Hyundai Tucson Car Insurance Cost 2025
Typically, Hyundai Tucson drivers can expect to pay an average of $470 per year for car insurance. However, this amount can vary depending on factors like your age, driving history, location, and the specific model year of your vehicle. To get a more accurate estimate tailored to your situation, refer to our quote tables below.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Hyundai Tucson, it’s important to consider the cost of insurance. On average, insurance for a Hyundai Tucson costs $470 per year. Insurance is a significant aspect of car ownership, and it’s essential to understand its implications before making a purchase.
Choosing the right car insurance policy is crucial to avoid unexpected and potentially high expenses in the future. You wouldn’t want to be caught without adequate coverage in the event of an accident, facing significant out-of-pocket costs. Additionally, there’s the possibility of facing higher premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors such as age, driving record, and even location can greatly impact insurance premiums.
How Much Does A Hyundai Tucson Car Insurance Cost?
However, your actual insurance premium may differ based on factors such as your age, driving record, location, and coverage preferences. To find the best rates for your Hyundai Tucson, it’s recommended to compare quotes from multiple insurance providers.
It’s crucial to recognize that the cost of car insurance can vary significantly due to several factors. These include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations may lead to higher costs.
Moreover, residing in an urban area with heavy traffic can result in higher insurance rates compared to rural areas with less traffic. Additionally, the type of coverage you choose will impact your premium—full coverage, which includes both comprehensive and collision insurance, generally costs more than minimum liability coverage.
As you can see from the table below, the cost of insurance for a Hyundai Tucson is lower compared to the average cost of all Hyundai models. However, it is slightly higher than the average cost for all cars.
Insuranceopedia is here to assist you in comparing quotes from various auto insurance companies, ensuring you find the best deal for your needs.
| Vehicle | Average Monthly Premium |
| Hyundai Tucson | $149 |
| All Hyundais | $175 |
| All Cars | $175 |
Average Insurance Cost Of Hyundai Tucson By Model Year
| Model Year | Average Premium |
| 2024 Hyundai Tucson | $800 |
| 2023 Hyundai Tucson | $559 |
| 2022 Hyundai Tucson | $578 |
| 2021 Hyundai Tucson | $658 |
| 2020 Hyundai Tucson | $528 |
| 2019 Hyundai Tucson | $608 |
| 2018 Hyundai Tucson | $653 |
| 2017 Hyundai Tucson | $495 |
| 2016 Hyundai Tucson | $668 |
| 2015 Hyundai Tucson | $700 |
| 2014 Hyundai Tucson | $627 |
| 2013 Hyundai Tucson | $475 |
| 2012 Hyundai Tucson | $658 |
| 2011 Hyundai Tucson | $388 |
| 2010 Hyundai Tucson | $515 |
2024 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2024 Hyundai Tucson is $800. However, Kemper Auto | Infinity offers the cheapest rates, averaging $325 per year.
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $998 |
| SECURA Insurance | $1,107 |
| Kemper Auto | Infinity | $325 |
| National General Value | $470 |
| Texas Farm Bureau Group | $841 |
| Capital Insurance Group | $760 |
| Buckeye Insurance Group | $1,005 |
| PEMCO | $960 |
| Direct Auto | $794 |
| Safeco | $737 |
2023 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2023 Hyundai Tucson is $800. However, KNatGen Custom 360 offers the cheapest rates, averaging $232 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Auto | Infinity | $650 |
| NatGen Custom 360 | $232 |
| Safeco | $500 |
| American National P | $807 |
| NatGen PPA | $560 |
| Pekin Insurance | $654 |
| Mercury Insurance | $679 |
| Victoria | $559 |
| Texas Farm Bureau Group | $542 |
| NatGen Value | $409 |
2022 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2022 Hyundai Tucson is $559. However, Kemper Personal Insurance offers the cheapest rates, averaging $108 per year.
| Insurance Provider | Average Annual Cost |
| Victoria | $318 |
| Buckeye Insurance Group | $954 |
| Concord Group | $641 |
| Countryway Insurance | $846 |
| Safeco | $823 |
| NatGen Custom 360 | $221 |
| NatGen PPA | $698 |
| AssuranceAmerica Mobile Max | $640 |
| Kemper Personal Insurance | $108 |
| American National P | $534 |
2021 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2021 Hyundai Tucson is $658. However, NatGen Custom 360 offers the cheapest rates, averaging $206 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Premium | $264 |
| Buckeye Insurance Group | $931 |
| Kemper Auto | $811 |
| Texas Farm Bureau Group | $907 |
| Safeco | $297 |
| National General RAD | $978 |
| NatGen Custom 360 | $206 |
| Indiana Farmers Mutual Ins | $961 |
| Victoria | $558 |
| Mercury Insurance | $666 |
2020 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2020 Hyundai Tucson is $528. However, NatGen Custom 360 offers the cheapest rates, averaging $163 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Advantage | $512 |
| NatGen Value | $669 |
| Safeco | $394 |
| American National P | $467 |
| American National P&C | $585 |
| MMG Insurance Company | $653 |
| NatGen Custom 360 | $163 |
| Mercury Insurance | $551 |
| National General Value | $400 |
| Dairyland FR Bond | $882 |
2019 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2019 Hyundai Tucson is $608. However, Kemper Personal Insurance offers the cheapest rates, averaging $131 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $357 |
| North Carolina Farm Bureau | $1,050 |
| PEMCO | $954 |
| American National P | $516 |
| Safeco | $384 |
| NatGen PPA | $252 |
| Mercury Insurance | $695 |
| National General Value | $992 |
| Clearcover | $751 |
| Kemper Personal Insurance | $131 |
2018 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2018 Hyundai Tucson is $653. However, Safeco offers the cheapest rates, averaging $220 per year.
| Insurance Provide | Average Annual Cost |
| Safeco | $220 |
| American National P | $409 |
| NatGen Custom 360 | $938 |
| AssuranceAmerica | $460 |
| Kemper Auto | Infinity | $817 |
| Norfolk and Dedham Group | $795 |
| Countryway Insurance | $752 |
| Safety Group | $773 |
| Kemper Auto | $555 |
| Mercury Insurance | $809 |
2017 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2017 Hyundai Tucson is $495. However, Kemper Personal Insurance offers the cheapest rates, averaging $165 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $766 |
| NatGen PPA | $283 |
| Kemper Personal Insurance | $165 |
| Mercury Insurance | $358 |
| AssuranceAmerica | $756 |
| Safeco | $243 |
| North Carolina Farm Bureau | $807 |
| AssuranceAmerica Mobile Max | $216 |
| Safety Group | $667 |
| American National P | $687 |
2016 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2016 Hyundai Tucson is $668. However, Dairyland Broadform offers the cheapest rates, averaging $235 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $235 |
| MMG Insurance Company | $556 |
| Patriot Group | $717 |
| Commerce Group Inc | $677 |
| Concord Group | $840 |
| Safeco | $458 |
| PEMCO | $719 |
| National General Value | $881 |
| Dairyland FR Bond | $834 |
| NatGen PPA | $758 |
Find Affordable Hyundai Tucson Insurance Rates
2015 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2015 Hyundai Tucson is $700. However, Safeco offers the cheapest rates, averaging $333 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $704 |
| Countryway Insurance | $829 |
| AssuranceAmerica | $915 |
| PEMCO | $716 |
| NatGen Value | $765 |
| Kemper Auto | Infinity | $785 |
| Safeco | $333 |
| Tennessee Farmers | $671 |
| North Carolina Farm Bureau | $863 |
| Mercury Insurance | $416 |
2014 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2014 Hyundai Tucson is $627. However, Mercury Insurance offers the cheapest rates, averaging $272 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $350 |
| NatGen Custom 360 | $602 |
| North Carolina Farm Bureau | $752 |
| Safety Group | $532 |
| AssuranceAmerica | $830 |
| NatGen Value | $704 |
| Wolverine Mutual | $800 |
| Norfolk and Dedham Group | $775 |
| Mercury Insurance | $272 |
| PEMCO | $653 |
2013 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2013 Hyundai Tucson is $475. However, Safeco offers the cheapest rates, averaging $102 per year.
| Insurance Provider | Average Annual Cost |
| Indiana Farmers Mutual Ins | $684 |
| NatGen Custom 360 | $650 |
| Ohio Mutual Ins Group | $723 |
| Safeco | $102 |
| Mercury Insurance | $720 |
| Buckeye Insurance Group | $410 |
| Kemper Premium | $172 |
| Concord Group | $548 |
| Kemper Personal Insurance | $118 |
| MMG Insurance Company | $624 |
2012 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2012 Hyundai Tucson is $475. However, Safeco offers the cheapest rates, averaging $194 per year.
| Insurance Provider | Average Annual Cost |
| Rural Mutual Insurance | $475 |
| NatGen Value | $804 |
| Virginia Farm Bureau | $623 |
| First Chicago Insurance | $813 |
| Safeco | $194 |
| Pekin Insurance | $812 |
| Clearcover | $798 |
| Mercury Insurance | $699 |
| National General Value | $465 |
| Indiana Farmers Mutual Ins | $899 |
2011 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2011 Hyundai Tucson is $388. However, NatGen Custom 360 offers the cheapest rates, averaging $208 per year.
| Insurance Provider | Average Annual Cost |
| Kemper Personal Insurance | $156 |
| Kemper Auto | Infinity | $585 |
| Mercury Insurance | $230 |
| NatGen PPA | $405 |
| Safeco | $269 |
| NatGen Custom 360 | $208 |
| Kemper Auto | $557 |
| Plymouth Rock Assurance | $690 |
| Dairyland Broadform | $295 |
| AssuranceAmerica Mobile Max | $481 |
2010 Hyundai Tucson Insurance Rates
The average annual insurance cost for a 2010 Hyundai Tucson is $515. However, Safeco offers the cheapest rates, averaging $129 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $388 |
| Buckeye Insurance Group | $482 |
| Texas Farm Bureau Group | $742 |
| AssuranceAmerica | $532 |
| Indiana Farmers Mutual Ins | $743 |
| NatGen Custom 360 | $260 |
| Clearcover | $764 |
| Western Reserve | $744 |
| Kemper Personal Insurance | $363 |
| Safeco | $129 |
Find Affordable Hyundai Tucson Insurance Rates
Is A Hyundai Tucson Expensive To Insure?
The cost to insure a Hyundai Tucson is lower than the overall average for all cars. However, the actual amount you’ll pay for car insurance depends on various factors, including your age, the car’s age, your location, driving history, and the type of coverage you choose. Comparing quotes from multiple insurers can help you find the best rate tailored to your specific profile.
Cost of Hyundai Tucson Car Insurance By Age
Age is a key factor in determining car insurance rates for any vehicle. Teen drivers often face the highest premiums due to their higher likelihood of being involved in accidents. As drivers gain more experience and demonstrate safer driving habits over time, insurance companies view them as lower-risk, leading to decreased premiums with age.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,382 | $9,474 | $11,024 |
| 18 | $6,015 | $8,814 | $10,315 |
| 19 | $5,324 | $7,778 | $9,050 |
| 20 | $4,613 | $6,732 | $7,963 |
| 21 | $3,829 | $5,673 | $6,670 |
| 22 | $3,774 | $5,556 | $6,448 |
| 23 | $3,289 | $4,887 | $5,711 |
| 24 | $3,176 | $4,612 | $5,358 |
| 25 | $2,724 | $3,928 | $4,628 |
| 30 | $2,092 | $3,083 | $3,590 |
| 35 | $1,991 | $2,905 | $3,404 |
| 40 | $1,925 | $2,747 | $3,219 |
| 45 | $1,808 | $2,738 | $3,156 |
| 55 | $1,722 | $2,498 | $2,873 |
| 65 | $1,737 | $2,603 | $3,018 |
| 75 | $2,252 | $3,278 | $3,788 |
Hyundai Tucson Car Insurance Rates By State
Where you live plays a significant role in how insurance companies calculate rates. Each state regulates its own auto insurance; for example, Michigan drivers tend to pay higher premiums because the state mandates higher levels of coverage. Additionally, each location has a unique climate. Some states experience extreme weather, such as hurricanes, storms, and flooding.
Moreover, each area has its own statistics on crime and auto accidents, including car thefts, crashes, and vehicle fatality rates. Insurance companies consider all of these factors when calculating your exact Hyundai Tucson insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,029 | $2,966 | $3,691 |
| Alaska | $1,702 | $2,290 | $2,215 |
| Arizona | $1,852 | $2,745 | $3,968 |
| Arkansas | $2,100 | $3,225 | $3,606 |
| California | $2,337 | $4,020 | $2,252 |
| Colorado | $2,120 | $3,045 | $3,820 |
| Connecticut | $2,717 | $4,256 | $5,382 |
| Delaware | $2,292 | $2,995 | $3,861 |
| Florida | $2,713 | $3,711 | $4,832 |
| Georgia | $2,234 | $3,329 | $3,317 |
| Hawaii | $903 | $1,158 | $830 |
| Idaho | $1,554 | $1,995 | $2,431 |
| Illinois | $1,586 | $2,446 | $2,704 |
| Indiana | $1,602 | $2,539 | $2,828 |
| Iowa | $1,291 | $1,770 | $2,125 |
| Kansas | $1,771 | $2,532 | $2,938 |
| Kentucky | $2,462 | $3,709 | $4,353 |
| Louisiana | $3,174 | $4,812 | $5,295 |
| Maine | $1,175 | $1,667 | $2,458 |
| Maryland | $1,918 | $2,825 | $3,142 |
| Massachusetts | $1,565 | $2,702 | $1,561 |
| Michigan | $3,778 | $5,773 | $9,128 |
| Minnesota | $1,575 | $2,097 | $2,905 |
| Mississippi | $1,845 | $2,666 | $2,745 |
| Missouri | $1,819 | $2,513 | $3,302 |
| Montana | $1,829 | $2,566 | $2,895 |
| Nebraska | $1,561 | $2,284 | $2,480 |
| Nevada | $2,550 | $3,740 | $3,924 |
| New Hampshire | $1,710 | $2,730 | $3,535 |
| New Jersey | $1,911 | $3,020 | $3,980 |
| New Mexico | $1,944 | $2,905 | $3,030 |
| New York | $1,807 | $2,270 | $3,853 |
| North Carolina | $1,139 | $1,940 | $1,364 |
| North Dakota | $1,601 | $2,319 | $2,754 |
| Ohio | $1,422 | $2,127 | $2,195 |
| Oklahoma | $2,187 | $3,116 | $3,565 |
| Oregon | $2,034 | $2,726 | $3,252 |
| Pennsylvania | $1,659 | $2,509 | $2,868 |
| Rhode Island | $2,776 | $4,135 | $4,620 |
| South Carolina | $1,930 | $2,620 | $3,680 |
| South Dakota | $1,702 | $2,513 | $2,880 |
| Tennessee | $2,070 | $2,971 | $4,001 |
| Texas | $2,056 | $2,900 | $3,698 |
| Utah | $1,760 | $2,445 | $3,324 |
| Vermont | $1,335 | $2,079 | $2,192 |
| Virginia | $1,294 | $1,959 | $1,911 |
| Washington | $1,643 | $2,221 | $2,657 |
| West Virginia | $1,676 | $2,375 | $2,995 |
| Wisconsin | $1,681 | $2,643 | $2,957 |
| Wyoming | $1,550 | $2,162 | $2,340 |
Find Affordable Hyundai Tucson Insurance Rates
Cheapest Car Insurance Companies For A Hyundai Tucson
If you’re planning to buy a new car insurance policy for your Hyundai Tucson, it’s helpful to know which companies offer the most affordable rates. For budget-conscious drivers, Hugo offers a premium of $31 per month, making it the cheapest option for insuring a Hyundai Tucson. However, this is an average rate, and your actual premium may vary based on factors like your driving history, age, and location. To find the most competitive rate for your specific profile, it’s best to compare quotes from multiple insurance providers.
| Company | Average Monthly Rate |
| CSAA | $42 |
| NationalGeneral | $40 |
| MetroMile | $33 |
| Freedom | $32 |
| Hugo | $31 |
Common Hyundai Tucson Insurance Discounts
Discounts are an excellent way to reduce your car insurance premiums. While each insurance provider offers unique discounts, there are several common ones you can explore to see if you qualify:
- Multi-Policy Discount: Bundling your auto insurance with other policies, like home insurance, can often result in significant savings.
- Annual Payment Discount: Paying your entire premium upfront, instead of in monthly installments, can help you secure a lower rate.
- Defensive Driving Discount: Completing a certified defensive driving course can make you eligible for discounted premiums, as it shows you’re committed to safe driving.
Additionally, insurers may offer other discounts based on factors like your vehicle’s safety features, low mileage, or even your good driving record. It’s always a good idea to consult with your insurance agent to uncover all the discounts you might be eligible for.
Ways To Save On Hyundai Tucson Insurance Costs
Maintaining a clean driving record is one of the most effective ways to reduce the cost of your Hyundai Tucson insurance. Traffic violations, such as speeding tickets or being involved in accidents, can significantly increase your premiums. For example, drivers with a ticket on their record typically pay around $92 per month, while those with multiple accidents can expect an average of $122 per month. Additionally, annual mileage also affects insurance costs. Drivers who cover between 2,501 and 5,000 miles per year pay approximately $80 per month, while those who drive over 10,000 miles pay around $77 per month. Interestingly, in some cases, drivers with higher mileage may have slightly lower premiums due to factors like consistent driving habits or discounts from usage-based insurance programs. Maintaining safe driving practices and comparing quotes from different providers will help you find the best rate for your profile.
Compare Hyundai Tucson To Other Hyundai Models
Looking for other Hyundai model insurance costs?
- Hyundai Elantra Car Insurance
- Hyundai Accent Car Insurance
- Hyundai Santa Fe Car Insurance
- Hyundai Kona Car Insurance
- Hyundai Palisade Car Insurance
- Hyundai IONIQ Car Insurance
- Hyundai Elantra GT Car Insurance
- Hyundai Sonata Car Insurance
- Hyundai Veloster Car Insurance
- Hyundai Venue Car Insurance
- Hyundai Nexo Car Insurance
- Hyundai Santa Fe XL Car Insurance
- Hyundai Veloster N Car Insurance
Our Methodology
To determine the average cost of car insurance, Insuranceopedia analyzed thousands of quotes from top auto insurance providers. The sample profile used for this analysis features a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. Keep in mind that the rates presented in this guide may vary from your personal insurance quotes, as individual factors can significantly influence costs.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Hyundai Tucson?
Yes, you will need to provide proof of insurance before driving your Hyundai Tucson off the dealership lot. The best approach is to purchase a policy in advance and notify your insurance company that you’re about to buy the car, rather than relying on insurance offered by the dealership. This can help you secure better rates and ensure continuous coverage.
How Can You Get The Cheapest Insurance For Your Hyundai Tucson?
The most effective way to find the cheapest insurance rates for your Hyundai Tucson is to shop around and compare quotes from various auto insurance companies. Luckily, Insuranceopedia makes this process easy by allowing you to compare quotes from multiple providers directly on our website.
