Jaguar XJL Car Insurance Cost 2025
Typically, Jaguar XJL drivers can expect to pay an average of $1,268 per year for car insurance. However, actual rates will vary based on factors such as your age, location, driving history, and the specific model year of your vehicle. To get a more accurate estimate tailored to your profile, you can refer to our quote tables below.
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If you’re considering purchasing a Jaguar XJL, it’s important to consider the cost of insurance. On average, insurance for a Jaguar XJL cost $1,268 per year. Insurance is a significant aspect of car ownership, and it’s crucial to understand the financial commitment before making a decision.
Choosing the right car insurance is essential to prevent unexpected and potentially costly surprises in the future. It’s important to have adequate coverage in case of an accident to avoid substantial out-of-pocket expenses. Additionally, being at fault in an accident could lead to higher premiums.
With over ten years of experience studying car insurance rates, I’ve noticed the significant variability in these costs. Your age, driving history, and location are all important factors that can influence your insurance premiums.
How Much Does Jaguar XJL Car Insurance Cost?
Typically, Jaguar XJL drivers can find car insurance at an average rate of $1,268 per year. However, actual costs may vary depending on factors such as your location, driving history, and coverage options.
While Nationwide’s rate provides a useful starting point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, car age, and the specific coverage options you choose. Maintaining a clean driving record typically results in lower premiums, whereas a history of accidents or traffic violations can lead to higher rates.
Additionally, living in a bustling urban area usually results in higher insurance rates compared to quieter rural areas. The type of coverage you select also impacts your premium—comprehensive coverage, which includes both comprehensive and collision coverage, tends to be more expensive than basic liability coverage.
At Insuranceopedia, we’re here to help you compare quotes from different insurance providers to ensure you find the most favorable deal for your needs.
Average Insurance Cost Of Jaguar XJL By Model Year
| Model Year | Average Premium |
| 2019 Jaguar XJL | $2,352 |
| 2017 Jaguar XJL | $5,065 |
| 2016 Jaguar XJL | $3,099 |
| 2015 Jaguar XJL | $1,715 |
| 2014 Jaguar XJL | $1,984 |
| 2013 Jaguar XJL | $1,276 |
| 2012 Jaguar XJL | $1,773 |
| 2011 Jaguar XJL | $1,750 |
2019 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2019 Jaguar XJL is $2,352. However, Travelers offers the cheapest rates, averaging $1,778 per year.
| Insurance Provider | Average Annual Cost |
| Travelers | $1,778 |
| Hanover | $4,011 |
| Nationwide | $1,268 |
2017 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2017 Jaguar XJL is $5,065. However, Mercury offers the cheapest rates, averaging $2,891 per year.
| Insurance Provider | Average Annual Cost |
| Mercury | $2,891 |
| Direct General Insurance | $4,548 |
| SafeAuto | $4,015 |
| Metropolitan | $3,877 |
| National General | $5,048 |
| Dairyland Auto | $10,013 |
2016 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2016 Jaguar XJL is $3,099. However, Liberty Mutual offers the cheapest rates, averaging $1,169 per year.
| Insurance Provider | Average Annual Cost |
| Liberty Mutual | $1,169 |
| Nationwide | $1,598 |
| Preferred Mutual | $4,543 |
| Mercury | $2,803 |
| State Farm | $3,475 |
| Direct Auto | $1,862 |
| Travelers | $3,092 |
| Allied | $3,887 |
| Kemper Auto | Infinity | $4,428 |
| Erie | $4,137 |
2015 Jaguar XJLInsurance Rates
The average annual insurance cost for a 2015 Jaguar XJL is $1,715. However, Texas Farm Bureau Group offers the cheapest rates, averaging $575 per year.
| Insurance Provider | Average Annual Cost |
| Chubb | $1,571 |
| Texas Farm Bureau Group | $575 |
| State Farm | $1,847 |
| Nationwide | $1,830 |
| Penn National | $2,024 |
| Mercury | $2,060 |
| New Jersey Manufacturers | $1,980 |
| Hartford | $2,283 |
| California Capital | $1,888 |
| Direct Auto | $1,094 |
2014 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2014 Jaguar XJL is $1,984. However, Direct General Insurance offers the cheapest rates, averaging $1,443 per year.
| Insurance Provider | Average Annual Cost |
| State Farm | $1,921 |
| Country | $1,965 |
| Penn National | $1,526 |
| Central Mutual Insurance Co | $2,622 |
| Nationwide | $2,792 |
| Direct General Insurance | $1,443 |
| Mississippi Farm Bureau | $1,779 |
| Mercury | $2,806 |
| New Jersey Manufacturers | $1,450 |
| Farmers | $1,533 |
2013 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2013 Jaguar XJL is $1,276. However, Virginia Farm Bureau offers the cheapest rates, averaging $896 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $915 |
| Direct Auto | $1,258 |
| Liberty Mutual | $1,672 |
| Clearcover | $1,164 |
| SECURA Insurance | $1,155 |
| Erie | $1,760 |
| Penn National | $1,223 |
| Farm Bureau Ins of MI | $1,582 |
| NatGen PPA | $1,136 |
| Virginia Farm Bureau | $896 |
2012 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2012 Jaguar XJL is $1,773. However, National General offers the cheapest rates, averaging $951 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $1,610 |
| Erie | $1,749 |
| Auto-Owners Insurance Co | $1,783 |
| Texas Farm Bureau Group | $1,214 |
| California Capital | $1,975 |
| Plymouth Rock | $2,325 |
| Country | $1,898 |
| Atlantic States Insurance | $2,056 |
| National General | $951 |
| Travelers | $2,171 |
2011 Jaguar XJL Insurance Rates
The average annual insurance cost for a 2011 Jaguar XJL is $1,750. However, American National P offers the cheapest rates, averaging $669 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $669 |
| Erie | $1,927 |
| Cincinnati Insurance | $1,687 |
| Country | $1,701 |
| Auto-Owners Insurance Co | $2,433 |
| National Grange Mutual | $2,435 |
| SafeAuto | $794 |
| Southern Farm Bureau | $1,552 |
| Atlantic States Insurance | $2,167 |
| California Capital | $2,135 |
Find Affordable Jaguar XJL Insurance Rates
Common Jaguar XJL Insurance Discounts
In addition to these common discounts, some insurance providers may also offer:
- Low-mileage discounts – If you drive fewer miles than the average driver, you may qualify for lower rates.
- Good driver discounts – Maintaining a clean driving record without accidents or violations can lead to reduced premiums.
- Student discounts – Young drivers who maintain good grades may be eligible for savings.
- Loyalty discounts – Staying with the same insurer for several years can sometimes earn you a discount.
Always check with your insurance provider to see which discounts you qualify for, as they can significantly reduce your Jaguar XJL insurance costs.
Compare Jaguar XJL To Other Jaguar Models
Looking for other Jaguar model insurance costs?
Our Methodology
Your actual insurance costs may vary based on several factors, including your age, location, driving history, and the specific coverage options you choose. While the sample profile used for these calculations provides a general estimate, the best way to find accurate rates for your Jaguar XJL is to compare quotes from multiple insurance providers. Shopping around ensures you get the best deal based on your unique circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Jaguar XJL?
Yes, you will need to provide proof of insurance before you can drive your Jaguar XJL off the dealership lot. The best approach is to purchase a policy in advance and inform your insurance provider about your intended vehicle purchase. This way, you can ensure seamless coverage without relying on dealership-arranged insurance, which may not offer the best rates.
How Can You Get The Cheapest Insurance For Your Jaguar XJL?
To get the lowest insurance rates for your Jaguar XJL, it’s essential to shop around and compare quotes from different providers. Luckily, Insuranceopedia makes this easy by offering a platform where you can compare multiple insurance options in one place.
