Jeep Wrangler Car Insurance Cost 2025
Getting insurance for a Jeep Wrangler costs $593 per year, on average. However, the exact cost can vary based on factors such as your age, the year of the car model, and other considerations. You can use our quote tables below to get an estimate of your specific costs.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re considering purchasing a Jeep Wrangler, one of the many factors you’ll need to consider is the cost of insurance. On average, insurance for a Jeep Wrangler costs $593 per year. After all, insurance is a significant part of car ownership, and it’s crucial to know what you’re getting into before you make your purchase.
Not carefully selecting a good car insurance policy can lead to unexpected and potentially high costs down the road. The last thing you want to happen is to have insufficient coverage when an accident occurs, leaving you with hefty out-of-pocket expenses. And let’s not forget about potential increases in premiums if you’re found at fault.
With over a decade of experience analyzing car insurance rates, I’ve seen just how much these costs can vary. Factors such as your age, driving record, and even where you live can significantly influence your insurance premiums.
How Much Does Jeep Wrangler Car Insurance Cost?
On average, Jeep Wrangler drivers can expect to pay around $593 per year for car insurance. However, this rate may vary based on factors such as your driving history, location, and the specific coverage options you choose.
The cost of car insurance can vary significantly based on several factors, including your location, driving history, car model year, and the coverage options you choose. Maintaining a clean driving record can help reduce your premiums, while accidents or traffic violations may increase them.
Your location is another key factor; urban areas with heavy traffic often lead to higher insurance premiums, while rural areas generally have lower rates. Additionally, the type of coverage you select will affect the price — comprehensive insurance, which covers both comprehensive and collision, typically costs more than basic liability coverage.
In comparison, the cost of insurance for a Jeep Wrangler tends to be lower than the average for all Jeep models. However, it is still less expensive than the overall average for all cars.
Insuranceopedia offers a convenient way to compare quotes from various insurance companies, helping you find the best deal tailored to your needs.
| Vehicle | Average Monthly Premium |
| Jeep Wrangler | $149 |
| All Jeeps | $154 |
| All Cars | $175 |
Average Insurance Cost Of Jeep Wrangler By Model Year
| Model Year | Average Premium |
| 2024 Jeep Wrangler | $972 |
| 2023 Jeep Wrangler | $840 |
| 2022 Jeep Wrangler | $853 |
| 2021 Jeep Wrangler | $716 |
| 2020 Jeep Wrangler | $542 |
| 2019 Jeep Wrangler | $782 |
| 2018 Jeep Wrangler | $666 |
| 2017 Jeep Wrangler | $618 |
| 2016 Jeep Wrangler | $589 |
| 2015 Jeep Wrangler | $667 |
| 2014 Jeep Wrangler | $603 |
| 2013 Jeep Wrangler | $599 |
| 2012 Jeep Wrangler | $416 |
| 2011 Jeep Wrangler | $667 |
| 2010 Jeep Wrangler | $600 |
2024 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2024 Jeep Wrangler is $972. However, National General Value offers the cheapest rates, averaging $593 per year.
| Insurance Provider | Average Annual Cost |
| USAA | $1,196 |
| Victoria | $646 |
| NatGen PPA | $1,248 |
| Capital Insurance Group | $1,150 |
| Buckeye Insurance Group | $1,192 |
| SECURA Insurance | $1,255 |
| Direct Auto | $685 |
| Texas Farm Bureau Group | $656 |
| National General Value | $593 |
| 21st Century | $1,099 |
2023 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2023 Jeep Wrangler is $840. However, Safeco offers the cheapest rates, averaging $89 per year.
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $500 |
| NatGen Custom 360 | $635 |
| USAA | $1,272 |
| Pekin Insurance | $958 |
| Indiana Farmers Mutual Ins | $1,129 |
| SECURA Insurance | $866 |
| Virginia Farm Bureau | $993 |
| Buckeye Insurance Group | $834 |
| 21st Century | $1,119 |
| Safeco | $89 |
2022 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2022 Jeep Wrangler is $853. However, Safeco offers the cheapest rates, averaging $156 per year.
| Insurance Provider | Average Annual Cost |
| Virginia Farm Bureau | $1,165 |
| Oregon Mutual | $1,273 |
| North Carolina Farm Bureau | $1,010 |
| American National P | $873 |
| Atlantic States Insurance | $1,036 |
| Victoria | $339 |
| Buckeye Insurance Group | $731 |
| Safeco | $156 |
| PEMCO | $1,023 |
| Mercury Insurance | $927 |
2021 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2021 Jeep Wrangler is $716. However, Victoria offers the cheapest rates, averaging $282 per year.
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $651 |
| Safeco | $395 |
| Countryway Insurance | $793 |
| PEMCO | $972 |
| Kemper Auto | $1,005 |
| Victoria | $282 |
| American National P | $500 |
| Buckeye Insurance Group | $787 |
| Concord Group | $880 |
| MMG Insurance Company | $899 |
2020 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2020 Jeep Wrangler is $542. However, Safeco offers the cheapest rates, averaging $195 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $347 |
| Mercury Insurance | $461 |
| American National P | $748 |
| Pure Companies Grp | $757 |
| Buckeye Insurance Group | $650 |
| Kemper Personal Insurance | $365 |
| West Bend Mutual | $774 |
| Safeco | $195 |
| Infinity Special | $495 |
| Pekin Insurance | $627 |
2019 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2019 Jeep Wrangler is $782. However, Safeco offers the cheapest rates, averaging $274 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $776 |
| Texas Farm Bureau Group | $830 |
| Western Reserve | $946 |
| National General Value | $1,051 |
| Plymouth Rock | $823 |
| PEMCO | $1,028 |
| Mercury Insurance | $745 |
| Pekin Insurance | $844 |
| Safeco | $274 |
| American National P | $507 |
2018 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2018 Jeep Wrangler is $666. However, Safeco offers the cheapest rates, averaging $83 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $924 |
| Tower Insurance Company of New York | $806 |
| Pekin Insurance | $831 |
| National General Value | $676 |
| Safeco | $83 |
| PEMCO | $814 |
| Rural Mutual Insurance | $720 |
| Partners Mutual Insurance Co | $843 |
| Mercury Insurance | $255 |
| American National P | $706 |
2017 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2017 Jeep Wrangler is $618. However, Safeco offers the cheapest rates, averaging $127 per year.
| Insurance Provider | Average Annual Cost |
| Concord Group | $571 |
| Buckeye Insurance Group | $719 |
| NatGen Custom 360 | $365 |
| Pure Companies Grp | $678 |
| Mercury Insurance | $557 |
| Titan | $823 |
| Utica National Ins Group | $760 |
| North Carolina Farm Bureau | $860 |
| Safeco | $127 |
| Ohio Mutual Ins Group | $715 |
2016 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2016 Jeep Wrangler is $589. However, Safeco offers the cheapest rates, averaging $150 per year.
| Insurance Provider | Average Annual Cost |
| Buckeye Insurance Group | $595 |
| Plymouth Rock Assurance | $780 |
| NatGen Custom 360 | $620 |
| NatGen PPA | $696 |
| Safeco | $150 |
| Mercury Insurance | $699 |
| Safety Group | $823 |
| Kemper Personal Insurance | $394 |
| American National P | $445 |
| Wolverine Mutual | $689 |
2015 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2015 Jeep Wrangler is $667. However, Safeco offers the cheapest rates, averaging $102 per year.
| Insurance Provider | Average Annual Cost |
| Infinity Special | $830 |
| American National P | $459 |
| Ohio Mutual Ins Group | $764 |
| Mercury Insurance | $517 |
| Safeco | $102 |
| Indiana Farmers Mutual Ins | $883 |
| Concord Group | $849 |
| Buckeye Insurance Group | $595 |
| National General RAD | $813 |
| MMG Insurance Company | $857 |
Find Affordable Jeep Wrangler Insurance Rates
2014 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2014 Jeep Wrangler is $603. However, Safeco offers the cheapest rates, averaging $27 per year.
| Insurance Provider | Average Annual Cost |
| Safety Group | $759 |
| Mercury Insurance | $547 |
| Safeco | $27 |
| SafeAuto | $891 |
| NatGen Custom 360 | $800 |
| North Carolina Farm Bureau | $726 |
| Buckeye Insurance Group | $548 |
| Utica National Ins Group | $686 |
| NatGen Value | $460 |
| AssuranceAmerica Mobile Max | $586 |
2013 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2013 Jeep Wrangler is $599. However, Safeco offers the cheapest rates, averaging $276 per year.
| Insurance Provider | Average Annual Cost |
| NatGen Value | $425 |
| Safety Group | $652 |
| Patriot Group | $759 |
| NatGen PPA | $561 |
| Safeco | $276 |
| MMG Insurance Company | $630 |
| Commerce Group Inc | $696 |
| Clearcover | $518 |
| SafeAuto | $708 |
| Countryway Insurance | $760 |
2012 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2012 Jeep Wrangler is $416. However, Safeco offers the cheapest rates, averaging $14 per year.
| Insurance Provider | Average Annual Cost |
| Commerce Group Inc | $553 |
| Pekin Insurance | $603 |
| Pure Companies Grp | $529 |
| American National P | $397 |
| SECURA Insurance | $581 |
| MMG Insurance Company | $569 |
| Safeco | $14 |
| Buckeye Insurance Group | $476 |
| Mercury Insurance | $94 |
| Kemper Premium | $346 |
2011 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2011 Jeep Wrangler is $416. However, Safeco offers the cheapest rates, averaging $213per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $673 |
| Safeco | $213 |
| First Chicago Insurance | $872 |
| AssuranceAmerica | $484 |
| Rockford Mutual Insurance | $695 |
| North Star | $699 |
| IMT Insurance Company | $797 |
| Partners Mutual Insurance Co | $842 |
| West Bend Mutual | $582 |
| Pekin Insurance | $817 |
2010 Jeep Wrangler Insurance Rates
The average annual insurance cost for a 2010 Jeep Wrangler is $600. However, Safeco offers the cheapest rates, averaging $258 per year.
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $627 |
| Buckeye Insurance Group | $622 |
| Infinity Special | $682 |
| IMT Insurance Company | $700 |
| Farmers Mutual of Nebraska | $766 |
| North Star | $559 |
| Safeco | $258 |
| American National P | $635 |
| National General Value | $599 |
| Mercury Insurance | $556 |
Find Affordable Jeep Wrangler Insurance Rates
Is A Jeep Wrangler Expensive To Insure?
The cost to insure a Jeep Wrangler is generally lower than the overall average for all cars. However, the exact amount you’ll pay for car insurance will depend on several factors, including your age, the model year of your Jeep Wrangler, your location, driving history, and the level of coverage you select. It’s important to shop around and compare quotes from different insurers to find the best rate for your specific situation.
Cost of Jeep Wrangler Car Insurance By Age
Age is a key factor in determining car insurance rates. Teen drivers usually face the highest premiums because they are statistically more likely to be involved in accidents. As drivers get older and gain more experience, their premiums typically decrease, as they are considered less risky to insure. Rates generally continue to drop as you age, particularly after the age of 25, but they may begin to rise again when you reach your 60s or 70s, as older drivers are sometimes considered higher risk as well.
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $6,420 | $9,453 | $11,092 |
| 18 | $6,042 | $8,824 | $10,373 |
| 19 | $5,352 | $7,786 | $9,164 |
| 20 | $4,681 | $6,849 | $7,925 |
| 21 | $3,873 | $5,681 | $6,635 |
| 22 | $3,757 | $5,533 | $6,473 |
| 23 | $3,275 | $4,892 | $5,693 |
| 24 | $3,141 | $4,589 | $5,356 |
| 25 | $2,725 | $4,020 | $4,699 |
| 30 | $2,115 | $3,120 | $3,645 |
| 35 | $1,961 | $2,921 | $3,374 |
| 40 | $1,885 | $2,829 | $3,307 |
| 45 | $1,834 | $2,704 | $3,144 |
| 55 | $1,687 | $2,467 | $2,959 |
| 65 | $1,746 | $2,567 | $3,071 |
| 75 | $2,269 | $3,311 | $3,808 |
Jeep Wrangler Car Insurance Rates By State
Where you live plays a significant role in determining your car insurance rate. States have their own regulations for insurance, and some, like Michigan, require higher levels of coverage, leading to higher premiums. The climate in your area also impacts rates, as states with extreme weather (such as hurricanes, storms, or flooding) may result in higher insurance costs due to the increased risk of damage to your vehicle. Additionally, local crime and accident statistics—such as car theft rates, crash frequency, and vehicle fatalities—are considered by insurers. Areas with higher rates of these incidents will typically face higher insurance premiums.
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,051 | $2,929 | $3,707 |
| Alaska | $1,646 | $2,299 | $2,254 |
| Arizona | $1,910 | $2,734 | $3,992 |
| Arkansas | $2,071 | $3,248 | $3,562 |
| California | $2,314 | $4,060 | $2,351 |
| Colorado | $2,136 | $2,968 | $3,808 |
| Connecticut | $2,764 | $4,263 | $5,430 |
| Delaware | $2,302 | $3,006 | $3,900 |
| Florida | $2,719 | $3,733 | $4,837 |
| Georgia | $2,206 | $3,273 | $3,325 |
| Hawaii | $874 | $1,184 | $860 |
| Idaho | $1,540 | $2,010 | $2,472 |
| Illinois | $1,610 | $2,418 | $2,745 |
| Indiana | $1,688 | $2,495 | $2,856 |
| Iowa | $1,264 | $1,830 | $2,110 |
| Kansas | $1,776 | $2,521 | $2,998 |
| Kentucky | $2,530 | $3,715 | $4,383 |
| Louisiana | $3,189 | $4,821 | $5,295 |
| Maine | $1,252 | $1,704 | $2,442 |
| Maryland | $1,977 | $2,854 | $3,149 |
| Massachusetts | $1,543 | $2,736 | $1,616 |
| Michigan | $3,794 | $5,803 | $9,159 |
| Minnesota | $1,524 | $2,058 | $2,906 |
| Mississippi | $1,931 | $2,730 | $2,738 |
| Missouri | $1,764 | $2,558 | $3,359 |
| Montana | $1,767 | $2,487 | $2,986 |
| Nebraska | $1,531 | $2,259 | $2,448 |
| Nevada | $2,510 | $3,774 | $3,927 |
| New Hampshire | $1,795 | $2,800 | $3,521 |
| New Jersey | $1,900 | $3,017 | $3,963 |
| New Mexico | $1,987 | $2,965 | $3,021 |
| New York | $1,862 | $2,336 | $3,844 |
| North Carolina | $1,141 | $1,990 | $1,419 |
| North Dakota | $1,548 | $2,336 | $2,831 |
| Ohio | $1,348 | $2,100 | $2,214 |
| Oklahoma | $2,201 | $3,145 | $3,563 |
| Oregon | $1,984 | $2,724 | $3,275 |
| Pennsylvania | $1,703 | $2,492 | $2,911 |
| Rhode Island | $2,880 | $4,134 | $4,728 |
| South Carolina | $1,928 | $2,627 | $3,719 |
| South Dakota | $1,680 | $2,473 | $2,830 |
| Tennessee | $2,041 | $2,998 | $3,947 |
| Texas | $2,078 | $2,936 | $3,700 |
| Utah | $1,774 | $2,434 | $3,403 |
| Vermont | $1,385 | $2,049 | $2,175 |
| Virginia | $1,303 | $1,981 | $1,920 |
| Washington | $1,643 | $2,268 | $2,680 |
| West Virginia | $1,651 | $2,446 | $2,971 |
| Wisconsin | $1,634 | $2,609 | $3,006 |
| Wyoming | $1,519 | $2,187 | $2,303 |
Find Affordable Jeep Wrangler Insurance Rates
Cheapest Car Insurance Companies For A Jeep Wrangler
If you’re looking for the most affordable car insurance for your Jeep Wrangler, AmericanAlliance offers a $36 per month premium, making them the cheapest provider based on average rates. However, it’s important to note that rates can vary depending on your driver profile—factors like age, location, driving history, and vehicle details all affect your premium. To ensure you’re getting the best deal, it’s recommended to shop around and compare quotes from multiple insurance providers.
| Company | Average Monthly Rate |
| AnswerFinancial | $49 |
| Pronto | $41 |
| Commonwealth Casualty | $45 |
| AmericanAlliance | $36 |
| Shelter Mutual | $47 |
Common Jeep Wrangler Insurance Discounts
Discounts are a great way to reduce your car insurance costs. Here are some common ones to look out for:
- Multi-policy: Bundling your home and auto insurance with the same provider can often get you a discounted rate.
- Pay annually: Paying your premium all at once, rather than in monthly installments, can sometimes result in a discount.
- Defensive driving: Completing a defensive driving course through a certified institution may make you eligible for lower rates.
In addition to these, insurance companies may offer other discounts based on factors like good driving behavior, vehicle safety features, or low annual mileage. It’s a good idea to check with your insurance agent to see which discounts you qualify for.
Ways To Save On Jeep Wrangler Insurance Costs
Maintaining a clean driving record is crucial for keeping your Jeep Wrangler insurance costs low. Speeding tickets or accidents can lead to higher premiums. For example, drivers with a ticket on their record can expect to pay about $100 per month, while those with multiple accidents may pay an average of $135 per month. Avoiding these incidents can help keep your costs down.
Additionally, the number of miles you drive annually can affect your premium. Drivers who cover between 2,501-5,000 miles per year typically pay around $75 per month, while those who drive over 10,000 miles annually may pay $83 per month. Less time on the road means fewer opportunities for accidents, which insurance companies see as a lower risk.
Compare Jeep Wrangler To Other Jeep Models
Looking for other Jeep model insurance costs?
Our Methodology
To calculate average car insurance costs, Insuranceopedia gathered thousands of quotes from top auto insurance providers. The sample profile used was a 40-year-old male driver purchasing full-coverage car insurance with coverage limits of $100,000 for property damage liability, $100,000 for bodily injury liability, and a $1,000 deductible. It's important to note that the costs mentioned may vary for your specific situation, as individual factors such as age, location, and driving history can significantly impact the final premium.
Quotes Analyzed
Brands Reviewed
Research Hours
Years Of Experience
FAQs
Do You Need Insurance Before You Can Purchase A Jeep Wrangler?
Yes, you will need proof of insurance before you can drive your Jeep Wrangler off the dealership lot. The most efficient approach is to purchase an insurance policy beforehand and inform your insurance company about your new car purchase. This way, you’ll be ready to go when you pick up your vehicle, rather than relying on the dealership’s insurance options.
How Can You Get The Cheapest Insurance For Your Jeep Wrangler?
The best way to find the cheapest rates for your Jeep Wrangler is by shopping around and comparing quotes from different auto insurance companies. Fortunately, Insuranceopedia allows you to compare quotes from multiple providers, right here on our website.
