Hyundai Elantra GT Car Insurance Cost 2025
On average, insuring a Hyundai Elantra GT costs $2,318 per year. However, the exact premium can vary depending on factors such as your age, the model year of your car, and other individual details. You can use our quote tables below to estimate your specific insurance costs.
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If you’re thinking about buying a Hyundai Elantra GT, you should consider the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s important to understand its implications before making a purchase. On average, insurance for a Hyundai Elantra GT cost $2,318 per year.
Choosing the right car insurance is vital to avoid unexpected and potentially high expenses later on. It’s crucial to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, being found at fault could lead to increased premiums over time.
Having analyzed car insurance rates for over a decade, I’ve observed how much these costs can vary. Factors such as age, driving record, and location can significantly impact insurance premiums.
How Much Does A Hyundai Elantra GT Car Insurance Cost?
Hyundai Elantra GT drivers typically pay an average of $2,318 per year for car insurance.
While Safeco’s pricing serves as a useful reference point, it’s crucial to recognize that car insurance expenses can vary significantly due to several factors. These factors encompass your location, driving history, your vehicle’s model year, and the specific coverage options you select. Maintaining a clean driving record may result in lower premiums, whereas a past of accidents or traffic violations could raise your expenses.
Moreover, residing in urban areas with heavy traffic might lead to higher rates compared to rural regions with lighter traffic. Additionally, the type of coverage you opt for will affect your premium; full coverage insurance, including comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance providers, ensuring you find the most suitable and cost-effective option.
Average Insurance Cost Of Hyundai Elantra GT By Model Year
| Model Year | Average Premium |
| 2023 Hyundai Elantra GT | $3,611 |
| 2022 Hyundai Elantra GT | $3,790 |
| 2021 Hyundai Elantra GT | $1,452 |
| 2020 Hyundai Elantra GT | $852 |
| 2019 Hyundai Elantra GT | $919 |
| 2018 Hyundai Elantra GT | $639 |
| 2017 Hyundai Elantra GT | $875 |
| 2016 Hyundai Elantra GT | $692 |
| 2015 Hyundai Elantra GT | $813 |
| 2014 Hyundai Elantra GT | $668 |
| 2013 Hyundai Elantra GT | $552 |
2023 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2023 Hyundai Elantra GT is $3,611. However, Safeco offers the cheapest rates, averaging $3,611 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $3,611 |
2022 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2022 Hyundai Elantra GT is $3,790. However, State Farm offers the cheapest rates, averaging $2,059 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $2,059 |
| USAA | $2,375 |
| Texas Farm Bureau Group | $2,551 |
| Mercury | $2,720 |
| Nationwide | $2,796 |
| Republic Indemnity | $4,072 |
| Permanent General | $5,142 |
| Esurance | $5,379 |
| Encompass | $5,377 |
| National General | $5,427 |
2021 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2021 Hyundai Elantra GT is $1,452. However, Capital Insurance Group offers the cheapest rates, averaging $956 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $956 |
| USAA | $1,602 |
| Cameron Mutual Group | $1,809 |
| Oregon Mutual | $1,446 |
| PEMCO | $1,425 |
| Shelter | $1,294 |
| 21st Century | $1,464 |
| New York Central Mutual Fire | $1,243 |
| Southern Farm Bureau | $1,511 |
| Colorado Farm Bureau Mutual | $1,773 |
2020 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2020 Hyundai Elantra GT is $852. However, Safeco offers the cheapest rates, averaging $201 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,197 |
| Pekin Insurance | $634 |
| Buckeye Insurance Group | $770 |
| Rockford Mutual Insurance | $984 |
| American National P&C | $712 |
| Mercury Insurance | $1,049 |
| American National P | $693 |
| Safeco | $201 |
| Western Reserve | $1,233 |
| PEMCO | $1,048 |
2019 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2019 Hyundai Elantra GT is $919. However, AssuranceAmerica Economy offers the cheapest rates, averaging $317 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $1,265 |
| Dairyland | $1,268 |
| Kemper Auto | Infinity | $538 |
| AssuranceAmerica Economy | $317 |
| SafeAuto | $1,097 |
| Buckeye Insurance Group | $960 |
| AssuranceAmerica Elite | $803 |
| American National P | $524 |
| Mercury Insurance | $1,261 |
| Indiana Farmers Mutual Ins | $1,161 |
2018 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2018 Hyundai Elantra GT is $639. However, Safeco offers the cheapest rates, averaging $227 per year.
| Insurance Provider | Average Annual Cost |
| National General Value | $639 |
| American National P&C | $679 |
| Dairyland Broadform | $582 |
| NatGen Custom 360 | $352 |
| AssuranceAmerica Economy | $799 |
| Mercury Insurance | $813 |
| American National P | $800 |
| AssuranceAmerica | $729 |
| Safeco | $227 |
| Kemper Personal Insurance | $768 |
2017 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2017 Hyundai Elantra GT is $875. However, Mercury Insurance offers the cheapest rates, averaging $497 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $1,205 |
| North Carolina Farm Bureau | $948 |
| Kemper Auto | Infinity | $729 |
| Safeco | $437 |
| Virginia Farm Bureau | $1,114 |
| Ohio Mutual Ins Group | $1,227 |
| Mercury Insurance Company | $1,121 |
| American National P | $650 |
| Mercury Insurance | $497 |
| PEMCO | $820 |
2016 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2016 Hyundai Elantra GT is $692. However, Safeco offers the cheapest rates, averaging $107 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $1,007 |
| Safeco | $107 |
| North Carolina Farm Bureau | $887 |
| AssuranceAmerica | $152 |
| NatGen Value | $787 |
| Texas Farm Bureau Group | $960 |
| Utica National Ins Group | $984 |
| West Bend Mutual | $931 |
| American National P&C | $682 |
| Mercury Insurance | $421 |
2015 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2015 Hyundai Elantra GT is $813. However, AssuranceAmerica Economy offers the cheapest rates, averaging $86 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $341 |
| AssuranceAmerica Economy | $86 |
| North Carolina Farm Bureau | $903 |
| National General Value | $812 |
| Kemper Auto | Infinity | $723 |
| Dairyland | $770 |
| Safeco | $141 |
| Dairyland Auto 1 Month | $515 |
| AssuranceAmerica Elite | $151 |
| Capital Insurance Group | $846 |
2014 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2014 Hyundai Elantra GT is $668. However, Mercury Insurance offers the cheapest rates, averaging $338 per year.
| Insurance Provider | Average Annual Cost |
| Rockford Mutual Insurance | $825 |
| American National P | $441 |
| Kemper Auto | Infinity | $582 |
| Safeco | $644 |
| Pekin Insurance | $815 |
| SECURA Insurance | $918 |
| West Bend Mutual | $875 |
| Kemper Auto | $618 |
| NatGen Value | $624 |
| Mercury Insurance | $338 |
2013 Hyundai Elantra GT Insurance Rates
The average annual insurance cost for a 2013 Hyundai Elantra GT is $552. However, NatGen Custom 360 offers the cheapest rates, averaging $88 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $731 |
| Indiana Farmers Mutual Ins | $917 |
| American National P | $882 |
| Mercury Insurance | $302 |
| Infinity Special | $336 |
| Kemper Auto Premier | $309 |
| PEMCO | $957 |
| Dairyland Auto 6 Month | $867 |
| Safeco | $130 |
| NatGen Custom 360 | $88 |
Find Affordable Hyundai Elantra GT Insurance Rates
Cost of Hyundai Elantra GT Car Insurance By Age
Age is a major factor in determining car insurance rates. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. As you age and gain more driving experience, your premiums generally decrease since you’re considered a lower risk to insure.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,824 | $11,569 | $13,496 |
| 18 | $7,296 | $10,708 | $12,591 |
| 19 | $6,454 | $9,523 | $11,123 |
| 20 | $5,641 | $8,313 | $9,656 |
| 21 | $4,690 | $6,971 | $8,160 |
| 22 | $4,648 | $6,749 | $7,879 |
| 23 | $4,030 | $5,936 | $6,952 |
| 24 | $3,802 | $5,570 | $6,589 |
| 25 | $3,279 | $4,846 | $5,672 |
| 30 | $2,524 | $3,757 | $4,435 |
| 35 | $2,379 | $3,536 | $4,090 |
| 40 | $2,314 | $3,363 | $3,936 |
| 45 | $2,285 | $3,278 | $3,827 |
| 55 | $2,099 | $3,030 | $3,591 |
| 65 | $2,145 | $3,146 | $3,749 |
| 75 | $2,728 | $3,949 | $4,662 |
Hyundai Elantra GT Car Insurance Rates By State
Your location significantly impacts how insurance companies calculate rates. Each state has its own auto insurance regulations, which can affect premiums. For instance, drivers in Michigan often pay higher premiums due to the state’s requirement for more extensive coverage.
Additionally, climate plays a role—states that experience extreme weather, such as hurricanes, storms, or flooding, may see higher insurance rates. Insurance companies also take into account local crime rates, car thefts, accidents, and vehicle fatality statistics when calculating your Hyundai Elantra GT insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,466 | $3,546 | $4,554 |
| Alaska | $2,005 | $2,838 | $2,692 |
| Arizona | $2,336 | $3,362 | $4,929 |
| Arkansas | $2,529 | $3,946 | $4,398 |
| California | $2,789 | $4,916 | $2,828 |
| Colorado | $2,619 | $3,705 | $4,630 |
| Connecticut | $3,299 | $5,190 | $6,606 |
| Delaware | $2,744 | $3,654 | $4,714 |
| Florida | $3,315 | $4,561 | $5,938 |
| Georgia | $2,675 | $4,007 | $4,014 |
| Hawaii | $1,069 | $1,503 | $1,034 |
| Idaho | $1,819 | $2,472 | $3,004 |
| Illinois | $1,984 | $2,947 | $3,335 |
| Indiana | $2,010 | $3,054 | $3,446 |
| Iowa | $1,569 | $2,200 | $2,599 |
| Kansas | $2,148 | $3,108 | $3,551 |
| Kentucky | $3,093 | $4,449 | $5,289 |
| Louisiana | $3,952 | $5,935 | $6,390 |
| Maine | $1,502 | $2,025 | $3,034 |
| Maryland | $2,351 | $3,537 | $3,900 |
| Massachusetts | $1,957 | $3,316 | $1,950 |
| Michigan | $4,633 | $7,068 | $11,116 |
| Minnesota | $1,941 | $2,525 | $3,611 |
| Mississippi | $2,314 | $3,336 | $3,341 |
| Missouri | $2,185 | $3,131 | $4,091 |
| Montana | $2,220 | $3,044 | $3,554 |
| Nebraska | $1,899 | $2,756 | $2,983 |
| Nevada | $3,062 | $4,519 | $4,787 |
| New Hampshire | $2,155 | $3,372 | $4,243 |
| New Jersey | $2,348 | $3,743 | $4,874 |
| New Mexico | $2,394 | $3,625 | $3,699 |
| New York | $2,234 | $2,792 | $4,690 |
| North Carolina | $1,376 | $2,371 | $1,706 |
| North Dakota | $1,920 | $2,918 | $3,364 |
| Ohio | $1,702 | $2,559 | $2,685 |
| Oklahoma | $2,676 | $3,890 | $4,361 |
| Oregon | $2,489 | $3,313 | $3,957 |
| Pennsylvania | $2,054 | $3,058 | $3,572 |
| Rhode Island | $3,487 | $5,035 | $5,679 |
| South Carolina | $2,387 | $3,242 | $4,527 |
| South Dakota | $2,137 | $3,043 | $3,455 |
| Tennessee | $2,484 | $3,656 | $4,837 |
| Texas | $2,445 | $3,624 | $4,502 |
| Utah | $2,114 | $2,979 | $4,107 |
| Vermont | $1,596 | $2,529 | $2,702 |
| Virginia | $1,523 | $2,335 | $2,281 |
| Washington | $2,045 | $2,805 | $3,344 |
| West Virginia | $2,078 | $2,892 | $3,699 |
| Wisconsin | $2,037 | $3,216 | $3,619 |
| Wyoming | $1,878 | $2,669 | $2,821 |
Common Hyundai Elantra GT Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each provider offers unique discounts, here are some common ones you might be eligible for:
- Multi-policy: Bundling your home and auto insurance with one provider can often result in a discounted rate.
- Pay annually: Paying your premium in full, instead of monthly installments, can help you save.
- Defensive driving: Completing a defensive driving course from a certified institution may qualify you for a discount.
Other discounts may also be available. It’s a good idea to speak with your insurance agent to find out which ones you qualify for.
Compare Hyundai Elantra GT To Other Hyundai Models
Looking for other Hyundai model insurance costs?
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Our Methodology
To calculate average car insurance costs, Insuranceopedia collected thousands of quotes from top auto insurance providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the figures provided may not reflect your personal insurance costs.
Quotes Analyzed
Brands Reviewed
Research Hours
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FAQs
Do You Need Insurance Before You Can Purchase A Hyundai Elantra GT?
Yes, you’ll need to provide proof of insurance before driving your Hyundai Elantra GT off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your upcoming car purchase, rather than relying on the dealership to arrange the insurance for you.
How Can You Get The Cheapest Insurance For Your Hyundai Elantra GT?
The best way to find the most affordable rates for your Hyundai Elantra GT is to shop around and compare quotes from different auto insurance companies. Luckily, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website.
