How Much Does Isuzu Car Insurance Cost?
The average monthly insurance cost for an Isuzu is $147, which adds up to about $1,763 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The cost to insure an Isuzu varies based on a few key factors, including your age, driving history, and where you live. Car insurance companies use these details to evaluate the risk of covering your vehicle.
Insurance Cost Per Isuzu Model
| Isuzu Model | Average Yearly Insurance Cost |
| Isuzu FTR | $1,850 |
| Isuzu NPR | $1,600 |
| Isuzu NQR | $1,700 |
| Isuzu NRR | $1,900 |
Keep in mind that these numbers are averages, and the actual cost may differ based on where you live, your age, driving record, and the type of coverage you select.
Isuzu Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| GEICO | $100 |
| State Farm | $110 |
| Progressive | $105 |
| Allstate | $115 |
| Farmers Insurance | $120 |
Isuzu Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $1,500 |
| Alaska | $1,700 |
| Arizona | $1,500 |
| Arkansas | $1,400 |
| California | $2,000 |
| Colorado | $1,650 |
| Connecticut | $1,750 |
| Delaware | $1,750 |
| Florida | $2,300 |
| Hawaii | $2,000 |
| Idaho | $1,400 |
| Illinois | $1,650 |
| Indiana | $1,500 |
| Iowa | $1,400 |
| Kansas | $1,400 |
| Kentucky | $1,500 |
| Louisiana | $2,000 |
| Maine | $1,250 |
| Maryland | $1,650 |
| Massachusetts | $1,750 |
| Michigan | $2,050 |
| Minnesota | $1,500 |
| Mississippi | $1,400 |
| Missouri | $1,500 |
| Montana | $1,500 |
| Nebraska | $1,400 |
| Nevada | $1,700 |
| New Hampshire | $1,500 |
| New Jersey | $1,750 |
| New Mexico | $1,500 |
| New York | $2,050 |
| North Carolina | $1,500 |
| North Dakota | $1,400 |
| Ohio | $1,500 |
| Oklahoma | $1,500 |
| Oregon | $1,650 |
| Pennsylvania | $1,650 |
| Rhode Island | $1,850 |
| South Carolina | $1,500 |
| South Dakota | $1,400 |
| Tennessee | $1,500 |
| Texas | $1,700 |
| Utah | $1,500 |
| Vermont | $1,500 |
| Virginia | $1,500 |
| Washington | $1,700 |
| West Virginia | $1,500 |
| Wisconsin | $1,500 |
| Wyoming | $1,400 |
| Georgia | $1,500 |
How to Save Money on Isuzu Car Insurance?
Owning an Isuzu involves various costs, and car insurance is a significant one. However, there are ways to cut down on your insurance expenses. Here’s how:
1- Keep a Clean Driving Record
Insurance companies use your driving history to set your premium. By avoiding accidents and traffic tickets, you demonstrate that you’re a low-risk driver, which can help lower your insurance costs.
2- Bundle Your Policies
Combining multiple policies, such as home and auto insurance, with the same provider often leads to discounts. This not only makes managing your insurance easier but also reduces your premiums.
3- Increase Your Deductible
Raising your deductible—the amount you pay out of pocket before your insurance starts—can lower your premium. Just make sure you can afford the higher deductible if you need to make a claim.
4- Add Safety Features
Isuzu vehicles come with various safety features, but adding extras like anti-theft devices can further lower your insurance costs by reducing the risk of theft and damage.
5- Look for Discounts
Insurance companies often offer discounts for good students, clean driving records, or completing defensive driving courses. Check with your insurer to see what discounts you might be eligible for.
6- Compare Quotes
Insurance rates can differ significantly between providers. It’s important to get quotes from multiple insurers and choose the one that offers the best value for your situation.
7- Consider Usage-Based Insurance
If you don’t drive your Isuzu very often, usage-based insurance might be a good option. This type of policy bases your premium on how much you drive, potentially saving you money if your Isuzu isn’t your primary vehicle.
