How Much Does Jeep Car Insurance Cost?
Insuring a Jeep costs about $169 each month, which adds up to roughly $2,025 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
The price of Jeep insurance varies based on several factors. Key elements include your age, driving history, and where you live. Car insurance companies use this data to evaluate the risk of covering your Jeep.
Insurance Cost Per Jeep Model
| Jeep Model | Average Yearly Insurance Cost |
| Jeep Compass | $1,940 |
|---|---|
| Jeep Renegade | $1,950 |
| Jeep Wrangler | $1,900 |
| Jeep Grand Cherokee | $2,271 |
| Jeep Cherokee | $2,067 |
Keep in mind that these numbers are just averages. The real cost can change based on where you live, your age, your driving record, and the type of coverage you pick.
Jeep Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| State Farm | $80 |
| GEICO | $89 |
| Allstate | $70 |
Jeep Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,233 |
| Alaska | $1,840 |
| Arizona | $2,093 |
| Arkansas | $2,291 |
| California | $2,537 |
| Colorado | $2,369 |
| Connecticut | $3,041 |
| Delaware | $2,504 |
| Florida | $2,997 |
| Hawaii | $973 |
| Idaho | $1,687 |
| Illinois | $1,779 |
| Indiana | $1,823 |
| Iowa | $1,437 |
| Kansas | $1,907 |
| Kentucky | $2,766 |
| Louisiana | $3,554 |
| Maine | $1,337 |
| Maryland | $2,184 |
| Massachusetts | $1,737 |
| Michigan | $4,211 |
| Minnesota | $1,724 |
| Mississippi | $2,087 |
| Missouri | $1,970 |
| Montana | $1,996 |
| Nebraska | $1,686 |
| Nevada | $2,790 |
| New Hampshire | $1,949 |
| New Jersey | $2,144 |
| New Mexico | $2,182 |
| New York | $2,020 |
| North Carolina | $1,255 |
| North Dakota | $1,717 |
| Ohio | $1,543 |
| Oklahoma | $2,440 |
| Oregon | $2,237 |
| Pennsylvania | $1,875 |
| Rhode Island | $3,138 |
| South Carolina | $2,122 |
| South Dakota | $1,900 |
| Tennessee | $2,236 |
| Texas | $2,266 |
| Utah | $1,924 |
| Vermont | $1,488 |
| Virginia | $1,401 |
| Washington | $1,843 |
| West Virginia | $1,862 |
| Wisconsin | $1,856 |
| Wyoming | $1,737 |
| Georgia | $2,430 |
How To Save Money On Jeep Car Insurance?
Owning a Jeep involves various costs, with car insurance being one of the biggest. However, you can find ways to save on your insurance. Here’s how:
1. Keep a Clean Driving Record
Your driving history is vital for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show insurers you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before insurance kicks in—can reduce your premium. Just make sure you can afford the higher deductible if you have an accident.
4. Install Safety Features
Jeep come with many safety features, but adding extras like anti-theft devices can further cut your insurance costs by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might be eligible for.
6. Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Jeep often, consider usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Jeep isn’t your main vehicle.
