Jeep Renegade Car Insurance Cost 2025
On average, insuring a Jeep Renegade costs $690 per year. However, your exact insurance cost may vary depending on factors such as your age, the specific model year of your vehicle, and other personal considerations. You can use the quote tables below to get an estimate tailored to your situation.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a Jeep Renegade, you’ll need to consider the cost of insurance. On average, insurance for a Jeep Renegade costs $690 per year. Insurance is an important part of owning a car, and it’s crucial to understand it before making a purchase.
Choosing the right car insurance is essential to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage in case of an accident to avoid hefty out-of-pocket costs. Plus, if you’re found at fault in an accident, your premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve noticed how much these costs can vary. Factors like your age, driving record, and where you live can all affect your insurance premiums.
How Much Does Jeep Renegade Car Insurance Cost?
Typically, Jeep Renegade drivers pay an average of $690 per year for car insurance. However, your premium may vary depending on factors like your driving history, location, and the specific model year of your Jeep Renegade.
It’s important to keep in mind that the cost of car insurance can differ widely based on several factors. These include your location, driving history, the model year of your Jeep Renegade, and the specific coverage options you choose. Drivers with clean records typically enjoy lower premiums, while those with past accidents or violations may face higher rates.
Additionally, urban areas with heavy traffic often lead to higher insurance rates compared to rural locations with less congestion. The type of coverage you select also plays a role in determining your premium—comprehensive coverage, which includes both comprehensive and collision insurance, typically costs more than basic liability coverage.
As seen in the comparison table, Jeep Renegade insurance is more expensive than the average cost for other Jeep models, but still less than the typical cost for all vehicles.
Insuranceopedia can help you compare quotes from various auto insurers, ensuring you find the best rates for your specific needs.
| Vehicle | Average Monthly Premium |
| Jeep Renegade | $163 |
| All Jeeps | $154 |
| All Cars | $175 |
Average Insurance Cost Of Jeep Renegade By Model Year
| Model Year | Average Premium |
| 2023 Jeep Renegade | $1,144 |
| 2022 Jeep Renegade | $709 |
| 2021 Jeep Renegade | $812 |
| 2020 Jeep Renegade | $812 |
| 2019 Jeep Renegade | $651 |
| 2018 Jeep Renegade | $461 |
| 2017 Jeep Renegade | $402 |
| 2016 Jeep Renegade | $626 |
| 2015 Jeep Renegade | $581 |
2023 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2023 Jeep Renegade is $1,144. However, National General Value offers the cheapest rates, averaging $690 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,189 |
| Direct Auto | $868 |
| Country | $1,388 |
| State Farm | $1,292 |
| National General Value | $690 |
| Dairyland Auto | $1,084 |
| Auto-Owners Insurance Co | $1,386 |
| Capital Insurance Group | $1,237 |
| Texas Farm Bureau Group | $873 |
| Mercury | $1,432 |
2022 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2022 Jeep Renegade is $709. However, Mercury Insurance offers the cheapest rates, averaging $117 per year.
| Insurance Provider | Average Annual Cost |
| Pekin Insurance | $746 |
| Safety Group | $932 |
| Kemper Auto | Infinity | $1,078 |
| North Carolina Farm Bureau | $878 |
| SafeAuto | $565 |
| Mercury Insurance Company | $1,078 |
| American National P | $720 |
| Mercury Insurance | $117 |
| NatGen Value | $905 |
| Safeco | $69 |
2021 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2021 Jeep Renegade is $812. However, Safeco offers the cheapest rates, averaging $59 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $983 |
| Capital Insurance Group | $1,121 |
| Virginia Farm Bureau | $973 |
| West Bend Mutual | $953 |
| NatGen Custom 360 | $359 |
| Plymouth Rock | $794 |
| Ohio Mutual Ins Group | $1,169 |
| Mercury Insurance | $709 |
| Rockford Mutual Insurance | $1,002 |
| Safeco | $59 |
2020 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2020 Jeep Renegade is $812. However, Safeco offers the cheapest rates, averaging $59 per year.
| Insurance Provider | Average Annual Cost |
| Plymouth Rock Assurance | $983 |
| Capital Insurance Group | $1,121 |
| Virginia Farm Bureau | $973 |
| West Bend Mutual | $953 |
| NatGen Custom 360 | $359 |
| Plymouth Rock | $794 |
| Ohio Mutual Ins Group | $1,169 |
| Mercury Insurance | $709 |
| Rockford Mutual Insurance | $1,002 |
| Safeco | $59 |
Find Affordable Jeep Renegade Insurance Rates
2019 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2019 Jeep Renegade is $812. However, Kemper Auto | Infinity offers the cheapest rates, averaging $123 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $390 |
| NatGen PPA | $914 |
| PEMCO | $948 |
| Capital Insurance Group | $918 |
| Safeco | $153 |
| Mercury Insurance | $418 |
| Kemper Auto | Infinity | $123 |
| Buckeye Insurance Group | $980 |
| American National P | $699 |
| Direct Auto | $967 |
2018 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2018 Jeep Renegade is $461. However, Kemper Personal Insurance offers the cheapest rates, averaging $66 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $244 |
| Union Mutual Fire Group | $586 |
| Kemper Personal Insurance | $66 |
| Dairyland Broadform | $350 |
| American National P | $507 |
| Mercury Insurance | $623 |
| Indiana Farmers Mutual Ins | $866 |
| Safeco | $234 |
| Dairyland FR Bond | $527 |
| American National P&C | $609 |
2017 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2017 Jeep Renegade is $402. However, Kemper Personal Insurance offers the cheapest rates, averaging $29 per year.
| Insurance Provider | Average Annual Cost |
| American National P | $641 |
| Kemper Personal Insurance | $29 |
| Dairyland FR Bond | $433 |
| AssuranceAmerica Mobile Max | $355 |
| Mercury Insurance | $226 |
| Dairyland Broadform | $309 |
| NatGen Custom 360 | $345 |
| Concord Group | $801 |
| Kemper Premium | $653 |
| Safeco | $230 |
2016 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2016 Jeep Renegade is $626. However, Safeco offers the cheapest rates, averaging $189 per year.
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $878 |
| Kemper Auto Premier | $807 |
| Mercury Insurance | $488 |
| Safeco | $189 |
| AssuranceAmerica Mobile Max | $365 |
| American National P | $720 |
| SECURA Insurance | $913 |
| Kemper Auto | Infinity | $818 |
| Kemper Auto | $649 |
| Kemper Auto Premium | $432 |
2015 Jeep Renegade Insurance Rates
The average annual insurance cost for a 2015 Jeep Renegade is $581. However, NatGen Custom 360 offers the cheapest rates, averaging $237 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $237 |
| Countryway Insurance | $735 |
| AssuranceAmerica Mobile Max | $719 |
| Mercury Insurance | $607 |
| American National P | $687 |
| Kemper Personal Insurance | $594 |
| Kemper Auto Premier | $562 |
| American National P&C | $395 |
| Safeco | $354 |
| Buckeye Insurance Group | $923 |
Find Affordable Jeep Renegade Insurance Rates
Is A Jeep Renegade Expensive To Insure?
The cost to insure a Jeep Renegade is generally lower than the average cost for all vehicles. However, the amount you’ll pay for insurance will vary based on factors such as your age, the age of your vehicle, your location, driving history, and the type of coverage you choose. Each of these elements can significantly impact your premium.
Cost of Jeep Renegade Car Insurance By Age
Age is a key factor in determining car insurance rates. Teenagers tend to pay the highest premiums since they are statistically more likely to be involved in accidents. As drivers get older and gain more experience, their premiums typically decrease, as they are considered lower risk.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,569 | $9,662 | $11,315 |
| 18 | $6,105 | $8,976 | $10,565 |
| 19 | $5,379 | $8,004 | $9,326 |
| 20 | $4,734 | $6,980 | $8,144 |
| 21 | $3,945 | $5,863 | $6,826 |
| 22 | $3,817 | $5,666 | $6,678 |
| 23 | $3,415 | $5,010 | $5,779 |
| 24 | $3,193 | $4,735 | $5,481 |
| 25 | $2,792 | $4,120 | $4,716 |
| 30 | $2,125 | $3,138 | $3,745 |
| 35 | $2,017 | $3,018 | $3,488 |
| 40 | $1,954 | $2,818 | $3,361 |
| 45 | $1,883 | $2,803 | $3,238 |
| 55 | $1,776 | $2,586 | $2,991 |
| 65 | $1,801 | $2,672 | $3,069 |
| 75 | $2,281 | $3,364 | $3,915 |
Jeep Renegade Car Insurance Rates By State
Your location significantly affects your car insurance rates. Each state has its own insurance regulations, and some, like Michigan, require higher coverage levels, leading to higher premiums. Additionally, the climate in your area plays a role; states with extreme weather like hurricanes or flooding may result in higher insurance costs. Crime rates, such as car thefts, and local accident statistics also influence rates, as areas with higher accident or theft risks are deemed higher-risk for insurers. All of these factors are considered when calculating your specific Jeep Renegade insurance rate.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,032 | $2,985 | $3,788 |
| Alaska | $1,739 | $2,314 | $2,301 |
| Arizona | $1,928 | $2,765 | $4,075 |
| Arkansas | $2,115 | $3,298 | $3,612 |
| California | $2,397 | $4,127 | $2,378 |
| Colorado | $2,203 | $3,029 | $3,852 |
| Connecticut | $2,840 | $4,360 | $5,507 |
| Delaware | $2,323 | $3,070 | $3,946 |
| Florida | $2,741 | $3,869 | $4,937 |
| Georgia | $2,254 | $3,367 | $3,391 |
| Hawaii | $919 | $1,189 | $891 |
| Idaho | $1,580 | $2,044 | $2,506 |
| Illinois | $1,672 | $2,425 | $2,806 |
| Indiana | $1,640 | $2,590 | $2,854 |
| Iowa | $1,370 | $1,780 | $2,181 |
| Kansas | $1,738 | $2,618 | $3,010 |
| Kentucky | $2,512 | $3,743 | $4,469 |
| Louisiana | $3,291 | $4,982 | $5,414 |
| Maine | $1,252 | $1,682 | $2,563 |
| Maryland | $1,963 | $2,924 | $3,217 |
| Massachusetts | $1,651 | $2,849 | $1,568 |
| Michigan | $3,941 | $5,903 | $9,319 |
| Minnesota | $1,621 | $2,123 | $3,058 |
| Mississippi | $1,962 | $2,772 | $2,758 |
| Missouri | $1,839 | $2,657 | $3,438 |
| Montana | $1,832 | $2,538 | $3,002 |
| Nebraska | $1,556 | $2,336 | $2,527 |
| Nevada | $2,589 | $3,799 | $4,041 |
| New Hampshire | $1,773 | $2,805 | $3,611 |
| New Jersey | $1,946 | $3,129 | $4,090 |
| New Mexico | $2,040 | $3,040 | $3,120 |
| New York | $1,913 | $2,349 | $3,938 |
| North Carolina | $1,152 | $2,002 | $1,404 |
| North Dakota | $1,560 | $2,440 | $2,833 |
| Ohio | $1,411 | $2,139 | $2,244 |
| Oklahoma | $2,300 | $3,244 | $3,608 |
| Oregon | $2,092 | $2,801 | $3,287 |
| Pennsylvania | $1,724 | $2,510 | $2,985 |
| Rhode Island | $2,930 | $4,259 | $4,818 |
| South Carolina | $1,945 | $2,687 | $3,724 |
| South Dakota | $1,730 | $2,507 | $2,971 |
| Tennessee | $2,116 | $3,013 | $4,051 |
| Texas | $2,092 | $2,986 | $3,805 |
| Utah | $1,751 | $2,486 | $3,444 |
| Vermont | $1,348 | $2,073 | $2,208 |
| Virginia | $1,334 | $2,007 | $1,946 |
| Washington | $1,756 | $2,298 | $2,724 |
| West Virginia | $1,707 | $2,418 | $3,089 |
| Wisconsin | $1,753 | $2,651 | $3,006 |
| Wyoming | $1,558 | $2,277 | $2,367 |
Find Affordable Jeep Renegade Insurance Rates
Cheapest Car Insurance Companies For A Jeep Renegade
If you’re in the market for a new car insurance policy for your Jeep Renegade, you might want to check out Ohio Mutual, which offers the most affordable premium at around $26 per month. However, keep in mind that insurance rates can vary depending on your individual profile, such as your driving history, age, and location. To find the best deal for you, it’s a good idea to shop around and compare quotes from different providers.
| Company | Average Monthly Rate |
| Aspire | $32 |
| Dashers | $34 |
| Kemper Personal Insurance | $40 |
| Commonwealth Casualty | $39 |
| Ohio Mutual | $26 |
Common Jeep Renegade Insurance Discounts
Discounts are a great way to reduce your car insurance costs. While each insurance company may offer different types of discounts, here are some common ones you can explore:
- Multi-policy discount: Bundling your home and auto insurance with the same provider often results in a lower rate.
- Paying annually: If you choose to pay your premium in one lump sum rather than in monthly installments, you might qualify for a discount.
- Defensive driving: Completing a defensive driving course from a certified institution may make you eligible for reduced premiums.
There are other discounts you may qualify for, so it’s worth discussing your options with your insurance agent to find the best deals available to you.
Ways To Save On Jeep Renegade Insurance Costs
Maintaining a clean driving record is one of the best ways to keep your Jeep Renegade insurance costs down. Violations such as speeding tickets or accidents can lead to higher premiums. Jeep Renegade drivers with a speeding ticket on their record can expect to pay about $91 per month, while those with multiple accidents may see an average of $120 per month. By avoiding these incidents, you can keep your premiums lower.
Additionally, your annual mileage also plays a role in your insurance costs. Drivers who use their vehicle less frequently are seen as a lower risk, so they generally pay less. For example, Jeep Renegade drivers who drive between 2,501-5,000 miles annually can expect to pay around $99 per month for insurance. On the other hand, those who drive over 10,000 miles a year will pay about $96 per month.
Compare Jeep Renegade To Other Jeep Models
Looking for other Jeep model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used for this calculation was a 40-year-old male driver purchasing full-coverage insurance with the following coverage limits: $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. However, your personal insurance costs may vary from these averages based on your unique circumstances.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Jeep Renegade?
Yes, you will need to show proof of insurance before driving your Jeep Renegade off the dealership lot. It’s recommended to purchase a policy beforehand and inform your insurance company about your upcoming car purchase. This way, you can have your coverage ready when you pick up your new vehicle, rather than relying on the dealership to arrange it for you.
How Can You Get The Cheapest Insurance For Your Jeep Renegade?
The most effective way to find the lowest rates for your Jeep Renegade is by comparing quotes from various auto insurance companies. Fortunately, Insuranceopedia makes this easy by allowing you to compare quotes from multiple providers directly on our website. This helps you find the best deal tailored to your specific needs.
