Hyundai IONIQ Car Insurance Cost
Ensuring a Hyundai IONIQ costs approximately $2,365 annually through NatGen PPA. However, expenses can vary depending on factors such as age, the model year of the car, and other individual considerations. You can utilize our quote tables below to determine the potential costs tailored to your specific circumstances.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Hyundai IONIQ, you should consider the cost of insurance. Insurance is a crucial aspect of owning a car, and it’s essential to understand the financial implications before making a purchase.
Choosing the right car insurance policy is important to avoid unexpected and potentially expensive expenses in the future. It’s vital to have adequate coverage to avoid being burdened with significant out-of-pocket costs if you’re involved in an accident. Additionally, having a history of accidents or traffic violations can result in higher premiums over time.
With more than ten years of experience studying car insurance rates, I’ve observed how much these costs can vary. Factors like your age, driving history, and location can significantly impact the insurance premiums you’ll pay.
How Much Does Hyundai IONIQ Car Insurance Cost?
Typically, NatGen PPA provides the most competitive average rate, amounting to $2,365 annually, for comprehensive insurance coverage on a 2023 Hyundai IONIQ.
While the rate provided by NatGen PPA serves as a solid reference point, it’s essential to recognize that car insurance expenses can fluctuate significantly based on various factors. These factors encompass your geographical location, driving history, the model year of your vehicle, and the specific coverage options you select. Maintaining a clean driving record may result in reduced premiums, whereas past accidents or traffic violations could lead to higher costs.
Moreover, residing in an urban setting with heavy traffic might lead to increased insurance rates compared to rural areas with lighter traffic volumes. Additionally, the type of coverage you opt for will influence your premium; comprehensive insurance, which includes both comprehensive and collision coverage, typically commands a higher cost than minimum liability coverage.
Insuranceopedia aims to assist you in exploring different insurance options and comparing quotes from various providers to ensure you secure the most suitable and cost-effective coverage.
2023 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland | $7,656 |
| NatGen PPA | $2,365 |
2022 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| New York Central Mutual Fire | $1,534 |
| Texas Farm Bureau Group | $1,685 |
| Unitrin | $2,125 |
| New Jersey Manufacturers | $2,156 |
| USAA | $2,155 |
| Dairyland Scored | $1,282 |
| Capital Insurance Group | $2,187 |
| PEMCO | $2,262 |
| North Carolina Farm Bureau | $1,793 |
| Permanent General | $1,930 |
2021 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| USAA | $1,778 |
| Erie | $1,614 |
| Buckeye Insurance Group | $706 |
| Hanover | $1,635 |
| Ohio Mutual Ins Group | $1,767 |
| Texas Farm Bureau Group | $1,539 |
| Hastings Mutual Insurance Co | $848 |
| American Family | $1,680 |
| Virginia Farm Bureau | $1,106 |
| Country | $1,500 |
2020 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $805 |
| Kemper Auto Premier | $667 |
| New Jersey Manufacturers | $1,799 |
| Texas Farm Bureau Group | $1,621 |
| USAA | $1,676 |
| Mercury Insurance Company | $1,554 |
| Pekin Insurance | $1,044 |
| PEMCO | $1,246 |
| SECURA Insurance | $1,173 |
| Hastings Mutual Insurance Co | $1,328 |
2019 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $630 |
| PEMCO | $1,414 |
| Texas Farm Bureau Group | $975 |
| Safeco | $896 |
| Direct Auto | $709 |
| Capital Insurance Group | $1,438 |
| Virginia Farm Bureau | $1,036 |
| AssuranceAmerica Elite | $964 |
| Dairyland FR Bond | $787 |
| AssuranceAmerica Economy | $618 |
2018 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,121 |
| New York Central Mutual Fire | $1,082 |
| SECURA Insurance | $1,074 |
| Erie | $1,044 |
| Texas Farm Bureau Group | $447 |
| Hastings Mutual Insurance Co | $1,116 |
| Grange Mutual | $1,080 |
| National General | $706 |
| Pekin Insurance | $948 |
| Safeco | $638 |
2017 Hyundai IONIQ Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $937 |
| Western Reserve | $1,159 |
| Pekin Insurance | $953 |
| Buckeye Insurance Group | $779 |
| Kemper Auto | Infinity | $382 |
| Texas Farm Bureau Group | $1,180 |
| Wolverine Mutual | $920 |
| Indiana Farmers Mutual Ins | $919 |
| SECURA Insurance | $937 |
| AssuranceAmerica | $698 |
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Cost of Hyundai IONIQ Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,584 | $12,573 | $14,713 |
| 18 | $7,982 | $11,770 | $13,685 |
| 19 | $7,086 | $10,382 | $12,168 |
| 20 | $6,159 | $9,038 | $10,608 |
| 21 | $5,191 | $7,546 | $8,844 |
| 22 | $4,994 | $7,396 | $8,613 |
| 23 | $4,386 | $6,499 | $7,575 |
| 24 | $4,226 | $6,085 | $7,217 |
| 25 | $3,576 | $5,255 | $6,228 |
| 30 | $2,770 | $4,082 | $4,792 |
| 35 | $2,658 | $3,885 | $4,546 |
| 40 | $2,515 | $3,758 | $4,332 |
| 45 | $2,458 | $3,590 | $4,197 |
| 55 | $2,214 | $3,332 | $3,891 |
| 65 | $2,332 | $3,494 | $4,044 |
| 75 | $2,931 | $4,400 | $5,076 |
Hyundai IONIQ Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,698 | $3,932 | $4,990 |
| Alaska | $2,227 | $3,055 | $2,954 |
| Arizona | $2,497 | $3,575 | $5,306 |
| Arkansas | $2,707 | $4,295 | $4,755 |
| California | $3,049 | $5,369 | $3,078 |
| Colorado | $2,843 | $3,973 | $5,035 |
| Connecticut | $3,599 | $5,644 | $7,152 |
| Delaware | $3,000 | $4,043 | $5,153 |
| Florida | $3,554 | $4,963 | $6,479 |
| Georgia | $2,913 | $4,367 | $4,375 |
| Hawaii | $1,174 | $1,605 | $1,184 |
| Idaho | $1,997 | $2,696 | $3,328 |
| Illinois | $2,136 | $3,242 | $3,681 |
| Indiana | $2,176 | $3,395 | $3,731 |
| Iowa | $1,730 | $2,424 | $2,833 |
| Kansas | $2,286 | $3,336 | $3,959 |
| Kentucky | $3,371 | $4,926 | $5,775 |
| Louisiana | $4,302 | $6,438 | $7,014 |
| Maine | $1,656 | $2,207 | $3,291 |
| Maryland | $2,613 | $3,799 | $4,215 |
| Massachusetts | $2,094 | $3,712 | $2,141 |
| Michigan | $5,031 | $7,734 | $12,177 |
| Minnesota | $2,093 | $2,745 | $3,941 |
| Mississippi | $2,519 | $3,579 | $3,574 |
| Missouri | $2,371 | $3,430 | $4,492 |
| Montana | $2,412 | $3,396 | $3,889 |
| Nebraska | $1,990 | $3,018 | $3,246 |
| Nevada | $3,363 | $4,945 | $5,288 |
| New Hampshire | $2,373 | $3,693 | $4,631 |
| New Jersey | $2,619 | $4,010 | $5,248 |
| New Mexico | $2,616 | $3,935 | $4,042 |
| New York | $2,480 | $3,041 | $5,116 |
| North Carolina | $1,540 | $2,646 | $1,837 |
| North Dakota | $2,046 | $3,100 | $3,721 |
| Ohio | $1,810 | $2,890 | $2,888 |
| Oklahoma | $2,928 | $4,198 | $4,768 |
| Oregon | $2,653 | $3,645 | $4,324 |
| Pennsylvania | $2,221 | $3,277 | $3,836 |
| Rhode Island | $3,806 | $5,503 | $6,237 |
| South Carolina | $2,583 | $3,562 | $4,880 |
| South Dakota | $2,324 | $3,343 | $3,862 |
| Tennessee | $2,675 | $4,012 | $5,256 |
| Texas | $2,746 | $3,932 | $4,909 |
| Utah | $2,271 | $3,258 | $4,503 |
| Vermont | $1,767 | $2,740 | $2,904 |
| Virginia | $1,654 | $2,598 | $2,565 |
| Washington | $2,223 | $2,984 | $3,560 |
| West Virginia | $2,265 | $3,203 | $3,961 |
| Wisconsin | $2,242 | $3,438 | $3,990 |
| Wyoming | $2,084 | $2,935 | $3,142 |
Compare Hyundai IONIQ To Other Hyundai Models
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Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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