KIA Forte Car Insurance Cost
Getting insurance for a KIA Forte typically amounts to approximately $736 annually through Pekin Insurance. However, the exact costs can vary depending on factors like your age, the car’s model year, and other relevant factors. You can refer to our provided quote tables below to obtain an estimate of the potential cost for you.
We’ve saved shoppers an average of $600 per year on their car insurance.
If you’re thinking about buying a KIA Forte, you’ll need to think about the cost of insurance. Insurance is an important part of owning a car, so it’s essential to understand it before you make a purchase.
Choosing the right car insurance is crucial to avoid unexpected and potentially high expenses later on. It’s important to have enough coverage if you have an accident to avoid paying a lot out of pocket. Plus, if you’re found at fault in an accident, your premiums could go up.
With over ten years of experience analyzing car insurance rates, I’ve seen how much these costs can vary. Things like your age, driving record, and where you live can all affect how much you’ll pay for insurance.
How Much Does KIA Forte Car Insurance Cost?
Typically, Pekin Insurance provides the most competitive rate, averaging $736 per year for full coverage insurance on a 2024 KIA Forte.
While Pekin Insurance’s pricing is a valuable point of reference, it’s essential to recognize that car insurance costs can vary significantly based on various factors. These factors include your location, driving history, the model year of your car, and the specific coverage options you select. Maintaining a clean driving record can result in lower premiums, whereas a history of accidents or traffic violations can raise your insurance costs.
Moreover, residing in an urban area with heavy traffic may lead to higher rates compared to rural areas with lighter traffic. The type of coverage you opt for will also affect your premium; comprehensive coverage, which includes both comprehensive and collision coverage, typically carries a higher cost than minimum liability coverage.
Insuranceopedia is available to assist you in comparing quotes from different insurance companies to ensure that you secure the best deal for your needs.
2024 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Titan | $842 |
| Unitrin | $1,143 |
| Pekin Insurance | $736 |
| SECURA Insurance | $979 |
| North Carolina Farm Bureau | $1,035 |
| Capital Insurance Group | $1,136 |
| Utica National Ins Group | $1,004 |
| NatGen Value | $1,062 |
| Buckeye Insurance Group | $929 |
| New York Central Mutual Fire | $1,090 |
2023 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Kemper Auto Premier | $830 |
| Safeco | $396 |
| Victoria | $542 |
| Texas Farm Bureau Group | $986 |
| Dairyland Broadform | $451 |
| Pekin Insurance | $903 |
| Dairyland FR Bond | $742 |
| Buckeye Insurance Group | $811 |
| American National P | $868 |
| Titan | $765 |
2022 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $561 |
| Kemper Auto | Infinity | $74 |
| Mercury Insurance | $836 |
| Kemper Personal Insurance | $126 |
| Kemper Auto | $375 |
| Dairyland FR Bond | $808 |
| Safeco | $206 |
| AssuranceAmerica Mobile Max | $420 |
| Kemper Auto Premier | $262 |
| Victoria | $353 |
2021 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Custom 360 | $306 |
| Safeco | $425 |
| Dairyland Broadform | $594 |
| Dairyland Auto 1 Month | $536 |
| AssuranceAmerica Mobile Max | $554 |
| Dairyland FR Bond | $266 |
| Kemper Premium | $292 |
| NatGen PPA | $681 |
| Victoria | $541 |
| Kemper Auto Premier | $63 |
2020 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $209 |
| Kemper Auto Premier | $195 |
| American National P | $911 |
| Kemper Personal Insurance | $72 |
| NatGen Custom 360 | $153 |
| Dairyland FR Bond | $399 |
| AssuranceAmerica Mobile Max | $732 |
| Farmers Mutual of Nebraska | $1,057 |
| Dairyland Broadform | $535 |
| NatGen PPA | $513 |
2019 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $672 |
| NatGen Custom 360 | $170 |
| Kemper Auto Premier | $75 |
| AssuranceAmerica Mobile Max | $191 |
| NatGen PPA | $798 |
| Mercury Insurance | $753 |
| Safeco | $247 |
| AssuranceAmerica | $749 |
| Kemper Personal Insurance | $770 |
| Dairyland FR Bond | $461 |
2018 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| AssuranceAmerica Economy | $1,017 |
| Kemper Auto Premier | $272 |
| Safeco | $214 |
| Dairyland Auto 1 Month | $236 |
| Kemper Personal Insurance | $125 |
| Dairyland Broadform | $426 |
| NatGen PPA | $712 |
| Mercury Insurance | $857 |
| Kemper Auto | Infinity | $1,098 |
| Dairyland FR Bond | $530 |
2017 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Broadform | $334 |
| AssuranceAmerica Mobile Max | $103 |
| AssuranceAmerica | $875 |
| MMG Insurance Company | $869 |
| Mercury Insurance | $858 |
| Dairyland Auto 1 Month | $672 |
| Kemper Auto Premier | $134 |
| Safeco | $175 |
| NatGen PPA | $570 |
| Kemper Personal Insurance | $148 |
2016 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| PEMCO | $944 |
| Safety Group | $675 |
| Dairyland Auto 1 Month | $135 |
| Safeco | $219 |
| Dairyland Broadform | $521 |
| Utica National Ins Group | $956 |
| Kemper Personal Insurance | $111 |
| NatGen PPA | $907 |
| AssuranceAmerica Mobile Max | $230 |
| Kemper Premium | $563 |
2015 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland Auto 1 Month | $126 |
| Kemper Auto | Infinity | $1,079 |
| AssuranceAmerica Mobile Max | $624 |
| North Carolina Farm Bureau | $1,041 |
| PEMCO | $1,128 |
| Safeco | $92 |
| Kemper Auto Premier | $236 |
| Mercury Insurance | $511 |
| Farmers Mutual of Nebraska | $1,074 |
| Kemper Personal Insurance | $494 |
2014 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Infinity Special | $269 |
| NatGen Value | $1,109 |
| Southern Farm Bureau | $876 |
| AssuranceAmerica Mobile Max | $520 |
| American National P | $741 |
| PEMCO | $1,038 |
| Mercury Insurance | $489 |
| North Carolina Farm Bureau | $1,013 |
| NatGen PPA | $258 |
| Safeco | $85 |
2013 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Dairyland FR Bond | $267 |
| Dairyland Broadform | $650 |
| NatGen PPA | $460 |
| Kemper Personal Insurance | $246 |
| New Jersey Manufacturers | $945 |
| Safeco | $160 |
| National General Value | $975 |
| Dairyland Auto 1 Month | $81 |
| IMT Insurance Company | $1,015 |
| Clearcover | $500 |
2012 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| NatGen Value | $297 |
| Infinity Special | $381 |
| Kemper Auto Premier | $525 |
| Dairyland Auto 1 Month | $355 |
| Utica National Ins Group | $762 |
| American National P | $628 |
| Clearcover | $839 |
| Mercury Insurance | $416 |
| North Carolina Farm Bureau | $927 |
| Safeco | $105 |
2011 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Clearcover | $842 |
| Concord Group | $735 |
| Dairyland Broadform | $79 |
| National General RAD | $664 |
| NatGen PPA | $270 |
| MMG Insurance Company | $729 |
| American National P | $610 |
| Safeco | -$11 |
| Mercury Insurance Company | $416 |
| Mercury Insurance | $134 |
2010 KIA Forte Insurance Rates
| Insurance Provider | Average Annual Cost |
| Safeco | $129 |
| Infinity Special | $339 |
| Dairyland Broadform | $162 |
| Mercury Insurance Company | $512 |
| Mercury Insurance | $457 |
| NatGen Custom 360 | $135 |
| Kemper Auto Premier | $402 |
| AssuranceAmerica Mobile Max | $493 |
| Dairyland FR Bond | $126 |
| Kemper Personal Insurance | $84 |
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Cost of KIA Forte Car Insurance By Age
| Driver Age | Good Driver | Recent Accident | Poor Credit |
| 17 | $7,745 | $11,397 | $13,288 |
| 18 | $7,202 | $10,642 | $12,423 |
| 19 | $6,422 | $9,419 | $10,946 |
| 20 | $5,595 | $8,143 | $9,622 |
| 21 | $4,718 | $6,897 | $8,015 |
| 22 | $4,535 | $6,704 | $7,795 |
| 23 | $3,972 | $5,823 | $6,812 |
| 24 | $3,751 | $5,508 | $6,469 |
| 25 | $3,232 | $4,790 | $5,573 |
| 30 | $2,497 | $3,697 | $4,376 |
| 35 | $2,345 | $3,500 | $4,104 |
| 40 | $2,280 | $3,316 | $3,897 |
| 45 | $2,250 | $3,279 | $3,820 |
| 55 | $2,062 | $2,966 | $3,509 |
| 65 | $2,102 | $3,106 | $3,668 |
| 75 | $2,668 | $3,998 | $4,611 |
KIA Forte Car Insurance Rates By State
| State | Good Driver | Recent Accident | Poor Credit |
| Alabama | $2,474 | $3,561 | $4,534 |
| Alaska | $2,041 | $2,793 | $2,698 |
| Arizona | $2,274 | $3,313 | $4,832 |
| Arkansas | $2,513 | $3,915 | $4,310 |
| California | $2,799 | $4,894 | $2,805 |
| Colorado | $2,557 | $3,656 | $4,612 |
| Connecticut | $3,300 | $5,086 | $6,512 |
| Delaware | $2,718 | $3,646 | $4,665 |
| Florida | $3,242 | $4,530 | $5,915 |
| Georgia | $2,607 | $3,962 | $4,006 |
| Hawaii | $1,078 | $1,391 | $1,097 |
| Idaho | $1,858 | $2,450 | $2,927 |
| Illinois | $1,907 | $2,918 | $3,330 |
| Indiana | $1,982 | $2,983 | $3,400 |
| Iowa | $1,562 | $2,143 | $2,571 |
| Kansas | $2,051 | $3,005 | $3,521 |
| Kentucky | $2,990 | $4,384 | $5,237 |
| Louisiana | $3,902 | $5,807 | $6,302 |
| Maine | $1,431 | $2,024 | $2,981 |
| Maryland | $2,330 | $3,459 | $3,814 |
| Massachusetts | $1,902 | $3,277 | $1,893 |
| Michigan | $4,610 | $6,948 | $11,039 |
| Minnesota | $1,879 | $2,534 | $3,561 |
| Mississippi | $2,287 | $3,254 | $3,260 |
| Missouri | $2,105 | $3,035 | $4,008 |
| Montana | $2,186 | $3,024 | $3,547 |
| Nebraska | $1,862 | $2,715 | $3,004 |
| Nevada | $3,066 | $4,492 | $4,815 |
| New Hampshire | $2,155 | $3,339 | $4,216 |
| New Jersey | $2,313 | $3,675 | $4,769 |
| New Mexico | $2,336 | $3,524 | $3,676 |
| New York | $2,254 | $2,748 | $4,651 |
| North Carolina | $1,333 | $2,306 | $1,629 |
| North Dakota | $1,859 | $2,855 | $3,332 |
| Ohio | $1,680 | $2,582 | $2,621 |
| Oklahoma | $2,709 | $3,776 | $4,277 |
| Oregon | $2,438 | $3,236 | $3,924 |
| Pennsylvania | $2,064 | $2,987 | $3,551 |
| Rhode Island | $3,418 | $5,053 | $5,654 |
| South Carolina | $2,364 | $3,195 | $4,454 |
| South Dakota | $2,102 | $3,003 | $3,415 |
| Tennessee | $2,477 | $3,641 | $4,758 |
| Texas | $2,461 | $3,595 | $4,446 |
| Utah | $2,138 | $2,985 | $4,025 |
| Vermont | $1,655 | $2,448 | $2,628 |
| Virginia | $1,516 | $2,369 | $2,248 |
| Washington | $2,008 | $2,716 | $3,227 |
| West Virginia | $1,987 | $2,923 | $3,640 |
| Wisconsin | $2,008 | $3,191 | $3,639 |
| Wyoming | $1,914 | $2,623 | $2,782 |
Compare KIA Forte To Other KIA Models
Looking for other Kia model insurance costs?
Our Methodology
To ensure accurate and trustworthy insurance company ratings, I employed a detailed methodology. I assess numerous insurers, utilizing insights from reputable review sites and critical metrics from industry authorities such as A.M. Best and J.D. Power. With my 15 years of experience as an insurance agent, I enhance our analysis with firsthand knowledge, ensuring our ratings are reliable guides for your insurance decision-making process.
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