Jeep Grand Cherokee Car Insurance Cost

Getting insurance for a Jeep Grand Cherokee typically amounts to about $947 annually through SECURA Insurance. However, the exact expenses can vary based on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to get an estimate of what the cost might be for you.

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Updated: 09 November 2024
Written by Bob Phillips
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If you’re thinking about buying a Jeep Grand Cherokee, you’ll need to factor in the cost of insurance. Insurance is a significant aspect of owning a car, and it’s important to understand it before making a decision.

Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s essential to have sufficient coverage in case of an accident to avoid hefty out-of-pocket costs. Additionally, if you’re found at fault in an accident, your premiums could increase.

Having analyzed car insurance rates for over ten years, I’ve observed how much these costs can vary. Factors such as your age, driving history, and location can significantly impact your insurance premiums.

How Much Does Jeep Grand Cherokee Car Insurance Cost?

Typically, SECURA Insurance provides the most competitive rate, averaging $947 per year for full coverage insurance on a 2024 Jeep Grand Cherokee.

While SECURA Insurance’s pricing serves as a good reference point, it’s crucial to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can raise your insurance costs.

Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.

Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure that you get the best deal for your needs.

2024 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Grange $1,549
Auto Club $1,714
Nationwide $1,292
Esurance $1,199
Safeco $1,647
Auto-Owners Insurance Co $1,633
SECURA Insurance $947
Dairyland Auto $1,457
Chubb $1,766
USAA $1,358

2023 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
SafeAuto $891
Pekin Insurance $748
Victoria $574
NatGen PPA $673
SECURA Insurance $1,147
Erie $1,047
Safeco $466
Capital Insurance Group $1,121
New York Central Mutual Fire $736
Texas Farm Bureau Group $1,017

2022 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Capital Insurance Group $1,080
SECURA Insurance $1,086
PEMCO $967
Mercury Insurance $294
NatGen Custom 360 $528
Victoria $308
NatGen PPA $832
American National P $597
Safeco $820
Buckeye Insurance Group $890

2021 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Kemper Premium $900
Kemper Auto $331
Utica National Ins Group $912
Countryway Insurance $872
Mercury Insurance $825
Dairyland FR Bond $594
NatGen Custom 360 $930
American National P $674
Safeco $397
Victoria $374

2020 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Buckeye Insurance Group $500
Countryway Insurance $892
Mercury Insurance $300
American National P $645
Bear River $695
Kemper Auto | Infinity $856
Concord Group $807
Safeco $510
MMG Insurance Company $840
Union Mutual Fire Group $837

2019 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Safeco $350
Kemper Personal Insurance $302
Mercury Insurance $445
American National P $656
NatGen Value $693
Patriot Group $933
IMT Insurance Company $968
Concord Group $551
Countryway Insurance $813
MMG Insurance Company $787

2018 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
PEMCO $750
Kemper Personal Insurance $610
NatGen Custom 360 $243
Patriot Group $679
Safeco $259
American National P $633
Concord Group $433
Mercury Insurance $641
MMG Insurance Company $695
NatGen Value $1,005

2017 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Mercury Insurance $926
Countryway Insurance $899
North Carolina Farm Bureau $652
AssuranceAmerica Mobile Max $166
Safeco $381
NatGen Custom 360 $230
American National P $691
Colorado Farm Bureau Mutual $1,093
Kentucky Farm Bureau $1,037
Buckeye Insurance Group $640

2016 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
North Carolina Farm Bureau $833
MMG Insurance Company $957
Countryway Insurance $807
PEMCO $881
Safeco $389
Kemper Personal Insurance $536
Concord Group $566
Mercury Insurance $625
AssuranceAmerica Mobile Max $423
NatGen Custom 360 $235

2015 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Kemper Personal Insurance $480
NatGen Custom 360 $416
Dairyland Broadform $272
AssuranceAmerica Mobile Max $173
Rural Mutual Insurance $815
Texas Farm Bureau Group $792
Infinity Special $694
Mercury Insurance $519
Safeco $284
Dairyland FR Bond $286

2014 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
AssuranceAmerica Mobile Max $510
Infinity Special $606
Commerce Group Inc $640
Kemper Personal Insurance $149
NatGen Custom 360 $322
Utica National Ins Group $627
Dairyland Broadform $305
Dairyland FR Bond $282
Mercury Insurance $415
Safeco $178

2013 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Infinity Special $555
Concord Group $746
NatGen PPA $643
American National P $779
Safeco $184
NatGen Custom 360 $167
MMG Insurance Company $959
Mercury Insurance $364
Kemper Auto | Infinity $83
West Bend Mutual $947

2012 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Safeco $125
Mercury Insurance $275
Utica National Ins Group $695
Kemper Personal Insurance $701
American National P $624
Dairyland FR Bond $554
American National P&C $437
NatGen PPA $614
NatGen Custom 360 $520
Dairyland Broadform $456

2011 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Patriot Group $737
American National P $487
NatGen Value $562
Dairyland FR Bond $754
Safeco $59
Infinity Special $613
Mercury Insurance $108
Kentucky Farm Bureau $771
MMG Insurance Company $752
Kemper Auto | Infinity $673

2010 Jeep Grand Cherokee Insurance Rates

Insurance Provider Average Annual Cost
Patriot Group $691
North Carolina Farm Bureau $615
AssuranceAmerica Mobile Max $318
American National P $677
MMG Insurance Company $576
Kemper Auto | Infinity $559
Kemper Auto Premier $302
Commerce Group Inc $604
Mercury Insurance $159
Safeco $100

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Cost of Jeep Grand Cherokee Car Insurance By Age

Driver Age Good Driver Recent Accident Poor Credit
17 $7,736 $11,323 $13,262
18 $7,194 $10,548 $12,349
19 $6,320 $9,284 $10,952
20 $5,517 $8,136 $9,551
21 $4,689 $6,797 $8,009
22 $4,490 $6,668 $7,754
23 $3,987 $5,852 $6,751
24 $3,804 $5,520 $6,462
25 $3,215 $4,757 $5,606
30 $2,572 $3,750 $4,355
35 $2,375 $3,495 $4,088
40 $2,287 $3,310 $3,934
45 $2,210 $3,292 $3,840
55 $2,035 $3,009 $3,476
65 $2,118 $3,147 $3,657
75 $2,664 $3,894 $4,635

Jeep Grand Cherokee Car Insurance Rates By State

State Good Driver Recent Accident Poor Credit
Alabama $2,402 $3,463 $4,453
Alaska $2,016 $2,798 $2,679
Arizona $2,248 $3,209 $4,775
Arkansas $2,491 $3,920 $4,288
California $2,793 $4,911 $2,712
Colorado $2,530 $3,556 $4,563
Connecticut $3,317 $5,112 $6,476
Delaware $2,688 $3,655 $4,631
Florida $3,274 $4,507 $5,809
Georgia $2,656 $3,969 $3,980
Hawaii $1,082 $1,392 $1,087
Idaho $1,871 $2,473 $2,979
Illinois $1,906 $2,906 $3,283
Indiana $1,949 $2,986 $3,420
Iowa $1,514 $2,092 $2,561
Kansas $2,118 $3,004 $3,543
Kentucky $3,012 $4,430 $5,215
Louisiana $3,843 $5,865 $6,314
Maine $1,422 $2,041 $2,974
Maryland $2,322 $3,456 $3,806
Massachusetts $1,869 $3,246 $1,925
Michigan $4,595 $6,955 $10,927
Minnesota $1,846 $2,535 $3,481
Mississippi $2,253 $3,258 $3,206
Missouri $2,148 $3,087 $4,015
Montana $2,199 $3,042 $3,513
Nebraska $1,800 $2,687 $2,957
Nevada $3,056 $4,534 $4,764
New Hampshire $2,070 $3,288 $4,252
New Jersey $2,302 $3,665 $4,734
New Mexico $2,323 $3,488 $3,620
New York $2,170 $2,737 $4,651
North Carolina $1,336 $2,369 $1,647
North Dakota $1,896 $2,806 $3,305
Ohio $1,682 $2,532 $2,660
Oklahoma $2,607 $3,779 $4,319
Oregon $2,443 $3,213 $3,837
Pennsylvania $2,061 $2,988 $3,455
Rhode Island $3,401 $4,987 $5,595
South Carolina $2,320 $3,162 $4,371
South Dakota $2,023 $2,990 $3,466
Tennessee $2,413 $3,538 $4,804
Texas $2,401 $3,553 $4,396
Utah $2,100 $2,906 $3,994
Vermont $1,650 $2,469 $2,586
Virginia $1,510 $2,267 $2,301
Washington $2,016 $2,683 $3,283
West Virginia $2,057 $2,846 $3,595
Wisconsin $2,009 $3,163 $3,518
Wyoming $1,889 $2,589 $2,747

Our Methodology

To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.

105

Quotes Analyzed

58

Brands Reviewed

40+

Research Hours

15+

Years Of Experience

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