Hyundai Santa Fe Car Insurance Cost

Getting insurance for a Hyundai Santa Fe typically amounts to about $1,943 annually through New York Central Mutual Fire. However, the actual cost can vary based on factors such as age, the year of the car model, and other considerations. Utilize the quote tables provided below to determine the specific cost tailored to your circumstances.

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Updated: 02 November 2024
Written by Bob Phillips
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If you’re thinking about buying a Hyundai Santa Fe, it’s essential to factor in the cost of insurance. Insurance plays a crucial role in car ownership, and it’s vital to understand its implications before making a purchase.

Selecting the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. It’s important not to end up with insufficient coverage when an accident happens, leading to significant out-of-pocket costs. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.

With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as age, driving record, and even location can significantly impact insurance premiums.

How Much Does Hyundai Santa Fe Car Insurance Cost?

Typically, New York Central Mutual Fire provides the most competitive rate, averaging $1,943 annually for full coverage insurance on a 2023 Hyundai Santa Fe.

While Mercury Insurance’s rate provides a helpful reference point, it’s essential to recognize that the cost of car insurance can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you choose. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you select will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically costs more than minimum liability coverage.

Insuranceopedia is available to help you compare quotes from different insurance companies, ensuring you find the best deal for your needs.

2024 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Esurance $4,913
Central Mutual Insurance Co $5,744
USAA $2,399
Nationwide $4,025
New York Central Mutual Fire $1,943
Hanover $2,366
Travelers $3,550
State Farm $3,086
Erie $2,357
Allstate $3,721

2023 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
NatGen PPA $933
Mercury Insurance $94
American National P $954
Texas Farm Bureau Group $767
SafeAuto $849
Titan $216
Plymouth Rock $874
NatGen PPA $952
Nationwide $383
PEMCO $885

2022 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $941
American National P $885
Texas Farm Bureau Group $1,085
Victoria $366
AssuranceAmerica Mobile Max $689
PEMCO $914
Safeco $302
Virginia Farm Bureau $1,062
Pekin Insurance $1,071
NatGen PPA $962

2021 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $908
Kemper Auto $326
NatGen Value $459
Kemper Auto | Infinity $591
Safeco $409
Kentucky Farm Bureau $946
American National P $631
AssuranceAmerica Mobile Max $858
MMG Insurance Company $727
Texas Farm Bureau Group $918

2020 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $1,013
Mercury Insurance $789
NatGen Custom 360 $344
Kemper Auto $110
Buckeye Insurance Group $787
American National P $521
Titan $1,006
Utica National Ins Group $993
Safeco $552
PEMCO $970

2019 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Kemper Auto $679
SafeAuto $785
Kemper Auto | Infinity $763
NatGen PPA $291
American National P $515
Safeco $283
AssuranceAmerica $211
AssuranceAmerica Economy $831
NatGen Custom 360 $343
Mercury Insurance $896

2018 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Unigard $942
Titan $1,008
AssuranceAmerica Economy $882
Safeco $108
AssuranceAmerica $826
Utica National Ins Group $951
Cameron Mutual Group $890
PEMCO $813
Partners Mutual Insurance Co $946
Mercury Insurance $271

2017 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Rural Mutual Insurance $757
Pekin Insurance $709
AssuranceAmerica Economy $774
Mercury Insurance $502
United Farm Bureau of IN Group $852
Safeco $87
AssuranceAmerica $772
Buckeye Insurance Group $760
American National P $611
Kemper Personal Insurance $258

2016 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $781
AssuranceAmerica Mobile Max $333
Kentucky Farm Bureau $782
Pekin Insurance $739
NatGen Custom 360 $835
Buckeye Insurance Group $503
Safeco $114
AssuranceAmerica $461
Mercury Insurance $679
SECURA Insurance $904

2015 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
New Jersey Manufacturers $935
PEMCO $797
Safeco $344
SafeAuto $778
SECURA Insurance $968
North Carolina Farm Bureau $714
Pekin Insurance $895
Dairyland $524
American National P $628
Atlantic States Insurance $849

2014 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $719
NatGen Value $566
NatGen Custom 360 $440
Buckeye Insurance Group $548
Capital Insurance Group $1,036
SECURA Insurance $990
Dairyland Broadform $961
Safeco $182
Mercury Insurance $298
Western National $933

2013 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $866
SECURA Insurance $1,091
North Carolina Farm Bureau $827
National General Value $771
American National P $516
MEEMIC Insurance Company $1,112
Safeco $196
Wolverine Mutual $561
Mercury Insurance $123
NatGen Value $931

2012 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $798
Infinity Special $543
Safeco $88
PEMCO $660
American National P $288
American National P&C $613
North Carolina Farm Bureau $794
Dairyland Scored $745
Norfolk and Dedham Group $744
Mercury Insurance $408

2011 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $267
Buckeye Insurance Group $592
Mercury Insurance $445
PEMCO $662
North Star $687
North Carolina Farm Bureau $411
Safeco $211
American National P $460
Pekin Insurance $658
Farmers Mutual of Nebraska $677

2010 Hyundai Santa Fe Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $601
American National P $468
InsureMax $205
Texas Farm Bureau Group $595
SECURA Insurance $731
Kemper Personal Insurance $343
PEMCO $578
Countryway Insurance $672
Kemper Auto | Infinity $513
Safeco $29

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Cost of Hyundai Santa Fe Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,896 $11,605 $13,528
18 $7,390 $10,823 $12,622
19 $6,468 $9,592 $11,143
20 $5,723 $8,323 $9,745
21 $4,761 $6,996 $8,177
22 $4,591 $6,849 $7,930
23 $4,071 $5,963 $7,015
24 $3,884 $5,668 $6,626
25 $3,310 $4,891 $5,680
30 $2,555 $3,813 $4,416
35 $2,432 $3,550 $4,164
40 $2,326 $3,418 $4,010
45 $2,257 $3,299 $3,948
55 $2,051 $3,020 $3,621
65 $2,199 $3,213 $3,773
75 $2,760 $4,072 $4,691

Hyundai Santa Fe Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,499 $3,619 $4,549
Alaska $2,088 $2,786 $2,760
Arizona $2,344 $3,370 $4,926
Arkansas $2,515 $4,004 $4,402
California $2,835 $5,018 $2,782
Colorado $2,654 $3,675 $4,639
Connecticut $3,382 $5,167 $6,581
Delaware $2,802 $3,703 $4,815
Florida $3,272 $4,621 $6,023
Georgia $2,690 $4,088 $4,038
Hawaii $1,111 $1,419 $1,102
Idaho $1,855 $2,466 $2,991
Illinois $1,958 $2,993 $3,381
Indiana $1,984 $3,048 $3,446
Iowa $1,565 $2,157 $2,534
Kansas $2,164 $3,133 $3,649
Kentucky $3,045 $4,521 $5,334
Louisiana $3,926 $5,934 $6,441
Maine $1,458 $2,015 $2,997
Maryland $2,386 $3,494 $3,883
Massachusetts $1,932 $3,411 $1,887
Michigan $4,691 $7,085 $11,269
Minnesota $1,964 $2,588 $3,568
Mississippi $2,331 $3,293 $3,289
Missouri $2,167 $3,118 $4,159
Montana $2,222 $3,131 $3,615
Nebraska $1,842 $2,740 $3,013
Nevada $3,087 $4,574 $4,818
New Hampshire $2,181 $3,392 $4,304
New Jersey $2,389 $3,713 $4,920
New Mexico $2,448 $3,572 $3,700
New York $2,248 $2,817 $4,734
North Carolina $1,398 $2,369 $1,716
North Dakota $1,945 $2,933 $3,379
Ohio $1,703 $2,609 $2,713
Oklahoma $2,748 $3,892 $4,406
Oregon $2,466 $3,350 $3,998
Pennsylvania $2,037 $3,100 $3,528
Rhode Island $3,490 $5,113 $5,691
South Carolina $2,351 $3,301 $4,522
South Dakota $2,070 $3,036 $3,525
Tennessee $2,523 $3,643 $4,871
Texas $2,488 $3,637 $4,494
Utah $2,089 $2,982 $4,088
Vermont $1,674 $2,524 $2,709
Virginia $1,540 $2,326 $2,370
Washington $2,021 $2,816 $3,298
West Virginia $2,062 $2,993 $3,741
Wisconsin $2,095 $3,173 $3,702
Wyoming $1,925 $2,730 $2,828

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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