Jeep Car Insurance: How Much Is Jeep Insurance? 2024
Insuring a Jeep costs about $169 each month, which adds up to roughly $2,025 per year.
We’ve saved shoppers an average of $600 per year on their car insurance.
Jeep, established in 1941, is an iconic American brand known for its rugged SUVs and off-road vehicles, embodying adventure and durability. The price of Jeep insurance varies based on several factors. Key elements include your age, driving history, and where you live. Car insurance companies use this data to evaluate the risk of covering your Jeep. The average cost to insure a Jeep is $2,025 per year.
How Much Does Jeep Insurance Cost?
On average, insuring a Jeep costs $169 per month, totaling about $2,025 per year. However, your actual insurance cost can vary based on factors like your age, location, driving record, and specific Jeep model.
Average Jeep Insurance Cost By Model
A key factor in determining your car insurance rate is the model that you drive. According to our analysis, the average cost of insuring an Jeep, across all models, is $2,025 per year.
The Jeep Wrangler is the cheapest model to insure, at $1,900 per year. On the other hand, the Jeep Grand Cherokee is the most expensive, at an average of $2,271 per year.
Use the table below to compare insurance rates for Jeep models.
| Jeep Model | Average Yearly Insurance Cost |
| Jeep Compass | $1,940 |
|---|---|
| Jeep Renegade | $1,950 |
| Jeep Wrangler | $1,900 |
| Jeep Grand Cherokee | $2,271 |
| Jeep Cherokee | $2,067 |
Keep in mind that these numbers are just averages. The real cost can change based on where you live, your age, your driving record, and the type of coverage you pick.
Are Jeeps Expensive To Insure?
The national average for car insurance is $156 per month, whereas insuring a Jeep averages $169 per month—slightly higher. However, insurance costs vary more by model than by brand, so it’s important to check rates for your specific Jeep model.
Jeep Compass Insurance Cost
The average cost of insuring an Jeep Compass across all model years, is $778 per year. Use the table below to compare rates for different model years.
| Model Year | Average Yearly Premium |
| 2024 Jeep Compass | $1,594 |
| 2023 Jeep Compass | $733 |
| 2022 Jeep Compass | $367 |
| 2021 Jeep Compass | $638 |
| 2020 Jeep Compass | $556 |
Jeep Car Insurance Cost – By Company
| Insurance Provider | Average Monthly Premium |
| State Farm | $80 |
| GEICO | $89 |
| Allstate | $70 |
Jeep Car Insurance Cost – By U.S. State
| State | Average Annual Rate |
| Alabama | $2,233 |
| Alaska | $1,840 |
| Arizona | $2,093 |
| Arkansas | $2,291 |
| California | $2,537 |
| Colorado | $2,369 |
| Connecticut | $3,041 |
| Delaware | $2,504 |
| Florida | $2,997 |
| Hawaii | $973 |
| Idaho | $1,687 |
| Illinois | $1,779 |
| Indiana | $1,823 |
| Iowa | $1,437 |
| Kansas | $1,907 |
| Kentucky | $2,766 |
| Louisiana | $3,554 |
| Maine | $1,337 |
| Maryland | $2,184 |
| Massachusetts | $1,737 |
| Michigan | $4,211 |
| Minnesota | $1,724 |
| Mississippi | $2,087 |
| Missouri | $1,970 |
| Montana | $1,996 |
| Nebraska | $1,686 |
| Nevada | $2,790 |
| New Hampshire | $1,949 |
| New Jersey | $2,144 |
| New Mexico | $2,182 |
| New York | $2,020 |
| North Carolina | $1,255 |
| North Dakota | $1,717 |
| Ohio | $1,543 |
| Oklahoma | $2,440 |
| Oregon | $2,237 |
| Pennsylvania | $1,875 |
| Rhode Island | $3,138 |
| South Carolina | $2,122 |
| South Dakota | $1,900 |
| Tennessee | $2,236 |
| Texas | $2,266 |
| Utah | $1,924 |
| Vermont | $1,488 |
| Virginia | $1,401 |
| Washington | $1,843 |
| West Virginia | $1,862 |
| Wisconsin | $1,856 |
| Wyoming | $1,737 |
| Georgia | $2,430 |
How To Save Money On Jeep Car Insurance?
Owning a Jeep involves various costs, with car insurance being one of the biggest. However, you can find ways to save on your insurance. Here’s how:
1. Keep a Clean Driving Record
Your driving history is vital for insurance companies when setting your premium. By avoiding accidents and traffic tickets, you show insurers you’re a low-risk driver, which can lower your insurance costs.
2. Bundle Your Policies
Many insurers offer discounts if you combine policies, like home and auto insurance. This not only makes managing your insurance easier but also saves you money on premiums.
3. Raise Your Deductible
Increasing your deductible—the amount you pay out of pocket before insurance kicks in—can reduce your premium. Just make sure you can afford the higher deductible if you have an accident.
4. Install Safety Features
Jeep come with many safety features, but adding extras like anti-theft devices can further cut your insurance costs by reducing the risk of theft and damage.
5. Take Advantage of Discounts
Insurance companies often offer discounts for things like being a good student, having a clean driving record, or completing a defensive driving course. Ask your insurer about any discounts you might be eligible for.
6. Shop Around
Insurance premiums can vary widely between different providers. It’s important to compare quotes and choose the insurer that offers the best value for your needs.
7. Consider Usage-Based Insurance
If you don’t drive your Jeep often, consider usage-based insurance. This type of policy bases your premium on how much you drive, potentially saving you money if your Jeep isn’t your main vehicle.
