Hyundai Palisade Car Insurance Cost 2025
On average, insuring a Hyundai Palisade costs $423 per year. However, the actual premium may vary depending on factors like your age, the car’s model year, and other individual considerations. Check out our quote tables below to get an estimate tailored to your needs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Hyundai Palisade, it’s essential to consider the cost of insurance. On average, insurance for a Hyundai Palisade costs $423 per year. Insurance is a crucial aspect of car ownership, and it’s vital to understand its implications before making a purchase.
Selecting the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be caught without adequate coverage in the event of an accident, facing significant out-of-pocket costs. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as age, driving record, and even location can greatly impact insurance premiums.
How Much Does A Hyundai Palisade Car Insurance Cost?
Hyundai Palisade drivers typically pay an average of $423 per year for car insurance.
The cost of car insurance can vary widely based on several key factors. These include your location, driving history, the model year of your vehicle, and the type of coverage you select. A clean driving record can help you secure lower premiums, while a history of accidents or traffic violations may increase your costs.
Living in an urban area with heavy traffic often results in higher insurance rates compared to rural areas with less traffic. Additionally, the coverage type plays a significant role—comprehensive insurance, which includes both collision and non-collision coverage, is generally more expensive than basic liability coverage.
As shown in the table below, insuring a Hyundai Palisade costs less than the average for all Hyundai models and is even lower compared to the overall average cost for all cars.
To help you find the best rates, Insuranceopedia provides tools to compare quotes from multiple auto insurance providers, making it easier to secure the most affordable policy for your needs.
| Vehicle | Average Monthly Premium |
| Hyundai Palisade | $171 |
| All Hyundai | $176 |
| All Cars | $175 |
Average Insurance Cost Of Hyundai Palisade By Model Year
| Model Year | Average Premium |
| 2024 Hyundai Palisade | $1,475 |
| 2023 Hyundai Palisade | $852 |
| 2022 Hyundai Palisade | $731 |
| 2021 Hyundai Palisade | $874 |
| 2020 Hyundai Palisade | $908 |
2024 Hyundai Palisade Insurance Rates
The average annual insurance cost for a 2024 Hyundai Palisade is $1,475. However, National General Value offers the cheapest rates, averaging $423 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,930 |
| Kemper Auto | Infinity | $1,230 |
| Farmers | $1,899 |
| Hanover | $1,434 |
| Auto-Owners Insurance Co | $1,682 |
| National General Value | $423 |
| National General | $1,798 |
| Safeco | $564 |
| Unitrin | $1,836 |
| California Capital | $1,951 |
2023 Hyundai Palisade Insurance Rates
The average annual insurance cost for a 2023 Hyundai Palisade is $852. However, Safeco offers the cheapest rates, averaging $130 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $130 |
| National General Value | $1,016 |
| Capital Insurance Group | $925 |
| Dairyland | $1,313 |
| Kemper Auto | Infinity | $784 |
| Texas Farm Bureau Group | $1,251 |
| Auto-Owners Insurance Co | $1,074 |
| Virginia Farm Bureau | $808 |
| Mercury Insurance | $263 |
| Direct Auto | $959 |
2022 Hyundai Palisade Insurance Rates
The average annual insurance cost for a 2022 Hyundai Palisade is $731. However, AssuranceAmerica offers the cheapest rates, averaging $345 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica | $345 |
| Safeco | $430 |
| Utica National Ins Group | $897 |
| Norfolk and Dedham Group | $918 |
| Mercury Insurance | $408 |
| Titan | $779 |
| American National P | $591 |
| National General Value | $932 |
| Safety Group | $958 |
| Plymouth Rock Assurance | $1,049 |
Find Affordable Hyundai Palisade Insurance Rates
2021 Hyundai Palisade Insurance Rates
The average annual insurance cost for a 2021 Hyundai Palisade is $874. However, Mercury Insurance offers the cheapest rates, averaging $330 per year.
| Insurance Provider | Average Annual Cost |
| Capital Insurance Group | $1,089 |
| Mercury Insurance | $330 |
| American National P | $351 |
| Safety Group | $703 |
| Southern Farm Bureau | $1,207 |
| PEMCO | $1,177 |
| Norfolk and Dedham Group | $907 |
| Tennessee Farmers | $997 |
| Safeco | $689 |
| New Jersey Manufacturers | $1,285 |
2020 Hyundai Palisade Insurance Rates
The average annual insurance cost for a 2020 Hyundai Palisade is $908. However, Safeco offers the cheapest rates, averaging $207 per year.
| Insurance Provider | Average Annual Cost |
| Safeco | $207 |
| New Jersey Manufacturers | $1,282 |
| Mercury Insurance | $1,212 |
| Virginia Farm Bureau | $781 |
| PEMCO | $1,249 |
| NatGen Advantage | $781 |
| American National P | $593 |
| National General Value | $996 |
| Texas Farm Bureau Group | $827 |
| Wolverine Mutual | $1,151 |
Find Affordable Hyundai Palisade Insurance Rates
Is A Hyundai Palisade Expensive To Insure?
Insuring a Hyundai Palisade typically costs less than the overall average for all vehicles. However, your actual insurance premium will depend on various factors, including your age, the car’s model year, your location, and additional personal details.
Cost of Hyundai Palisade Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers usually face the highest premiums due to their higher likelihood of being involved in accidents. As drivers grow older and gain more experience, their risk decreases, leading to lower insurance costs.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $9,948 | $14,532 | $17,026 |
| 18 | $9,239 | $13,525 | $15,878 |
| 19 | $8,127 | $11,984 | $13,996 |
| 20 | $7,118 | $10,479 | $12,261 |
| 21 | $5,992 | $8,765 | $10,248 |
| 22 | $5,771 | $8,540 | $10,039 |
| 23 | $5,065 | $7,506 | $8,791 |
| 24 | $4,850 | $7,090 | $8,339 |
| 25 | $4,175 | $6,154 | $7,211 |
| 30 | $3,234 | $4,758 | $5,591 |
| 35 | $3,037 | $4,476 | $5,184 |
| 40 | $2,879 | $4,347 | $5,048 |
| 45 | $2,823 | $4,203 | $4,899 |
| 55 | $2,659 | $3,881 | $4,448 |
| 65 | $2,695 | $4,038 | $4,700 |
| 75 | $3,396 | $5,050 | $5,945 |
Hyundai Palisade Car Insurance Rates By State
Your location plays a major role in determining car insurance rates. Auto insurance regulations vary by state; for instance, Michigan drivers often face higher premiums due to mandated higher levels of coverage. Additionally, local factors such as climate can influence rates, with states prone to hurricanes, storms, or flooding often seeing higher costs.
Crime and accident statistics in your area also impact premiums. Areas with higher rates of car thefts, crashes, or vehicle fatalities typically have higher insurance rates. All these elements are factored into the calculation of your Hyundai Palisade insurance costs.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $3,130 | $4,543 | $5,743 |
| Alaska | $2,607 | $3,601 | $3,458 |
| Arizona | $2,937 | $4,224 | $6,212 |
| Arkansas | $3,153 | $5,024 | $5,468 |
| California | $3,532 | $6,262 | $3,510 |
| Colorado | $3,287 | $4,588 | $5,858 |
| Connecticut | $4,221 | $6,589 | $8,287 |
| Delaware | $3,529 | $4,693 | $6,032 |
| Florida | $4,161 | $5,783 | $7,480 |
| Georgia | $3,406 | $5,026 | $5,148 |
| Hawaii | $1,352 | $1,837 | $1,403 |
| Idaho | $2,324 | $3,152 | $3,844 |
| Illinois | $2,457 | $3,688 | $4,248 |
| Indiana | $2,534 | $3,853 | $4,306 |
| Iowa | $1,967 | $2,734 | $3,240 |
| Kansas | $2,658 | $3,908 | $4,517 |
| Kentucky | $3,832 | $5,627 | $6,696 |
| Louisiana | $4,951 | $7,511 | $8,082 |
| Maine | $1,822 | $2,568 | $3,834 |
| Maryland | $3,075 | $4,442 | $4,867 |
| Massachusetts | $2,423 | $4,205 | $2,452 |
| Michigan | $5,900 | $8,941 | $14,118 |
| Minnesota | $2,382 | $3,255 | $4,489 |
| Mississippi | $2,878 | $4,130 | $4,212 |
| Missouri | $2,773 | $3,887 | $5,109 |
| Montana | $2,806 | $3,926 | $4,529 |
| Nebraska | $2,393 | $3,466 | $3,789 |
| Nevada | $3,895 | $5,803 | $6,058 |
| New Hampshire | $2,723 | $4,291 | $5,427 |
| New Jersey | $2,959 | $4,668 | $6,169 |
| New Mexico | $2,997 | $4,562 | $4,699 |
| New York | $2,846 | $3,508 | $5,963 |
| North Carolina | $1,757 | $3,005 | $2,162 |
| North Dakota | $2,391 | $3,600 | $4,316 |
| Ohio | $2,172 | $3,248 | $3,344 |
| Oklahoma | $3,415 | $4,863 | $5,510 |
| Oregon | $3,128 | $4,187 | $4,939 |
| Pennsylvania | $2,600 | $3,800 | $4,444 |
| Rhode Island | $4,337 | $6,396 | $7,183 |
| South Carolina | $2,942 | $4,089 | $5,659 |
| South Dakota | $2,677 | $3,810 | $4,426 |
| Tennessee | $3,155 | $4,646 | $6,134 |
| Texas | $3,182 | $4,512 | $5,665 |
| Utah | $2,667 | $3,763 | $5,161 |
| Vermont | $2,054 | $3,135 | $3,389 |
| Virginia | $1,928 | $3,003 | $2,934 |
| Washington | $2,605 | $3,538 | $4,183 |
| West Virginia | $2,557 | $3,737 | $4,597 |
| Wisconsin | $2,589 | $4,032 | $4,545 |
| Wyoming | $2,382 | $3,354 | $3,577 |
Find Affordable Hyundai Palisade Insurance Rates
Cheapest Car Insurance Companies For A Hyundai Palisade
If you’re in the market for a new car insurance policy for your Hyundai Palisade, it’s helpful to know which companies offer the most affordable rates. Aspirec provides a premium as low as $25 per month, making it the cheapest option for Hyundai Palisade drivers. Keep in mind that this rate is an average and can vary based on your individual driving profile.
To ensure you get the best deal tailored to your needs, it’s a good idea to shop around and compare quotes from multiple providers.
| Company | Average Monthly Rate |
| AmericanAlliance | $35 |
| Clearcover | $38 |
| Kemper | $34 |
| Apparent | $39 |
| Aspirec | $25 |
Common Hyundai Palisade Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. Many providers offer various discounts, and here are some common ones to check for:
- Multi-policy Discount: Bundling your home and auto insurance with the same provider often qualifies you for a discounted rate.
- Annual Payment Discount: Paying your premium in one lump sum instead of monthly installments can lower your costs.
- Defensive Driving Discount: Completing a certified defensive driving course may make you eligible for reduced rates.
Other discounts may be available depending on your provider, such as safe driver discounts, good student discounts, or usage-based insurance programs. It’s a good idea to consult with your insurance agent to identify all the discounts you qualify for and maximize your savings.
Ways To Save On Hyundai Palisade Insurance Costs
Maintaining a clean driving record is one of the most effective ways to lower your Hyundai Palisade insurance costs. Traffic violations, such as speeding tickets or being involved in accidents, can increase your premiums. For example, Hyundai Palisade drivers with a ticket on their record can expect to pay an average of $92 per month, while those with multiple accidents may face premiums as high as $162 per month. Avoiding these incidents will help you keep your rates lower.
In addition, drivers who use their Hyundai Palisade less frequently typically pay lower insurance premiums. Those with low annual mileage have a lower risk of accidents and, as a result, lower insurance costs. For example, Palisade drivers who drive between 7,501 and 10,000 miles annually can expect to pay around $93 per month for coverage. Meanwhile, drivers who exceed 10,000 miles per year will typically pay around $104 per month.
Compare Hyundai Palisade To Other Hyundai Models
Looking for other Hyundai model insurance costs?
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Our Methodology
Insuranceopedia calculated the average car insurance cost by analyzing thousands of quotes from leading providers. The sample profile used was for a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 in property damage liability, $100,000 in bodily injury liability, and a $1,000 deductible. However, the figures in this guide may differ from your personal results, as they depend on factors such as your age, driving history, location, and the coverage options you choose.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Hyundai Palisade?
Yes, you will need to provide proof of insurance before driving your Hyundai Palisade off the dealership lot. It’s best to purchase a policy beforehand and inform your insurance company about the upcoming car purchase, rather than relying on insurance offered through the dealership. This ensures that you’re covered as soon as you take possession of the vehicle.
How Can You Get The Cheapest Insurance For Your Hyundai Palisade?
The best way to find the cheapest rates for your Hyundai Palisade is by shopping around and comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes it easy to compare quotes from multiple providers directly on our website, helping you find the best deal for your needs.
