80 |
| Mercury Insurance | $691 |
| Kemper Auto Premier | $666 |
| Safeco | $100 |
| NatGen PPA | $438 |
| Kemper Personal Insurance | $233 |
| Kemper Auto | $469 |
| Verti Insurance | $998 |
| Utica National Ins Group | $1,058 |
| American National P | $946 |
2014 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2014 Hyundai Elantra is $549. However, NatGen Custom 360 offers the cheapest rates, averaging $213 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $657 |
| Rural Mutual Insurance | $793 |
| Dairyland FR Bond | $317 |
| Kemper Auto Premier | $770 |
| Safeco | $287 |
| Utica National Ins Group | $703 |
| Kemper Personal Insurance | $246 |
| Kemper Premium | $664 |
| NatGen Custom 360 | $213 |
| Dairyland Broadform | $840 |
2013 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2013 Hyundai Elantra is $557. However, Safeco offers the cheapest rates, averaging $106 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $416 |
| Mercury Insurance | $484 |
| NatGen Custom 360 | $592 |
| Safeco | $106 |
| Kemper Personal Insurance | $345 |
| NatGen PPA | $802 |
| American National P | $752 |
| AssuranceAmerica Mobile Max | $615 |
| Utica National Ins Group | $733 |
| Dairyland Broadform | $723 |
2012 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2012 Hyundai Elantra is $483. However, NatGen Custom 360 offers the cheapest rates, averaging $189 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $189 |
| Mercury Insurance | $381 |
| American National P | $707 |
| MMG Insurance Company | $834 |
| Concord Group | $668 |
| NatGen PPA | $734 |
| Dairyland FR Bond | $352 |
| Dairyland Broadform | $482 |
| Safeco | $246 |
| Kemper Personal Insurance | $236 |
2011 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2011 Hyundai Elantra is $497. However, Mercury Insurance offers the cheapest rates, averaging $128 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $407 |
| MMG Insurance Company | $852 |
| Kemper Personal Insurance | $144 |
| Texas Farm Bureau Group | $628 |
| NatGen PPA | $562 |
| Safeco | $134 |
| Mercury Insurance | $128 |
| Dairyland Auto 6 Month | $699 |
| Concord Group | $651 |
| American National P | $761 |
2010 Hyundai Elantra Insurance Rates
The average annual insurance cost for a 2010 Hyundai Elantra is $468. However, Safeco offers the cheapest rates, averaging $89 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $509 |
| Concord Group | $580 |
| Nat Gen – Lmtd Liab DynamicDrive | $261 |
| Dairyland FR Bond | $215 |
| Mercury Insurance | $782 |
| MMG Insurance Company | $710 |
| NatGen PPA | $553 |
| Safeco | $89 |
| Kemper Auto Premium | $669 |
| Dairyland Broadform | $307 |
Find Affordable Hyundai Elantra Insurance Rates
Is A Hyundai Elantra Expensive To Insure?
Insuring a Hyundai Elantra is generally more affordable than the average cost for all cars. However, the exact amount you’ll pay for car insurance will depend on several factors, including your age, the age of your car, your location, and other personal details.
Cost of Hyundai Elantra Car Insurance By Age
Age is a major factor in determining car insurance rates. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. As you get older and your driving experience increases, your premiums typically decrease, as you are seen as a lower risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,975 | $11,778 | $13,738 |
| 18 | $7,451 | $11,013 | $12,800 |
| 19 | $6,654 | $9,664 | $11,360 |
| 20 | $5,806 | $8,467 | $9,898 |
| 21 | $4,828 | $7,050 | $8,309 |
| 22 | $4,685 | $6,924 | $8,103 |
| 23 | $4,097 | $6,002 | $7,033 |
| 24 | $3,880 | $5,730 | $6,733 |
| 25 | $3,386 | $4,948 | $5,784 |
| 30 | $2,670 | $3,836 | $4,531 |
| 35 | $2,412 | $3,569 | $4,256 |
| 40 | $2,400 | $3,482 | $4,083 |
| 45 | $2,310 | $3,343 | $3,946 |
| 55 | $2,151 | $3,092 | $3,640 |
| 65 | $2,185 | $3,253 | $3,742 |
| 75 | $2,787 | $4,063 | $4,748 |
Hyundai Elantra Car Insurance Rates By State
Your location is a key factor in how insurance companies determine rates. Each state has its own regulations for auto insurance. For example, drivers in Michigan often pay higher premiums due to the state’s requirement for more extensive coverage.
Additionally, the climate of your area can impact rates. States prone to extreme weather, like hurricanes, storms, and flooding, may have higher insurance costs. Insurance companies also consider local crime and accident statistics, including car thefts, crashes, and fatality rates, when calculating your Hyundai Elantra insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,477 | $3,646 | $4,635 |
| Alaska | $2,119 | $2,848 | $2,792 |
| Arizona | $2,364 | $3,422 | $5,003 |
| Arkansas | $2,526 | $4,084 | $4,417 |
| California | $2,909 | $5,071 | $2,860 |
| Colorado | $2,681 | $3,723 | $4,751 |
| Connecticut | $3,369 | $5,335 | $6,679 |
| Delaware | $2,843 | $3,753 | $4,802 |
| Florida | $3,319 | $4,619 | $6,102 |
| Georgia | $2,739 | $4,146 | $4,140 |
| Hawaii | $1,138 | $1,465 | $1,063 |
| Idaho | $1,908 | $2,559 | $3,100 |
| Illinois | $2,034 | $2,991 | $3,409 |
| Indiana | $2,035 | $3,095 | $3,467 |
| Iowa | $1,641 | $2,176 | $2,589 |
| Kansas | $2,183 | $3,170 | $3,625 |
| Kentucky | $3,074 | $4,587 | $5,457 |
| Louisiana | $4,049 | $6,050 | $6,528 |
| Maine | $1,541 | $2,131 | $3,055 |
| Maryland | $2,438 | $3,591 | $3,988 |
| Massachusetts | $1,938 | $3,382 | $1,935 |
| Michigan | $4,762 | $7,182 | $11,398 |
| Minnesota | $1,969 | $2,634 | $3,712 |
| Mississippi | $2,311 | $3,390 | $3,427 |
| Missouri | $2,269 | $3,190 | $4,171 |
| Montana | $2,262 | $3,128 | $3,700 |
| Nebraska | $1,893 | $2,855 | $3,031 |
| Nevada | $3,112 | $4,668 | $4,945 |
| New Hampshire | $2,206 | $3,461 | $4,369 |
| New Jersey | $2,431 | $3,736 | $4,904 |
| New Mexico | $2,460 | $3,622 | $3,846 |
| New York | $2,330 | $2,922 | $4,748 |
| North Carolina | $1,389 | $2,475 | $1,764 |
| North Dakota | $1,887 | $2,934 | $3,429 |
| Ohio | $1,767 | $2,639 | $2,705 |
| Oklahoma | $2,805 | $3,950 | $4,425 |
| Oregon | $2,517 | $3,338 | $4,031 |
| Pennsylvania | $2,091 | $3,136 | $3,660 |
| Rhode Island | $3,527 | $5,222 | $5,829 |
| South Carolina | $2,410 | $3,293 | $4,631 |
| South Dakota | $2,111 | $3,048 | $3,524 |
| Tennessee | $2,522 | $3,709 | $4,993 |
| Texas | $2,506 | $3,679 | $4,611 |
| Utah | $2,166 | $3,023 | $4,191 |
| Vermont | $1,660 | $2,536 | $2,709 |
| Virginia | $1,550 | $2,419 | $2,398 |
| Washington | $2,127 | $2,824 | $3,379 |
| West Virginia | $2,141 | $3,000 | $3,775 |
| Wisconsin | $2,120 | $3,285 | $3,728 |
| Wyoming | $1,907 | $2,772 | $2,938 |
Find Affordable Hyundai Elantra Insurance Rates
Cheapest Car Insurance Companies For A Hyundai Elantra
If you’re looking for a new car insurance policy for your Hyundai Elantra, it’s helpful to know which companies offer the lowest rates. For those seeking the most affordable option, MetroMile offers a $37 per month premium, making them the cheapest provider for a Hyundai Elantra. However, rates can vary depending on your driver profile, so this is just an average. To find the best rates for your situation, it’s a good idea to shop around and compare quotes.
| Company | Average Monthly Rate |
| MetroMile | $37 |
| Workmens | $60 |
| Hugo | $56 |
| NationalGeneral | $63 |
| Aspire | $55 |
Common Hyundai Elantra Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers different discounts, here are some common ones you can check if you qualify for:
- Multi-policy: Bundling your home and auto insurance with the same provider can often lead to a discounted rate.
- Annual payment: Paying your premium in full, rather than monthly, may help you save money.
- Defensive driving: Completing a certified defensive driving course can make you eligible for discounts.
Other discounts may also be available. It’s a good idea to speak with your insurance agent, as they can help you identify the discounts you’re eligible for.
Ways To Save On Hyundai Elantra Insurance Costs
Maintaining a clean driving record is one of the most effective ways to keep your Hyundai Elantra insurance premiums low. Traffic violations, like speeding tickets, or being involved in an accident, can increase your rates.
For example, Hyundai Elantra drivers with a ticket on their record can expect to pay around $87 per month, while those with multiple accidents may see an average premium of $150 per month. By avoiding such incidents, you can keep your costs down.
Additionally, drivers who log fewer miles annually typically pay lower premiums. Since they spend less time on the road, they are considered a lower risk to insure. For instance, Hyundai Elantra drivers who drive between 5,000 and 7,500 miles per year pay about $87 per month. However, those who drive more than 10,000 miles annually will pay around $95 per month.
Compare Hyundai Elantra To Other Hyundai Models
Looking for other Hyundai model insurance costs?
- Hyundai Accent Car Insurance
- Hyundai Santa Fe Car Insurance
- Hyundai Tucson Car Insurance
- Hyundai Kona Car Insurance
- Hyundai Palisade Car Insurance
- Hyundai IONIQ Car Insurance
- Hyundai Elantra GT Car Insurance
- Hyundai Sonata Car Insurance
- Hyundai Veloster Car Insurance
- Hyundai Venue Car Insurance
- Hyundai Nexo Car Insurance
- Hyundai Santa Fe XL Car Insurance
- Hyundai Veloster N Car Insurance
Our Methodology
To determine the average cost of car insurance, Insuranceopedia compiled thousands of quotes from top auto insurance companies. The sample profile used was a 40-year-old male driver purchasing full-coverage insurance with limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures in this guide may not reflect your personal rates.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Hyundai Elantra?
Yes, you’ll need proof of insurance before driving your Hyundai Elantra off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming car purchase, rather than relying on insurance offered by the dealership.
How Can You Get The Cheapest Insurance For Your Hyundai Elantra?
The best way to find the most affordable rates for your Hyundai Elantra is to shop around and compare quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on their website.
