Jeep Cherokee Car Insurance Cost
Getting insurance for a Jeep Cherokee typically comes to about $431 annually through National General. However, the exact expenses can vary based on factors such as your age, the year of the car model, and other relevant considerations. You can refer to our provided quote tables below to get an estimate of what the cost might be for you.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Jeep Cherokee, one crucial aspect to factor in is the expense of insurance. Insurance plays a major role in owning a car, so it’s important to understand the costs upfront before making a decision.
Choosing the right car insurance is vital to avoid unexpected and potentially steep expenses later on. It’s essential to have adequate coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, there’s the possibility of facing premium hikes if you’re deemed responsible for an accident.
With over ten years of experience studying car insurance rates, I’ve observed how much these costs can fluctuate. Elements like your age, driving history, and location can significantly impact the premiums you’ll pay for insurance.
How Much Does Jeep Cherokee Car Insurance Cost?
Typically, National General provides the best deal, with an average annual rate of $431 for full coverage insurance on a 2023 Jeep Cherokee.
Although National General’s rate serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on several factors. These factors encompass where you live, your driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can lead to lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.
Moreover, residing in a densely populated urban area with heavy traffic might result in higher rates compared to rural regions with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in exploring various insurance providers and comparing quotes to ensure you secure the best possible deal.
2023 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct General Insurance | $772 |
| Dairyland Auto | $1,241 |
| Erie | $1,185 |
| Direct Auto | $1,252 |
| SECURA Insurance | $837 |
| Nationwide | $1,368 |
| Safeco | $401 |
| USAA | $1,290 |
| National General | $431 |
| New York Central Mutual Fire | $869 |
2022 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Direct Auto | $968 |
| Victoria | $462 |
| NatGen PPA | $1,123 |
| American National P | $575 |
| Capital Insurance Group | $1,314 |
| Buckeye Insurance Group | $1,135 |
| Mercury Insurance | $794 |
| Tennessee Farmers | $1,129 |
| Farmers Mutual of Nebraska | $1,264 |
| Safeco | $315 |
2021 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Victoria | $315 |
| AssuranceAmerica Mobile Max | $386 |
| NatGen Advantage | $613 |
| NatGen PPA | $319 |
| Concord Group | $580 |
| Countryway Insurance | $761 |
| American National P | $743 |
| Safeco | $293 |
| Kemper Personal Insurance | $904 |
| Dairyland Broadform | $808 |
2020 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Mobile Max | $468 |
| NatGen Custom 360 | $604 |
| Dairyland FR Bond | $664 |
| Mercury Insurance | $713 |
| Safeco | $437 |
| Buckeye Insurance Group | $774 |
| Dairyland Broadform | $557 |
| American National P | $662 |
| Kemper Personal Insurance | $311 |
| Kemper Auto | Infinity | $131 |
2019 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $285 |
| Mercury Insurance | $776 |
| Kemper Auto Premium | $249 |
| Dairyland Auto 1 Month | $418 |
| AssuranceAmerica Mobile Max | $674 |
| Concord Group | $748 |
| Kemper Personal Insurance | $371 |
| Dairyland FR Bond | $791 |
| Safeco | $298 |
| Dairyland Broadform | $359 |
2018 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Concord Group | $927 |
| North Carolina Farm Bureau | $933 |
| NatGen PPA | $806 |
| AssuranceAmerica Mobile Max | $576 |
| American National P | $639 |
| Mercury Insurance | $438 |
| Dairyland Broadform | $623 |
| Countryway Insurance | $868 |
| Safeco | $246 |
| NatGen Custom 360 | $47 |
2017 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| American National P | $638 |
| AssuranceAmerica Mobile Max | $514 |
| Loya Insurance | $744 |
| Kemper Auto | $889 |
| Kemper Auto Premier | $806 |
| Dairyland Broadform | $613 |
| NatGen Custom 360 | $455 |
| Safeco | $116 |
| Mercury Insurance | $742 |
| Concord Group | $942 |
2016 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $955 |
| Countryway Insurance | $901 |
| Mercury Insurance | $705 |
| American National P | $649 |
| Concord Group | $655 |
| Safeco | $144 |
| AssuranceAmerica Mobile Max | $370 |
| Dairyland FR Bond | $979 |
| NatGen Custom 360 | $373 |
| MMG Insurance Company | $906 |
2015 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Infinity Special | $618 |
| Dairyland FR Bond | $148 |
| Kemper Auto Premier | $358 |
| NatGen Custom 360 | $225 |
| AssuranceAmerica Mobile Max | $614 |
| Ameriprise Group | $715 |
| American National P&C | $573 |
| Dairyland Broadform | $299 |
| Mercury Insurance | $446 |
| Safeco | $242 |
2014 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| Aspire Advantage Roadside | $812 |
| American National P | $682 |
| Buckeye Insurance Group | $947 |
| SECURA Insurance | $830 |
| AssuranceAmerica Mobile Max | $141 |
| Concord Group | $828 |
| Mercury Insurance | $508 |
| Safeco | $108 |
| NatGen Custom 360 | $699 |
| Kemper Personal Insurance | $637 |
2010 Jeep Cherokee Insurance Rates
| Insurance Provider | Average Annual Cost |
| State Farm | $549 |
| Virginia Farm Bureau | $847 |
| Metropolitan | $892 |
| Mercury | $945 |
| Permanent General | $1,502 |
| Home State Ins Group | $2,057 |
| Nationwide | $2,377 |
| Safe Auto | $3,875 |
| Allied | $4,756 |
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Cost of Jeep Cherokee Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $5,348 | $7,841 | $9,157 |
| 18 | $4,956 | $7,315 | $8,558 |
| 19 | $4,404 | $6,433 | $7,543 |
| 20 | $3,820 | $5,617 | $6,588 |
| 21 | $3,204 | $4,699 | $5,511 |
| 22 | $3,134 | $4,593 | $5,382 |
| 23 | $2,744 | $4,028 | $4,687 |
| 24 | $2,615 | $3,804 | $4,457 |
| 25 | $2,251 | $3,294 | $3,855 |
| 30 | $1,748 | $2,553 | $3,012 |
| 35 | $1,630 | $2,390 | $2,802 |
| 40 | $1,589 | $2,307 | $2,691 |
| 45 | $1,532 | $2,239 | $2,614 |
| 55 | $1,423 | $2,076 | $2,423 |
| 65 | $1,482 | $2,161 | $2,517 |
| 75 | $1,844 | $2,714 | $3,197 |
Jeep Cherokee Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $1,675 | $2,443 | $3,089 |
| Alaska | $1,397 | $1,916 | $1,860 |
| Arizona | $1,543 | $2,241 | $3,319 |
| Arkansas | $1,696 | $2,691 | $2,960 |
| California | $1,905 | $3,376 | $1,909 |
| Colorado | $1,775 | $2,490 | $3,163 |
| Connecticut | $2,268 | $3,539 | $4,492 |
| Delaware | $1,895 | $2,502 | $3,202 |
| Florida | $2,234 | $3,107 | $4,028 |
| Hawaii | $713 | $983 | $711 |
| Idaho | $1,271 | $1,682 | $2,053 |
| Illinois | $1,307 | $1,993 | $2,298 |
| Indiana | $1,374 | $2,089 | $2,335 |
| Iowa | $1,063 | $1,477 | $1,731 |
| Kansas | $1,453 | $2,078 | $2,441 |
| Kentucky | $2,062 | $3,046 | $3,595 |
| Louisiana | $2,662 | $4,043 | $4,368 |
| Maine | $1,008 | $1,400 | $2,066 |
| Maryland | $1,648 | $2,389 | $2,617 |
| Massachusetts | $1,322 | $2,268 | $1,306 |
| Michigan | $3,142 | $4,823 | $7,585 |
| Minnesota | $1,309 | $1,736 | $2,456 |
| Mississippi | $1,585 | $2,223 | $2,261 |
| Missouri | $1,471 | $2,116 | $2,757 |
| Montana | $1,506 | $2,087 | $2,451 |
| Nebraska | $1,276 | $1,896 | $2,047 |
| Nevada | $2,114 | $3,120 | $3,299 |
| New Hampshire | $1,459 | $2,317 | $2,913 |
| New Jersey | $1,586 | $2,528 | $3,290 |
| New Mexico | $1,637 | $2,453 | $2,536 |
| New York | $1,526 | $1,919 | $3,212 |
| North Carolina | $941 | $1,610 | $1,170 |
| North Dakota | $1,268 | $1,948 | $2,309 |
| Ohio | $1,141 | $1,789 | $1,823 |
| Oklahoma | $1,826 | $2,619 | $2,973 |
| Oregon | $1,652 | $2,221 | $2,673 |
| Pennsylvania | $1,416 | $2,073 | $2,401 |
| Rhode Island | $2,340 | $3,447 | $3,889 |
| South Carolina | $1,613 | $2,222 | $3,050 |
| South Dakota | $1,424 | $2,055 | $2,358 |
| Tennessee | $1,680 | $2,489 | $3,313 |
| Texas | $1,676 | $2,456 | $3,032 |
| Utah | $1,451 | $2,025 | $2,767 |
| Vermont | $1,111 | $1,699 | $1,805 |
| Virginia | $1,063 | $1,613 | $1,593 |
| Washington | $1,388 | $1,895 | $2,237 |
| West Virginia | $1,402 | $2,002 | $2,490 |
| Wisconsin | $1,406 | $2,159 | $2,489 |
| Wyoming | $1,289 | $1,803 | $1,927 |
| Georgia | $1,818 | $2,725 | $2,747 |
Compare Jeep Cherokee To Other Jeep Models
Looking for other Jeep model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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