KIA Cadenza Car Insurance Cost
Getting insurance for a KIA Cadenza typically amounts to about $541 annually through Hastings Mutual Insurance Co. However, the exact costs can vary depending on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to obtain an estimate of the potential cost for you.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a KIA Cadenza, you’ll need to consider the cost of insurance. Insurance is a big part of owning a car, so it’s important to understand it before you buy.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage in case of an accident to avoid paying a lot out of pocket. Plus, if you’re found at fault in an accident, your premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Things like your age, driving record, and where you live can all affect how much you’ll pay for insurance.
How Much Does KIA Cadenza Car Insurance Cost?
Typically, Hastings Mutual Insurance Co provides the most competitive rate, averaging $541 per year for full coverage insurance on a 2021 KIA Cadenza.
While Hastings Mutual Insurance Co’s pricing serves as a useful reference point, it’s important to understand that car insurance costs can vary significantly due to various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, while a history of accidents or traffic violations can increase your insurance costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you choose will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, will typically be more expensive than minimum liability coverage.
Insuranceopedia is available to assist you in shopping around and comparing quotes from different insurance companies to ensure that you get the best deal for your needs.
2021 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Hanover | $1,302 |
| Farmers | $1,746 |
| Mercury | $868 |
| Metropolitan | $939 |
| Auto Club Group | $1,721 |
| Western National | $1,907 |
| Hastings Mutual Insurance Co | $541 |
| American Family | $1,231 |
| Travelers | $698 |
| Sentry | $2,353 |
2020 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $1,354 |
| Liberty Mutual | $2,155 |
| NatGen Value | $2,934 |
| Esurance | $2,209 |
| Mercury | $2,672 |
| Direct Auto | $1,671 |
| Metropolitan | $2,315 |
| Unitrin | $2,099 |
| Sentry | $3,044 |
| Direct General Insurance | $2,853 |
2019 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Texas Farm Bureau Group | $613 |
| Hastings Mutual Insurance Co | $1,058 |
| National General | $188 |
| Buckeye Insurance Group | $1,038 |
| New York Central Mutual Fire | $1,259 |
| Grange Mutual | $1,360 |
| Mercury Insurance | $1,479 |
| Safeco | $890 |
| MMG Insurance Company | $1,589 |
| Safety Group | $1,412 |
2018 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $1,480 |
| Kemper Premium | $1,238 |
| Capital Insurance Group | $1,484 |
| MO Farm Bureau Services | $1,475 |
| New York Central Mutual Fire | $1,670 |
| West Bend Mutual | $1,567 |
| Auto-Owners Insurance Co | $1,421 |
| Farm Bureau Mutual (IA Group) | $1,355 |
| Kemper Auto | Infinity | $1,766 |
| PEMCO | $1,140 |
2017 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| SECURA Insurance | $797 |
| Rural Mutual Insurance | $759 |
| Indiana Farmers Mutual Ins | $955 |
| Rockford Mutual Insurance | $896 |
| Safeco | $40 |
| Pekin Insurance | $886 |
| Virginia Farm Bureau | $995 |
| American National P | $712 |
| Buckeye Insurance Group | $846 |
| Western National | $882 |
2016 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| North Carolina Farm Bureau | $934 |
| SECURA Insurance | $1,076 |
| Ohio Mutual Ins Group | $1,015 |
| Dairyland Auto 1 Month | $802 |
| NatGen Value | $858 |
| Western Reserve | $957 |
| Buckeye Insurance Group | $673 |
| Concord Group | $812 |
| Mercury Insurance | $793 |
| MMG Insurance Company | $842 |
2015 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $106 |
| AssuranceAmerica Economy | $1,349 |
| North Carolina Farm Bureau | $1,024 |
| SafeAuto | $1,147 |
| Capital Insurance Group | $1,055 |
| Mercury Insurance | $1,066 |
| GMAC Insurance Group | $1,146 |
| AssuranceAmerica Elite | $1,337 |
| Atlantic States Insurance | $1,419 |
| National General Value | $1,349 |
2014 KIA Cadenza Insurance Rates
| Insurance Provider | Average Annual Cost |
| Mercury Insurance | $539 |
| Safeco | $222 |
| Infinity Special | $956 |
| Kemper Auto | $766 |
| Kemper Auto | Infinity | $611 |
| SECURA Insurance | $935 |
| Mercury Insurance Company | $549 |
| New York Central Mutual Fire | $509 |
| American National P | $728 |
| AssuranceAmerica Mobile Max | $677 |
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Cost of KIA Cadenza Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $8,603 | $12,586 | $14,743 |
| 18 | $7,946 | $11,758 | $13,739 |
| 19 | $7,044 | $10,361 | $12,159 |
| 20 | $6,133 | $9,050 | $10,559 |
| 21 | $5,159 | $7,582 | $8,835 |
| 22 | $5,006 | $7,382 | $8,692 |
| 23 | $4,408 | $6,472 | $7,598 |
| 24 | $4,142 | $6,177 | $7,140 |
| 25 | $3,622 | $5,270 | $6,181 |
| 30 | $2,854 | $4,168 | $4,857 |
| 35 | $2,675 | $3,875 | $4,573 |
| 40 | $2,508 | $3,767 | $4,327 |
| 45 | $2,456 | $3,664 | $4,216 |
| 55 | $2,230 | $3,269 | $3,921 |
| 65 | $2,320 | $3,440 | $4,049 |
| 75 | $3,023 | $4,407 | $5,130 |
KIA Cadenza Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,695 | $3,911 | $5,007 |
| Alaska | $2,265 | $3,032 | $2,956 |
| Arizona | $2,508 | $3,668 | $5,387 |
| Arkansas | $2,742 | $4,314 | $4,753 |
| California | $3,065 | $5,408 | $3,102 |
| Colorado | $2,836 | $4,021 | $5,066 |
| Connecticut | $3,621 | $5,685 | $7,232 |
| Delaware | $3,007 | $4,007 | $5,217 |
| Florida | $3,621 | $5,020 | $6,449 |
| Georgia | $2,941 | $4,371 | $4,394 |
| Hawaii | $1,173 | $1,604 | $1,170 |
| Idaho | $2,047 | $2,708 | $3,312 |
| Illinois | $2,158 | $3,189 | $3,659 |
| Indiana | $2,187 | $3,330 | $3,791 |
| Iowa | $1,748 | $2,426 | $2,785 |
| Kansas | $2,318 | $3,353 | $3,901 |
| Kentucky | $3,313 | $4,894 | $5,749 |
| Louisiana | $4,278 | $6,489 | $7,037 |
| Maine | $1,647 | $2,220 | $3,330 |
| Maryland | $2,641 | $3,829 | $4,218 |
| Massachusetts | $2,082 | $3,670 | $2,119 |
| Michigan | $5,027 | $7,769 | $12,210 |
| Minnesota | $2,126 | $2,786 | $3,952 |
| Mississippi | $2,504 | $3,552 | $3,579 |
| Missouri | $2,373 | $3,400 | $4,455 |
| Montana | $2,386 | $3,374 | $3,949 |
| Nebraska | $2,061 | $3,003 | $3,255 |
| Nevada | $3,322 | $5,039 | $5,244 |
| New Hampshire | $2,310 | $3,733 | $4,632 |
| New Jersey | $2,594 | $4,076 | $5,345 |
| New Mexico | $2,679 | $3,955 | $4,061 |
| New York | $2,464 | $3,032 | $5,154 |
| North Carolina | $1,493 | $2,567 | $1,831 |
| North Dakota | $2,067 | $3,119 | $3,732 |
| Ohio | $1,807 | $2,854 | $2,940 |
| Oklahoma | $2,935 | $4,180 | $4,743 |
| Oregon | $2,669 | $3,628 | $4,277 |
| Pennsylvania | $2,226 | $3,287 | $3,832 |
| Rhode Island | $3,748 | $5,567 | $6,215 |
| South Carolina | $2,553 | $3,537 | $4,878 |
| South Dakota | $2,257 | $3,279 | $3,777 |
| Tennessee | $2,662 | $3,941 | $5,297 |
| Texas | $2,711 | $3,906 | $4,927 |
| Utah | $2,332 | $3,267 | $4,465 |
| Vermont | $1,808 | $2,727 | $2,892 |
| Virginia | $1,718 | $2,623 | $2,564 |
| Washington | $2,224 | $2,978 | $3,602 |
| West Virginia | $2,228 | $3,157 | $3,973 |
| Wisconsin | $2,190 | $3,493 | $3,927 |
| Wyoming | $2,033 | $2,919 | $3,114 |
Compare KIA Cadenza To Other KIA Models
Looking for other KIA model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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