Jaguar XJ Car Insurance Cost

Insuring a Jaguar XJ typically costs around $2,529 per year with State Farm. However, the final price can differ based on factors such as your age, the car’s model year, and other relevant factors. You can use the quote tables below to obtain a personalized estimate of your insurance expenses.

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Updated: 09 November 2024
Written by Bob Phillips
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If you’re considering purchasing a Jaguar XJ, it’s important to consider the cost of insurance. Insurance is a significant aspect of owning a car, and it’s crucial to understand the financial commitment before making a decision.

Selecting the right car insurance is essential to avoid unexpected and potentially costly surprises in the future. It’s crucial to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being at fault in an accident could lead to higher premiums.

With over ten years of experience studying car insurance rates, I’ve noticed how much these costs can vary. Your age, driving history, and location are all significant factors that can influence your insurance premiums.

How Much Does Jaguar XJ Car Insurance Cost?

On average, State Farm offers the most competitive option, with an annual cost of approximately $2,529 for full coverage insurance on a 2019 Jaguar XJ.

While State Farm’s rate provides a helpful starting point, it’s crucial to understand that car insurance costs can vary significantly due to multiple factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record often results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.

Additionally, living in a bustling urban area typically leads to higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.

At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal for your needs.

2019 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
Mercury $4,502
Direct General Insurance $6,810
Allied $5,026
State Farm $2,529
Metropolitan $8,016
Allstate $4,686
United Automobile Ins Group $5,407

2018 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
Texas Farm Bureau Group $784
State Farm $2,052
USAA $2,293
West Bend Mutual $2,356
Farm Bureau Mutual (IA Group) $2,268
Republic Indemnity $2,353
Farmers $2,542
Country $2,831
Central Mutual Insurance Co $2,121
Electric $2,393

2017 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
Nationwide $3,162
Mercury $2,161
State Farm $3,234
United Automobile Ins Group $3,570
Allied $2,753
Travelers $3,761
Country $3,341
Erie $4,070
Auto-Owners Insurance Co $4,084
Safe Auto $4,355

2016 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
Georgia Farm Bureau $1,929
Unitrin $2,124
California Capital $2,427
Auto-Owners Insurance Co $1,484
State Farm $2,645
American National P $736
ACCC Insurance Company $1,588
Country $1,690
Southern Farm Bureau $2,170
Mercury $2,622

2015 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
Virginia Farm Bureau $1,142
Liberty Mutual $1,755
Penn National $770
Texas Farm Bureau Group $1,638
USAA $1,625
Auto-Owners Insurance Co $1,569
Westfield $1,810
Mercury Insurance Company $484
Erie $1,473
Kentucky Farm Bureau $1,405

2014 Jaguar XJInsurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $992
American Family $1,371
Western Reserve $1,551
Central Mutual Insurance Co $1,220
Virginia Farm Bureau $1,197
Penn National $819
Hastings Mutual Insurance Co $982
Direct Auto $1,577
Grange Mutual $1,115
Farmers $1,568

2013 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
California Capital $2,281
Country $2,215
SafeAuto $2,023
Mercury Insurance Company $444
Dairyland Auto $2,566
NatGen Value $2,693
National General $577
Farm Bureau Mutual (IA Group) $1,212
Mercury $2,256
Esurance $2,309

2012 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $733
Hastings Mutual Insurance Co $1,586
Pekin Insurance $1,737
Country $1,732
Grange Mutual $1,309
SECURA Insurance $1,819
Mercury Insurance $2,371
California Capital $2,478
NatGen PPA $2,439
USAA $2,394

 

2011 Jaguar XJ Insurance Rates

Insurance Provider Average Annual Cost
Country $1,830
Texas Farm Bureau Group $731
Erie $1,692
USAA $2,008
Pekin Insurance $1,639
SECURA Insurance $1,470
Buckeye Insurance Group $1,617
Georgia Farm Bureau $1,873
Indiana Farmers Mutual Ins $1,396
Western Reserve $1,732

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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