Hyundai Elantra Car Insurance Cost

Getting insurance for a Hyundai Elantra typically amounts to about $434 annually through Safeco. However, the actual expense varies based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.

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Updated: 30 October 2024
Written by Bob Phillips
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Considering purchasing a Hyundai Elantra? Don’t forget to account for insurance costs. Insurance is a significant aspect of owning a car, so it’s crucial to grasp its implications before committing to a purchase.

Selecting the appropriate car insurance policy is vital to avoid unexpected and potentially steep expenses down the road. You wouldn’t want to find yourself underinsured in the event of an accident, facing hefty out-of-pocket payments. Moreover, being deemed at fault could lead to escalating premiums over time.

With over a decade of experience analyzing car insurance rates, I’ve noticed significant variations in costs. Factors such as age, driving record, and location can heavily influence the premiums you’ll be charged for insurance.

How Much Does Hyundai Elantra Car Insurance Cost?

Usually, Safeco offers the best price, averaging around $434 per year for full coverage insurance on a 2024 Hyundai Elantra.

While Safeco’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include where you live, your driving history, the age of your car, and the specific coverage options you choose. Having a clean driving record can lead to lower premiums, but a history of accidents or traffic violations can raise your costs.

Additionally, living in a densely populated urban area with heavy traffic may result in higher insurance rates compared to rural areas with less traffic. The type of coverage you choose will also impact your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia can help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.

2024 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $758
North Carolina Farm Bureau $1,064
Pekin Insurance $847
Safeco $434
Indiana Farmers Mutual Ins $1,002
American National P $1,053
NatGen Value $1,147
Buckeye Insurance Group $1,046
Titan $951
Utica National Ins Group $1,188

2023 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $1,058
NatGen Custom 360 $59
Titan $896
Kemper Personal Insurance $309
Victoria $369
Indiana Farmers Mutual Ins $1,063
Texas Farm Bureau Group $675
AssuranceAmerica Mobile Max $620
Safeco $251
Dairyland Scored $997

2022 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $826
Victoria $338
Kemper Auto Premier $677
Union Mutual Fire Group $866
National General RAD $1,013
Kemper Premium $930
Safeco $267
AssuranceAmerica Mobile Max $601
Titan $1,160
Dairyland Scored $225

2021 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $294
Mercury Insurance $761
Buckeye Insurance Group $1,104
NatGen Value $1,055
Rural Mutual Insurance $1,032
Victoria $686
AssuranceAmerica Mobile Max $253
American National P $789
NatGen Advantage $239
Safeco $230

2020 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $479
Bear River $924
Mercury Insurance $621
Kemper Auto Premier $503
Dairyland Auto 1 Month $577
NatGen Advantage $938
Kemper Auto Premium $161
Safeco $216
Dairyland FR Bond $561
American National P $898

2019 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $627
Kemper Personal Insurance $118
Safeco $235
Nat Gen – Lmtd Liab DynamicDrive $659
Countryway Insurance $978
Kemper Auto Premium $141
Concord Group $694
AssuranceAmerica Mobile Max $379
American National P&C $740
Dairyland Broadform $687

2018 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Safeco $157
Kemper Personal Insurance $275
Dairyland FR Bond $824
Kemper Auto Premium $619
Kemper Auto Premier $542
AssuranceAmerica Mobile Max $284
Bear River $606
AssuranceAmerica $604
Mercury Insurance $538
Utica National Ins Group $796

2017 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Verti Insurance $1,022
American National P&C $999
Kemper Personal Insurance $45
Dairyland Broadform $823
AssuranceAmerica Mobile Max $121
Commerce Group Inc $1,002
Kemper Auto Premier $653
Mercury Insurance $559
Concord Group $860
Safeco $104

2016 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $349
AssuranceAmerica $705
Dairyland FR Bond $193
Safeco $63
Kemper Auto | Infinity $259
Kemper Premium $757
NatGen PPA $877
American National P&C $533
MMG Insurance Company $891
Concord Group $890

2015 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto | Infinity $80
Mercury Insurance $691
Kemper Auto Premier $666
Safeco $100
NatGen PPA $438
Kemper Personal Insurance $233
Kemper Auto $469
Verti Insurance $998
Utica National Ins Group $1,058
American National P $946

2014 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $657
Rural Mutual Insurance $793
Dairyland FR Bond $317
Kemper Auto Premier $770
Safeco $287
Utica National Ins Group $703
Kemper Personal Insurance $246
Kemper Premium $664
NatGen Custom 360 $213
Dairyland Broadform $840

2013 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Dairyland Auto 1 Month $416
Mercury Insurance $484
NatGen Custom 360 $592
Safeco $106
Kemper Personal Insurance $345
NatGen PPA $802
American National P $752
AssuranceAmerica Mobile Max $615
Utica National Ins Group $733
Dairyland Broadform $723

2012 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
NatGen Custom 360 $189
Mercury Insurance $381
American National P $707
MMG Insurance Company $834
Concord Group $668
NatGen PPA $734
Dairyland FR Bond $352
Dairyland Broadform $482
Safeco $246
Kemper Personal Insurance $236

2011 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Dairyland FR Bond $407
MMG Insurance Company $852
Kemper Personal Insurance $144
Texas Farm Bureau Group $628
NatGen PPA $562
Safeco $134
Mercury Insurance $128
Dairyland Auto 6 Month $699
Concord Group $651
American National P $761

2010 Hyundai Elantra Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto Premier $509
Concord Group $580
Nat Gen – Lmtd Liab DynamicDrive $261
Dairyland FR Bond $215
Mercury Insurance $782
MMG Insurance Company $710
NatGen PPA $553
Safeco $89
Kemper Auto Premium $669
Dairyland Broadform $307

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Cost of Hyundai Elantra Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,975 $11,778 $13,738
18 $7,451 $11,013 $12,800
19 $6,654 $9,664 $11,360
20 $5,806 $8,467 $9,898
21 $4,828 $7,050 $8,309
22 $4,685 $6,924 $8,103
23 $4,097 $6,002 $7,033
24 $3,880 $5,730 $6,733
25 $3,386 $4,948 $5,784
30 $2,670 $3,836 $4,531
35 $2,412 $3,569 $4,256
40 $2,400 $3,482 $4,083
45 $2,310 $3,343 $3,946
55 $2,151 $3,092 $3,640
65 $2,185 $3,253 $3,742
75 $2,787 $4,063 $4,748

Hyundai Elantra Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,477 $3,646 $4,635
Alaska $2,119 $2,848 $2,792
Arizona $2,364 $3,422 $5,003
Arkansas $2,526 $4,084 $4,417
California $2,909 $5,071 $2,860
Colorado $2,681 $3,723 $4,751
Connecticut $3,369 $5,335 $6,679
Delaware $2,843 $3,753 $4,802
Florida $3,319 $4,619 $6,102
Georgia $2,739 $4,146 $4,140
Hawaii $1,138 $1,465 $1,063
Idaho $1,908 $2,559 $3,100
Illinois $2,034 $2,991 $3,409
Indiana $2,035 $3,095 $3,467
Iowa $1,641 $2,176 $2,589
Kansas $2,183 $3,170 $3,625
Kentucky $3,074 $4,587 $5,457
Louisiana $4,049 $6,050 $6,528
Maine $1,541 $2,131 $3,055
Maryland $2,438 $3,591 $3,988
Massachusetts $1,938 $3,382 $1,935
Michigan $4,762 $7,182 $11,398
Minnesota $1,969 $2,634 $3,712
Mississippi $2,311 $3,390 $3,427
Missouri $2,269 $3,190 $4,171
Montana $2,262 $3,128 $3,700
Nebraska $1,893 $2,855 $3,031
Nevada $3,112 $4,668 $4,945
New Hampshire $2,206 $3,461 $4,369
New Jersey $2,431 $3,736 $4,904
New Mexico $2,460 $3,622 $3,846
New York $2,330 $2,922 $4,748
North Carolina $1,389 $2,475 $1,764
North Dakota $1,887 $2,934 $3,429
Ohio $1,767 $2,639 $2,705
Oklahoma $2,805 $3,950 $4,425
Oregon $2,517 $3,338 $4,031
Pennsylvania $2,091 $3,136 $3,660
Rhode Island $3,527 $5,222 $5,829
South Carolina $2,410 $3,293 $4,631
South Dakota $2,111 $3,048 $3,524
Tennessee $2,522 $3,709 $4,993
Texas $2,506 $3,679 $4,611
Utah $2,166 $3,023 $4,191
Vermont $1,660 $2,536 $2,709
Virginia $1,550 $2,419 $2,398
Washington $2,127 $2,824 $3,379
West Virginia $2,141 $3,000 $3,775
Wisconsin $2,120 $3,285 $3,728
Wyoming $1,907 $2,772 $2,938

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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